Covers Aetna's insured student plans, not plans a school self-funds
The notice says it applies to Aetna's insured health benefit plans and does not apply to any plans that a school funds itself. It describes Aetna Student Health as a brand name for products and services provided by Aetna Life Insurance Company and its applicable affiliated companies, and says fully insured student health insurance plans are underwritten by Aetna Life Insurance Company.
Supporting quotations
This Notice of Privacy Practices applies to Aetna’s insured health benefit plans. It does not apply to any plans that are self-funded by a school.
Fully insured student health insurance plans are underwritten by Aetna Life Insurance Company (Aetna).
is the brand name for products and services provided by Aetna Life Insurance Company and its applicable affiliated companies (Aetna).
Qualifications & exceptions
Applies to Aetna's insured health benefit plans; it does not apply to plans self-funded by a school.
Not stated here
The notice does not say which schools' plans are insured and which are self-funded, so it does not tell a student whether this notice covers their plan.
Legal Rights & Agreement Rules · Company commitment
Aetna says it treats personal information as confidential and protects it under law and its own policies
Aetna says it considers personal information confidential and protects it in line with federal and state privacy laws and its own company privacy policies. It says this notice describes how it may use and disclose information about you in administering your benefits, how you can get access to your medical information, and your legal rights regarding that information.
Supporting quotations
This notice describes how medical information about you may be used and disclosed and how you can get access to this information.
We protect the privacy of that information in accordance with federal and state privacy laws, as well as our own company privacy policies.
This notice describes how we may use and disclose information about you in administering your benefits, and it explains your legal rights regarding the information.
Qualifications & exceptions
The stated purpose is administering your benefits.
Legal Rights & Agreement Rules · Context
What "personal information" and "health information" mean in this notice
In this notice, "personal information" means information that identifies you as an individual, such as your name and Social Security Number, plus financial, health and other nonpublic information about you that Aetna obtains so it can provide insurance coverage. "Health information" means information that identifies you and relates to your medical history, meaning the health care you receive or the amounts paid for that care.
Supporting quotations
When we use the term “personal information,” we mean information that identifies you as an individual, such as your name and Social Security Number, as well as financial, health and other information about you that is nonpublic, and that we obtain so we can provide you with insurance coverage.
By “health information,” we mean information that identifies you and relates to your medical history (i.e., the health care you receive or the amounts paid for that care).
Qualifications & exceptions
Personal information is limited to nonpublic information Aetna obtains to provide coverage.
Not stated here
Elsewhere the notice uses "PHI" and "protected health information" without a separate definition beyond the passing mention in the affiliated covered entity passage.
Legal Rights & Agreement Rules · Context
The notice states an October 1, 2025 effective date
The notice says it became effective on October 1, 2025. The page header carries the form code GR-68050 (2-26).
Supporting quotations
This notice became effective on October 1, 2025.
GR-68050 (2-26)
Not stated here
The notice does not explain what "(2-26)" in the form code means, and does not state any other date, such as a revision date.
Legal Rights & Agreement Rules · Company practice
Regulators, workers' compensation and legal requirements
Aetna may disclose information to state insurance departments, the U.S. Department of Labor and other government agencies that regulate it, to comply with workers' compensation laws, and to comply with legal obligations and requirements.
Supporting quotations
Industry Regulation – to state insurance departments, U.S. Department of Labor and other government agencies that regulate us.
Workers’ Compensation – to comply with workers’ compensation laws.
As Required by Law – to comply with legal obligations and requirements.
Legal Rights & Agreement Rules · Company practice
Law enforcement: disclosure to federal, state and local law enforcement officials
Aetna may disclose information to federal, state and local law enforcement officials.
Supporting quotations
Law Enforcement – to federal, state, and local law enforcement officials.
Not stated here
Unlike the neighboring items, this item states no condition or purpose; the notice does not say here what circumstances apply.
Legal Rights & Agreement Rules · Company practice
Legal proceedings: disclosure in response to a court order or other lawful process
Aetna may disclose information in response to a court order or other lawful process.
Supporting quotations
Legal Proceedings – in response to a court order or other lawful process.
Qualifications & exceptions
Tied to a court order or other lawful process.
Legal Rights & Agreement Rules · Company practice
Public welfare: matters of public interest as required or permitted by law
Aetna may disclose information to address matters of public interest as required or permitted by law, for example child abuse and neglect, threats to public health and safety, and national security.
Supporting quotations
Public Welfare – to address matters of public interest as required or permitted by law (e.g., child abuse and neglect, threats to public health and safety, and national security).
Qualifications & exceptions
As required or permitted by law; the examples are introduced with "e.g." and are not stated to be exhaustive.
Legal Rights & Agreement Rules · Company practice
Required disclosures: to you or your personal representative, and to the federal health secretary
Aetna says it must disclose your personal information to you or to someone with the legal right to act for you, your personal representative, to administer your rights under the notice, and to the Secretary of the Department of Health and Human Services as necessary for HIPAA compliance and enforcement.
Supporting quotations
Required Disclosures: We must use and disclose your personal information in the following manner:
To you or someone who has the legal right to act for you (your personal representative) in order to administer your rights as described in this notice
To the Secretary of the Department of Health and Human Services, as necessary, for HIPAA compliance and enforcement purposes.
Legal Rights & Agreement Rules · Restriction or exception
Stricter laws may protect sensitive categories of health information, and Aetna says it follows the stricter rule
Aetna says some state and federal laws may require special privacy protections, including requirements to obtain attestations from requestors, that limit use and disclosure of certain sensitive health information. The notice lists alcohol or substance use disorder, biometric information, child or adult abuse or neglect including sexual assault, communicable diseases, genetic information, HIV/AIDS, mental health, minors, reproductive health and sexually transmitted diseases. Aetna says it will follow the stricter, more protective law where it applies to Aetna, and you can contact the Aetna Privacy Office for more information.
Supporting quotations
Some state and federal laws may require special privacy protections, including certain requirements to obtain attestations from requestors, that limit the use and disclosure of certain sensitive health information. Such laws may protect information related to:
Alcohol or substance use disorder
Biometric Information
Child or adult abuse or neglect, including sexual assault
Communicable diseases
Genetic information
HIV/AIDs
Mental health
Minors
Reproductive health
Sexually transmitted diseases
We will follow the law that is stricter (or more protective of your PHI), where it applies to us. If you would like additional information about additional use or disclosure restrictions that may apply to your sensitive PHI, please contact the Aetna Privacy Office.
Qualifications & exceptions
The list is of information that such laws "may" protect; it does not say which laws or states apply to your plan.
Aetna follows the stricter law only "where it applies to us."
Not stated here
The notice does not name the laws, say which apply to a given student plan, or explain what attestations from requestors involve.
Legal Rights & Agreement Rules · Restriction or exception
Without your permission, Aetna says it follows the more protective law in limited situations
Aetna says that in limited situations where it may disclose substance use disorder information without your permission, such as medical emergencies and government audits, it will follow the law that is more protective of your information.
Supporting quotations
In limited situations where we may disclose this information without your permission, such as medical emergencies and government audits, we will follow the law that is more protective of your information.
Qualifications & exceptions
Limited situations; the examples given are medical emergencies and government audits, introduced with "such as."
Not stated here
The notice does not list all the limited situations or say which law is more protective in each.
Legal Rights & Agreement Rules · Restriction or exception
Substance use disorder information is not used in a legal case against you without consent or a court order
Aetna says it will not use or share this substance use disorder information in any legal case against you unless you give written consent, or a court orders Aetna with a subpoena or other legal requirement. The notice adds that you or Aetna must also receive notice and a chance to be heard.
Supporting quotations
We will not use or share this information in any legal case against you unless:
You give us written consent, or
A court orders us with a subpoena or other legal requirement.
You or Aetna must also receive notice and a chance to be heard.
Qualifications & exceptions
Exceptions are written consent, or a court order backed by a subpoena or other legal requirement.
You or Aetna must also receive notice and a chance to be heard.
Not stated here
The phrase "You or Aetna" does not say who must receive notice in a given case or whether both must.
Your privacy rights come from the federal privacy regulations
The notice says the federal privacy regulations give you several rights regarding your health information, then lists them. They are described in the cards that follow.
Supporting quotations
The federal privacy regulations give you several rights regarding your health information.
Legal Rights & Agreement Rules · User right or choice
Pretext interviews: a right not to be subjected to them, and Aetna says it does not participate
You have a right, with very limited exceptions, not to be subjected to pretext interviews, and Aetna says it does not participate in pretext interviews.
Supporting quotations
You have the right with very limited exceptions, not to be subjected to pretext interviews.
We do not participate in pretext interviews.
Qualifications & exceptions
Subject to very limited exceptions.
Not stated here
The notice does not define pretext interviews or name the exceptions; a footnote marker "2" follows the right in the supplied text, but no footnote text for it appears in the supplied source.
Legal Rights & Agreement Rules · Company commitment
Federal privacy regulations require Aetna to keep personal information private and follow this notice
The notice says the federal privacy regulations require Aetna to keep your personal information private, to give you notice of its legal duties and privacy practices, and to follow the terms of the notice currently in effect.
Supporting quotations
The federal privacy regulations require us to keep personal information about you private, to give you notice of our legal duties and privacy practices, and to follow the terms of the notice currently in effect.
Legal Rights & Agreement Rules · Permission or license
Aetna may change the notice at any time, and new terms apply to information it already has
Aetna may change the terms of this notice and its privacy policies at any time. If it does, the new terms and policies apply to all the information it already has about you as well as any it receives or holds in the future.
Supporting quotations
We may change the terms of this notice and our privacy policies at any time. If we do, the new terms and policies will be effective for all of the information that we already have about you, as well as any information that we may receive or hold in the future.
Not stated here
The notice does not say how members will be told of a change.