Use & Processing · Permission or license
Consumer reports may be used for servicing, marketing, analytics and service delivery
You authorize Affirm and each Bank Partner to use the consumer report and information derived from it for five purposes: the loan or Savings Account, including eligibility, servicing, identity verification, verification of information and collection; determining prequalification eligibility and amount; marketing loans and other services such as financial-management tools and the marketplace; internal use including statistical analysis and product development; and providing information or services, including credit-profile information and requested tools.
Details not recorded for this card
Supporting quotations
In each case you expressly authorize us and each Bank Partner to use such consumer report about you, and information derived therefrom, in connection with:
(i) your loan or Savings Account, including determining your eligibility, servicing or maintaining your loan or account, verifying your identity, verifying information you provide to Affirm or a Bank Partner, and for collecting any amount you owe us or a Bank Partner or any of our respective successors or assigns;
(ii) determining your eligibility for prequalification and establishing a prequalification amount, if applicable;
(iii) marketing for loans that may be provided by us or a Bank Partner and any other service we offer or you obtain from us or any Bank Partner through the Affirm Services, such as financial management tools or the marketplace;
(iv) our internal use, including statistical analyses and to develop, improve, analyze, study, and maintain products and services we or any Bank Partner offers or may offer through the Affirm Services; and
(v) providing you with information or Affirm Services, including information about your credit profile and to deliver services upon your request (such as financial management tools and credit profile tools).
Qualifications & exceptions
- The list is introduced as authorized uses of the report and information derived from it.