Notice covers Stride Bank offerings except program-partner products
This page describes itself as a summary of Stride Bank's information-sharing practices and of the reader's rights as a customer. Its stated subject is products and services offered by Stride Bank, but it expressly leaves out products and services that Stride Bank offers through its program partners. It also tells readers to review 'our Privacy Notice', which it says applies to U.S. customers and consumers as described in that notice. The page therefore does not assert that its own terms govern Stride Bank products delivered through program partners, and it does not define which products are program-partner products or set out the separate Privacy Notice's terms.
Details
Who
Stride Bank
What it does
summarizes its information-sharing practices and the customer's rights
What it covers
personal information and customer rights for Stride Bank products and services
Condition
excluding products and services Stride Bank offers through its program partners
Where
United States, as described in the separate Privacy Notice
Supporting quotations
This notice summarizes the information sharing practices of Stride Bank and your rights as a customer with respect to products and services offered by Stride Bank except for products and services that Stride Bank offers through its program partners. Please review our Privacy Notice, which applies to U.S. customers and consumers as described in that notice.
Qualifications & exceptions
Stated coverage is products and services offered by Stride Bank.
Products and services Stride Bank offers through its program partners are excluded from the coverage this page claims.
The page describes itself as a summary and refers readers to a separate Privacy Notice for U.S. customers and consumers.
Not stated here
Which Stride Bank products are offered through program partners, and whether any Affirm-issued account is one of them, is not stated on this page.
The separate 'Privacy Notice' referred to is not part of the saved source, so its terms and any differences from this page are not assessed.
The page links printable 'Privacy Policy' and 'Online Privacy Policy' PDFs that are not part of the saved source.
The saved notice displays 'February 2026' next to the top of the notice, after the 'Collecting and Using Information' introduction and before the facts table. No other revision date appears in the notice; the later California residents section cites January 1, 2020 only as the effective date of the CCPA. The saved page therefore presents itself as the February 2026 revision.
Details
When
February 2026 revision date shown on the saved page
Supporting quotations
February 2026
Qualifications & exceptions
The date is a standalone line in the notice's header area.
Not stated here
The registered document name says 'January 1, 2020', but the saved page does not show that date as its revision; whether an earlier version used it is not established here.
Data Access & Collection · Context
Personal information is described broadly by identifiability or association
The section says it generally describes how Stride Bank collects and uses personal information and how Stride may use it. It defines personal information generally as information that identifies the reader or the reader's device, plus other information Stride associates with it. The word 'generally' presents this as a working description rather than an exhaustive closed list.
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Supporting quotations
This section generally describes how Stride Bank collects and uses your personal information, and how Stride Bank may use your personal information. Personal information generally means information that identifies you or your device, and other information we associate with it.
Qualifications & exceptions
The definition is expressly general.
Not stated here
The notice does not list every kind of associated information within the definition.
Legal Rights & Agreement Rules · Context
Notice ties sharing rights to federal law's partial opt-out
The notice explains that financial companies choose how they share personal information, that federal law gives consumers the right to limit some but not all sharing, and that federal law requires the company to explain how it collects, shares and protects personal information. It asks the reader to read the notice to understand what Stride does.
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Supporting quotations
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
Qualifications & exceptions
The right to limit is described as partial, not a general veto.
Legal Rights & Agreement Rules · User right or choice
Federal opt-out reaches only three listed sharing categories
Answering 'Why can't I limit all sharing?', the notice says federal law gives the reader the right to limit only: (1) sharing for affiliates' everyday business purposes about the reader's creditworthiness; (2) affiliates using the reader's information to market to them; and (3) sharing for nonaffiliates to market to them. The source splits the first item across two blocks ('information about' and 'your creditworthiness'). The notice does not extend the federal right to other sharing rows, such as everyday business purposes, Stride's own marketing, or joint marketing.
Details
Who
Federal law, as described by the notice
What it covers
affiliate everyday-business creditworthiness sharing, affiliate marketing, and nonaffiliate marketing
Supporting quotations
Why can’t I limit all sharing?
Federal law gives you the right to limit only
sharing for affiliates’ everyday business purposes— information about
your creditworthiness
affiliates from using your information to market to you
sharing for nonaffiliates to market to you.
Qualifications & exceptions
The list is introduced as the only categories federal law lets the reader limit.
Legal Rights & Agreement Rules · Context
State law or individual companies may add opt-out rights
Immediately after the federal list, the notice says state laws and individual companies may give additional rights to limit sharing, and directs the reader to the state-law section below.
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Supporting quotations
State laws and individual companies may give you additional rights to limit sharing.
See below for more on your rights under state law.
Qualifications & exceptions
The statement is forward-looking to the state-specific section, not a description of a uniform national right.
Retention & Deletion · Company practice
Sharing is said to continue after the customer relationship ends
In the 'What?' row, Stride says that when the reader is no longer a customer, it continues to share the reader's information as described in the notice. The statement does not set an end date or limit sharing to the period of the account relationship.
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Supporting quotations
When you are no longer our customer, we continue to share your information as described in this notice.
Not stated here
The notice does not state a retention period for the shared information.
Sharing & Disclosure · Company practice
Everyday business, own marketing and joint marketing sharing cannot be limited
The sharing table lists three rows where Stride answers 'Yes' to sharing and 'No' to whether the reader can limit it: everyday business purposes (processing transactions, maintaining accounts, responding to court orders and legal investigations, reporting to credit bureaus); marketing to offer Stride's own products and services; and joint marketing with other financial companies. The notice's stated scope covers products and services offered by Stride Bank and excludes those it offers through program partners.
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Supporting quotations
This notice summarizes the information sharing practices of Stride Bank and your rights as a customer with respect to products and services offered by Stride Bank except for products and services that Stride Bank offers through its program partners. Please review our Privacy Notice, which applies to U.S. customers and consumers as described in that notice.
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Stride Bank, N.A. chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does Stride Bank, N.A. share? Can you limit this sharing?
For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No
For our marketing purposes— to offer our products and services to you Yes No
For joint marketing with other financial companies Yes No
Qualifications & exceptions
The third column answers 'No' for each of these rows.
The scope exclusion for program-partner products appears in the notice's opening paragraph.
Not stated here
The notice does not identify specific joint marketing partners in this table; it describes their categories later.
Stride reports no affiliate or nonaffiliate marketing sharing
Four table rows answer 'No' to sharing and 'We don't share' to the limit question: affiliates' everyday business purposes involving transaction and experience information; affiliates' everyday business purposes involving creditworthiness; affiliates marketing to the reader; and nonaffiliates marketing to the reader. The definitions section later says Stride has no affiliates with which it shares personal information and does not share with non-affiliates so they can market to the reader.
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Supporting quotations
For our affiliates’ everyday business purposes— information about your transactions and experiences No We don’t share
For our affiliates’ everyday business purposes— information about your creditworthiness No We don’t share
For affiliates to market to you No We don’t share
For nonaffiliates to market to you No We don’t share
Qualifications & exceptions
The scope exclusion for program-partner products appears in the notice's opening paragraph.
The notice has a 'How to limit our sharing' heading followed by a row labelled 'To limit our sharing', but the response cell is blank in the saved source. No phone number, address, website or other step is stated for exercising the sharing limits described in the table. The general questions phone number appears later and is not presented as the opt-out channel.
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Supporting quotations
How to limit our sharing
To limit our sharing
Qualifications & exceptions
The heading and row label exist; the adjacent response text is empty.
Not stated here
The saved HTML contains an empty response cell; the notice does not supply the missing instruction anywhere else in this source.
Account & Service Control · Procedure
Questions can be directed to 1-800-229-7497
The notice's contact row says that if the reader has any questions, they can call 1-800-229-7497. The same number is given in the California section for CCPA questions.
Details
What it does
call 1-800-229-7497 with questions
Supporting quotations
Questions?
If you have any questions, please call us at 1-800-229-7497.
Legal Rights & Agreement Rules · Context
Stride Bank, N.A. is identified as the notice provider
The 'Who is providing this notice?' row answers 'Stride Bank, N.A.' The notice is issued in the bank's own name, not in the name of a program partner.
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Supporting quotations
Who is providing this notice? Stride Bank, N.A.
Qualifications & exceptions
The notice's own scope excludes products and services offered through program partners.
Security & Safeguards · Company commitment
Stride says its security measures comply with federal law
Stride says it protects personal information from unauthorized access and use with security measures that comply with federal law, including computer safeguards and secured files and buildings. The notice gives no more specific technical or organizational controls.
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Supporting quotations
How does Stride Bank, N.A. protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
Not stated here
The notice does not describe retention periods, access controls, encryption or breach procedures.
Data Access & Collection · Company practice
Collection happens at account, payment and card interactions and from other companies
Stride says it collects personal information, for example, when the reader opens an account or deposits money, pays bills or gives contact information, or uses a credit or debit card. It also says it collects personal information from other companies. The word 'for example' presents the list as illustrative.
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Supporting quotations
How does Stride Bank, N.A. collect my personal information?
We collect your personal information, for example, when you:
open an account or deposit money
pay your bills or give us your contact information
use your credit or debit card
We also collect your personal information from other companies.
Qualifications & exceptions
The list is introduced as examples, not an exhaustive account.
Not stated here
The notice does not identify the other companies from which it collects personal information.
Unresolved · Context
Effect of limiting sharing on a jointly held account is not stated
The notice asks what happens when a customer limits sharing for an account held jointly with someone else, but the answer cell is empty in the saved source. The notice therefore does not state whether one account holder's choice applies to the other holders, to the whole account, or only to the person who made the choice.
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Supporting quotations
What happens when I limit sharing for an account I hold jointly with someone else?
Qualifications & exceptions
The question is present; the response cell is empty.
Not stated here
The saved HTML contains an empty response cell; no answer appears elsewhere in this source.
Sharing & Disclosure · Context
Affiliates are commonly owned companies; Stride says it has none it shares with
The notice defines affiliates as companies related by common ownership or control, which can be financial or nonfinancial. It then says Stride Bank, N.A. has no affiliates with which it shares personal information. That statement is about sharing and does not say the bank has no corporate affiliates at all.
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Supporting quotations
Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.
Stride Bank, N.A. has no affiliates with which it shares your personal information.
Qualifications & exceptions
The no-sharing statement is limited to personal information shared with affiliates.
Nonaffiliates are unrelated companies; Stride says it does not share for their marketing
Nonaffiliates are defined as companies not related by common ownership or control, financial or nonfinancial. The notice says Stride does not share with non-affiliates so they can market to the reader. It does not say Stride never shares with nonaffiliates for other purposes.
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Supporting quotations
Nonaffiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
Stride Bank, N.A. does not share with non-affiliates so they can market to you.
Qualifications & exceptions
The no-sharing statement is limited to nonaffiliate marketing.
Joint marketing uses formal agreements with financial companies
Joint marketing is defined as a formal agreement between nonaffiliated financial companies that together market financial products or services to the reader. The notice says its joint marketing partners include companies that provide investment services and consumer finance companies.
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Supporting quotations
Joint Marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
Our joint marketing partners include companies that provide investment services and consumer finance companies.
Qualifications & exceptions
The partner description is a category description, not a named list.
Legal Rights & Agreement Rules · Restriction or exception
Vermont residents get additional restrictions on nonaffiliate sharing
For Vermont residents, the notice says Stride will not share with non-affiliates except for its own marketing purposes, its everyday business purposes, or with the resident's consent. This is an additional state-law restriction placed after the general definitions.
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Supporting quotations
Vermont Residents:
In accordance with Vermont law, we will not share with non-affiliates except for our own marketing purposes, our everyday business purposes, or with your consent.
Qualifications & exceptions
Applies to Vermont residents only.
Data Access & Collection · Company practice
Data types collected and shared depend on the product
The notice says the types of personal information collected and shared depend on the product or service the reader has. It gives examples: Social Security number and income; account balances and payment history; credit history and credit scores. The list is illustrative and introduced by 'can include'.
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Supporting quotations
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
Social Security number and income
account balances and payment history
credit history and credit scores
Qualifications & exceptions
The categories are examples, not an exhaustive list.
Not stated here
The notice does not map each data type to a particular product or to a particular sharing row.
Legal Rights & Agreement Rules · User right or choice
California CCPA rights are described with a financial-institution carve-out
The California section says that, effective January 1, 2020, the CCPA lets California residents ask a covered business which categories and pieces of personal information it collects and how the information is used, request deletion of the information, and opt out of the sale of that information if applicable. It immediately adds that these CCPA provisions do not apply to personal information collected, processed, shared or disclosed by financial institutions pursuant to federal law. The notice does not state how the carve-out applies to particular Stride products or data.
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Supporting quotations
California Residents:
Effective January 1, 2020, the California Consumer Privacy Act (CCPA) permits consumers who are California residents to (a) ask a covered business which categories and pieces of personal information it collects and how the information is used; (b) request deletion of the information; and (c) opt out of the sale of such information, if applicable. These provisions of the CCPA do not apply to personal information collected, processed, shared, or disclosed by financial institutions pursuant to federal law.
Qualifications & exceptions
The rights are stated as CCPA rights for California residents.
The carve-out is limited to financial institutions acting pursuant to federal law.
Not stated here
The notice does not apply the carve-out to specific Stride products or explain which data falls outside it.
CCPA requests can be made by phone, mail, website or email
The section gives four routes for CCPA questions or requests: call 1-800-229-7497; write to Stride Bank N.A., PO Box 3448, Enid, OK 73702-3448; submit the online CCPA request form; or print and email the request to privacyrequests@stridebank.com. It says only the consumer or a person registered with the California Secretary of State whom the consumer authorizes may make a verifiable consumer request, and that a consumer may also make one on behalf of a minor child.
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Supporting quotations
To contact us with questions about our compliance with the CCPA, call 1-800-229-7497; or write to: Stride Bank N.A., PO Box 3448, Enid, OK 73702-3448. California Residents may also submit their CCPA request online or print and email their CCPA request to privacyrequests@stridebank.com. Only you or a person registered with the California Secretary of State that you authorize to act on your behalf, may make a verifiable consumer request related to your personal information. You may also make a verifiable consumer request on behalf of your minor child.
Qualifications & exceptions
Under the notice's wording, an authorized agent must be registered with the California Secretary of State.
Not stated here
The linked online CCPA request form's own text is not supplied in this source, so the card cannot describe the form's fields or process.
CCPA requests are limited to twice yearly with a 45-day response target
The notice says a consumer may make a verifiable request to know or delete personal information twice within a 12-month period. It endeavors to respond within 45 days and may extend that by up to 90 days with written reasons. Disclosures cover only the preceding 12-month period, and the response explains reasons it cannot comply. For right-to-know requests it provides data in a readily usable, transmittable format. It charges no fee unless the request is excessive, repetitive or manifestly unfounded; if a fee applies, it gives reasons and a cost estimate before completing. Consumers will not receive discriminatory treatment for exercising CCPA rights.
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Supporting quotations
You may make a verifiable consumer request to know or delete personal information twice within a 12-month period. We endeavor to respond to a verifiable consumer request within 45 days of its receipt. If we require more time (up to 90 days), we will inform you of the reason and extension period in writing. Any disclosures we provide will only cover the preceding 12-month period. The response we provide will also explain the reasons we cannot comply with a request, if applicable.
For right to know requests, we will select a format to provide your personal information that is readily useable and should allow you to transmit the information from one entity to another entity without hindrance. We do not charge a fee to process or respond to your verifiable consumer request unless it is excessive, repetitive, or manifestly unfounded. If we determine that the request warrants a fee, we will tell you why we made that decision and provide you with a cost estimate before completing your request. Please note, consumers will not receive discriminatory treatment for the exercise of the privacy rights conferred by the CCPA.
Qualifications & exceptions
The 45-day period is described as an endeavor, with a possible extension to 90 days.
Nevada residents are given a consumer-protection contact
For Nevada, the notice says Nevada law requires Stride to provide contact information for the Bureau of Consumer Protection, Office of the Nevada Attorney General: 555 E. Washington Ave., Suite 3900, Las Vegas, NV 89101; phone 702-486-3132; email agInfo@ag.nv.gov. This section supplies contact details; it does not itself state a Nevada-specific sharing restriction.
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Supporting quotations
Nevada Residents:
Nevada law requires that we provide you with the following contact information: Bureau of Consumer Protection, Office of the Nevada Attorney General, 555 E. Washington Ave., Suite 3900, Las Vegas, NV 89101; Phone number: 702-486-3132; email:
agInfo@ag.nv.gov
Qualifications & exceptions
The contact is supplied because Nevada law requires it.
Not stated here
The notice does not state what request or remedy this Nevada contact handles.
Legal Rights & Agreement Rules · Context
Opening scope and introduction are repeated at the end of the page
Immediately before the printable links, the page repeats the opening scope paragraph verbatim, then repeats the 'Collecting and Using Information' heading and its section introduction verbatim. The repetition adds no new rule; it appears to be a page-layout copy of the opening text.
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Supporting quotations
This notice summarizes the information sharing practices of Stride Bank and your rights as a customer with respect to products and services offered by Stride Bank except for products and services that Stride Bank offers through its program partners. Please review our Privacy Notice, which applies to U.S. customers and consumers as described in that notice.
Collecting and Using Information
This section generally describes how Stride Bank collects and uses your personal information, and how Stride Bank may use your personal information. Personal information generally means information that identifies you or your device, and other information we associate with it.
Qualifications & exceptions
The repeated text matches the opening blocks.
Not stated here
Why the page repeats the text is not stated.
Legal Rights & Agreement Rules · Context
Page links printable Privacy Policy and Online Privacy Policy PDFs
The saved page ends with two download links: a printable 'Privacy Policy' PDF and a printable 'Online Privacy Policy' PDF. Neither PDF is included in the saved source, so their text, dates and any differences from this HTML page are not assessed here.
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Supporting quotations
For a printable version, please download the Privacy Policy.