Retention limited to the time needed for the policy’s purposes
The bank retains personal information only as long as necessary to fulfill the purposes outlined in the policy, including satisfying legal, accounting or reporting requirements, unless a longer period is required or permitted by law. It says the retention period is set by considering the amount, nature and sensitivity of the information, the risk of harm from unauthorized use or disclosure, the purposes of collection, whether those purposes can be met another way, and applicable legal requirements.
Details
Who
Cross River Bank
What it covers
personal information
When
only as long as necessary for the stated purposes, unless a longer period is required or permitted by law
Condition
satisfying legal, accounting or reporting requirements
Supporting quotations
We retain personal information for only as long as necessary to fulfill the purposes outlined in this Privacy Policy, including for the purposes of satisfying any legal, accounting, or reporting requirements, unless a longer retention period is required or permitted by law. To determine the appropriate retention period for personal information, we consider the amount, nature, and sensitivity of the information, the potential risk of harm from unauthorized use or disclosure of the information, the purposes for which we obtained the information and whether we can achieve those purposes through other means, as well as applicable legal requirements.
Qualifications & exceptions
A longer retention period applies where the law requires or permits one.
The stated limits are purposes and legal requirements, not a fixed retention period.
Not stated here
The source states no concrete retention period for any information category.
Retention & Deletion · Company practice
EU retention tied to legal obligations and service provision
For EU personal data the bank says it retains data to comply with legal obligations, resolve disputes and enforce its agreements, and retains personal information for as long as needed to provide its services, but no longer than necessary to fulfill the policy’s purposes.
Details
Who
Cross River Bank
What it covers
personal data of EU data subjects
When
as long as needed to provide services, no longer than necessary for policy purposes
Condition
legal obligations, disputes and enforcing agreements
Supporting quotations
Retaining Your Personal Information and Data. We will retain your personal data to comply with our legal obligations, resolve disputes, and enforce our agreements. We will retain your personal information for as long as needed to provide you with Cross River Bank services, but no longer than the period necessary to fulfill the purposes outlined in this Privacy Policy.
Qualifications & exceptions
The stated retention grounds are legal obligations, dispute resolution, enforcing agreements and providing services.
The policy’s purposes set the outer limit.
Retention & Deletion · Company practice
Spanish version restates retention limits and factors
The Spanish text says personal information is kept only for the time needed to fulfil the policy’s purposes, including legal, accounting or communication requirements, unless the laws require or permit a longer retention period. It lists the amount, nature and sensitivity of the information, the risk of harm from unauthorized use or disclosure, the purposes of collection, whether those purposes can be met another way, and applicable legal requirements as the factors for setting the period.
Details
Who
Cross River Bank
What it covers
personal information
When
only as long as needed for the stated purposes, unless a longer period is required or permitted
Supporting quotations
Conservamos la información personal, únicamente, durante el tiempo necesario para cumplir con los fines señalados en esta Política de Privacidad, incluso a efectos de satisfacer cualquier requisito legal, contable o de comunicación, a menos que las leyes requieran o permitan un plazo de conservación mayor. A fin de determinar el plazo de conservación oportuno relativo a la información personal, tenemos en cuenta el importe, naturaleza y carácter sensible de la información, el posible riesgo de daños derivado del uso o la divulgación de la información no autorizados, los fines para los que obtuvimos dicha información y si podemos alcanzar dichos fines a través de otros medios, así como los requisitos legales aplicables.
Qualifications & exceptions
A longer period applies where the laws require or permit one.
The text states no fixed retention period.
Retention & Deletion · Company practice
Spanish version restates EU retention limits
The Spanish text says the bank keeps personal data to comply with legal obligations, resolve disputes and give effect to its agreements, and keeps personal information while needed to provide Cross River Bank services, but not beyond the period necessary for the policy’s purposes.
Details
Who
Cross River Bank
What it covers
personal data
When
while needed for services, not beyond the period necessary for policy purposes
Condition
legal obligations, disputes and enforcing agreements
Supporting quotations
Conservación de su información y datos de carácter personal. Conservaremos sus datos de carácter personal para cumplir con nuestras obligaciones legales, resolver conflictos, y dar efecto a nuestros acuerdos. Conservaremos su información personal mientras se necesite para prestarle los servicios de Cross River Bank, aunque no más allá del período necesario para cumplir con los fines señalados en la presente Política de Privacidad.
Qualifications & exceptions
The stated grounds are legal obligations, dispute resolution, enforcing agreements and providing services.