Stride Bank Privacy Policy (linked PDF)

Affirm · agreement dated January 1, 2020 · Official agreement

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37 of 37 cards

Legal Rights & Agreement Rules · Procedure

Nevada: Required Consumer-Protection Contact Information

For Nevada residents, the notice provides the contact information Nevada law requires: the Bureau of Consumer Protection, Office of the Nevada Attorney General, 555 E. Washington Ave., Suite 3900, Las Vegas, NV 89101; phone 702-486-3132; email agInfo@ag.nv.gov.

Details
Where
Nevada
What it does
provide the contact information Nevada law requires
What it covers
Bureau of Consumer Protection, Office of the Nevada Attorney General, 555 E. Washington Ave., Suite 3900, Las Vegas, NV 89101; phone 702-486-3132; email agInfo@ag.nv.gov

Supporting quotations

Nevada Residents:
Nevada law requires that we provide you with the following contact information: Bureau of Consumer Protection, Office of the Nevada Attorney General, 555 E. Washington Ave., Suite 3900, Las Vegas, NV 89101; Phone number: 702-486- 3132; email: agInfo@ag.nv.gov

Qualifications & exceptions

  • The notice presents this as contact information Nevada law requires it to provide, not as a Nevada opt-out procedure.
  • The saved text places the "California Residents:" heading at the end of the Nevada paragraph; the California heading is anchored in the CCPA cards.

Not stated here

  • No Nevada-specific opt-out right or procedure is described beyond this contact information.
Also annotated in the same passage (1)

Legal Rights & Agreement Rules · User right or choice

California: CCPA Rights to Know, Delete and Opt Out of Sale

The notice states that, effective January 1, 2020, the California Consumer Privacy Act permits consumers who are California residents to ask a covered business which categories and pieces of personal information it collects and how the information is used, to request deletion of the information, and to opt out of the sale of such information, if applicable.

Details
Where
California
Who
consumers who are California residents
What it covers
ask which categories and pieces of personal information are collected and how they are used; request deletion; opt out of sale if applicable
When
Effective January 1, 2020

Supporting quotations

California Residents:
Effective January 1, 2020, the California Consumer Privacy Act (CCPA) permits consumers who are California residents to (a) ask a covered business which categories and pieces of personal information it collects and how the information is used; (b) request deletion of the information; and (c) opt out of the sale of such information, if applicable.

Qualifications & exceptions

  • The opt-out right is stated as applying "if applicable"; the notice does not say whether Stride sells personal information.
  • The notice describes these as permissions the CCPA gives, not as a commitment that the CCPA applies to every Stride product.

Not stated here

  • Whether the "if applicable" sale condition applies to Stride is not stated.
Also annotated in the same passage (10)
2 more

Legal Rights & Agreement Rules · Restriction or exception

California: CCPA Provisions Do Not Apply to Financial-Institution Information Under Federal Law

The notice states that these CCPA provisions do not apply to personal information collected, processed, shared or disclosed by financial institutions pursuant to federal law.

Details
Exception
personal information collected, processed, shared, or disclosed by financial institutions pursuant to federal law

Supporting quotations

These provisions of the CCPA do not apply to personal information collected, processed, shared, or disclosed by financial institutions pursuant to federal law. To contact us with questions about our compliance with the CCPA, call 1-800-229- 7497; or write to: Stride Bank N.A., PO Box 3448, Enid, OK 73702-3448. California Residents may also submit their CCPA request online at https://stridebank.com/sft1172/ccpa-web-form.pdf or print and email their CCPA request to privacyrequests@stridebank.com. Only you or a person registered with the California Secretary of State that you authorize to act on your behalf, may make a verifiable consumer request related to your personal information. You may also make a verifiable consumer request on behalf of your minor child. You may make a verifiable consumer request to know or delete personal information twice within a 12-month period. We endeavor to respond to a verifiable consumer request within 45 days of its receipt. If we require more time (up to 90 days), we will inform you of the reason and extension period in writing. Any disclosures we provide will only cover the preceding 12-month period. The response we provide will also explain the reasons we cannot comply with a request, if applicable. For right to know requests, we will select a format to provide your personal information that is readily useable and should allow you to transmit the information from one entity to another entity without hindrance. We do not charge a fee to process or respond to your verifiable consumer request unless it is excessive, repetitive, or manifestly unfounded. If we determine that the request warrants a fee, we will tell you why we made that decision and provide you with a cost estimate before completing your request. Please note, consumers will not receive discriminatory treatment for the exercise of the privacy rights conferred by the CCPA.

Qualifications & exceptions

  • This sentence qualifies the CCPA rights described immediately before it; the notice does not explain which Stride activities fall within the carve-out.
  • The notice presents this as a legal limitation without citing a statute section.

Not stated here

  • Which Stride information or activities the notice treats as within the financial-institution carve-out is not stated.
Also annotated in the same passage (9)
1 more

Legal Rights & Agreement Rules · Procedure

California: How to Submit a CCPA Request

The notice gives four ways to contact Stride about CCPA compliance or to submit a CCPA request: call 1-800-229-7497; write to Stride Bank N.A., PO Box 3448, Enid, OK 73702-3448; submit the request online at the listed stridebank.com form; or print and email the request to privacyrequests@stridebank.com.

Details
What it does
call; write; submit online; print and email
What it covers
CCPA request or question about CCPA compliance

Supporting quotations

To contact us with questions about our compliance with the CCPA, call 1-800-229- 7497; or write to: Stride Bank N.A., PO Box 3448, Enid, OK 73702-3448.
California Residents may also submit their CCPA request online at https://stridebank.com/sft1172/ccpa-web-form.pdf or print and email their CCPA request to privacyrequests@stridebank.com.

Qualifications & exceptions

  • The online route points to a CCPA web form whose contents are not part of this saved source.
  • The phone number appears in the saved text as "1-800-229- 7497", with a space after the hyphen.

Not stated here

  • The linked CCPA web form’s contents are not supplied.
Also annotated in the same passage (9)
1 more

Legal Rights & Agreement Rules · Restriction or exception

California: Who May Make a Verifiable Request

The notice says only the consumer, or a person registered with the California Secretary of State whom the consumer authorizes to act on their behalf, may make a verifiable consumer request related to the consumer’s personal information. A consumer may also make a verifiable request on behalf of their minor child.

Details
Who
the consumer; an authorized person registered with the California Secretary of State; a parent or guardian on behalf of a minor child

Supporting quotations

Only you or a person registered with the California Secretary of State that you authorize to act on your behalf, may make a verifiable consumer request related to your personal information.
You may also make a verifiable consumer request on behalf of your minor child.

Qualifications & exceptions

  • The agent must be registered with the California Secretary of State and authorized by the consumer.
  • The minor-child route is stated without an age limit or further conditions.

Not stated here

  • The notice does not describe how authorization or registration is verified.
Also annotated in the same passage (9)
1 more

Legal Rights & Agreement Rules · Restriction or exception

California: Requests Limited to Twice in 12 Months

A California consumer may make a verifiable consumer request to know or delete personal information twice within a 12-month period.

Details
Condition
twice within a 12-month period
What it covers
requests to know or delete personal information

Supporting quotations

You may make a verifiable consumer request to know or delete personal information twice within a 12-month period.

Qualifications & exceptions

  • The limit is stated for requests to know or delete; the notice states no frequency for opt-out requests.
Also annotated in the same passage (9)
1 more

Legal Rights & Agreement Rules · Procedure

California: Response Within 45 Days, Extendable to 90

Stride says it endeavors to respond to a verifiable consumer request within 45 days of receipt. If it requires more time, up to 90 days, it will inform the consumer of the reason and extension period in writing. The response will also explain the reasons it cannot comply with a request, if applicable.

Details
When
45 days; up to 90 days with written notice
What it does
respond and explain any noncompliance

Supporting quotations

We endeavor to respond to a verifiable consumer request within 45 days of its receipt.
If we require more time (up to 90 days), we will inform you of the reason and extension period in writing.
The response we provide will also explain the reasons we cannot comply with a request, if applicable. For right to know requests, we will select a format to provide your personal information that is readily useable and should allow you to transmit the information from one entity to another entity without hindrance. We do not charge a fee to process or respond to your verifiable consumer request unless it is excessive, repetitive, or manifestly unfounded. If we determine that the request warrants a fee, we will tell you why we made that decision and provide you with a cost estimate before completing your request. Please note, consumers will not receive discriminatory treatment for the exercise of the privacy rights conferred by the CCPA.

Qualifications & exceptions

  • "Endeavor" is the notice’s word for the 45-day target; the 90-day extension is stated with a written explanation requirement.
  • The reasons-for-noncompliance explanation is stated as part of the response, "if applicable".

Not stated here

  • The notice does not state what happens if the 45-day target is missed without an extension notice.
Also annotated in the same passage (9)
1 more

Legal Rights & Agreement Rules · Procedure

California: Disclosures Cover the Preceding 12 Months

Any disclosures Stride provides in response to a request will only cover the preceding 12-month period.

Details
When
preceding 12-month period

Supporting quotations

Any disclosures we provide will only cover the preceding 12-month period.

Qualifications & exceptions

  • "Only" limits the disclosure period; the notice does not describe older records.

Not stated here

  • Whether older records are available by another route is not stated.
Also annotated in the same passage (9)
1 more

Legal Rights & Agreement Rules · Company commitment

California: Right-to-Know Format Must Be Usable and Transmittable

For right-to-know requests, Stride says it will select a format to provide the personal information that is readily usable and should allow the consumer to transmit the information from one entity to another without hindrance.

Details
What it covers
personal information provided in a readily usable format
Why
allow transmission from one entity to another without hindrance

Supporting quotations

For right to know requests, we will select a format to provide your personal information that is readily useable and should allow you to transmit the information from one entity to another entity without hindrance.

Qualifications & exceptions

  • The format choice belongs to Stride; the notice commits to a readily usable format rather than a specific file type.
  • "Should allow" is the notice’s wording for the transmission expectation.

Not stated here

  • The specific format or file type is not stated.
Also annotated in the same passage (9)
1 more

Legal Rights & Agreement Rules · Company commitment

California: No Fee Unless Request Is Excessive, Repetitive or Manifestly Unfounded

Stride does not charge a fee to process or respond to a verifiable consumer request unless the request is excessive, repetitive or manifestly unfounded. If it determines that a fee is warranted, it will tell the consumer why and provide a cost estimate before completing the request.

Details
Condition
excessive, repetitive, or manifestly unfounded request
What it does
tell the consumer why and provide a cost estimate before completing the request

Supporting quotations

We do not charge a fee to process or respond to your verifiable consumer request unless it is excessive, repetitive, or manifestly unfounded.
If we determine that the request warrants a fee, we will tell you why we made that decision and provide you with a cost estimate before completing your request.

Qualifications & exceptions

  • The fee exception has three branches: excessive, repetitive or manifestly unfounded.
  • The cost estimate is promised before the request is completed.

Not stated here

  • The notice does not state the amount of any fee or how it is calculated.
Also annotated in the same passage (9)
1 more

Legal Rights & Agreement Rules · Company commitment

California: No Discriminatory Treatment for Exercising CCPA Rights

The notice states that consumers will not receive discriminatory treatment for exercising the privacy rights the CCPA confers.

Details
Who
consumers
What it covers
no discriminatory treatment for exercising CCPA privacy rights

Supporting quotations

Please note, consumers will not receive discriminatory treatment for the exercise of the privacy rights conferred by the CCPA.

Qualifications & exceptions

  • The statement covers exercise of "the privacy rights conferred by the CCPA"; it does not describe what would count as discriminatory treatment.

Not stated here

  • The notice does not describe remedies or examples of discriminatory treatment.
Also annotated in the same passage (9)
1 more

Charges & Financial Obligations · Context

Stride Bank Is a Member FDIC

The notice ends with the statement "Member FDIC".

Details
Who
Stride Bank
What it covers
FDIC membership statement

Supporting quotations

Member FDIC

Qualifications & exceptions

  • The notice does not describe deposit-insurance limits, covered accounts or exclusions.

Not stated here

  • The scope of FDIC insurance for any particular account is not described.

Legal Rights & Agreement Rules · Context

Document Identity and Stated Version Date

The document is titled "Stride Bank, N.A. Privacy Policy" and its last-updated line reads "Last Updated February 2026". The saved buffer registers this text under a "January 1, 2020" version label; the only January 1, 2020 date in the text is the CCPA paragraph’s "Effective January 1, 2020". The notice does not state which date governs this version, and it announces no successor version.

Details
Who
Stride Bank, N.A.
When
Last Updated February 2026

Supporting quotations

Stride Bank, N.A. Privacy Policy
Last Updated February 2026

Qualifications & exceptions

  • The title names Stride Bank, N.A.; other passages refer to "Stride Bank" and "Stride Bank, N.A." interchangeably.

Not stated here

  • The notice does not explain the difference between its "Last Updated February 2026" line and the saved buffer’s "January 1, 2020" label.
  • No effective-from date and no future successor version are stated for this notice.

Legal Rights & Agreement Rules · Restriction or exception

Scope Excludes Products Offered Through Program Partners

The notice summarizes Stride’s information-sharing practices and the customer’s rights for products and services offered by Stride Bank, but excludes products and services that Stride Bank offers through its program partners. It then directs readers to "our Privacy Notice", said to apply to U.S. customers and consumers as described in that notice.

Details
Who
Stride Bank
What it covers
information-sharing practices and customer rights for products and services offered by Stride Bank
Exception
products and services Stride Bank offers through its program partners
Where
U.S. customers and consumers, as described in the referenced Privacy Notice

Supporting quotations

This notice summarizes the information sharing practices of Stride Bank and your rights as a customer with respect to products and services offered by Stride Bank except for products and services that Stride Bank offers through its program partners.
Please review our Privacy Notice, which applies to U.S. customers and consumers as described in that notice.

Qualifications & exceptions

  • The exclusion is limited to "products and services that Stride Bank offers through its program partners"; the program partners are not named and the excluded offerings are not listed.
  • The text calls itself "This notice" and then refers to "our Privacy Notice" without a link, title or URL; the source does not establish whether that is this document under another name or a separate document.

Not stated here

  • Whether the Affirm product this source was collected for is a product Stride Bank offers through a program partner is not stated; the notice neither names Affirm nor describes Affirm’s role.
  • If "our Privacy Notice" is a separate document, its text is not supplied in this source, so its terms cannot be described.

Data Access & Collection · Context

Personal Information Covers Device and Associated Information

The notice describes personal information generally as information that identifies the customer or the customer’s device, plus other information Stride associates with it. The word "generally" frames the definition as approximate rather than a closed list.

Details
What it covers
personal information: information that identifies you or your device, and other information associated with it

Supporting quotations

Personal information generally means information that identifies you or your device, and other information we associate with it.

Qualifications & exceptions

  • "Personal information generally means" is the notice’s own framing; it does not enumerate every data element.

Legal Rights & Agreement Rules · Context

Federal Law Gives a Limited Right to Limit Sharing

The notice states that federal law gives consumers the right to limit some but not all sharing, and that federal law requires the company to explain how it collects, shares and protects personal information.

Details
Who
consumers
What it covers
right to limit some but not all sharing
Condition
federal law

Supporting quotations

Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |

Qualifications & exceptions

  • "Some but not all" does not identify here which sharing can be limited; the three limitable categories appear in the later "Why can’t I limit all sharing?" row.

Data Access & Collection · Company practice

Data Types Depend on the Product and Include Financial and Credit Data

The types of personal information Stride collects and shares depend on the product or service the customer has. The notice says this can include Social Security number and income, account balances and payment history, and credit history and credit scores.

Details
What it covers
Social Security number and income; account balances and payment history; credit history and credit scores
Condition
depends on the product or service you have with us

Supporting quotations

The types of personal information we collect, and share depend on the product or service you have with us. This information can include: ◼ Social Security number and income ◼ account balances and payment history ◼ credit history and credit scores When you are no longer our customer, we continue to share your information as described in this notice. |
This information can include: ◼ Social Security number and income ◼ account balances and payment history ◼ credit history and credit scores

Qualifications & exceptions

  • The data list follows "can include", so it is illustrative rather than an exhaustive inventory.
  • Which types apply is tied to the product or service; the notice does not map data types to particular products.

Not stated here

  • The full set of data collected for any particular product is not enumerated.
Also annotated in the same passage (1)

Retention & Deletion · Company practice

Sharing Continues After the Customer Relationship Ends

The notice states that when a customer is no longer a customer, Stride continues to share the customer’s information as described in this notice.

Details
When
when you are no longer our customer
What it does
continue to share your information as described in this notice

Supporting quotations

When you are no longer our customer, we continue to share your information as described in this notice. |

Qualifications & exceptions

  • The continued sharing is bounded only by reference to this notice’s own descriptions.

Not stated here

  • No retention period, deletion point or end date for the continued sharing is stated.
Also annotated in the same passage (1)

Sharing & Disclosure · Context

The Sharing Table Lists Reasons, Whether Stride Shares, and Whether You Can Limit

The notice explains that all financial companies need to share customers’ personal information to run their everyday business. Its table then lists the reasons financial companies can share, the reasons Stride Bank, N.A. chooses to share, and whether the customer can limit that sharing.

Details
Who
financial companies
Why
to run their everyday business
What it covers
reasons for sharing and whether the customer can limit it

Supporting quotations

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Stride Bank, N.A. chooses to share; and whether you can limit this sharing. |
we list the reasons financial companies can share their customers’ personal information; the reasons Stride Bank, N.A. chooses to share; and whether you can limit this sharing. |

Qualifications & exceptions

  • "Need to share ... to run their everyday business" is the notice’s own framing of industry practice, not a statement about a particular account.

Sharing & Disclosure · Context

Sharing Table Columns and the Split Heading Text

The table has three columns: the reason for sharing, whether Stride Bank, N.A. shares, and whether the customer can limit that sharing. The saved text splits the two right-hand headings across lines — "Does Stride Bank, N.A." and "Can you limit this" continue in "Share? sharing?" — so they read as "Does Stride Bank, N.A. Share?" and "Can you limit this sharing?". Each row states its values in that column order.

Details
What it covers
three-column table of sharing reasons and answers

Supporting quotations

Reasons we can share your personal information
Does Stride Bank, N.A.
Can you limit this
Share? sharing?

Qualifications & exceptions

  • The split heading is an artifact of how the saved text extracts the table; the words are quoted unchanged.
  • Row values are read in column order: reason, whether Stride shares, whether the customer can limit.

Sharing & Disclosure · Company practice

Everyday Business Sharing Cannot Be Limited

Stride shares personal information for its everyday business purposes — such as processing transactions, maintaining accounts, responding to court orders and legal investigations, or reporting to credit bureaus — and the customer cannot limit this sharing.

Details
Why
everyday business purposes
What it covers
personal information
What it does
process transactions, maintain accounts, respond to court orders and legal investigations, report to credit bureaus
Condition
the customer cannot limit this sharing

Supporting quotations

| For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus | Yes | No |

Qualifications & exceptions

  • The activities follow "such as", so the list is illustrative.
  • The row answers "Yes" to whether Stride shares and "No" to whether the customer can limit it.

Not stated here

  • Which other activities Stride treats as everyday business purposes is not stated.

Sharing & Disclosure · Company practice

Stride’s Own Marketing Sharing Cannot Be Limited

Stride shares personal information for its marketing purposes, to offer its own products and services to the customer, and the customer cannot limit this sharing.

Details
Why
to offer our products and services to you
Condition
the customer cannot limit this sharing

Supporting quotations

| For our marketing purposes— to offer our products and services to you | Yes | No |

Qualifications & exceptions

  • The row answers "Yes" to whether Stride shares and "No" to whether the customer can limit it.

Sharing & Disclosure · Company practice

Joint Marketing With Other Financial Companies Cannot Be Limited

Stride shares personal information for joint marketing with other financial companies, and the customer cannot limit this sharing. The notice defines joint marketing as a formal agreement between nonaffiliated financial companies that together market financial products or services to the customer, and says its joint marketing partners include companies that provide investment services and consumer finance companies.

Details
Why
joint marketing with other financial companies
Condition
the customer cannot limit this sharing
What it covers
formal agreement between nonaffiliated financial companies; partners include investment services and consumer finance companies

Supporting quotations

| For joint marketing with other financial companies | Yes | No |
A formal agreement between nonaffiliated financial companies that together market financial products or services to you. ◼ Our joint marketing partners include companies that provide investment services and consumer finance companies. |
Our joint marketing partners include companies that provide investment services and consumer finance companies. |

Qualifications & exceptions

  • The row answers "Yes" to whether Stride shares and "No" to whether the customer can limit it.
  • The definition and partner description come from the notice’s Definitions section; no partner is named.

Not stated here

  • The individual joint marketing partners are not identified.
Also annotated in the same passage (2)

Sharing & Disclosure · Company practice

No Affiliate Sharing of Transaction and Experience Information

Stride answers "No" when asked whether it shares affiliates’ everyday business information about the customer’s transactions and experiences. The limit column reads "We don’t share", so on the notice’s own account there is no such sharing for the customer to limit.

Details
What it covers
information about your transactions and experiences
Condition
no sharing; nothing to limit

Supporting quotations

| For our affiliates’ everyday business purposes— information about your transactions and experiences | No | We don't share |

Qualifications & exceptions

  • The two right-hand cells are "No" (whether Stride shares) and "We don't share" (whether the customer can limit it).
  • The notice’s Definitions section states that Stride has no affiliates with which it shares personal information.

Sharing & Disclosure · Company practice

No Affiliate Sharing of Creditworthiness Information

Stride answers "No" when asked whether it shares affiliates’ everyday business information about the customer’s creditworthiness. The limit column reads "We don’t share". This is one of the three sharing types the notice elsewhere says federal law lets a customer limit.

Details
What it covers
information about your creditworthiness
Condition
no sharing; nothing to limit

Supporting quotations

| For our affiliates’ everyday business purposes— information about your creditworthiness | No | We don’t share |

Qualifications & exceptions

  • The two right-hand cells are "No" (whether Stride shares) and "We don’t share" (whether the customer can limit it).
  • The statement that this is one of the three federal limit categories comes from the row headed "Why can’t I limit all sharing?".

Sharing & Disclosure · Company practice

No Affiliate Marketing Sharing

Stride answers "No" when asked whether it shares personal information so its affiliates can market to the customer. The limit column reads "We don’t share", so on the notice’s own account there is no such sharing for the customer to limit.

Details
What it covers
sharing so affiliates can market to you
Condition
no sharing; nothing to limit

Supporting quotations

| For our affiliates to market to you | No | We don't share |

Qualifications & exceptions

  • "No" and "We don't share" fill the two right-hand cells of the row.

Sharing & Disclosure · Company practice

No Non-Affiliate Marketing Sharing

Stride answers "No" when asked whether it shares personal information so non-affiliates can market to the customer. The limit column reads "We don’t share". The Definitions section repeats that Stride does not share with non-affiliates so they can market to the customer.

Details
What it covers
sharing so non-affiliates can market to you
Condition
no sharing; nothing to limit

Supporting quotations

| For non-affiliates to market to you | No | We don't share |

Qualifications & exceptions

  • "No" and "We don't share" fill the two right-hand cells of the row.
  • The Definitions section restates the same practice for nonaffiliates.

Security & Safeguards · Company commitment

Security Measures Complying With Federal Law

Stride says it uses security measures that comply with federal law to protect personal information from unauthorized access and use, including computer safeguards and secured files and buildings.

Details
Why
protect personal information from unauthorized access and use
What it does
security measures complying with federal law; computer safeguards; secured files and buildings

Supporting quotations

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. |

Qualifications & exceptions

  • The notice names no specific security standard, certification or incident procedure.

Not stated here

  • The specific safeguards, security records and breach procedures are not described.

Data Access & Collection · Company practice

How Stride Collects Personal Information

Stride collects personal information, for example, when a customer opens an account or deposits money, pays bills or gives contact information, or uses a credit or debit card. It also collects personal information from other companies.

Details
What it does
collect personal information
Condition
open an account or deposit money; pay bills; give contact information; use a credit or debit card; also from other companies

Supporting quotations

We collect your personal information, for example, when you ◼ open an account or deposit money ◼ pay your bills or give us your contact information ◼ use your credit or debit card We also collect your personal information from other companies. |

Qualifications & exceptions

  • "For example" marks the listed events as illustrations, not an exhaustive list.
  • The other companies Stride collects from are not identified.

Not stated here

  • The categories of other-company sources are not stated.

Legal Rights & Agreement Rules · Restriction or exception

Federal Right to Limit Covers Only Three Sharing Types

The notice states that federal law gives the customer the right to limit only three things: sharing for affiliates’ everyday business purposes about creditworthiness, affiliates’ use of the customer’s information to market to them, and sharing for non-affiliates to market to them. State laws and individual companies may give additional rights, and the notice points to the state-law sections below. The sharing table reports "No" and "We don’t share" for each of these three sharing types, so on the notice’s own account there is no such sharing for the customer to limit.

Details
What it covers
affiliates’ everyday business creditworthiness information; affiliates’ marketing use; non-affiliate marketing
Exception
state laws and individual companies may give additional rights

Supporting quotations

Federal law gives you the right to limit only ◼ sharing for affiliates’ everyday businesspurposes— information about your creditworthiness ◼ affiliates from using your information to market to you ◼ sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law. |

Qualifications & exceptions

  • The three-item list is introduced as what federal law lets the customer limit; it is not a statement that other sharing can be limited.
  • The notice names no state law; it addresses Vermont, Nevada and California residents below.

Not stated here

  • The additional rights state law may give are not described except in the Vermont, Nevada and California sections.

Legal Rights & Agreement Rules · Context

Affiliates Defined

The notice defines affiliates as companies related by common ownership or control, which can be financial and nonfinancial companies.

Details
What it covers
companies related by common ownership or control

Supporting quotations

Companies related by common ownership or control. They can be financial and nonfinancial companies. ◼ Stride Bank, N.A. has no affiliates with which it shares your personal information. |

Qualifications & exceptions

  • The definition is the notice’s own; it identifies no affiliate by name.

Not stated here

  • No affiliate is named in this definition.
Also annotated in the same passage (1)

Sharing & Disclosure · Company practice

No Affiliates With Which Stride Shares Personal Information

The notice states that Stride Bank, N.A. has no affiliates with which it shares personal information. That is narrower than saying the bank has no affiliates: the statement concerns affiliates with which it shares.

Details
Who
Stride Bank, N.A.
What it covers
personal information

Supporting quotations

Stride Bank, N.A. has no affiliates with which it shares your personal information. |

Qualifications & exceptions

  • The sentence is "Stride Bank, N.A. has no affiliates with which it shares your personal information", not a statement that the bank has no affiliates at all.

Not stated here

  • Whether Stride has affiliates with which it does not share personal information is not stated.
Also annotated in the same passage (1)

Legal Rights & Agreement Rules · Context

Nonaffiliates Defined

The notice defines nonaffiliates as companies not related by common ownership or control, which can be financial and nonfinancial companies.

Details
What it covers
companies not related by common ownership or control

Supporting quotations

Companies not related by common ownership or control. They can be financial and nonfinancial companies. ◼ Stride Bank, N.A. does not share with non-affiliates so they can market to you. |

Qualifications & exceptions

  • The definition is the notice’s own; it identifies no nonaffiliate by name.

Legal Rights & Agreement Rules · Context

Joint Marketing Defined

The notice defines joint marketing as a formal agreement between nonaffiliated financial companies that together market financial products or services to the customer.

Details
What it covers
formal agreement between nonaffiliated financial companies
Why
together market financial products or services to you

Supporting quotations

A formal agreement between nonaffiliated financial companies that together market financial products or services to you. ◼ Our joint marketing partners include companies that provide investment services and consumer finance companies. |

Qualifications & exceptions

  • The definition requires both a formal agreement and nonaffiliated financial companies.
Also annotated in the same passage (2)

Sharing & Disclosure · Company practice

Joint Marketing Partner Types

The notice says its joint marketing partners include companies that provide investment services and consumer finance companies.

Details
What it covers
companies providing investment services and consumer finance companies

Supporting quotations

Our joint marketing partners include companies that provide investment services and consumer finance companies. |

Qualifications & exceptions

  • "Include" leaves the partner list open; no partner is named.

Not stated here

  • The individual joint marketing partners are not identified.
Also annotated in the same passage (2)

Legal Rights & Agreement Rules · Procedure

Questions Contact Route

The notice directs questions to 1-800-229-7497 or www.stridebank.com.

Details
What it does
call 1-800-229-7497 or go to www.stridebank.com

Supporting quotations

If you have any questions, please call us at 1-800-229-7497 or go to www.stridebank.com.

Qualifications & exceptions

  • This is the general question route; the California section gives separate CCPA contact methods.

Sharing & Disclosure · Restriction or exception

Vermont: Non-Affiliate Sharing Limited Except Three Purposes

For Vermont residents, the notice says Stride will not share personal information with non-affiliates except for its own marketing purposes, its everyday business purposes, or with the customer’s consent.

Details
Where
Vermont
Exception
own marketing purposes, everyday business purposes, or with consent

Supporting quotations

Vermont Residents:
In accordance with Vermont law, we will not share with non-affiliates except for our own marketing purposes, our everyday business purposes, or with your consent.

Qualifications & exceptions

  • The exception has three branches: Stride’s own marketing purposes, Stride’s everyday business purposes, and the customer’s consent.
  • The Vermont section is one of the state-law sections the notice points to when it says state laws may give additional rights.

Not stated here

  • The notice does not state which Vermont legal requirement produces this exception or how Vermont residency is determined.