CROSS RIVER BANK PRIVACY NOTICE

Data Access & Collection · Company practice

Data collected and shared varies by product and includes identifiers and transaction records

Under the 'What?' row, Cross River Bank says the types of personal information it collects and shares depend on the product or service the customer has. Examples given are Social Security number, account balances, payment history, transaction history, account transactions and wire transfer instructions.

Supporting quotations

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

Social Security number and Account balances

Payment history and Transaction history

Account transactions and Wire transfer instructions

Qualifications & exceptions

• The list is introduced by 'can include', so it is not exhaustive.
• The types depend on the product or service.

Not stated here

• The notice does not match each listed data type to a particular product or service.

Data Access & Collection · Company practice

Collection happens at account opening, loan applications, transactions and customer disclosures

The notice says Cross River Bank collects personal information, for example, when a customer opens an account or applies for a loan, makes deposits or withdrawals or provides employment information, or gives contact information.

Supporting quotations

How does Cross River Bank collect my personal information?

We collect your personal information, for example, when you:

Open an account or apply for a loan;

Make deposits or withdrawals from your account or provide employment information;

Give us your contact information.

Qualifications & exceptions

• The list is introduced as examples, not an exhaustive account of collection events.

Data Access & Collection · Company practice

Cross River Bank also collects information from credit bureaus, affiliates and other companies

Beyond information provided by the customer, the notice says Cross River Bank collects personal information from others, such as credit bureaus, affiliates or other companies.

Supporting quotations

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Qualifications & exceptions

• The sources listed follow 'such as' and are examples.

Not stated here

• The notice does not describe what information each outside source provides.