Evolve Bank & Trust provides this privacy notice, revision 12/22
The notice identifies Evolve Bank & Trust as the institution providing it and carries the revision label "Rev. 12/22". Its heading frames the document as answering what Evolve does with personal information.
Details
Who
Evolve Bank & Trust
When
Rev. 12/22
Supporting quotations
Rev. 12/22
| FACTS | WHAT DOES EVOLVE BANK & TRUST DO WITH YOUR PERSONAL INFORMATION? |
| Who is providing this notice? | Evolve Bank & Trust |
| Who we are | |
Qualifications & exceptions
The source gives no effective date beyond the revision label "Rev. 12/22".
Not stated here
The supplied text does not mention Affirm or identify which Affirm products or bank-partner programs it accompanies.
The notice does not state its general geographic scope; state-specific terms appear only for Vermont, Nevada and California.
Legal Rights & Agreement Rules · Context
Federal law sets the notice's limited sharing controls
Evolve explains that financial companies choose how they share personal information, that federal law gives consumers the right to limit only some sharing, and that federal law requires the company to tell consumers how it collects, shares and protects their information.
Details
What it does
tell consumers how it collects, shares and protects personal information
Condition
the right to limit covers only some sharing
Supporting quotations
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
Qualifications & exceptions
The introductory section states that the right is limited but does not enumerate the sharing categories; the enumeration appears later in the notice.
Legal Rights & Agreement Rules · User right or choice
Federal law gives consumers three sharing opt-outs
The notice says federal law gives the consumer the right to limit only three categories: sharing with affiliates for their everyday business purposes about creditworthiness, affiliates' use of information to market to the consumer, and sharing with nonaffiliates for them to market to the consumer. It adds that state laws and individual companies may give additional rights and points to the state-law section below.
federal law permits limiting only these categories
Supporting quotations
Federal law gives you the right to limit only ■ sharing for affiliates’ everyday business purposes – information about your creditworthiness ■ affiliates from using your information to market to you ■ sharing for nonaffiliates to market to you
Qualifications & exceptions
The passage limits the federal right to the three listed categories and says state law or individual companies may add rights.
Not stated here
How a consumer exercises any of the three limits is not described in the supplied text.
Nevada residents may join an internal do-not-call list
Nevada consumers who prefer not to receive marketing calls may be placed on Evolve's internal Do Not Call List by calling 1-866-395-2754 or writing to 6000 Poplar Ave, Suite 300, Memphis, Tennessee 38119. The notice also provides the Nevada Attorney General's consumer protection office contact details.
Details
Where
Nevada
What it does
request placement on the internal Do Not Call List
What it covers
1-866-395-2754; 6000 Poplar Ave, Suite 300, Memphis, Tennessee 38119
Supporting quotations
NV: If you prefer not to receive marketing calls from us, you may be placed on our Internal Do Not Call List by calling 1-866-395-2754 or by writing to us at 6000 Poplar Ave, Suite 300, Memphis, Tennessee 38119. For more information about telemarketing practices, contact us at the address in the preceding sentence.
You may also contact the Nevada Attorney General's office: Bureau of Consumer Protection, Office of the Nevada Attorney General, 555 E. Washington St., Suite 3900, Las Vegas, NV 89101; telephone number: 1–702–486–3132; email BCPINFO@ag.state.nv.us.
Qualifications & exceptions
The provision addresses marketing calls, not all sharing of personal information.
The request is described as placement on an internal list; the notice does not state how quickly it takes effect.
Not stated here
The notice does not say whether the internal list covers calls by affiliates or service providers.
The three federal opt-out categories are all "We don't share" rows
The three categories the notice says consumers may limit under federal law are affiliate creditworthiness sharing, affiliates' marketing use and nonaffiliate marketing. The sharing table answers "NO / We don't share" for each of those same three rows. The notice does not describe how a consumer would submit a limit request or whether a request would apply to future practices.
Federal law gives you the right to limit only ■ sharing for affiliates’ everyday business purposes – information about your creditworthiness ■ affiliates from using your information to market to you ■ sharing for nonaffiliates to market to you
| For our affiliates’ everyday business purposes – information about your creditworthiness | NO | We don’t share |
| For our affiliates to market to you | NO | We don’t share |
| For nonaffiliates to market to you | NO | We don’t share |
Qualifications & exceptions
This comparison uses the notice's own categories; it does not establish that an opt-out request is unavailable or unnecessary.
Not stated here
Whether Evolve would record a limit request for future changes in practice is not stated.