LEAD BANK PRIVACY NOTICE

Use & Processing · Context

Purposes of collection

Lead Bank collects personal information for the business and commercial purposes and uses described in the Privacy Policy section titled "What does Lead Bank do with your personal information?"

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Supporting quotations

We collect personal information for the business and commercial purposes and uses described in the Privacy Policy section titled “What does Lead Bank do with your personal information?”

Use & Processing · User right or choice

Location services are optional; declining may limit features

A consumer is not required to enable location services to use the Mobile App. To avoid collection of Location Information, the consumer can decline location access when first prompted by the app or turn off location services for the app (or the device entirely) in the device's operating-system settings. If the app is not allowed to access Location Information, some features may not function properly or may be unavailable, including certain fraud-prevention tools and location-based services such as branch and ATM locator functions.

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Supporting quotations

You are not required to enable location services to use the Mobile App. If you do not want Location Information to be collected, you can:

Decline location access when first prompted by the Mobile App; or

Turn off location services for the Mobile App (or for your device entirely) in your device’s operating‑system settings.

Please note, however, that if you do not allow the Mobile App to access Location Information, some features may not function properly or may be unavailable, including certain fraud‑prevention tools and location‑based services (such as branch and ATM locator functions).

Qualifications & exceptions

• The notice states that declining location access may affect features but does not say the app cannot be used without location services.

Cross-references

• qualifies (model-proposed): Location information and its purposes — The ability to decline location access or turn off location services, and the possible loss of some features, qualifies the mobile app's collection and use of Location Information.

Use & Processing · User right or choice

Right to limit sensitive personal information; current practice

A consumer has the right to request that Lead Bank limit the use and disclosure of sensitive personal information to the services Lead Bank provides to the consumer. Lead Bank says its current practice is to use the sensitive personal information it collects only for the purpose of providing the financial services it offers.

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Supporting quotations

You have the right to request that we limit the use and disclosure of sensitive personal information to the services we provide to you. Lead Bank’s current practice is to use the sensitive personal information it collects only for the purpose of providing you with the financial services we offer.

Qualifications & exceptions

• The notice states that current practice already limits sensitive personal information to providing financial services; it does not describe a separate request mechanism in this passage.