Cross River Bank Savings Deposit Account Agreement

Sharing & Disclosure · Company practice

Bank may report account information to consumer reporting agencies

The Bank may report information about the depositor or the savings account to a consumer reporting agency.

Supporting quotations

J.13. Reporting to Consumer Reporting Agency; Disputes. We may report information about you or your Savings Account to a consumer reporting agency.

Qualifications & exceptions

• The clause does not specify what information or which agencies.

Not stated here

• The specific consumer reporting agencies and data fields are not stated.

Sharing & Disclosure · Company practice

Account and EFT information is disclosed only for four listed purposes

The Bank discloses information about the savings account or the EFTs made to third parties only where necessary to complete EFTs; to verify the existence and condition of the account for a third party such as a credit bureau or merchant; to comply with government agency or court orders; or with the depositor's written permission.

Details not recorded for this card

Supporting quotations

We will disclose information to third parties about your Savings Account or the EFTs you make:

Where it is necessary for completing EFTs;

In order to verify the existence and condition of your Savings Account for a third party, such as a credit bureau or merchant;

In order to comply with government agency or court orders; or

If you give us your written permission.

Qualifications & exceptions

• The four grounds are: completing EFTs, third-party verification, legal compliance and written permission.
• Verification may be provided to a credit bureau or merchant.