Retention & Deletion · Company practice
Card details are stored to prefill future payments unless the customer opts out
Unless the customer opts out, Affirm may store Payment Card details in its systems and use them to prefill payment method details for future transactions with Affirm until the customer asks Affirm to remove the card from its systems. The customer may manage payment method details online or through the Affirm app. If Affirm obtains updated information about the Payment Card, the customer agrees that Affirm may update and use it. Affirm states that it is only storing payment credentials and does not store funds on the customer's behalf.
Details
- Condition
- Unless you opt out
- When
- until you ask us to remove your Payment Card from our systems
- What it covers
- updated information related to your Payment Card
Supporting quotations
Storing Payment Method Details. Unless you opt out, we may store your Payment Card details in our systems and use this information to prefill your payment method details for future transactions with Affirm until you ask us to remove your Payment Card from our systems.
In the event Affirm obtains updated information related to your Payment Card, you agree that we may update and use this information in our system.
Affirm is only storing payment credentials; we do not store funds on your behalf.
Qualifications & exceptions
- Storage is the default; the stated controls are an opt-out and a later request to remove the card.
- The use of updated card information is agreed in advance.
Not stated here
- The source does not say where updated card information comes from, how long removal takes, or whether opting out also stops prefilling.