The notice applies to users and visitors of the Stride Bank, N.A. website and mobile application and to any online or mobile site or application owned or controlled by Stride Bank or its divisions, subsidiaries and affiliates. It describes how Stride Bank collects, uses and shares information from or about those users and visitors. The document does not name Affirm or another partner, so it does not by its terms state whether a partner-operated page is within this scope.
Details
Who
Stride Bank, N.A. and its divisions, subsidiaries and affiliates
What it covers
Stride Bank websites and mobile applications, and any online or mobile site or app it owns or controls
What it does
collect, use and share information
Supporting quotations
This notice applies to users and visitors to the Stride Bank, N.A. website and mobile application, and any online or mobile site or application (collectively “Site”) owned or controlled by Stride Bank or any of its divisions, subsidiaries and affiliates (collectively, “Stride Bank” or “we” or “us” or “our”).
This notice describes how we collect, use and share information from or about users and visitors of the Site.
Qualifications & exceptions
Scope is limited to sites and apps owned or controlled by Stride Bank or its divisions, subsidiaries and affiliates.
The notice describes collection, use and sharing for users and visitors of those Sites.
Not stated here
Whether a co-branded or partner-operated page is owned or controlled by Stride Bank is not stated.
The document does not name Affirm or any specific card program.
Data Access & Collection · Context
Personal information covers identifiers and associated data
The notice says the section describes generally how Stride Bank collects and uses personal information and how it may use it. It defines personal information as information that identifies you or your device, and other information the bank associates with it. The word "generally" and the separate product-dependent list mean the definition is broad rather than an exhaustive enumeration.
Details
What it covers
personal information: information that identifies you or your device, and other information associated with it
What it does
collect and use
Supporting quotations
This section generally describes how Stride Bank collects and uses your personal information, and how Stride Bank may use your personal information. Personal information generally means information that identifies you or your device, and other information we associate with it.
Qualifications & exceptions
The definition is introduced as general: information that identifies you or your device, and other information associated with it.
Not stated here
The full set of information the bank collects is not enumerated.
Data Access & Collection · Company practice
Data collected depends on the product and can include SSN and credit data
The types of personal information Stride Bank collects and shares depend on the product or service the person has. The notice gives examples: Social Security number and income; account balances and payment history; credit history and credit scores. The list is illustrative ("can include"), not a complete inventory.
depends on the product or service you have with us
Supporting quotations
The types of personal information we collect, and share depend on the product or service you have with us. This information can include: ◼ Social Security number and income ◼ account balances and payment history ◼ credit history and credit scores
Qualifications & exceptions
The list is introduced by "can include" and depends on the product or service.
Not stated here
The notice does not map each data type to a product, purpose or recipient.
Data Access & Collection · Company practice
Cookies are used only to provide services and effective Sites and Apps
The notice defines a cookie as an electronic file the Sites place on your computer to store information that makes visits and App use more efficient. It says cookies let the Site and App recognize prior visits and the security requirements and browser preferences of the device. It states a purpose limit: "We only use cookies to provide better services and more effective Sites and Apps."
provide better services and more effective Sites and Apps
Supporting quotations
A cookie is an electronic file our Sites place on your computer to store information that makes your visit to our Sites and your use of our Apps more efficient.
Cookies let our Site and App recognize if your computer or mobile device has visited our Sites or used our Apps before, and what security requirements and browser preferences your computer or mobile device requires.
We only use cookies to provide better services and more effective Sites and Apps.
Qualifications & exceptions
The stated purpose limit is "to provide better services and more effective Sites and Apps".
Not stated here
Cookie types, durations, and whether third-party cookies are used are not stated.
Data Access & Collection · Company practice
Beacons can track movements across websites; bank uses them for content and App efficiency
The notice defines "beacons" as small graphic files with a unique identifier used to track a visitor's online movements over time and across different websites. It says beacons are embedded on websites, not downloaded to the device. Stride Bank says it uses beacons to better manage content on the Site and to improve the use and efficiency of the App.
Details
What it covers
small graphic files with a unique identifier
What it does
track a visitor's online movements over time and across different websites
Why
better manage content on the Site and improve the use and efficiency of the App
Supporting quotations
"Beacons" include small graphic files with a unique identifier that are used to track a visitor to our Site or user of our App online movements over time and across different websites.
Unlike cookies, beacons are embedded on websites, not downloaded on your computer or device.
Stride Bank uses beacons to better manage content on our Site and to improve the use and efficiency of our App.
Qualifications & exceptions
The cross-website tracking description is part of the notice's definition of beacons.
The bank's own stated uses are content management and App use and efficiency.
Not stated here
The notice does not identify the beacons or third parties involved, or say whether beacon data is linked to personal information.
Data Access & Collection · Company practice
Location is collected only after manual entry; the App does not collect it automatically
On the Site, visitors are not asked whether they want to share their location; they must manually enter a location before Stride Bank will collect it, and the notice says the decision is entirely up to the visitor. The bank uses the information for location-specific services such as finding ATMs and branches. The notice separately says the App does not automatically collect location information from the device.
Details
Condition
manual entry before collection on the Site
Why
offer location-specific services such as finding ATMs and branches
Exception
App does not automatically collect location information
Supporting quotations
When you visit our Site, you will not be asked if you would like to share your location.
You would have to manually enter your location before we will collect it, and the decision to share your location is entirely up to you.
We use this information to offer location-specific services, like helping you find our ATMs and our branches.
Our App does not automatically collect location information from your device
Qualifications & exceptions
The manual-entry condition is stated for the Site; the App statement is separate and addresses only automatic collection.
Not stated here
Whether the App collects location information at all, and how long location data is kept, is not stated.
Data Access & Collection · Company practice
Site and App do not respond to Do Not Track signals
The notice states that the Site and App do not process or respond to "do not track" signals or other similar web browser signals.
Details
Who
Stride Bank's Site and App
What it covers
"do not track" signals and similar browser signals
What it does
do not process or respond
Supporting quotations
Our Site and App do not process or respond to "do not track" signals or other similar web browser signals.
Qualifications & exceptions
The statement covers the Site and App.
Not stated here
The notice does not describe any alternative tracking control.
Bank collects the pages visited before and after its Site
When you visit the Site, Stride Bank says it collects information about the webpage you visited before visiting the Sites and the webpage you visit after leaving the Site.
Details
What it does
collect information about the preceding and following webpage
When
when you visit our Site
What it covers
webpage visited before and webpage visited after
Supporting quotations
When you visit our Site, we collect information about the webpage you visited before visiting our Sites and the webpage you visit after leaving our Site.
Qualifications & exceptions
The statement is about visits to the Site.
Not stated here
How the referral information is used or how long it is kept is not stated.
Google Analytics collects usage statistics; opt-out is through Google
Stride Bank uses Google Analytics to collect statistical and usage information about the Site to continually improve its design and functionality. The notice says a visitor who does not want Google Analytics to collect information about their website use can opt out by visiting https://tools.google.com/dlpage/gaoptout and following the instructions.
Details
Who
Google Analytics
What it covers
statistical and usage information related to the Site
Why
continually improve the design and functionality
What it does
opt out by visiting Google's opt-out page
Supporting quotations
Stride Bank uses Google Analytics to collect statistical and usage information related to the Site in order to continually improve the design and functionality.
If you do not want Google Analytics to collect information about your website use, you can opt out by visiting https://tools.google.com/dlpage/gaoptout and following the instructions.
Qualifications & exceptions
The opt-out route given is Google's page, not a Stride Bank opt-out.
Not stated here
Whether Google Analytics data is linked to personal information, and how long it is retained, is not stated.