Legal Rights & Agreement Rules · Context
Page footer carries lending and card disclosures unrelated to cookies
After the cookie tables, the page footer contains Affirm's product disclosures: payment options are provided by lending partners with a 0–36% APR range and an eligibility check; payment options vary by purchase amount and merchant and a down payment may be required; the Affirm Money Account is held with Cross River Bank; the Affirm Card is issued by Evolve Bank & Trust or Stride Bank; and the one-time-use virtual card is issued by CRB, Sutton Bank or Celtic Bank. None of these paragraphs describes cookie practices.
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Payment options through Affirm are provided by these lending partners: affirm.com/lenders. Your rate will be 0–36% APR based on credit, and is subject to an eligibility check. Affirm Pay in 4 payment option is 0% APR.
Options depend on your purchase amount and may vary by merchant. A down payment may be required. For example, at a purchase price of $400 you could pay a down payment of $80, followed by 12 monthly payments of $28.88 at 15% APR or 4 interest-free payments of $100 every 2 weeks. Affirm availability and eligibility may vary. Restrictions apply. See affirm.com/terms#use.
The Affirm Money™ Account is held with Cross River Bank (CRB), Member FDIC. Affirm is not a bank. FDIC insurance covers accounts held with CRB in the event CRB fails. California residents: Affirm Loan Services, LLC is licensed by the Department of Financial Protection and Innovation. Loans are made or arranged pursuant to California Financing Law license 60DBO-111681.
The Affirm Card is a Visa® debit card issued by Evolve Bank & Trust (Evolve) or Stride Bank, N.A. (Stride), Members FDIC, pursuant to licenses from Visa U.S.A. Inc. Affirm is not a bank. FDIC insurance will only cover the failure of Evolve and/or Stride. Learn more. The Affirm Card is not available to residents of U.S. territories.
For licenses and disclosures, see
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- The notice does not explain why these product disclosures appear on the cookie page, and the linked lender, FDIC and licence pages are not part of this source.