Monthly Payments Terms & Conditions

Amazon · Official agreement

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21 of 21 cards

Charges & Financial Obligations · Restriction or exception

Monthly Payments covers only products that show the Monthly Payments option

The installment-plan offer applies only to qualifying products, meaning products where the "Monthly Payments" option appears on the product detail page or during checkout. A product without that option shown is not covered by this offer.

Supporting quotations

This offer to enroll in an installment plan applies only to qualifying products where
the "Monthly Payments" option is available on the product detail page or during checkout.

Charges & Financial Obligations · Restriction or exception

Amazon decides when and to whom Monthly Payments is offered

The offer may not be available to every customer, and even an eligible customer may not get it for every qualifying product. Monthly Payments offers may be made available to you from time to time at Amazon's discretion, so having used the option once does not mean it will be offered again.

Supporting quotations

This offer may not be available to every customer and may not be available to you
for all qualifying products. From time to time, and at Amazon’s discretion, Monthly Payment offers may be available to you.

Not stated here

  • The source does not say how often offers are made or what discretionary criteria Amazon applies beyond the account information named in the eligibility sentence.

Use & Processing · Company commitment

Eligibility is based on your Amazon account information, not a credit report

Amazon decides whether you are eligible using information relating to your Amazon.com account. The examples given are your purchase history on Amazon.com and the price of the qualifying product or device. Amazon states it will not use a credit report to determine your eligibility.

Supporting quotations

Your eligibility for this offer is based on information relating to your Amazon.com account, such as your purchase history on Amazon.com, or the price of the qualifying Product or Device.
We will not use a credit report to determine your eligibility.

Qualifications & exceptions

  • The listed account factors are examples ("such as"), not a complete list of what Amazon may consider.
  • The no-credit-report statement covers the eligibility decision; the source does not address credit reporting for other purposes, such as missed payments.

Not stated here

  • The full set of account information used for eligibility is not stated.

Charges & Financial Obligations · Restriction or exception

You confirm the purchase is for personal, family or household use, not business

By buying with Monthly Payments you acknowledge that the purchase is for personal, family, or household purposes and not for business purposes.

Supporting quotations

You acknowledge that your Monthly Payments purchase is for personal, family, or household purposes and not business purposes.

Not stated here

  • The source does not state what happens if a Monthly Payments purchase is in fact made for business purposes.

Charges & Financial Obligations · Restriction or exception

Only a limited number of products qualify, and Amazon can cap your open plans

The offer applies to a limited number of qualifying products. Amazon also reserves the right to limit how many Monthly Payments plans you may have open at any one time.

Supporting quotations

This offer applies to a limited number of qualifying products, and Amazon reserves
the right to limit the number of Monthly Payments plans that you may have open at any one time.

Not stated here

  • No specific plan limit is stated.

Charges & Financial Obligations · Restriction or exception

The offer cannot be transferred or combined with other offers

The Monthly Payments offer is not transferable, and it may not be combined with other offers.

Supporting quotations

This offer is not transferable and may not be combined with other offers.

Not stated here

  • The source does not define which "other offers" are excluded.

Charges & Financial Obligations · Permission or license

Amazon may cancel the Monthly Payments offer at any time

Amazon reserves the right to cancel this offer at any time.

Supporting quotations

We reserve the right to cancel this offer at any time.

Not stated here

  • The source does not say whether cancelling the offer affects installment plans that are already open.

Charges & Financial Obligations · Procedure

The full price is split into a down payment and a set number of monthly payments

You are charged the full price of the qualifying product(s) you selected: one initial (down) payment followed by monthly payments, so that the total number of payments equals the number in your Monthly Payments offer. If the full price does not divide evenly, your final payment may be smaller than the others.

Supporting quotations

You will be charged the full price of the qualifying product(s) you selected in one
initial (down) payment and the corresponding number of subsequent monthly payments so that the total number of payments equals the number of payments in your Monthly Payments offer (provided that if the full price is not evenly divisible, your final payment amount may be smaller).

Qualifications & exceptions

  • Plans with more than four installment payments are governed by the separate Monthly Payments Agreement, not only these terms.

Not stated here

  • The number of payments in a given offer is set by that offer, not by these terms.

Charges & Financial Obligations · Procedure

Tax, shipping and add-on charges are paid in full with the down payment when the item ships

Any applicable tax, shipping, and add-on charges are not spread across the installments. They are due and assessed in full as part of your initial (down) payment, which is charged when your item(s) ship.

Supporting quotations

Any applicable tax, shipping, and add-on charges will be due and assessed in full as part of your initial (down) payment when your item(s) ships.

Charges & Financial Obligations · Company commitment

Amazon charges no interest, but your card issuer's interest or fees may still apply

No interest or finance charges apply to this offer. However, any interest, finance charges or fees that the issuer of the payment method you are charged to assesses may still apply, and taxes may apply in certain jurisdictions.

Supporting quotations

No interest or finance charges apply to this offer.
Any interest, finance charges or fees assessed by the issuer of the payment method to which payments are charged may still apply.
Taxes may apply in certain jurisdictions.

Qualifications & exceptions

  • The no-interest statement covers Amazon's offer; charges from your own card issuer or bank are outside it.

Not stated here

  • The jurisdictions where taxes apply are not named.

Charges & Financial Obligations · Procedure

Example five-payment schedule: down payment at shipment, then every 30 days up to 120 days

The terms give an example schedule with five total payments. The initial (down) payment is due on the shipment date; the first, second, third and fourth installment payments are due 30, 60, 90 and 120 days from the shipment date. Your own schedule appears on the Manage Monthly Payments page after the initial (down) payment is charged.

Supporting quotations

An example of a payment schedule with five total payments is below.
To see your payment schedule, please visit your [Manage Monthly Payments](https://www.amazon.com/manage-monthly-payments) page after your initial (down) payment is charged.
Payment Due Date
Initial (Down) Payment Shipment Date
First Installment Payment 30 Days from the Shipment Date
Second Installment Payment 60 Days from the Shipment Date
Third Installment Payment 90 Days from the Shipment Date
Fourth Installment Payment 120 Days from the Shipment Date

Qualifications & exceptions

  • The table is labelled an example of a five-payment plan; a different offer may have a different number of payments.

Not stated here

  • Due dates for plans with a different number of payments are not given in this source.

Charges & Financial Obligations · Permission or license

Amazon charges each payment automatically and will use another payment method on file if needed

You authorize Amazon to charge each payment to the payment method you selected. If that method is unavailable, for example because a card has expired and cannot be charged or the account lacks funds, Amazon will charge another payment method it has on record for you.

Supporting quotations

You authorize us to charge each payment to your selected payment method. If the selected
method is unavailable (for example, a card has expired and cannot be charged successfully or funds are not available in that account), we will use another payment method we have on record for you.

Cross-references

Charges & Financial Obligations · Restriction or exception

You must keep a valid credit card on your account until 20 days after the last payment

You agree to keep at least one valid credit card in your Amazon.com account that does not expire earlier than 20 days after your last payment due date.

Supporting quotations

You agree to maintain in your Amazon.com account at least one valid credit card that expires no earlier than 20 days after your last payment due date.

Charges & Financial Obligations · User right or choice

You can prepay the next payment or the whole remaining balance at any time

You may choose to pay early, either your next scheduled payment or the full remaining balance of your purchase, at any time.

Supporting quotations

You can choose to prepay either your next scheduled payment or the full remaining
balance of your purchase at any time.

Not stated here

  • The source does not say whether prepaying the next payment changes later due dates.

Account & Service Control · Permission or license

If no card on file can be charged, Amazon may suspend your account or deregister devices

If Amazon cannot charge a payment to any payment method on file in your Amazon.com account, it reserves the right to pursue any remedy available to it. Named remedies include suspending or terminating your Amazon.com account and, for Amazon devices bought with Monthly Payments, deregistering the device, which blocks your ability to access Amazon content and services from that device.

Supporting quotations

If we are not able to charge any payment to a payment method on file in your Amazon.com
account we reserve the right to pursue any remedy that is available to us, including the right to suspend or terminate your Amazon.com account and, for Amazon devices purchased using Monthly Payments, the right to deregister your Amazon device, which will block your ability to access Amazon content and services from your device.

Qualifications & exceptions

  • Account suspension or termination can apply to your whole Amazon.com account, not only the plan.
  • Device deregistration is limited to Amazon devices purchased using Monthly Payments.
  • "Any remedy that is available" is open-ended; the named remedies are examples.
  • You agree Amazon and its affiliates have no liability related to exercising these remedies.

Not stated here

  • The source does not give a grace period, notice step or number of failed attempts before these remedies apply.

Legal Rights & Agreement Rules · Restriction or exception

You agree Amazon has no liability for using these non-payment remedies

You agree that Amazon and its affiliates have no liability related to the exercise of these remedies, such as account suspension or termination or device deregistration after a payment cannot be charged.

Supporting quotations

You agree that we and our affiliates have no liability related to the exercise of these remedies.

Not stated here

  • Whether this waiver is limited by applicable law is not addressed in the source; this card explains meaning, not enforceability.

Cross-references

Legal Rights & Agreement Rules · Context

The Amazon.com Conditions of Use, including dispute and liability terms, also govern

This offer and your purchase, including any dispute or claim relating to them, are subject to the Amazon.com Conditions of Use, specifically including its dispute resolution, governing law, disclaimer of warranties, and limitation of liability terms.

Supporting quotations

This offer and your purchase, including any dispute or claim relating thereto, are
subject to the terms in the [Amazon.com Conditions of Use](https://www.amazon.com/conditionsofuse), including the dispute resolution, governing law, disclaimer of warranties, and limitation of liability terms therein.

Not stated here

  • The Conditions of Use were not supplied with this source, so the content of its dispute resolution, governing law, warranty and liability terms is not analyzed here.

Charges & Financial Obligations · Procedure

Returns follow the standard policy, and the unpaid plan balance is deducted from any refund

If you return a product bought through this offer, the return and the amount of any refund are subject to Amazon's standard returns policy. The remaining balance of your installment plan is deducted from any refund.

Supporting quotations

Any return of a product purchased through this offer, and the amount of any resulting refund, will be subject to our [standard returns policy](https://www.amazon.com/gp/help/customer/display.html?nodeId=GKM69DUUYKQWKWX7).
The remaining balance of your installment plan will be deducted from any refund.

Not stated here

  • The standard returns policy was not supplied, so return windows and refund amounts are not analyzed here.

Charges & Financial Obligations · Restriction or exception

A warranty replacement Amazon device does not cancel what you still owe

For Amazon devices, if Amazon gives you a replacement device under its limited warranty service, you still have to pay the remaining balance owed on your purchase.

Supporting quotations

With respect to Amazon devices, if you receive a replacement device from us under
our limited warranty service, you are still responsible to pay the remaining balance owed on your purchase.

Not stated here

  • The limited warranty terms were not supplied.

Legal Rights & Agreement Rules · Restriction or exception

The offer is void where prohibited

The Monthly Payments offer is void in any place where it is prohibited.

Supporting quotations

Void where prohibited.

Not stated here

  • The source does not name any jurisdiction where the offer is prohibited.

Legal Rights & Agreement Rules · Context

Plans with more than four installments are governed by a separate Monthly Payments Agreement

Monthly Payments plans with more than four installment payments are subject to the terms and conditions in the Monthly Payments Agreement. If you entered into a Monthly Payments Agreement, your installment plan is governed by that agreement's terms.

Supporting quotations

Monthly Payments plans with more than four installment payments are subject to the
terms and conditions as set forth in the Monthly Payments Agreement. If you entered into a Monthly Payments Agreement your installment plan is governed by the terms and conditions in that agreement.

Qualifications & exceptions

  • For a plan with more than four installment payments, the payment structure in these terms is subject to the separate agreement.

Not stated here

  • The Monthly Payments Agreement was not supplied, and the source does not say how its terms differ from these.

Cross-references