Posting grants Bloomberg a perpetual, irrevocable, worldwide license
When you post or submit user-generated content to this site or any other site owned by Bloomberg L.P. and its affiliates, you give Bloomberg a license to your Submission. The license is perpetual (no end date is stated), irrevocable (you cannot withdraw it), nonexclusive, worldwide, and covers any and all media, including media that do not exist yet.
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you grant to Bloomberg a perpetual, nonexclusive, irrevocable, fully paid, royalty-free, sublicenseable and transferable (in whole or in part) worldwide right and license in any and all media, now known or later developed
to this site and any other site owned by Bloomberg L.P. and its affiliates (collectively, “Bloomberg”)
Qualifications & exceptions
Applies to a Submission, meaning material you post or submit, not to everything you do on Bloomberg sites.
The license is described as nonexclusive; this text does not say who owns the Submission.
Not stated here
The text does not name which sites besides this one count as owned by Bloomberg L.P. or its affiliates.
The text does not say whether anything can end the license, such as deleting the Submission or closing an account.
Content & IP Rights · Context
What counts as a Submission
A Submission is any material you post or submit as user-generated content. The text lists comments, forum messages, text, video, audio, and photographs, but the list is not limited to those examples, so other user-generated content can also be a Submission.
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By posting or submitting material (i.e., user-generated content, including, but not limited to: comments, forum messages, text, video, audio, and photographs) (each, a “Submission”)
Qualifications & exceptions
The list is introduced by "including, but not limited to", so it gives examples rather than a complete list.
Not stated here
The text does not say whether material sent privately, such as a message to a Bloomberg staff member, counts as posting or submitting.
Content & IP Rights · Permission or license
Bloomberg may use, change and exploit your Submission in many ways
The license lets Bloomberg use, publish, reproduce, display, modify, transmit digitally, create derivative works based on, distribute, copy and otherwise exploit your Submission. It also reaches use through a third party site or application, so Bloomberg's use is not confined to its own sites.
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to use, publish, reproduce, display, modify, transmit digitally, create derivative works based upon, distribute, copy and otherwise exploit such Submission
through a third party site or application
Qualifications & exceptions
"Otherwise exploit" and "without limitation" make the list of uses open-ended.
Use of a Submission must be in accordance with the license, which is the only limit this text states on Bloomberg's rights.
Not stated here
The text does not name which third party sites or applications may be involved.
Content & IP Rights · Permission or license
The license covers your name, voice, likeness and performances
What Bloomberg may use includes any names, voices, likenesses, performances and actions that appear in your Submission. If your Submission shows or sounds like you or someone else, that is covered by the license.
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(including, without limitation, any names, voices, likenesses, performances and actions contained therein)
Qualifications & exceptions
The wording is "including, without limitation", so these are examples within the license, not a cap.
Not stated here
The text does not address people other than the user who appear in a Submission, beyond the certification that no other person's consent is needed.
Content & IP Rights · Permission or license
Bloomberg may sublicense or transfer the license to others
The license is sublicenseable and transferable in whole or in part. Bloomberg can give others rights under it or pass it on, so people other than Bloomberg may end up using your Submission under it.
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sublicenseable and transferable (in whole or in part)
Qualifications & exceptions
"In whole or in part" means Bloomberg may pass on some of the rights without passing on all.
Not stated here
The text does not name who may receive a sublicense or transfer, or whether they must follow any conditions.
Content & IP Rights · Permission or license
Any purpose, including advertising, at Bloomberg's discretion
Bloomberg may use your Submission for any purpose whatsoever, and the text names advertising, commercial, promotional and publicity purposes as examples. Whether and how to use it is left to Bloomberg's discretion.
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for any purpose whatsoever (including, without limitation, advertising, commercial, promotional and publicity purposes) in Bloomberg’s discretion
Qualifications & exceptions
"Including, without limitation" means the named purposes are examples; the permission is not limited to them.