18 of 123 cards in Charges & Financial Obligations
Charges & Financial Obligations · Company practice
BLP may charge fees at any time; the free subscription tier is limited
BLP reserves the right at any time to charge fees for portions of the Service or the whole Service. This includes Bloomberg's subscription service, which lets anonymous and registered users access a limited number of free articles per month and a limited amount of free video every 24 hours before payment is required for more access. If BLP requires a fee, it will require you to register and create an account, and prepaid fees may be modified in BLP's sole discretion. More information on the subscription service is under Subscription Terms.
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BLP reserves the right at any time to charge fees for access to portions of the Service or the Service as a whole.
which allows anonymous and registered users to access a limited number of free articles per month and a limited amount of free video every 24 hours, before requiring payment for additional access.
Additional information regarding the terms of the subscription service may be found under Subscription Terms.
If at any time BLP requires a fee for portions of the Service or the Service as a whole, BLP will require you to register and create an account.
Certain portions of the Service or the Service as a whole may require a prepaid fee (“Prepaid Fee”), which may be modified from time to time in BLP’s sole discretion.
Qualifications & exceptions
The free-article and free-video limits are stated generally; the numbers are not given in this section.
Registration is tied to the point at which BLP requires a fee.
Not stated here
The specific number of free articles per month and the amount of free video are not stated here; Subscription Terms are the stated place for more information.
Charges & Financial Obligations · Restriction or exception
You pay all fees, charges and taxes billed to your account, including third-party vendor charges
You must pay all fees and charges incurred through your account at the rates in effect for the billing period when they are incurred, including charges for products or services offered through the Service by Bloomberg or by any other vendor or service provider. All fees and charges are billed to you and you are solely responsible for paying them. You must also pay all applicable taxes relating to your use of the Service through your account and your purchase of other products or services.
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You shall pay all fees and charges incurred through your account at the rates in effect for the billing period in which such fees and charges are incurred, including but not limited to charges for any products or services offered for sale through the Service by Bloomberg or by any other vendor or service provider.
All fees and charges shall be billed to you, and you shall be solely responsible for their payment.
You shall pay all applicable taxes relating to the use of the Service through your account, and the purchase of any other products or services.
Not stated here
Rates, billing periods and renewal terms are not stated in this section; Part B Subscription Terms is the place the text points to for subscriptions.
Charges & Financial Obligations · Company practice
A prepaid fee, changeable at BLP's discretion, must be received before you get access
Some portions of the Service, or the whole Service, may require a prepaid fee ('Prepaid Fee'), which BLP can modify from time to time in its sole discretion. The Prepaid Fee and related taxes and fees are paid by you in advance. If a Prepaid Fee is required, you will not receive access until BLP has received all fees and charges you owe, including the Prepaid Fee.
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Certain portions of the Service or the Service as a whole may require a prepaid fee (“Prepaid Fee”), which may be modified from time to time in BLP’s sole discretion.
The Prepaid Fee, and all taxes and other fees related thereto will be paid by you in advance.
In no event will you receive any portions of the Service or the Service as a whole if a Prepaid Fee is required unless BLP receives all fees and charges payable by you, including the Prepaid Fee.
Qualifications & exceptions
BLP may modify the Prepaid Fee from time to time in its sole discretion; this paragraph states no notice period.
Charges & Financial Obligations · User right or choice
If arbitration is cost-prohibitive Bloomberg pays fees above $250, unless your claim is frivolous or in bad faith
If you can demonstrate the costs of arbitration will be prohibitive compared to the costs of litigation, Bloomberg will pay any filing and hearing fees in excess of $250 that the arbitrator deems necessary to prevent the arbitration from being cost-prohibitive, regardless of the outcome, unless the arbitrator determines your claims were frivolous or asserted in bad faith. In that case arbitration fees, including attorneys' fees, may be imposed on you consistent with the arbitrator's rules and the Federal Rule of Civil Procedure 11 standard for sanctions. You are responsible for your own attorneys' fees unless the arbitration rules or applicable law provide otherwise, including under the Arbitration Agreement.
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If you are able to demonstrate that the costs of arbitration will be prohibitive as compared to the costs of litigation, Bloomberg will pay any filing and hearing fees in in excess of $250 that the arbitrator deems necessary to prevent the arbitration from being cost-prohibitive regardless of the outcome of the arbitration
unless the arbitrator determines that your claim(s) were frivolous or asserted in bad faith, in which case arbitration fees (including attorneys’ fees) may be imposed upon you consistent with the Arbitrator’s Rules and the standard for sanctions set forth in Federal Rule of Civil Procedure 11.
You are responsible for your own attorneys’ fees unless the arbitration rules and/or applicable law provide otherwise, including as set forth in this Arbitration Agreement.
Qualifications & exceptions
Bloomberg's payment applies only if you demonstrate prohibitive cost, and only to fees above $250 that the arbitrator deems necessary.
The text reads 'in in excess of $250'; the stated threshold is $250.
Not stated here
The text does not say how you demonstrate prohibitive costs, or which fees fall within the first $250.
Charges & Financial Obligations · Procedure
NAM may reduce or reschedule fees if your costs do not rise, and a good-faith fee challenge is not a default
NAM has discretion to reduce the amount or modify the timing of administrative or arbitration fees due under its rules, including as specified in subpart (vi), provided the change does not increase your costs, and you waive any objection to such a modification. A good-faith challenge by either party to NAM's fees is not a default, waiver or breach of the Arbitration Agreement while the challenge is pending before NAM, the arbitrator or a court, and the due dates for those fees are tolled during that time.
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The parties agree that NAM has discretion to reduce the amount or modify the timing of any administrative or arbitration fees due under NAM’s Rules where it deems appropriate (including as specified in subpart (vi)) provided that such modification does not increase the costs to you, and you further agree that you waive any objection to such fee modification.
The parties also agree that a good-faith challenge by either party to the fees imposed by NAM does not constitute a default, waiver, or breach of this Arbitration Agreement while such challenge remains pending before NAM, the arbitrator, and/or a court of competent jurisdiction, and that any and all due dates for those fees shall be tolled during the pendency of such challenge.
Qualifications & exceptions
The waiver of objection covers fee modifications that do not increase your costs.
Charges & Financial Obligations · Company practice
Bloomberg.com subscriptions renew automatically and are charged in advance monthly or annually
Subscriptions purchased via Bloomberg.com/subscriptions are billed monthly or annually. Your selected payment method is charged automatically on a recurring monthly or annual basis, and the subscription renews automatically, charged in advance of each billing cycle unless you cancel. If you subscribed under an introductory offer, at the end of the introductory period your payment method on file is charged automatically each month for the full price of the subscription.
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Subscriptions purchased via Bloomberg.com/subscriptions are billed either monthly or annually. Your selected payment method will be charged automatically on a recurring monthly or annual basis.
Your subscription will be renewed automatically, and you will be charged in advance of each billing cycle unless you cancel.
If you subscribed under an introductory offer, at the end of your introductory period, your payment method on file will be charged automatically each month for the full price of your subscription.
Qualifications & exceptions
The scope stated is subscriptions purchased via Bloomberg.com/subscriptions; third-party purchases are addressed in the cancellation paragraphs.
After an introductory period the charge is monthly at full price.
Charges & Financial Obligations · Company practice
Student Digital subscriptions are for current students over 18 and rise to full price when you no longer verify
Current undergraduate and graduate students over the age of 18 are eligible to buy a Bloomberg Student Digital subscription. After your program has ended and you can no longer be verified as a student, your subscription increases to the full-priced Digital Access Plan.
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a. Student Subscriptions
Current students (in both undergraduate and graduate programs), who are over the age of 18, are eligible for purchasing a Bloomberg Student Digital subscription.
After your program has ended and you can no longer be verified as a student, your subscription will increase to the full priced Digital Access Plan.
Not stated here
The text does not say how student status is verified or the price of the Digital Access Plan.
Charges & Financial Obligations · Restriction or exception
Redeeming a free subscription confirms policy and anti-corruption compliance and that nothing was promised in return
If you redeem a free subscription, by accepting it you confirm that you comply with your company's internal policies and all applicable anti-corruption laws, and that no business or anything else of value has been promised to Bloomberg in return for the subscription, whose value is approximately $150 USD.
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b. Free Subscriptions
If you are redeeming a free subscription, by accepting this subscription, you confirm that you are in compliance with your company’s internal policies and all applicable anti-corruption laws.
You confirm that no business, or anything else of value, has been promised to Bloomberg in return for this subscription, the value of which is approximately $150USD.
Not stated here
The text does not say who is eligible for a free subscription or how it is offered.
Charges & Financial Obligations · Company practice
A Gift Subscription gives a one-year Digital Access subscription from activation, with eligibility limits
The Bloomberg Gift Subscription entitles the recipient to a one-year Bloomberg Digital Access subscription that begins on activation. Gift subscriptions are not eligible for existing Bloomberg.com subscribers. In the US they may be purchased and activated only by U.S. residents age 18 or older. Both the purchaser and recipient must read and agree to the complete Gift Subscription Terms, which apply to both. To extend access when the Gift Subscription ends, the recipient must become a paying subscriber under Bloomberg's then-current subscription terms.
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c. Gift Subscriptions
The Bloomberg gift subscription (“Gift Subscription”) entitles the gift recipient to a one-year Bloomberg Digital Access subscription, which will begin upon activation.
For the US, gift subscriptions may be purchased and activated only by U.S. residents age 18 or older.
Gift Subscription purchaser and recipient must read and agree to the complete Gift Subscription Terms applicable to this program.
To extend access to Bloomberg content when the Gift Subscription ends, gift recipients will be required to become a paying subscriber in accordance with Bloomberg’s then-current subscription terms.
Qualifications & exceptions
Gift subscriptions are not eligible for existing Bloomberg.com subscribers.
In the US, only U.S. residents age 18 or older may purchase and activate.
Not stated here
The separate 'complete Gift Subscription Terms' are referenced but not supplied in this document.
Charges & Financial Obligations · Restriction or exception
Gift Subscriptions have no cash value, are not refundable, and can be refused for payment problems or fraud
The Gift Subscription has no cash value and cannot be redeemed for cash except as required by law. Its activation code is one-time use, cannot be combined with other offers, coupons, discounts or promotions, and cannot be exchanged or credited toward any subscription other than a one-year Bloomberg Digital Access subscription. Bloomberg may refuse to honor a Gift Subscription after a disputed credit card charge or other payment failure, or if it suspects fraudulent purchase or activation. Gift Subscriptions are not refundable except as required by applicable law, and may not be resold or transferred without Bloomberg's express written authorization. A Gift Subscription obtained from an unauthorized seller or reseller, including through an Internet auction site, is not valid and Bloomberg is not liable for its value. Bloomberg is not responsible for lost or stolen activation codes.
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The Gift Subscription has no cash value and may not be redeemed for cash except as required by applicable law. The activation code associated with your Gift Subscription is for a one-time use only. Activation of the Gift Subscription may not be combined with any other offers, coupons, discounts, or promotions.
The Gift Subscription may not be exchanged or credited toward the purchase of any subscription services other than a one-year Bloomberg Digital Access subscription.
Bloomberg reserves the right to refuse to honor any Gift Subscription in the event of a disputed credit card charge or other payment failure related to purchase of the Gift Subscription.
Gift Subscription are not refundable except as required by applicable law.
Gift Subscription is not valid and will not be honored, and Bloomberg will not be liable for the value of the Gift Subscription, if the Gift Subscription is obtained from an unauthorized seller or reseller, including, without limitation, through any Internet auction site. Bloomberg is not responsible for lost or stolen Gift Subscription activation codes.
Bloomberg reserves the right to refuse to honor a Gift Subscription if Bloomberg suspects that the Gift Subscription was obtained or activated fraudulently.
Qualifications & exceptions
Refunds and cash value are available only 'as required by applicable law'.
Charges & Financial Obligations · Company practice
Bloomberg may issue refunds or credits at its sole discretion with no obligation to repeat them
Bloomberg reserves the right to issue refunds or credits at its sole discretion. If it issues a refund or credit, it has no obligation to issue the same or a similar refund in the future.
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We reserve the right to issue refunds or credits at our sole discretion. If we do issue a refund or credit, we are under no obligation to issue the same or similar refund in the future.
Qualifications & exceptions
Specific cancellation paragraphs say there is no refund for monthly or annual subscriptions on cancellation.
Charges & Financial Obligations · Procedure
Cancelling a monthly subscription takes effect at the end of the billing period with no refund
When you cancel a monthly subscription, future monthly charges are cancelled. You may give notice at any time, and cancellation becomes effective at the end of the current monthly billing period. You will not receive a refund, but access, delivery and subscriber benefits continue for the rest of that billing period.
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a. Monthly Subscriptions
When cancelling a monthly subscription, all future charges associated with future months of your subscription will be cancelled. You may notify us of your intent to cancel at any time; your cancellation will become effective at the end of your current monthly billing period.
You will not receive a refund; however your subscription access and/or delivery and accompanying subscriber benefits will continue for the remainder of the current monthly billing period.
Charges & Financial Obligations · Procedure
Cancelling an annual subscription takes effect at the end of the annual term with no refund, prorated or otherwise
When you cancel an annual subscription, future yearly charges are cancelled. You may give notice at any time, and cancellation becomes effective at the end of the current annual billing period. You will not receive a refund, prorated or otherwise, for the rest of the annual term, but access, delivery and subscriber benefits continue for the remainder of that annual billing period.
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b. Annual Subscriptions
When cancelling an annual subscription, all future charges associated with future years of your subscription will be cancelled. You may notify us of your intent to cancel at any time; your cancellation will become effective at the end of your current annual billing period.
You will not receive a refund, prorated or otherwise, for the remainder of the annual term. However, your subscription access and/or delivery and accompanying subscriber benefits will continue for the remainder of the current annual billing period.
Charges & Financial Obligations · Company practice
Introductory Offers are for first-time subscribers; Bloomberg can re-price orders and judge eligibility anytime
From time to time Bloomberg offers introductory pricing at a reduced rate for a specified period ('Introductory Offers'). They can only be redeemed by first-time subscribers to Bloomberg.com. If you do not qualify, Bloomberg reserves the right to reject your order to reflect current subscriber pricing. Bloomberg may determine your eligibility at any time without prior notice and with no liability, to the extent permitted under applicable law.
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From time to time, we offer introductory pricing at a reduced rate for a specified period of time
Introductory Offers can only be redeemed by first time subscribers to Bloomberg.com. If you do not qualify for an Introductory Offer, we reserve the right to reject your order to reflect current subscriber pricing.
Bloomberg may determine your eligibility for an Introductory Offer at any time without prior notice and with no liability, to the extent permitted under applicable law.
Qualifications & exceptions
The no-liability statement applies only 'to the extent permitted under applicable law'.
Charges & Financial Obligations · Company practice
Introductory Offers switch to a recurring full-price charge unless you cancel before they end
For all Introductory Offers you must provide payment details to start a Subscription to Bloomberg.com. By providing them you agree that Bloomberg will automatically charge the full price of the Paid Subscription on the first day after the Introductory Offer ends, on a recurring monthly basis or another interval Bloomberg discloses in advance. If you do not want the charge, you must cancel before the end of the introductory period by contacting customer support; if you received the offer through a third party, you must cancel the paid subscription through that third party.
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For all Introductory Offers, we will require you to provide payment details to start a Subscription to Bloomberg.com. By providing such details you agree that we will automatically charge the full price of the Paid Subscription on the first day following the end of the Introductory Offer on a recurring monthly basis or another interval that we disclose to you in advance.
IF YOU DO NOT WANT THIS CHARGE, YOU MUST CANCEL YOUR SUBSCRIPTION BEFORE THE END OF THE INTRODUCTORY PERIOD BY
IF YOU RECEIVED YOUR INTRODUCTORY OFFER THROUGH A THIRD PARTY, YOU MUST CANCEL THE APPLICABLE PAID SUBSCRIPTION THROUGH THE THIRD PARTY.
Qualifications & exceptions
The charge starts on the first day following the end of the Introductory Offer; cancelling afterwards follows the monthly or annual cancellation terms in the previous section.
Third-party introductory offers must be cancelled through the third party.
Not stated here
The 'another interval' besides monthly is disclosed in advance and is not stated here.
Charges & Financial Obligations · Company practice
Taiwan residents' Bloomberg.com subscriptions carry 5% VAT; your email is shared with Deloitte for the invoice record
When a Bloomberg.com subscription is purchased by residents of Taiwan, Bloomberg L.P. Taipei is required to charge a 5% Value Added Tax (VAT) under Taiwan's tax act, and has implemented an electronic Government Uniform Invoice (eGUI) under Ministry of Finance regulations. You will not be required to make any additional payments. Your email address will be shared with Bloomberg's external service provider, Deloitte, and you will receive a message to the email address associated with your account serving as the record of payment for the 5% VAT.
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When a Bloomberg.com subscription is purchased by residents of Taiwan, Bloomberg L.P. Taipei is required to charge a 5% Value Added Tax (VAT).
You will NOT be required to make any additional payments.
This is to notify you that your email address will be shared with our external service provider, Deloitte. You will receive a message to the email address associated with your account, and will serve as a record of payment for the 5% VAT.
Qualifications & exceptions
Applies to Bloomberg.com subscriptions purchased by residents of Taiwan.
Not stated here
How Deloitte may use the email address beyond the invoice record is not stated; the Privacy Policy part is the place for that.
Charges & Financial Obligations · Company practice
Network fees are itemized in the user contract; the stated basic rate is US$295 a month for up to 2 Mbps
Article 6 says the service fees the Company charges mainly include system setup fees, configuration fees, network system maintenance fees, information service fees and communication charges levied by other telecom businesses. The user contract must state the detailed payment items and how each fee is calculated. A rate notice at the end of the Part says the service charges each customer a monthly basic service fee of US$295 for up to 2 Mbps, with no installation fee.
The US$295 monthly basic fee is stated for up to 2 Mbps per customer, and the rate notice says there is no installation fee.
Not stated here
This Part is in Chinese and describes the Taipei branch's Bloomberg High Speed Data Network business; the text does not say whether it applies to Bloomberg.com website or digital news subscribers.
Charges & Financial Obligations · User right or choice
Fee changes need an announcement and individual advance notice, and you may end the contract and get prepaid fees back
Article 7 says that if the Company adjusts or changes service fees, besides reporting to the competent authority for the record it must announce the change on the network's website and at its business premises and notify users individually in advance. A user who does not agree to the adjustment may immediately terminate the user contract, and the Company must refund the prepaid service fees.