What you send Chase is non-confidential and Chase may use it for any purpose
Unless law or the applicable privacy policies prohibit it, any communication or material you send to Chase through the Digital Platforms, the Services or email is treated as non-confidential, and Chase may use it for any purpose, including reproduction, publication, broadcast and posting.
Supporting quotations
Unless otherwise prohibited by law or the applicable privacy policies, any communication or material you transmit to us via the Digital Platforms, the Services, or email is on a non-confidential basis and we may use such communication or material for any purpose, including reproduction, publication, broadcast and posting.
Qualifications & exceptions
Subject to law and the applicable privacy policies.
Applies to communications and material sent through the Digital Platforms, the Services or email.
Not stated here
This section does not say which privacy policies apply or how they limit this use.
Content & IP Rights · Permission or license
You get a limited, revocable license for personal or internal business use only
Chase grants you a non-exclusive, non-transferable, limited and revocable right to access and use the Digital Platforms and Services, and any software in object code, for your personal purposes or, if you are a business, internal business purposes only. Software provided through the platforms must be downloaded in the United States. You agree not to use the platforms or Services for other purposes, including commercial uses such as co-branding, framing, linking or reselling any part of them, without Chase’s prior written consent. For software Chase or its licensors make available to download for use with the Services, you get a non-exclusive, non-assignable, non-transferable, limited license for the Agreement’s term to use the object code and documentation ("Products") only in conjunction with your permitted use of the applicable Service.
Supporting quotations
The Digital Platforms offer a variety of content, products and services. We grant to you, for your personal or, if you are a business, internal business purposes only, a non-exclusive, non-transferable, limited and revocable right to access and use the Digital Platforms and Services, as well as any software, in object code. Any software provided through the Digital Platforms must be downloaded by you in the United States. You agree not to use the Digital Platforms or Services for any other purpose, including commercial purposes, such as co-branding, framing, linking, or reselling any portion of the Digital Platforms without our prior written consent. To the extent we or our licensors make any software available to you via download on our website for use in conjunction with the Services, we hereby grant, and you hereby accept, for the term of this Agreement, a non-exclusive, non-assignable, non-transferable, limited right and license to use the proprietary computer software products in object code and any associated documentation (“Products”) for use only directly in conjunction with its permitted use of the applicable Service.
Qualifications & exceptions
Personal use, or internal business purposes for a business.
Software downloads must happen in the United States.
Commercial uses need Chase’s prior written consent.
Content & IP Rights · Restriction or exception
Content and trademarks belong to Chase or third parties, apart from your own records
You acknowledge that, other than your electronic records stored by the platforms or Services, all content on the Digital Platforms and Services is the property of JPMC and/or third parties and is protected by copyright, trademark or other rights; that the compilation of all content belongs exclusively to JPMC and/or its licensors; that trademarks, logos and service marks displayed may not be copied, altered, modified or changed; and that nothing grants any license to use a Trademark without express written permission from JPMC or the third party holding rights to it.
Supporting quotations
You acknowledge and agree that: (a) other than your electronic records stored by the Digital Platforms or the Services, all content included in or available through the Digital Platforms and Services is the property of JPMC and/or third parties and is protected by copyrights, trademarks, or other intellectual and proprietary rights; (b) the compilation of all content on the Digital Platforms and Services is the exclusive property of JPMC and/or its licensors and is protected by copyright or other intellectual property rights; (c) the trademarks, logos, and service marks displayed on the Digital Platforms or Services (collectively, “Trademarks”) are the registered and unregistered trademarks of JPMC or third parties, and may not be copied, altered, modified, or changed; and (d) nothing contained on the Digital Platforms or any Service should be construed as granting by implication or otherwise any license or right to use any Trademark without the express written permission of JPMC or the third party which has rights to such Trademark, as appropriate.
Qualifications & exceptions
Your own electronic records stored by the platforms or Services are carved out of the ownership statement.
Content & IP Rights · Restriction or exception
Chase keeps all rights; a breach immediately ends your right to use the platforms
Except for the licenses granted, all rights, interest and title in the Digital Platforms and Services, their content, technology, applications, websites and Products, including improvements, modifications and derivative works, stay with Chase or its licensors, and you acquire no rights in them. Your use is subject to and conditioned on complete compliance with the Agreement, and any breach immediately terminates your right to use the platforms and Services. You may not use the platforms, Services or Products in an anti-competitive manner, for any purpose contrary to Chase’s business interest, or to Chase’s actual or potential economic disadvantage in any aspect.
Supporting quotations
Except for the licenses granted to you under this Agreement, all rights, interest and title in and to the Digital Platforms and Services, associated content, technology, application, website(s) and Products, including any improvements, modifications, and derivative works, will at all times remain with us or our licensors, and you shall acquire no rights in the Digital Platforms, Services, or Products. Your use of the Digital Platforms, Services, and Products is subject to and conditioned upon your complete compliance with this Agreement. Without limiting the effect of the foregoing, any breach of this Agreement immediately terminates your right to use the Digital Platforms and Services. Without limiting the foregoing, you may not use the Digital Platforms, Services or Products (i) in any anti-competitive manner, (ii) for any purpose which would be contrary to our business interest, or (iii) to our actual or potential economic disadvantage in any aspect.
Qualifications & exceptions
A breach of the Agreement immediately terminates the right to use, without a notice step stated here.
Content & IP Rights · Restriction or exception
Use only for personal or internal business purposes and report unauthorized use
You must use the Digital Platforms, Services and Products solely for your personal or internal business purposes. You may not use them for time sharing, rental or service bureau purposes, or for the sale, marketing or (except as expressly provided) commercial exploitation of them. You must notify Chase in writing, immediately after it becomes known to you, of any unauthorized use or disclosure of the platforms, Services or Products.
Supporting quotations
You shall use the Digital Platforms, Services, and Products solely for your personal or internal business purposes. For purposes of this clause, you may not use the Digital Platforms or any Service or Product for time sharing, rental, or service bureau purposes, or the sale, marketing or (except as otherwise expressly provided herein) commercial exploitation of the Digital Platforms, Services, and Products.
You will notify us in writing regarding any unauthorized use or disclosure of the Digital Platforms, Services, or Products immediately after it becomes known to you.
Qualifications & exceptions
Commercial exploitation is barred except as the Agreement expressly provides.
Content & IP Rights · Restriction or exception
No reverse engineering, copying, resale or removal of notices; Chase owns the platforms
You may not, and may not allow any third party to: decompile, reverse engineer, disassemble, try to derive source code from, modify, copy or create derivative works of any part of the Digital Platforms, Services or Products; display, assign, sublicense, distribute, export, resell or otherwise transfer any interest in the Agreement or the Products to a third party; remove proprietary notices or labels on the platforms; or exercise any right not expressly granted. Chase or its licensors own all rights in the platforms, Services and Products, including the products and services accessed through Mobile Services, and you receive only the rights the Agreement specifically states.
Supporting quotations
You may not, and will not allow or cause any third party to: (a) decompile, reverse engineer, reverse compile, reverse-assemble, disassemble, attempt to derive the source code of, or modify, copy, or create derivative works of any portion of the Digital Platforms or any Services or Products; (b) display, assign, sublicense, distribute, export, resell, or otherwise transfer any interest in this Agreement or the Products to any third party; (c) remove any proprietary or intellectual property rights notices or labels on the Digital Platforms; or (d) otherwise exercise any other right to the Digital Platforms not expressly granted in this Agreement. We, or our licensors, own all right, title and interest, including all intellectual property rights (including all names, trade names, trademarks, service marks, slogans, logos or other indicia) in and to the Digital Platforms, Services, and Products (including the products and services accessed through the Mobile Services). No license or other right in or to the Digital Platforms, Services, or Products is granted to you except for the rights specifically set forth in this Agreement.
Content & IP Rights · Permission or license
If software may infringe, Chase can replace it, change it or end your license
If the Products become, or in Chase’s opinion are reasonably likely to become, the subject of an infringement claim, you allow Chase, at its option and expense, to replace the Products with a non-infringing alternative, modify them so they are non-infringing, or terminate the license.
Supporting quotations
In the event the Products become, or in our opinion are reasonably likely to become, the subject of a claim of infringement, you will allow us, at our option and expense, to replace the Products with a non-infringing alternative, modify the Products so that they become non-infringing or terminate the license.
Qualifications & exceptions
Triggered by an actual claim or Chase’s opinion that a claim is reasonably likely.
Content & IP Rights · Permission or license
Suggestions you send Chase become Chase’s property
Any suggestion, idea, proposal or other material you give Chase becomes Chase’s property, without limitation or further consideration, once you submit it.
Supporting quotations
Upon submission, any suggestion, idea, proposal or other material you provide to us becomes our property without limitation or further consideration.
Qualifications & exceptions
Applies on submission.
No further payment or consideration is promised.
Content & IP Rights · Restriction or exception
You must keep the platforms and Products confidential as trade secrets
You acknowledge that the Digital Platforms, Services and Products are trade secrets of significant value to Chase and its licensors and must be kept secret, confidential and proprietary, and that copyright legends do not reduce that status. You must take all reasonable steps to prevent unauthorized disclosure or use, using at least the care you use to protect your own most valuable confidential information, and must not remove or alter copyright or proprietary legends. This section survives termination of the Agreement.
Supporting quotations
You acknowledge that the Digital Platforms, Services, and Products constitute trade secrets and represent significant economic and commercial value to us and/or our licensors and must be maintained as secret, confidential and proprietary. You agree that copyright legends borne by the Digital Platforms, Services, and Products in no way reduce the trade secret, proprietary and/or confidential nature thereof. You will take all reasonable steps to safeguard the Digital Platforms, Services, and Products to ensure that no unauthorized disclosure or use is made, in whole or in part, and will use at least the same degree of care to prevent the unauthorized use, disclosure or availability of the Digital Platforms, Services, and Products as you ordinarily use in protecting your own most valuable confidential and proprietary information. You will not remove or alter any copyright or other proprietary legends contained on the Digital Platforms, Services, and Products. This Section 21 shall survive termination of this Agreement.
Qualifications & exceptions
The standard of care is at least the care you use for your own most valuable confidential information.
Content & IP Rights · Restriction or exception
QuickDeposit Classic: only you and your Affiliates may use the Products, and you answer for them
You agree the Products will be used only by you and your Affiliates, provided each Affiliate agrees to be bound by the Addendum’s terms, and you are liable for your Affiliates’ acts and omissions in connection with the Products. "Affiliates" means entities that control, are controlled by, or are under common control with you, where "control" means directly or indirectly holding more than a 50% ownership interest in an entity.
Supporting quotations
You agree that the Products will be used only by you and your Affiliates, provided that each Affiliate agrees to be bound by the terms hereof and further that you will be liable for your Affiliates' acts and omissions in connection with the Products. For purposes of this Addendum, "Affiliates" means those entities that control, are controlled by or are under common control with you. For purposes of this definition, "control" (including with correlative meaning, controlled by, and under common control with) means the possession, directly or indirectly, of greater than a 50% ownership interest in an entity.
Qualifications & exceptions
Each Affiliate must agree to be bound by the terms.
Content & IP Rights · Permission or license
Canceling Subscriptions: limited personal-use license and 24/7 availability with outages
Chase grants you, for your personal use or, for an eligible business, internal business purposes only, a nonexclusive, limited and revocable right to use the Service on its digital platforms. You agree not to use it for other purposes, including commercial uses such as co-branding, framing, linking or reselling any part of it, without Chase’s prior written consent. Subject to the Terms, the Service is generally available 24 hours a day, seven days a week, except for maintenance outages and circumstances beyond Chase’s or the Service Provider’s control.
Supporting quotations
5. License; Availability of Service
We grant to you, for your personal use or, if you are a business eligible to use the Service, for internal business purposes only, a nonexclusive, limited and revocable right to access and use the Service on our digital platforms. You agree not to use the Service for any other purpose, including commercial purposes, such as co-branding, framing, linking, or reselling any portion of the Service without our prior written consent.
Subject to these Terms, the Service is generally available 24 hours a day, seven days a week with the exception of outages for maintenance and circumstances beyond our or Service Provider’s control.
Qualifications & exceptions
The license is revocable.
Content & IP Rights · Restriction or exception
Zelle content standards: no unlawful, abusive or competing content in memo fields or the service
You agree not to use the Service, or upload, post, transmit or distribute through it (including memo fields on a transfer), material that is false, misleading, unlawful, obscene, defamatory, threatening, harassing, hateful, abusive or inflammatory; encourages criminal conduct or civil liability; breaches or infringes anyone’s rights, including publicity, privacy or intellectual property rights; contains corrupted or harmful files; advertises products or services competitive with Zelle, as Zelle decides in its sole discretion; or is, in Zelle’s or Chase’s sole judgment, objectionable, restricts anyone’s use of the Service, or may expose them or their customers to harm or liability.
Supporting quotations
k. Zelle Content Standards: You agree that you will not use the Service in any way, or upload or provide content or otherwise post, transmit, distribute, or disseminate through the Service (including but not limited to memo fields accompanying a transfer) any material that: (a) is false, misleading, unlawful, obscene, indecent, lewd, pornographic, defamatory, libelous, threatening, harassing, hateful, abusive, or inflammatory; (b) encourages conduct that would be considered a criminal offense or gives rise to civil liability; (c) breaches or infringes any duty toward or rights of any person or entity, including rights of publicity, privacy or intellectual property; (d) contains corrupted data or any other harmful, disruptive, or destructive files; (e) advertises products or services competitive with Zelle, as determined by Zelle in its sole discretion; or (f) in Zelle’s or our sole judgment, is objectionable, restricts or inhibits any person or entity from using or enjoying any portion of the Service, or which may expose us, Zelle or our respective affiliates or customers to harm or liability of any nature.
Qualifications & exceptions
Zelle decides in its sole discretion what advertises competitive products or services.
Content & IP Rights · Restriction or exception
Zelle content: Chase and Zelle may remove or monitor it and accept no liability for it
Neither Chase nor Zelle has any obligation to monitor Content, but both have absolute discretion to remove Content at any time and for any reason without notice, and may monitor it to detect and prevent fraud or breaches of the terms. You understand you may be exposed to Content that is offensive, indecent or objectionable. Chase and Zelle are not responsible for, and assume no liability for, any Content, including any loss or damage to your Content, and make no representation or warranty that content on a User profile accurately identifies a particular User. If your Chase Account is not in good standing it is not eligible for Zelle transactions.
Supporting quotations
l. Although neither we nor Zelle have any obligation to monitor any Content, both we and Zelle have absolute discretion to remove Content at any time and for any reason without notice. We and Zelle may also monitor such Content to detect and prevent fraudulent activity or violations of the terms and conditions. You understand that by using the Service, you may be exposed to Content that is offensive, indecent, or objectionable. We and Zelle are not responsible for, and assume no liability, for any Content, including any loss or damage to any of your Content. We and Zelle make no representation or warranty that content uploaded to a User profile accurately identifies a particular User of the Service.
m. If your Chase Account is not in good standing, that account will not be eligible to be used in Zelle transactions.