You give Chase and its vendor a limited power of attorney to access your Linked Accounts
To provide the service, you authorize Chase and the Aggregation Vendor to provide authorizations on your behalf with a Linked Account, to the extent you do not do so directly, and to request Aggregated Data under those authorizations. You grant Chase and the Aggregation Vendor a limited power of attorney and appoint each as your lawful attorney-in-fact and agent, able to act independently or jointly, to access Linked Accounts and retrieve information on your behalf. You grant Chase the ability to use this information in your name and place, in any and all capacities, as fully as you could in person.
Supporting quotations
In order to enable us to provide the Aggregation Service, you authorize us and Aggregation Vendor to provide authorizations on your behalf with a Linked Account to the extent you do not do so directly and request Aggregated Data pursuant to those authorizations.
You grant us and Aggregation Vendor a limited power of attorney and appoint us and Aggregation Vendor as your lawful attorneys‐in‐fact and agents, each with authority to act independently or jointly, to access Linked Accounts to retrieve information on your behalf. You grant us the ability to use this information in your name and in your place, in any and all capacities, as fully to all intents and purposes as you might or could do in person.
Qualifications & exceptions
The power of attorney is described as limited and is for accessing Linked Accounts to retrieve information.
Chase and the vendor may each act independently or jointly.
Linking & Identification · Context
Chase and its vendor act as your agent, not the other institution’s
You acknowledge that when Chase or the Aggregation Vendor provides authorizations to, and requests information from, Linked Accounts, it acts as your agent and not as the agent of the institution that holds the Linked Account. You agree each Linked Account may rely on the authorizations, agency appointment and limited power of attorney you gave to Chase and the vendor. The Aggregation Service is not sponsored or endorsed by any third party.
Supporting quotations
YOU UNDERSTAND, ACKNOWLEDGE, AND AGREE THAT WHEN WE OR AGGREGATION VENDOR IS PROVIDING SUCH AUTHORIZATIONS, AND REQUESTING INFORMATION FROM, LINKED ACCOUNTS, WE OR AGGREGATION VENDOR, AS APPLICABLE, IS ACTING AS YOUR AGENT AND NOT THE AGENT OF OR ON BEHALF OF THE INSTITUTION HOLDING THE LINKED ACCOUNT. You agree that each Linked Account shall be entitled to rely on the foregoing authorizations, agency appointment, and limited power-of-attorney granted by you to us and Aggregation Vendor for all purposes hereunder. The Aggregation Service is not sponsored or endorsed by any third-party.
Qualifications & exceptions
The source states the agency acknowledgement in capital letters.
Linking & Identification · Company practice
Canceling Subscriptions: the provider acts as your representative, typically within three business days
The Service Provider will try to cancel the Subscription with your Merchant and, if applicable, request a refund of any unused portion for you (a "Subscription Cancellation"). Once it has the information needed it undertakes the cancellation, which typically takes up to three business days, though some Merchants take longer. You should contact the Merchant directly for status or to request cancellation before the Service Provider completes the request. To perform the Service the Provider contacts your Merchant and, if required, identifies itself as acting as your representative and/or agent with your authority. The Provider will not log into your account with the Merchant and will not represent itself as you.
Supporting quotations
Our Service Provider will attempt to cancel the Subscription with your Merchant and, if applicable, request a refund of any unused portion of your Subscription for you (each a “Subscription Cancellation”). Once Service Provider has received from you the information needed to process your request, it will undertake the Subscription Cancellation, which typically can take up to three (3) business days to complete, although some Merchants may take longer. You should contact the Merchant directly for status or to request cancellation in advance of the request through our Service Provider being completed. In order to perform the Service, Service Provider will contact your Merchant and if required, identify that Service Provider is acting as your representative and/or agent with your authority to do so. Service Provider will not log into your account with the Merchant nor will Service Provider represent themselves as you.
Qualifications & exceptions
Three business days is "typical", and some Merchants take longer.
Linking & Identification · Restriction or exception
Canceling Subscriptions: you authorize the provider, and a started cancellation cannot be stopped
By using the Service you grant the Service Provider permission and authority to communicate with your Merchant on your behalf to cancel the subscriptions, services and/or features you receive from it. After you start a Subscription Cancellation, Chase cannot stop, cancel, reverse or modify it. Once completed, your Merchant may limit your ability to go back to a prior rate or plan. If you contact the Merchant directly to change the account (for example to renew at a promotional rate instead of cancelling) while the request is pending, Chase cannot guarantee the cancellation will not still go through as originally instructed and is not responsible for losses such as losing a new promotional rate. A Merchant may require your verbal confirmation or additional information to verify the provider acts as your agent, and the cancellation cannot be completed until you provide it in the way the Merchant requires.
Supporting quotations
By using the Service to request a Subscription Cancellation, you are granting permission and authority to Service Provider to communicate with your Merchant on your behalf in order to cancel the subscriptions, services and/or features that you receive from the Merchant, in accordance with this Addendum.
After you initiate a Subscription Cancellation through the Service, we cannot stop, cancel, reverse or modify it. Once the Subscription Cancellation has been completed, your Merchant may limit your ability to revert to a prior subscription rate or plan. If you contact the Merchant directly to make account changes (e.g., renewal at a promotional rate offered by the Merchant in lieu of cancellation) while your cancellation request through the Service is still pending, we cannot guarantee that your cancellation will not go through as originally instructed through the Service, and we will not be responsible for any losses (e.g. loss of a newly obtained promotional rate) in connection therewith.
Your Merchant may require your verbal confirmation or additional information to verify that Service Provider is acting as your agent in order to complete your requested Subscription Cancellation. If this is the case, the Service will not be able to be performed and the Subscription Cancellation will not be able to be completed until you provide the additional information or confirmation in accordance with the method required by the Merchant.
Qualifications & exceptions
A cancellation request cannot be reversed once started.