Gramm-Leach-Bliley Act Privacy Notice (English)
52 of 64 blocks carry cards. 16 cards.
Customer Financial Information Privacy Notice
Collection, use and protection of your personal information
Privacy Notice of The Affiliated Insurance Companies of The Cigna Group (referred to in this notice as “Cigna, we, our and us”). This privacy notice applies to our United States operations.
- Whose notice this is and what it covers Legal Rights & Agreement Rules
We value your trust. We are committed to acting responsibly when we collect, use and protect your personal information.
- Why the notice exists and Cigna’s general commitment Legal Rights & Agreement Rules
Please read this privacy notice carefully. It explains the rules we at Cigna follow when we collect personal information. This notice applies to all personal information we collect about you.
- Whose notice this is and what it covers Legal Rights & Agreement Rules
- Right to review your personal information by written request Account & Service Control
Financial companies, including insurers, choose how they share your personal information. Federal and state laws say that we must tell you how we collect, share and protect your personal information.
- Why the notice exists and Cigna’s general commitment Legal Rights & Agreement Rules
The personal information we collect
The types of information we collect, use and share depend on the product or service you have from us. It may include your:
- Types of personal information Cigna may collect Data Access & Collection
- Name
- Types of personal information Cigna may collect Data Access & Collection
- Telephone number
- Types of personal information Cigna may collect Data Access & Collection
- Occupation
- Types of personal information Cigna may collect Data Access & Collection
- Social Security number
- Types of personal information Cigna may collect Data Access & Collection
- Address
- Types of personal information Cigna may collect Data Access & Collection
- Date of birth
- Types of personal information Cigna may collect Data Access & Collection
- Financial and health history
- Types of personal information Cigna may collect Data Access & Collection
- Insurance claims information
- Types of personal information Cigna may collect Data Access & Collection
The personal information we use and share
For everyday business purposes
We may share all of the personal information about you that we collect with affiliates and nonaffiliated companies (companies that are not under common ownership with us, such as our service providers) for our everyday business purposes. For example, we may use your personal information and share it with others to:
- Sharing all personal information for everyday business purposes Sharing & Disclosure
- Examples of everyday purposes for using and sharing information Use & Processing
- Help us run our business
- Examples of everyday purposes for using and sharing information Use & Processing
- Process your transactions
- Examples of everyday purposes for using and sharing information Use & Processing
- Maintain your account(s)
- Examples of everyday purposes for using and sharing information Use & Processing
- Administer your benefit plan
- Examples of everyday purposes for using and sharing information Use & Processing
- Report to credit bureaus
- Examples of everyday purposes for using and sharing information Use & Processing
- Support or improve our programs or services, including our care management and wellness programs
- Examples of everyday purposes for using and sharing information Use & Processing
- Offer you our other products and services
- Examples of everyday purposes for using and sharing information Use & Processing
- Respond to court orders and legal or regulatory investigations or exams
- Examples of everyday purposes for using and sharing information Use & Processing
- Do research for us
- Examples of everyday purposes for using and sharing information Use & Processing
- Help us prevent fraud, money laundering, terrorism and other crimes by verifying what we know about you
- Examples of everyday purposes for using and sharing information Use & Processing
- Audit our business
- Examples of everyday purposes for using and sharing information Use & Processing
- Sell all or any part of our business or merge with another company
- Information shared if Cigna sells or merges its business Sharing & Disclosure
We may also share your personal information with:
- Other recipients of personal information Sharing & Disclosure
- Medical health care professionals
- Other recipients of personal information Sharing & Disclosure
- Insurers, including reinsurers
- Other recipients of personal information Sharing & Disclosure
- Successor insurers or claim administrators who administer your benefit plan
- Other recipients of personal information Sharing & Disclosure
- Companies that help us recover overpayments, pay claims or do coverage reviews
- Other recipients of personal information Sharing & Disclosure
For our marketing purposes
We may share information with our agents and service providers to offer our products and services to you. We may share your personal information with other financial companies for the purpose of joint marketing. Joint marketing is when there is a formal agreement between nonaffiliated financial companies that jointly endorse, sponsor or market financial products or services to you.
- Sharing for marketing and joint marketing Sharing & Disclosure
We may also share personal information about former customers in the way described above. Federal laws don’t allow you to limit the sharing of personal information as described above.
- Sharing all personal information for everyday business purposes Sharing & Disclosure
- Former customers and the limit on stopping this sharing Sharing & Disclosure
Protection of your personal information
How do we protect your personal information?
To protect personal information from unauthorized access and use, we:
- How Cigna says it protects personal information Security & Safeguards
- Use reasonable security measures, including secured files, user authentication, encryption, firewall technology and detection software
- How Cigna says it protects personal information Security & Safeguards
- Review the data security practices of companies we share your personal information with
- How Cigna says it protects personal information Security & Safeguards
- Grant access to personal information to people who must use it to do their jobs
- How Cigna says it protects personal information Security & Safeguards
Seeing and correcting your personal information
How can you see and correct your personal information?
Generally, you have the right to review the personal information we collect to provide you with insurance products and services if you:
- Right to review your personal information by written request Account & Service Control
- Ask us in writing
- Right to review your personal information by written request Account & Service Control
- Send the letter to the address below
- Right to review your personal information by written request Account & Service Control
When you write to us, please include your full name, address, telephone number and policy number in your letter.
- Right to review your personal information by written request Account & Service Control
If the information you ask for includes health information, we may provide the information to you through your health care provider. Due to its legal sensitivity, we won’t send you anything that we’ve collected in connection with a claim or legal proceeding.
- Right to review your personal information by written request Account & Service Control
- Limits on what Cigna will send in response to a review request Account & Service Control
If you believe the personal information we have is incorrect, please write to us and explain why you believe it is incorrect. If we agree with you, we will correct our records and notify (1) any person you specifically designate that may have received the personal information within the past two years, (2) any insurance support organization that may have received the personal information from us in the past seven years, and (3) any insurance support organization that furnished the personal information to us. If we disagree with you, you may send us a statement setting forth what you think is the correct information and why you disagree with us. If information is amended, we will include amendments when we give your personal information to anyone outside of Cigna, including insurance support organizations that may have received the personal information from us or furnished the personal information to us, and any person you specifically designated.
- Asking Cigna to correct personal information Account & Service Control
Additional rights under other privacy laws
You may have additional rights under state or other applicable laws. Further, you have the right, with very narrow exceptions, not to be subjected to pretext interviews.
- Former customers and the limit on stopping this sharing Sharing & Disclosure
- Additional rights under other laws and protection from pretext interviews Legal Rights & Agreement Rules
Questions or concerns about this privacy notice
Generally, you have the right to review the personal information we collect to provide you with insurance products and services if you write to us at:
- How to contact Cigna’s privacy office Account & Service Control
Cigna Corporation
- How to contact Cigna’s privacy office Account & Service Control
US Privacy Office
- How to contact Cigna’s privacy office Account & Service Control
PO Box 188014
- How to contact Cigna’s privacy office Account & Service Control
Chattanooga, TN 37422
- How to contact Cigna’s privacy office Account & Service Control
For questions, contact customer service at the number on your ID card.
- How to contact Cigna’s privacy office Account & Service Control
Email privacy needs to PrivacyOffice@Cigna.com.
- How to contact Cigna’s privacy office Account & Service Control
For purposes of this Notice, “we” or “us” refers to The Affiliated Insurance Companies of “The Cigna Group” which includes but is not limited to the following: Individual and family medical and dental insurance plans are insured by Cigna Health and Life Insurance Company (CHLIC), Cigna HealthCare of Arizona, Inc., Cigna HealthCare of Illinois, Inc., Cigna HealthCare of Georgia, Inc., Cigna HealthCare of North Carolina, Inc., Cigna HealthCare of South Carolina, Inc., and Cigna HealthCare of Texas, Inc. Group health insurance and health benefit plans are insured or administered by CHLIC, Connecticut General Life Insurance Company (CGLIC), or their affiliates (see a listing of the legal entities that insure or administer group HMO, dental HMO, and other products or services in your state). Accidental Injury, Critical Illness, and Hospital Care plans or insurance policies are distributed exclusively by or through operating subsidiaries of The Cigna Group Corporation, are administered by Cigna Health and Life Insurance Company, and are insured by either (i) Cigna Health and Life Insurance Company (Bloomfield, CT); (ii) Life Insurance Company of North America (“LINA”) (Philadelphia, PA); or (iii) New York Life Group Insurance Company of NY (“NYLGICNY”) (New York, NY), formerly known as Cigna Life Insurance Company of New York. The Cigna Healthcare name, logo, and other Cigna Healthcare marks are owned by The Cigna Group Intellectual Property, Inc. LINA and NYLGICNY are not affiliates of The Cigna Group. 902257 g 07/24 © 2024 The Cigna Group.
- Whose notice this is and what it covers Legal Rights & Agreement Rules
- Which insurers sit behind each plan type Legal Rights & Agreement Rules