User Content Rules

Credit Karma · Official agreement

Read the agreement

8 of 15 cards in Content & IP Rights

Content & IP Rights · Restriction or exception

You are responsible for the content you create

Credit Karma says you are responsible for all User Content you create. These rules cover reviews, the advice center and other user forums. The separate Terms of Use define User Content; that definition is not supplied on this page.

Details not recorded for this card

Supporting quotations

Keep in mind that you are responsible for all User Content you create (as defined in our Terms of Use) and Credit Karma’s user forums are intended to be open to the public, so please act accordingly.

Not stated here

  • The linked Terms of Use text is not supplied here; the full User Content definition cannot be determined from this page.
Also annotated in the same passage (2)

Content & IP Rights · User right or choice

Flag buttons let you report rule violations

If you notice a violation of these User Content Rules, you may report it with the flag buttons located throughout the Services. This page does not promise a response time or a particular action on a report.

Details not recorded for this card

Supporting quotations

If you notice any violations of these User Content Rules, you may report such abuse by clicking on the flag buttons located throughout the Services.
Also annotated in the same passage (2)

Content & IP Rights · Restriction or exception

Do not impersonate others or post misleading content

You must not misrepresent yourself, impersonate others, or submit User Content that is false, deceptive or inaccurate, or likely to mislead, deceive or confuse others. The rule reaches misleading content as well as false identity claims.

Details not recorded for this card

Supporting quotations

Do not misrepresent yourself, impersonate others, or otherwise submit User Content that is false, deceptive, inaccurate, or that is likely to mislead, deceive or confuse others.

Content & IP Rights · Restriction or exception

You need the rights to post content and grant the required license

You must own or have all necessary rights to post, submit or display your User Content, including photos and video, and to grant Credit Karma the license described in its Terms of Use. This page refers to that license but does not supply its scope or duration.

Details not recorded for this card

Supporting quotations

You must own or have all necessary rights to post, submit or display your User Content (including photographs and video) and to grant us the license to use such User Content as described in our Terms of Use.

Not stated here

  • The separate Terms of Use license is not supplied; its scope and duration cannot be determined from this page.
Also annotated in the same passage (1)

Content & IP Rights · Permission or license

Suspected infringement can lead to investigation or removal

Credit Karma reserves the right to investigate or remove User Content that it believes, in its sole discretion, may infringe copyright, trademark or other intellectual property rights. The stated trigger is suspected infringement; the rule does not require a confirmed violation before removal.

Details not recorded for this card

Supporting quotations

We reserve the right to investigate and/or remove any User Content that we believe, in our sole discretion, may infringe someone’s copyright, trademark, or other intellectual property rights.
Also annotated in the same passage (1)

Content & IP Rights · Restriction or exception

Threats, harassment and identity-based disparagement are prohibited

You must not post content that threatens, abuses, harasses or bullies others. Content also must not disparage others based on race, ethnicity, national origin, religion, gender, gender identity or expression, sexual orientation, military or veteran status, disability, marital status or age.

Details not recorded for this card

Supporting quotations

Do not post User Content that threatens, abuses, harasses or bullies others. Your User Content may not disparage others on the basis of race, ethnicity, national origin, religion, gender, gender identity, gender expression, sexual orientation, military or veteran status, disability, marital status or age.

Content & IP Rights · Restriction or exception

Graphic violence, explicit sexual content and obscenity are prohibited

You must not post content depicting or promoting graphic or gratuitous violence, including violence to animals. Content containing sexually explicit or pornographic material, or obscene, profane or otherwise objectionable material, is also prohibited.

Details not recorded for this card

Supporting quotations

Do not post User Content that depicts or promotes graphic or gratuitous violence, including violence to animals, that contains sexually explicit or pornographic material, or that includes obscene, profane or otherwise objectionable material.

Content & IP Rights · Restriction or exception

Do not use forums for spam or unwanted promotions

You must not use Credit Karma’s User Forums to spam others. The rule includes posting unwanted commercial, advertising or promotional materials.

Details not recorded for this card

Supporting quotations

Don’t use our User Forums for spamming others, including posting unwanted commercial, advertisement or promotional materials.