Charges & Financial Obligations · Company commitment
Partner offers are not guaranteed; applications require consent
Credit Karma does not guarantee particular kinds of partner offers or that you meet an offer’s approval criteria. Applying is your choice, and Credit Karma promises never to submit a partner application on your behalf without your consent.
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With respect to offers from our partners, we do not guarantee that you will be presented with offers for any particular types of products or services or that you will meet the approval criteria for any particular offer. It is always your choice whether to apply for a product or service offered by our partners and we will never submit an application for a product or service to a partner on your behalf without your consent.
Charges & Financial Obligations · Restriction or exception
Displayed credit information may differ from what others use
All service information is presented for education. Credit Karma does not guarantee that its reports, scores or other information match what a third party uses to evaluate creditworthiness, eligibility for a product or service, or employment.
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All information on our Services is presented for educational purposes only. We do not guarantee that the information we present as part of our Services, including credit report or credit score information, is the same information that may be used or reviewed by a third party to assess your creditworthiness or eligibility for any particular product or service or for employment.
Charges & Financial Obligations · Restriction or exception
Credit Karma does not provide professional advice or credit repair
Credit Karma says it is not a credit repair organization, credit counselor, financial or legal advisor, or similar enterprise. Its services do not replace professional help with finances or credit, and it guarantees no credit improvement or performance.
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Credit Karma is not a credit repair organization, credit counselor, or financial or legal advisor, or any similar enterprise as those may be defined under federal or state law. Use of our Services is not a replacement for personal, professional advice or assistance regarding your finances, credit history or fixing your credit rating. Credit Karma makes no guarantees to you on credit improvement or performance.
Charges & Financial Obligations · Company commitment
Filing-fee reimbursement has amount and frivolous-claim exceptions
If you start arbitration in accordance with the Agreement, Credit Karma reimburses the filing fee unless your claim exceeds $10,000, when AAA Rules determine fees. If the arbitrator finds the claim or requested relief frivolous or improperly motivated under the stated Rule 11(b) standard, AAA Rules govern all fees and you must repay amounts Credit Karma paid that those rules make your responsibility. Credit Karma will seek its attorneys’ fees or costs only if the arbitrator finds your claims or defenses frivolous.
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If you commence arbitration in accordance with the Agreement, Credit Karma will reimburse you for your payment of the filing fee, unless your claim is for more than $10,000, in which case the payment of any fees will be decided by the AAA Rules.
If the arbitrator finds that either the substance of the claim or the relief sought in the Demand is frivolous or brought for an improper purpose (as measured by the standards set forth in Federal Rule of Civil Procedure 11(b)), then the payment of all fees will be governed by the AAA Rules. In that case, you agree to reimburse Credit Karma for all monies previously disbursed by it that are otherwise your obligation to pay under the AAA Rules. Likewise, Credit Karma will not seek its attorneys’ fees or costs in arbitration unless the arbitrator determines your claims or defenses are frivolous.
Not stated here
The AAA Rules and cited federal rule text are not supplied here; no external fee schedule or legal test is inferred.