Legal Rights & Agreement Rules · Permission or license
Signing up gives electronic consent and confirms access
Signing up for the Check Your Rate Platform gives affirmative consent to these E-Consent Terms and to conducting offer-request transactions electronically. You also acknowledge receipt of the terms and that you can access the electronic communications, which include disclosures, records, notices and information.
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These E-Consent Terms notify you of your rights when receiving electronic disclosures, records, notices, and information (“Electronic Communications”). By signing up for our Check Your Rate Platform, you acknowledge that you have received these E-Consent Terms and that you consent to conduct these transactions using Electronic Communications.
BY SIGNING UP FOR OUR CHECK YOUR RATE PLATFORM, YOU GIVE YOUR AFFIRMATIVE ASSENT TO THESE E-CONSENT TERMS AND ACKNOWLEDGE THAT YOU ARE ABLE TO ACCESS THE ELECTRONIC COMMUNICATIONS AS DESCRIBED ABOVE.
Cross-references
qualified by (model-proposed): Check that you can access and keep electronic communications — Signing up acknowledges access to electronic communications; the technology requirements explain the capabilities users should consider before consenting.
Legal Rights & Agreement Rules · User right or choice
You can request free paper copies from the provider
You may request a paper copy of any electronic communication by contacting the participating provider directly. The providers will supply these copies at no charge. The terms also ask you to print or retain the consent information for future reference.
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Supporting quotations
You may request a paper copy of any Electronic Communications by contacting the participating provider directly. The participating providers will provide paper copies at no charge
Please read this information carefully and print a copy and/or retain this information for future reference.
Cross-references
contrast (model-proposed): Consent for a submitted offer request cannot be withdrawn — You can obtain free paper copies, but the terms still say consent for a submitted one-time offer request cannot be withdrawn. The paper-copy option does not state that it cancels electronic consent.
Providers retain communication records as required by law
Participating providers will retain records of electronic communications as applicable law requires. These terms do not give a specific retention period.
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The participating providers will provide paper copies at no charge and will retain records of Electronic Communications as applicable law requires.
Consent covers online offer interactions and electronic notices
The consent covers all online interactions concerning your offer requests, including on computers, mobile devices and tablets. Signing up permits participating providers to process your information and interact with you electronically. They may send offer-related notices through Credit Karma’s or their own websites, and may also send them by email.
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Supporting quotations
This E-Consent applies to all online interactions concerning your offer requests, including interactions engaged in on any computer, mobile device or tablet.
By signing up for our Check Your Rate Platform, you are consenting to have participating providers process your information and interact with you electronically. Participating providers may also electronically send you notices related to your offer requests. Such notices may be provided online at our or the participating providers’ websites, and may also be provided by e-mail.
Account & Service Control · Procedure
Check that you can access and keep electronic communications
Before deciding to do business electronically with participating providers, you should consider whether you have the required technology. Access requires an internet-capable device, an email account and a browser supporting 128-bit encryption; some documents may also require a PDF reader. Keeping a copy requires a printer or storage with sufficient space. Direct questions about these requirements to the participating providers.
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Supporting quotations
Before you decide to do business electronically with the participating providers, you should consider whether you have the required hardware and software capabilities described below.
To access and retain the Electronic Communications, you will need a device capable of accessing the Internet, access to an e-mail account and an internet browser that supports 128-bit encryption. To read certain documents, you may also need a PDF file reader like Adobe® Acrobat Reader.
To retain a copy of Electronic Communications for future reference, you will need a printer or a storage device with sufficient space, such as your computer’s disk drive. You may send any questions regarding the hardware and software requirements directly to the participating providers.
Cross-references
qualifies (model-proposed): Signing up gives electronic consent and confirms access — Signing up acknowledges access to electronic communications; the technology requirements explain the capabilities users should consider before consenting.
Legal Rights & Agreement Rules · Restriction or exception
Consent for a submitted offer request cannot be withdrawn
The terms say you cannot withdraw E-Consent for electronic communications about offer requests submitted through Credit Karma because each request is a one-time transaction. This rule is specifically about those requests; a later application on a provider’s own site may involve a further consent request.
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Supporting quotations
Your E-Consent with respect to Electronic Communications about offer requests submitted through Credit Karma cannot be withdrawn because each request is a one-time transaction.
If you choose to apply for an offer with a participating provider on the participating provider’s site, you may be asked to consent to further electronic communications from the participating provider before you are able to obtain credit.
Cross-references
contrast (model-proposed): You can request free paper copies from the provider — You can obtain free paper copies, but the terms still say consent for a submitted one-time offer request cannot be withdrawn. The paper-copy option does not state that it cancels electronic consent.
A provider may ask for further consent when you apply
If you choose to apply for an offer on a participating provider’s own site, that provider may ask you to consent to further electronic communications before you can obtain credit. These terms do not set out the conditions of that further consent.
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Supporting quotations
If you choose to apply for an offer with a participating provider on the participating provider’s site, you may be asked to consent to further electronic communications from the participating provider before you are able to obtain credit.
Not stated here
The terms of any further provider consent are not supplied here.
Keep your provider informed of address changes if you apply
If you choose to apply for an offer with a participating provider, you should keep that provider informed when your email or mailing address changes. Update the information by logging into the provider’s website or mailing the provider a written update.
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Supporting quotations
If you choose to apply for an offer with a participating provider, you should keep the participating provider informed of any change in your e-mail or mailing address by logging into the participating provider’s website or by sending the participating provider a written update by mail.