Charges & Financial Obligations · Restriction or exception
Financial Services are informational and not financial or investment advice
OpenAI's financial plugins and ChatGPT for Financial Services, together called Financial Services, and their Output are for informational purposes only. OpenAI says it does not provide financial or investment advice through them.
Supporting quotations
OpenAI’s financial plugins and ChatGPT for Financial Services (together, “Financial Services”) and their Output are for informational purposes only.
OpenAI does not provide financial or investment advice through Financial Services.
Qualifications & exceptions
Applies to Financial Services and their Output.
Charges & Financial Obligations · Restriction or exception
Financial data may be wrong or late, and the user remains responsible for decisions
Data and Output from Financial Services may be inaccurate, delayed or outdated. Users should review important information, use independent professional judgment before relying on it, and seek advice from a qualified financial advisor where appropriate. The user remains responsible for decisions made using Financial Services.
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Data and Output may be inaccurate, delayed, or outdated.
Review important information and exercise independent professional judgment before relying on it.
You remain responsible for decisions made using Financial Services.
Qualifications & exceptions
Applies to Financial Services data and Output.
Not stated here
The text does not say when seeking a financial advisor is 'appropriate'.
Charges & Financial Obligations · Context
Financial Services and credit score features are subject to separate terms
Use of Financial Services, including third-party data and content, is subject to the Financial Services Terms, which include data partner terms, disclaimers and restrictions on use and redistribution. Using credit score services, such as connecting to and accessing credit scores, reports, monitoring and personalized insights, is also subject to the Credit Score Terms.
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including third-party data and content, is subject to the
including applicable data partner terms, disclaimers, and restrictions on use and redistribution.
Your use of credit score services, such as connecting to and accessing credit scores, reports, monitoring, and personalized insights, is also subject to the
Qualifications & exceptions
Credit score services are subject to the Credit Score Terms in addition to the Financial Services Terms.
Not stated here
The Financial Services Terms, any data partner terms and the Credit Score Terms are not supplied.
Charges & Financial Obligations · Restriction or exception
Purchases made by agentic features: permission, responsibility and monitoring
A user must have permission to use any account or payment method they provide. The user is responsible for transactions made on their behalf, must give appropriate purchase guidance, monitor their accounts, and promptly raise any errors with the relevant financial institution or payment provider. Third-party terms may also apply to these transactions.
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You must have permission to use any account or payment method you provide.
You are responsible for transactions made on your behalf.
You must provide appropriate purchase guidance, monitor your accounts, and promptly raise any errors with the relevant financial institution or payment provider.
Third-party terms may also apply to these transactions.
Qualifications & exceptions
Part of the Dots and Agentic Features section, so it concerns transactions made through those features on the user's behalf.
Errors are to be raised with the financial institution or payment provider, not stated as raised with OpenAI.
Not stated here
The text does not say how quickly 'promptly' is, or whether OpenAI offers any remedy for erroneous transactions.