Credit checks and exchanges with credit reporting agencies
Under applicable law, PayPal will use and exchange Personal Information about you with credit reporting agencies (CRAs) to assess creditworthiness and product suitability, check your identity, trace and recover debts, and prevent fraud and criminal activity. The information may be supplied by CRAs to other organizations to perform similar checks, trace your whereabouts and recover debts you owe.
Supporting quotations
Manage your creditworthiness. Pursuant to applicable law, we will use and exchange Personal Information about you with CRAs to assess creditworthiness and product suitability, check your identity, trace and recover debts, and prevent fraud and criminal activity. This information may be supplied by CRAs to other organizations to perform similar checks and to trace your whereabouts and recover debts that you owe.
Qualifications & exceptions
Stated to apply pursuant to applicable law.
Onward use by other organizations is described as performing similar checks and recovering debts.
Sharing & Disclosure · Company practice
Who PayPal discloses Personal Information to
PayPal discloses Personal Information to service providers and third parties, including those in the payment network, to help provide the Services, protect customers from risk and fraud, market its products and comply with legal obligations. It may use and disclose Sensitive Personal Information if permitted to carry out legitimate business activities and as allowed by law, for example with consent or for purposes that do not require offering a right to limit use and disclosure of Sensitive Personal Information. The categories of service providers follow.
Supporting quotations
We disclose your Personal Information with service providers and third parties, including those participating in the payment network, to help us provide Services, protect our customers from risk and fraud, market our products, and comply with legal obligations. We may use and disclose your Sensitive Personal Information if permitted to carry out legitimate business activities and as allowed by law (e.g., with consent or for certain purposes that do not require offering a right to limit use and disclosure of Sensitive Personal Information).
We may disclose Personal Information with the following categories of service providers:
Qualifications & exceptions
Use and disclosure of Sensitive Personal Information is limited to what is permitted by law and legitimate business activities.
Sharing & Disclosure · Company practice
Disclosure to service providers acting for PayPal
PayPal may disclose Personal Information to service providers that work at its direction and on its behalf to perform outsourced services, such as AI providers, fraud prevention, bill collection, shipping, payment processing, marketing, research, compliance, audits, corporate governance, communications, technical and design services, IT development, maintenance, hosting and customer service support. PayPal says its contracts require these providers to use your information only in connection with the services they perform for PayPal and not for their own benefit. Depending on your country or region, a link to the list of third-party service providers, with purposes and types of information disclosed, may be available.
Supporting quotations
Service providers. We may disclose Personal Information with our service providers that operate at our direction and on our behalf to perform services we outsource to them, such as AI providers, fraud prevention, bill collection, shipping, processing payments, marketing, research, compliance, audits, corporate governance, communications, technical and/or design services, IT development, maintenance, hosting and support customer service operations. Our contracts dictate that these service providers only use your information in connection with the services they perform for us and not for their own benefit. Under applicable data protection laws, depending upon the country/region in which you reside, you may find a link to those [third-party service providers](https://www.paypal.com/kr/legalhub/row-third-parties-list) including the purpose of disclosure, types of information disclosed, etc.
Qualifications & exceptions
The use restriction is stated as a contractual term PayPal imposes on the providers.
The linked provider list depends on the country or region where you live.
Not stated here
The provider list itself is not part of this statement.
Sharing & Disclosure · Company practice
Disclosure within the PayPal group and to Excluded Services
PayPal may disclose Personal Information to members of the PayPal corporate group for purposes including (but not limited to) providing the Services you requested or authorized, managing risk, detecting and preventing illegal and fraudulent acts and policy or agreement violations, and managing the availability and connectivity of PayPal products and communications. It may disclose Personal Information to Excluded Services, including Venmo, to provide you with the Services, personalize your use of the Services and manage its business, and to PayPal Honey to manage its Rewards program.
Supporting quotations
We may also disclose Personal Information with the following categories of third parties:
Members of the PayPal corporate group from time to time, such as the PayPal family of companies listed in Our Contact Information, for purposes including (but not limited to) providing the Services you have requested or authorized, managing risk, helping us to detect and prevent potentially illegal and fraudulent acts and other violations of our policies and agreements, and helping us to manage the availability and connectivity of PayPal products, services, and communications.
Excluded Services. We may disclose Personal Information to the Excluded Services (as defined below), including Venmo to provide you with the Services, personalize your use of the Services, and to manage our business, or with PayPal Honey to manage our Rewards program.
Excluded Services means companies or separate brands, affiliates, or subsidiaries of PayPal, who process Personal Information in accordance with their own terms of service and separate privacy statements. Examples include Venmo, Honey Science LLC, Chargehound LLC, Paidy Inc., Swift Financial LLC, and Bill Me Later, Inc.
Qualifications & exceptions
The corporate-group purposes are stated as "including (but not limited to)", so the list is not exhaustive.
Excluded Services follow their own terms and separate privacy statements.
Sharing & Disclosure · Company practice
Disclosure to partner financial institutions and payment networks
PayPal may disclose Personal Information to financial institutions to jointly offer a product, such as PayPal Credit, PayPal Savings, PayPal Cashback Mastercard and PayPal Extra Mastercard. It may disclose Personal Information to payment networks and processors to facilitate payment processing or add cards to your electronic wallet. For payment transactions, your Personal Information is shared with the payment provider for the participating Partner or Merchant so the payment can be processed, and that provider may be PayPal or a third-party payment provider.
Supporting quotations
Other financial institutions. We may disclose Personal Information with financial institutions to jointly offer a product, such as PayPal Credit, PayPal Savings, PayPal Cashback Mastercard and PayPal Extra Mastercard.
Payment networks and processors. We may disclose Personal Information with payment networks and processors to facilitate payment processing or to add cards to your electronic wallet. For payment transactions, your Personal Information will be shared with the provider of the payment services for the participating Partner and Merchant to enable the processing of the payment transaction. The payment provider for the Partner and Merchant may be PayPal or a third party payment provider.
Partners and Merchants means our partners and the merchants, partners or businesses that our Users transact with for the purpose of obtaining goods or services.
Qualifications & exceptions
The payment provider for a Partner or Merchant may be a third party rather than PayPal.
Sharing & Disclosure · Company practice
Disclosure to fraud, identity, credit and debt collection agencies
PayPal may disclose Personal Information to fraud prevention and identity verification agencies and other companies across industries to help detect activity that suggests fraud. It may disclose Personal Information to credit reporting and debt collection agencies to collect overdue debts through a third party. Those parties' own privacy notices apply to information you share directly with them, and they may report your unpaid debts to credit reporting agencies, which may affect your creditworthiness or ability to get credit later.
Supporting quotations
Fraud prevention and identity verification agencies. We may disclose Personal Information with fraud prevention and identity verification agencies and other companies across industries to assist in detecting activities suggestive of fraud.
Credit reporting and debt collection agencies. We may disclose Personal Information with such agencies to collect unpaid overdue debts through a third party such as a debt collection agency. Please be aware that these parties' privacy notices apply to the processing of Personal Information that you share directly with them, and they may report your unpaid debts to CRAs which may affect your creditworthiness or ability to secure future credit.
Qualifications & exceptions
A debt report to credit reporting agencies is described as something the collection agency may do.
Sharing & Disclosure · Company practice
What other PayPal users can see about you
PayPal may disclose Personal Information to other PayPal account holders to complete a payment transaction where necessary, including when you interact with ads or offers relating to its Partners and Merchants. The information that may be shared includes your username, profile photo, first and last name, email, city and phone number in accordance with your account settings. Under your account settings or PayPal.Me preferences, other account holders (including users of Venmo or third-party payment networks and processors) can see information to help facilitate a transaction, for example when a User searches for your account to send money. Depending on your settings this may include username, profile photo, name, email, phone number, city and state, month and year your account was created, and anything you add to the details or "about you" section.
Supporting quotations
Other PayPal account holders to complete a transaction. We may disclose Personal Information with other PayPal account holders to complete a payment transaction, where necessary. This also applies when you interact with ads or offers we provide relating to one of our Partners and Merchants. The Personal Information that may be shared with other PayPal account holders includes your username, profile photo, first and last name, email, city, and phone number in accordance with your account settings.
Other Users in accordance with your account settings. In accordance with your [account settings](https://www.paypal.com/us/myaccount/privacy/profiles/search) or PayPal.Me preferences, your Personal Information can be seen by other account holders (such as users of Venmo or third party payment networks and processors) to help facilitate a transaction. For example, as part of the send money feature, a User may search for your account to initiate a payment. Based on your account settings, the information shown to other Users may include your username, profile photo, first and last name, email, phone number, city and state, month and year of PayPal account creation, and any additional information you include in the details or "about you" section of your account.
Users means other account holders and non-account holders of the PayPal Services.
Qualifications & exceptions
What is shown depends on your account settings and PayPal.Me preferences.
Sharing & Disclosure · Company practice
Business profile information shown to other Users
If you have a business profile, PayPal displays a payment link and discloses certain information to other Users: your name or business name, profile picture or logo, the city associated with your account, total time selling with PayPal, total number of followers, and the number of unique Users who paid you in the past year. You can choose to display more, such as street address, phone number, email and website, under your business profile settings.
Supporting quotations
Other Users if you have a business profile. If you have a business profile, we will display a payment link and disclose certain information about you to other Users, including your name or business name, profile picture or logo, and the city associated with your PayPal account, as well as total time selling with us, total number of followers, and total number of unique Users that have paid you in the past year. If you have a business profile, you can choose to display other information to other Users, such as your street address, phone number, email and website, in accordance with your business profile settings.
Users means other account holders and non-account holders of the PayPal Services.
Qualifications & exceptions
Additional details are shown only if you choose to display them in your business profile settings.
Sharing & Disclosure · Company practice
Disclosure to your agent and to account-linking parties
PayPal may disclose Personal Information to your agent or legal representative, such as the holder of a power of attorney you grant or a guardian you appoint. If you choose to link your PayPal account with a third-party account, PayPal may disclose Personal Information to third parties who facilitate that linking.
Supporting quotations
Your agent or legal representative. We may disclose Personal Information to your agent or legal representative, such as the holder of a power of attorney that you grant, or a guardian appointed by you.
Linked accounts. If you choose to link your PayPal account with a third-party account, we may disclose Personal Information with third-parties who facilitate that linking.
Sharing & Disclosure · Company practice
Disclosure to Partners and Merchants involved in a transaction
PayPal may disclose Personal Information such as your user name, address, phone number and email address to Partners and Merchants, their service providers and others involved in a transaction so the purchase and delivery can happen. Examples include online purchases, saving payment information with Fastlane, paying other Users, paying through Visa+ or PayPal World, returning goods, and payment-network transactions. If you choose to interact with participating Partners and Merchants, PayPal discloses your profile information to them and their service providers and facilitates the transaction or shopping experience, including when you interact with their ads or offers. Once information is shared with them, their own privacy policies and procedures govern how they handle it. PayPal may also disclose information to Partners and Merchants so they can use the Services, for example checking whether you are a PayPal user and showing a recommended payment method at checkout.
Supporting quotations
Partners and Merchants, their service providers and others involved in a transaction. We may disclose Personal Information with these parties involved in a transaction such as your user name, address, phone number, email address to enable the purchase and delivery of the goods in the transaction. For example, when you use the Services to initiate online purchases, save your payment information with Fastlane, pay other Users using the Services, pay recipients using Visa+, pay using PayPal World, return goods, or when you participate in transactions through the payment network, we may disclose information about you and your account or Fastlane profile with the other parties (or their service providers) involved in processing your transactions. If you choose to interact with participating Partners and Merchants, we will disclose your profile information with the participating Partners and Merchants and their service providers, and facilitate your transaction, shopping experience or other interaction with participating Partners and Merchants sites. This also applies when you interact with ads or offers we provide relating to one of our Partners and Merchants. Please note that once Personal Information is shared with Partners and Merchants (or their service providers) involved in a transaction, the handling of your Personal Information by the Partners and Merchants (or their service provider) is subject to the Partners' and Merchants' own privacy policies and procedures.
We may also disclose Personal Information to Partners and Merchants to enable their use of our Services to facilitate your transactions. For example, when you visit a participating Partners and Merchants site or app, the Partners and Merchants can check whether you are a user of PayPal services and present a recommended payment method to you to simplify your checkout process.
Partners and Merchants means our partners and the merchants, partners or businesses that our Users transact with for the purpose of obtaining goods or services.
Fastlane means the online tool whereby individuals can store their payment methods and other Personal Information with PayPal so that they can complete the checkout process faster, create a store or loyalty account, or facilitate other transactions at participating Partners and Merchants with payment card, contact information, shipping data or other data they save in their Fastlane profile as relevant to the specific interaction, participating Partners and Merchants, all without having to manually input payment method details and other Personal Information each time they check out.
Qualifications & exceptions
After disclosure, the Partner or Merchant's own privacy practices apply, not this statement.
Sharing & Disclosure · User right or choice
Sharing for personalized shopping, with an opt-out in the United States
PayPal may disclose Personal Information to Partners and Merchants that you and PayPal interact with so both can personalize services and offers, for example products, sizes, preferences and styles PayPal thinks you will like. In the United States, unless law requires consent, PayPal discloses Personal Information collected after November 27, 2024 (or earlier if you consent) for personalized shopping experiences. You can opt out by logging into your PayPal account and editing your preferences in the Data and Privacy setting. If you opt out, PayPal continues to disclose Personal Information as needed to complete transactions you start, but not to Partners and Merchants for personalized shopping.
Supporting quotations
For our PayPal customers, we may also disclose your Personal Information to Partners and Merchants that you and we interact with to help ourselves and Partners and Merchants personalize services and offers so you can have a better and more relevant experience. Personal Information we disclose includes, for example, products, sizes, preferences, and styles we think you'll like.
Unless we are required by law to obtain your consent, we disclose Personal Information collected from you after November 27, 2024 (or from earlier if you consent) for personalized shopping experiences in the United States.
To opt-out of disclosures of Personal Information to Partners and Merchants for personalized shopping experiences, log into your PayPal account and edit your preferences in the Data and Privacy setting.
If you opt-out, we will continue to disclose your Personal Information as necessary to complete transactions you initiate but will not disclose Personal Information to Partners and Merchant for personalized shopping experiences.
Qualifications & exceptions
The United States rule applies to information collected after November 27, 2024, or earlier with your consent.
Where law requires consent, the "unless" clause applies instead.
An opt-out does not stop disclosures needed to complete transactions you initiate.
Sharing & Disclosure · Company practice
Advertising platforms, security providers and Google services
PayPal may disclose Personal Information to other third parties, for example advertising platforms at your direction, security service providers that help prevent unauthorized access, and parties it cooperates with for marketing to show you ads and offers tailored to your interests. The privacy notices of those parties apply to information you share directly with them. PayPal gives examples: it uses Google reCAPTCHA in its mobile application to prevent misuse, and may use Google Address Autofill to check addresses, and Google's privacy policy and terms apply to what you share with Google. For marketing it may use third parties to identify and display tailored ads and track interactions with them, which are governed by those parties' privacy policies.
Supporting quotations
Other third parties. We may disclose Personal Information with other third parties. For example, we disclose Personal Information to advertising platforms, at your direction. We also disclose Personal Information to security service providers to help prevent unauthorized access to our Services. This further applies to parties we cooperate with for marketing purposes, in particular to show you ads and offers tailored to your interests. Please be aware that these parties' privacy notice applies to the Personal Information that you share directly with them. For example, we use Google's reCAPTCHA to prevent misuse of our Services, when you access our mobile application. We may also use Google Address Autofill to ensure accuracy of your address. Google's [Privacy Policy](https://www.google.com/intl/en/policies/privacy/) and [Terms of Use](https://www.google.com/intl/en/policies/terms/) apply to the Personal Information you share with them. For marketing purposes, we may use third parties to identify and display ads on our Services tailored to your interests and track interactions with these ads. Your interactions with such ads are governed by their Privacy Policy.
Qualifications & exceptions
Advertising-platform disclosure is stated to be "at your direction".
Ad tracking is carried out by third parties PayPal uses for marketing.
Sharing & Disclosure · Company practice
Disclosure to a buyer in a business transfer
PayPal may disclose Personal Information to an interested or actual buyer in connection with a business transfer, such as a merger, purchase or sale of all or part of its business or assets, including receivables and debts, under appropriate data protection terms. If PayPal or a significant portion of its assets is acquired by a third party, Personal Information may also be disclosed to that party.
Supporting quotations
Buyers in connection with business transfer. We may disclose Personal Information with a buyer in connection with a business transfer. For example, if we are involved in a merger, a purchase, or a sale of all or part of our business or assets, including receivables and debts, we may disclose, under appropriate data protection terms, your Personal Information to an interested or actual buyer of those business or assets. If PayPal or a significant portion of PayPal's assets are acquired by a third party, Personal Information may also be disclosed to that third party.
Sharing & Disclosure · Company practice
Disclosure of Sensitive Personal Information
PayPal may disclose Sensitive Personal Information as appropriate to carry out legitimate business activities, as you have consented to, or as allowed by law. The statement refers to its "Sale" and "Sharing" sections for additional information for individuals in the United States.
Supporting quotations
We may disclose your Sensitive Personal Information as appropriate to carry out legitimate business activities, as you have consented to or as allowed by law. Please also see "Sale" and "Sharing" of Personal Information for additional information for individuals in the United States.
Qualifications & exceptions
The three bases (legitimate business activities, your consent, allowed by law) are alternatives joined by "or".
Sharing & Disclosure · Company practice
Cookie security and third-party cookies from service providers
Where appropriate, PayPal puts security measures in place to prevent unauthorized access to its Cookies, and a unique identifier ensures that only PayPal and its authorized service providers can access Cookie data. PayPal may use authorized service providers to serve you relevant ads on its Services and elsewhere on the internet; these providers may place their own Cookies on your device through the Services (third-party Cookies) and may collect information that helps identify your device, such as IP address or other unique device identifiers.
Supporting quotations
Where appropriate, security measures are set in place to prevent unauthorized access to our Cookies and similar technologies. A unique identifier ensures that only we and/or our authorized service providers have access to Cookie data.
Service providers are companies that help us with various aspects of our business, such as Sites operations, Services, applications, advertisements and tools. We may use some authorized service providers to help us to serve you relevant ads on our Services and other places on the internet. These service providers may also place Cookies on your device via our Services (third-party Cookies). They may also collect information that helps them identify your device, such as IP-address or other unique device identifiers.
Qualifications & exceptions
Security measures are described as set in place "where appropriate".
Third-party Cookies are placed by service providers, not only by PayPal.
Sharing & Disclosure · User right or choice
Controls for linked accounts and what other Users see
If you link your accounts to a third-party service, you may be able to manage how that service collects, uses and shares your Personal Information; you are told to read its privacy policy. You control which third-party services you link and what Personal Information they can collect, for example through the Security settings in your account. Some Personal Information may be seen by other Users, and you may be able to adjust or turn off this setting in the Data and Privacy section of your account settings.
Supporting quotations
If you link your account(s) to a third-party service, you may be able to manage how your Personal Information is collected, used, and shared by them. Read the third parties’ privacy policies to see the choices they offer you. You can control which third-party services you link to your account and what Personal Information they can collect about you. For example, to manage the permissions, go to the Security settings in your account(s).
Some Personal Information may be seen by other Users. You may be able to adjust or turn off this setting in the Data and Privacy section in your account settings.
Users means other account holders and non-account holders of the PayPal Services.
Qualifications & exceptions
Control over what a linked third party does with data depends on the choices that third party offers.
Adjusting or turning off visibility to other Users is stated as something you "may be able" to do.
Sharing & Disclosure · User right or choice
Opting out of sharing for personalized shopping
Unless consent is required, PayPal shares Personal Information collected after November 27, 2024 (or earlier if you consent) with Partners and Merchants for personalized shopping experiences in the United States, such as products, preferences, sizes and styles you may like. To opt out, log in to your PayPal account and edit your preferences in the Data and Privacy setting. After opting out, PayPal still discloses information needed to complete transactions you start, but not to Partners and Merchants for personalized shopping.
Supporting quotations
Unless we are required to obtain your consent, we share Personal Information collected after November 27, 2024 (or from earlier if you consent) for personalized shopping experiences in the United States. Personal Information we disclose includes, for example, products, preferences, sizes, and styles we think you’ll like. To opt-out of Personal Information sharing with Partners and Merchants for personalized shopping experiences, log into your PayPal account and edit your preferences in the Data and Privacy setting. If you opt-out, we will continue to disclose your Personal Information as necessary to complete transactions you initiate but will not disclose Personal Information to Partners and Merchants for personalized shopping experiences.
Partners and Merchants means our partners and the merchants, partners or businesses that our Users transact with for the purpose of obtaining goods or services.
Qualifications & exceptions
Stated for the United States and for information collected after November 27, 2024 unless you consented earlier.
An opt-out does not stop disclosures needed to complete transactions you initiate.
Sharing & Disclosure · Company practice
Transfers of Personal Information to other countries
PayPal operates in many countries, and it or its service providers may transfer and process your Personal Information outside the country where you live, for example using third-party service providers to process and store it in the United States and other countries. Those countries do not always protect Personal Information as much as your own. PayPal says it has taken and will continue to take steps in line with applicable data protection law, such as intra-company agreements, model contractual clauses or derogations. By using the Sites and Services, where permitted under applicable privacy laws, you agree to your Personal Information being transferred to other countries, including those with different data protection rules.
Supporting quotations
We operate in many countries, and we (or our service providers) may transfer your Personal Information and process it outside the country where you live. For example, we use third-party service providers to process and store your Personal Information in the United States and other countries. These countries do not always afford a level of privacy protection that is equivalent to the protection offered to Personal Information in your country. We have taken and will continue to take specific steps, in accordance with the applicable data protection and privacy laws, to protect your Personal Information (e.g., intra-company agreements, model contractual clauses, and/or derogations). By using our Sites and Services, where permitted under applicable privacy laws, you agree to your Personal Information being transferred to other countries, including countries that have different data protection rules than your country.
Sites means the websites, mobile apps, official social network platforms, or other online properties through which PayPal offers the Services and which has posted or linked to this Privacy Statement.
Qualifications & exceptions
Your agreement to transfers applies "where permitted under applicable privacy laws".
The protective measures are listed as examples.
Sharing & Disclosure · Context
Definitions of Partners and Merchants and Users
Partners and Merchants are PayPal's partners and the merchants, partners or businesses that Users transact with to obtain goods or services. Users means other account holders and non-account holders of the PayPal Services.
Supporting quotations
Partners and Merchants means our partners and the merchants, partners or businesses that our Users transact with for the purpose of obtaining goods or services.
Users means other account holders and non-account holders of the PayPal Services.
Sharing & Disclosure · Company practice
Identifiers: third parties PayPal discloses them to
In the United States disclosure table (columns: category of Personal Information, purpose of collection and disclosure, categories of third parties PayPal discloses it to for a business purpose), Identifiers are disclosed for a business purpose to these categories of third parties: PayPal and PayPal affiliates; authorities; other financial institutions; card networks and payment processors; fraud prevention and identity verification agencies; credit reporting agencies (CRAs); service providers; other Users in accordance with account settings; linked accounts; Partners and Merchants; other third parties; and buyers in connection with a business transfer.
Supporting quotations
Identifiers
PayPal and PayPal affiliates
Authorities
Other financial institutions
Card networks and payment Processors
Fraud prevention and identity verification agencies
CRAs
Service providers
Other Users in accordance with account settings
Linked accounts
Partners and Merchants
Other third parties
Buyers in connection with a business transfer
Users means other account holders and non-account holders of the PayPal Services.
Partners and Merchants means our partners and the merchants, partners or businesses that our Users transact with for the purpose of obtaining goods or services.
Sharing & Disclosure · Company practice
Records and financial information: third parties PayPal discloses them to
In the United States disclosure table (columns: category of Personal Information, purpose of collection and disclosure, categories of third parties PayPal discloses it to for a business purpose), Records and Financial Information is disclosed for a business purpose to: PayPal and PayPal affiliates; authorities; other financial institutions; card networks and payment processors; fraud prevention and identity verification agencies; CRAs; service providers; other Users in accordance with account settings; linked accounts; Partners and Merchants; other third parties for business purposes; and buyers in connection with a business transfer.
Supporting quotations
Records and Financial Information (including Personal Information described in California Customer Records Act)
PayPal and PayPal affiliates
Authorities
Other financial institutions
Card networks and payment processors
Fraud prevention and identity verification agencies
CRAs
Service providers
Other Users in accordance with account settings
Linked accounts
Partners and Merchants
Other third parties for business purposes
Buyers in connection with a business transfer
Sharing & Disclosure · Company practice
Commercial information: third parties PayPal discloses it to
In the United States disclosure table (columns: category of Personal Information, purpose of collection and disclosure, categories of third parties PayPal discloses it to for a business purpose), Commercial information is disclosed for a business purpose to: PayPal and PayPal affiliates; service providers; authorities; other financial institutions; Partners and Merchants; other third parties; buyers or in connection with a business transfer; and other Users if you have a business profile.
Supporting quotations
Commercial information
PayPal and PayPal affiliates
Service providers
Authorities
Other financial institutions
Partners and Merchants
Other third parties
Buyers or in connection with business transfer
Other Users if you have a business profile
Qualifications & exceptions
Disclosure to other Users in this row applies if you have a business profile.
Sharing & Disclosure · Company practice
Biometric data: last purpose and the one listed recipient category
In the United States disclosure table, the Biometric row ends its purposes with initiating third-party cryptocurrency transfers, and its only listed category of third parties receiving the information for a business purpose is service providers.
Supporting quotations
initiate third-party crypto currency transfers.
Service providers
Qualifications & exceptions
Service providers is the only recipient category listed in the Biometric row.
Sharing & Disclosure · Company commitment
PayPal says it does not sell or share for targeted advertising in the United States
PayPal says it does not "sell" Personal Information or "share" it for cross-context behavioral or targeted advertising that is subject to non-exempt practices under comprehensive US privacy laws, including for children under 16, and has not done so in the prior 12 months. It notes that some information held by a financial institution is subject to federal law such as the Gramm-Leach-Bliley Act and points to the Notice for Consumers of Financial Products and Services.
Supporting quotations
PayPal does not “sell” Personal Information or “share” Personal Information for cross-context behavioral or targeted advertising that is subject to non-exempt practices under comprehensive privacy laws in the United States, including for children under the age of 16, and has not done so in the prior 12 months. Some Personal Information collected, processed, or disclosed by a financial institution are subject to federal laws, such as the Gramm-Leach-Bliley Act. Please see Notice for Consumers of Financial Products and Services below for more information about your rights under United States federal law.
Qualifications & exceptions
The statement is limited to "non-exempt practices" under comprehensive US privacy laws.
It covers the prior 12 months.
The disclosures to Partners and Merchants for personalized shopping are described elsewhere in the statement and are not discussed in this passage.
Cross-references
contrast (model-proposed): Sharing for personalized shopping, with an opt-out in the United States — contrast: PayPal states it does not sell or share Personal Information for cross-context behavioral or targeted advertising that is subject to non-exempt practices, while elsewhere it discloses Personal Information to Partners and Merchants for personalized shopping with an opt-out. The text does not say whether the personalized shopping disclosure is an exempt practice, so the two provisions pull in different directions on their face.
contrast (model-proposed): Why PayPal processes your Personal Information — contrast: The overview of uses lists targeted advertising among features that may rely on an opt-out or consent, while the United States disclosure says PayPal does not share Personal Information for targeted advertising subject to non-exempt practices. The scope words "non-exempt practices" are not explained in the text.
Sharing & Disclosure · Context
Financial products notice: how financial companies share customer information
The notice says all financial companies need to share customers' personal information to run their everyday business, and the table that follows lists the reasons financial companies can share, the reasons PayPal chooses to share, and whether you can limit that sharing.
Supporting quotations
How? All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons PayPal chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does PayPal share? Can you limit this sharing?
Sharing & Disclosure · Company practice
PayPal shares for everyday business, marketing and joint marketing, and you cannot limit it
In the financial products notice table "Reasons we can share your personal information" (columns: reason, does PayPal share?, can you limit this sharing?), PayPal shares, and you cannot limit that sharing, for four reasons: its everyday business purposes (such as processing your transactions, maintaining your accounts, responding to court orders and legal investigations, or reporting to credit bureaus); its own marketing, to offer its products and services to you; joint marketing with other financial companies; and its affiliates' everyday business purposes involving information about your transactions and experiences.
Supporting quotations
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No
For our marketing purposes – to offer our products and services to you Yes No
For joint marketing with other financial companies Yes No
For our affiliates' everyday business purposes – information about your transactions and experiences Yes No
Qualifications & exceptions
Each of these four rows is answered "Yes" for sharing and "No" for whether you can limit it.
Sharing & Disclosure · Company commitment
PayPal does not share creditworthiness with affiliates or for affiliates to market to you
In the financial products notice table "Reasons we can share your personal information" (columns: reason, does PayPal share?, can you limit this sharing?), PayPal answers "No" for sharing information about your creditworthiness for its affiliates' everyday business purposes and for its affiliates to market to you, and the "can you limit" column reads "We don't share".
Supporting quotations
For our affiliates' everyday business purposes – information about your creditworthiness No We don't share
For our affiliates to market to you No We don't share
Sharing & Disclosure · User right or choice
PayPal shares with nonaffiliates to market to you, and you can limit it
In the financial products notice table "Reasons we can share your personal information" (columns: reason, does PayPal share?, can you limit this sharing?), for nonaffiliates to market to you, PayPal answers "Yes" to sharing and "Yes" to whether you can limit the sharing.
Supporting quotations
For our nonaffiliates to market to you Yes Yes
Sharing & Disclosure · Procedure
How to limit sharing under the financial products notice
To limit sharing, you may limit certain sharing by logging into your PayPal account and editing your preferences in the Data and Privacy setting, or call 1-888-221-1161 to limit all sharing where permitted. If you are a new customer, PayPal can begin sharing your information 30 days after the date it sent the notice, and after you stop being a customer it continues sharing as the notice describes. You can contact PayPal at any time to limit sharing. Questions can go to PayPal customer service at 1-888-221-1161 or the privacy contact page.
Supporting quotations
To limit our sharing
To limit our sharing
You may limit certain sharing by logging into you PayPal Account and editing your preferences in the Data and Privacy setting.
Call 1-888-221-1161 to limit all sharing where permitted.
Please note: If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.
However, you can contact us at any time to limit our sharing.
Questions? Call our customer service at 1-888-221-1161 or visit us at [/smarthelp/contact-us/privacy](https://www.paypal.com/smarthelp/contact-us/privacy).
Qualifications & exceptions
The online setting limits "certain" sharing; the phone route is described as limiting all sharing "where permitted".
New customers' information can be shared after 30 days.
Sharing & Disclosure · Context
Notice definitions: affiliates, nonaffiliates and joint marketing
Affiliates are companies related by common ownership or control, and PayPal's affiliates include Bill Me Later, Inc. Nonaffiliates are companies not related by common ownership or control, and the nonaffiliates with which PayPal shares include service providers that perform services or functions on its behalf. Joint marketing is a formal agreement between nonaffiliated financial companies that together market financial products or services to you, and PayPal's joint marketing partners include financial companies and banks.
Supporting quotations
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.
Our affiliates include Bill Me Later, Inc.
Nonaffiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
Nonaffiliates with which we share personal information include service providers that perform services or functions on our behalf.
Joint Marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Our joint marketing partners include financial companies and banks.
Qualifications & exceptions
The examples of affiliates, nonaffiliates and joint marketing partners are introduced with "include".
Sharing & Disclosure · Company practice
Other important information: international transfers and the November 27, 2024 rule
PayPal may transfer personal information to other countries, for example for customer service or to process transactions. If you had a PayPal account before November 27, 2024, PayPal says it only shares personal information collected after that date unless you opt out, and may share earlier information if you affirmatively consent by editing preferences in your Data and Privacy settings. If you opened an account after November 27, 2024, PayPal can begin sharing information associated with your account, and sharing continues after you stop being a customer as the notice describes.
Supporting quotations
Other important information
We may transfer Personal Information to other countries, for example, for customer service or to process transactions.
If you are an existing PayPal customer who had a PayPal account before November 27, 2024, we only share personal information collected after November 27, 2024, unless you opt-out. We may share information from earlier in your account, which allows for even better personalization, if you affirmatively consent by editing your preferences in your Data and Privacy settings.
If you are a customer who opened a PayPal account after November 27, 2024, we can begin sharing information associated with your account. When you are no longer our customer, we continue to share your information as described in this notice.
Qualifications & exceptions
Information from before November 27, 2024 is shared only with your affirmative consent.
Not stated here
The phrase "unless you opt-out" in the sentence about pre-November 27, 2024 accounts is not explained in this passage.
Cross-references
contrast (model-proposed): Sharing for personalized shopping, with an opt-out in the United States — contrast: The financial products notice says pre-November 27, 2024 accounts share only information collected after that date "unless you opt-out" and share earlier information with affirmative consent, while the main statement says information from before that date is shared only if you consent and that opting out stops sharing for personalized shopping. The phrase "unless you opt-out" is not explained.
Sharing & Disclosure · Company commitment
California mailing address: limits on sharing
If your PayPal or Xoom account or Fastlane profile has a California mailing address, PayPal says it will not share the Personal Information it collects about you except as permitted under California law, for example with your consent or to service your account, and will limit sharing among its companies as California law requires.
Supporting quotations
California: If your PayPal or Xoom account or Fastlane profile has a California mailing address, we will not share Personal Information we collect about you except to the extent permitted under California law, including for example, with your consent or to service your account. We will limit sharing among our companies to the extent required by California law.
Fastlane means the online tool whereby individuals can store their payment methods and other Personal Information with PayPal so that they can complete the checkout process faster, create a store or loyalty account, or facilitate other transactions at participating Partners and Merchants with payment card, contact information, shipping data or other data they save in their Fastlane profile as relevant to the specific interaction, participating Partners and Merchants, all without having to manually input payment method details and other Personal Information each time they check out.
Qualifications & exceptions
Applies to accounts or profiles with a California mailing address.
The consent and servicing examples are introduced with "for example".
Sharing & Disclosure · Company commitment
Vermont mailing address: limits on creditworthiness and marketing disclosures
If your PayPal or Xoom account or Fastlane profile has a Vermont mailing address, PayPal says it will not disclose information about your creditworthiness to its affiliates, and will not disclose your Personal Information, financial information, credit report or health information to nonaffiliated third parties to market to you, other than as Vermont law permits, unless you authorize the disclosure. More information is available through the Customer Service web portal or by calling 1-888-221-1161.
Supporting quotations
Vermont: If your PayPal, Xoom account or Fastlane profile has a Vermont mailing address, we will not disclose information about your creditworthiness to our affiliates and will not disclose your Personal Information, financial information, credit report, or health information to nonaffiliated third parties to market to you, other than as permitted by Vermont law, unless you authorize us to make those disclosures. Additional information concerning our privacy policies can be found at [Customer Service web portal](https://www.paypal.com/smarthelp/contact-us/privacy) or call 1-888-221-1161.
Qualifications & exceptions
Applies to accounts or profiles with a Vermont mailing address.
Exceptions are what Vermont law permits or what you authorize.
Sharing & Disclosure · Company practice
Transfers outside the UK and EEA
When PayPal transfers Personal Information of EU residents within its subsidiaries and affiliated companies, it relies on Binding Corporate Rules approved by competent supervisory authorities. For other transfers outside the UK (for UK residents) or the EEA (for EEA residents), it says it will make sure the transfers comply with EU and UK data protection law. In practice it will transfer to a non-EEA or non-UK recipient only where the recipient is in a country judged adequate by the European Commission or the UK Secretary of State, has signed the Standard Contractual Clauses or the UK International Data Transfer Agreement or Addendum, or a data transfer derogation applies, for example where you have consented.
Supporting quotations
When we transfer Personal Information of EU residents within PayPal subsidiaries and affiliated companies, we rely on our [Binding Corporate Rules](https://www.paypal.com/uk/webapps/mpp/ua/bcr?locale.x=en_GB), which have been approved by competent Supervisory Authorities.
For any other transfer of Personal Information to a country outside of the UK (for UK residents) or the EEA (for EEA residents) we will ensure that any such transfers are compliant with EU and UK data protection law, as applicable.
In practice, this means that we will only transfer your Personal Information to a non-EEA or non-UK recipient where: (i) the recipient is located in a country that the European Commission has decided is adequate to receive Personal Information from the EEA or the UK Secretary of State has decided is adequate to receive Personal Information from the UK (as applicable); (ii) the recipient has signed appropriate contractual terms with us that incorporate the European Commission’s [Standard Contractual Clauses](https://commission.europa.eu/publications/standard-contractual-clauses-international-transfers_en) or the UK Information Commissioner’s [International Data Transfer Agreement or International Data Transfer Addendum](https://ico.org.uk/for-organisations/uk-gdpr-guidance-and-resources/international-transfers/international-data-transfer-agreement-and-guidance/) (as applicable); or (iii) a data transfer derogation applies (for example, where you have consented to the transfer of your personal information).
Qualifications & exceptions
The three routes are alternatives; a derogation such as consent is one of them.
Sharing & Disclosure · Context
List of credit reporting agencies used in the UK and EEA
A linked list names the credit reporting agencies used in each UK and EEA country, with a link to each agency's privacy notice describing how it uses, shares and retains Personal Information. You can contact the agency in your country directly about its services, your credit score, the information it holds, or to exercise your data subject rights against it.
Supporting quotations
The [list of CRAs](https://www.paypal.com/de/webapps/mpp/ua/cra-list-full?locale.x=en_DE) used in the UK and EEA, including identities of the CRAs used in each relevant country, and a link to their privacy notice from which you can determine the ways in which they use and share Personal Information, including how long they will retain such Personal Information. You can contact the CRAs operating in the country in which you live directly if you have any questions regarding their services, your credit score or the information they have stored about you, or if you wish to exercise your data subject rights towards them.
Not stated here
The linked agency list and privacy notices are not part of the analyzed text.
Sharing & Disclosure · Permission or license
EEA banking notice: named third parties and your agreement to transfers
PayPal says Luxembourg data protection and bank secrecy laws require more transparency than most other EU laws, so this statement lists the third-party service providers and business partners to whom it may disclose your Personal Information, with the purpose and type of information disclosed, in a linked list. By accepting the Privacy Statement and keeping a PayPal account, you expressly agree to the transfer of your Personal Information to those third parties for the listed purposes.
Supporting quotations
In general, the Luxembourg laws to which PayPal's handling of user Personal Information is subject (data protection and bank secrecy) require a higher degree of transparency than most other EU laws. This is why, unlike the vast majority of providers of internet-based services or financial services in the EU, PayPal has listed in this Privacy Statement the third party service providers and business partners to whom we may disclose your Personal Information, together with the purpose of disclosure and type of information disclosed. You can review those [third parties](https://www.paypal.com/ie/legalhub/paypal/third-parties-list). By accepting this Privacy Statement and maintaining an account with PayPal, you expressly agree to the transfer of your Personal Information to those third parties for the purposes listed.
Qualifications & exceptions
Agreement is stated to follow from accepting the statement and maintaining an account.
Applies to the Banking Regulations Notice for Users in the EEA.
Not stated here
The third-party list itself is linked and not part of the analyzed text.
Sharing & Disclosure · Permission or license
EEA banking notice: disclosures you direct PayPal to make to authorities and others
You agree to and direct PayPal to disclose necessary information to the police and other law enforcement, security forces, competent governmental, intergovernmental or supranational bodies, and competent agencies, departments, regulatory or self-regulatory authorities or organisations (including those in the Agencies section of the Third Party Provider List) and other third parties, including PayPal Group companies, where PayPal is legally compelled and permitted to comply (including under the Luxembourg FATCA and CRS laws), has reason to believe cooperation in investigations of fraud or other actual or potential illegal activity is appropriate, or is investigating violations of the User Agreement (including with your funding source or card provider).
Supporting quotations
Specifically, you agree to and direct PayPal to do any and all of the following with your information:
Disclose necessary information to: the police and other law enforcement agencies; security forces; competent governmental, intergovernmental or supranational bodies; competent agencies, departments, regulatory authorities, self-regulatory authorities or organisations (including, without limitation, the Agencies referenced in the "Agencies" section of the [Third Party Provider List](https://www.paypal.com/ie/legalhub/paypal/third-parties-list) and other third parties, including PayPal Group companies, that (i) we are legally compelled and permitted to comply with, including but without limitation the Luxembourg laws of 24 July 2015 on the US Foreign Account Tax Compliance Act ("FATCA Law") and 18 December 2015 on the OECD common reporting standard ("CRS Law"); (ii) we have reason to believe it is appropriate for us to cooperate with in investigations of fraud or other illegal activity or potential illegal activity, or (iii) to conduct investigations of violations of our User Agreement (including without limitation, your funding source or credit or debit card provider).
Qualifications & exceptions
The three grounds (legal compulsion, cooperation in fraud or illegal-activity investigations, investigations of User Agreement violations) are alternatives.
Applies to the EEA banking regulations notice.
Sharing & Disclosure · Permission or license
EEA banking notice: user directory, your agent and aggregated statistics
PayPal may disclose your name and PayPal link in the PayPal user directory; your details are confirmed to other users who search by your name, email address or telephone number (or part of these), so people pay the right user, and this feature can be turned off in profile settings. It may disclose necessary information to your agent or legal representative, such as a power-of-attorney holder or appointed guardian. It may also disclose aggregated statistical data to business partners or for public relations, for example the percentage of users living in a city, which it says is not tied to Personal Information.
Supporting quotations
Disclose your name and PayPal link in the PayPal user directory. Your details will be confirmed to other PayPal users in response to a user searching using your name, email address or telephone number, or part of these details. This is to ensure people make payments to the correct user. This feature can be turned off in the PayPal profile settings.
Disclose necessary information to your agent or legal representative (such as the holder of a power of attorney that you grant, or a guardian appointed for you).
Disclose aggregated statistical data with our business partners or for public relations. For example, we may disclose that a specific percentage of our users live in Manchester. However, this aggregated information is not tied to Personal Information.
Qualifications & exceptions
The directory feature can be turned off in profile settings.
Aggregated statistics are stated not to be tied to Personal Information.
Sharing & Disclosure · Permission or license
EEA banking notice: merchant integration partners and listed third parties
If you are a merchant who uses a third party to access or integrate PayPal, PayPal may disclose necessary information to that partner to facilitate and maintain the arrangement (including integration status, whether you have an active PayPal account and whether you already work with another integration partner). PayPal may disclose necessary information to payment processors, auditors, customer service providers, credit reference and fraud agencies, financial products providers, commercial partners, marketing and public relations companies, operational services providers, group companies, agencies, marketplaces and other listed third parties so it can provide the PayPal Services. The list gives non-exclusive examples, which may include their assigns and successors, of third parties, purposes and information disclosed; except as explicitly stated, those third parties are limited by law or contract from using the information for secondary purposes.
Supporting quotations
If you as a merchant use a third party to access or integrate PayPal, we may disclose to any such partner necessary information for the purpose of facilitating and maintaining such an arrangement (including, without limitation, the status of your PayPal integration, whether you have an active PayPal account and whether you may already be working with a different PayPal integration partner).
Disclose necessary information to the payment processors, auditors, customer services providers, credit reference and fraud agencies, financial products providers, commercial partners, marketing and public relations companies, operational services providers, group companies, agencies, marketplaces and other [third parties](https://www.paypal.com/ie/legalhub/paypal/third-parties-list). The purpose of this disclosure is to allow us to provide PayPal Services to you. We also set out in the list of third parties, under each " Category", non-exclusive examples of the actual third parties (which may include their assigns and successors) to whom we currently disclose your Account Information or to whom we may consider disclosing your Account Information, together with the purpose of doing so, and the actual information we disclose (except as explicitly stated, these third parties are limited by law or by contract from using the information for secondary purposes beyond the purposes for which the information was shared).
Qualifications & exceptions
The examples in the third-party list are non-exclusive.
The limit on secondary use is stated "except as explicitly stated".
Not stated here
The third-party list itself is linked and not part of the analyzed text.
Sharing & Disclosure · Permission or license
EEA banking notice: sharing account information with unaffiliated third parties for their own use
PayPal may share necessary account information with unaffiliated third parties for their use for these purposes: preventing fraud or assessing and managing risk; customer service, including servicing accounts or resolving disputes; shipping and related services for purchases made with PayPal; helping them comply with anti-money laundering and counter-terrorist financing verification requirements; and enabling service providers under contract with PayPal to support its operations, such as fraud prevention, bill collection, marketing, customer service and technology services. PayPal says its contracts require those service providers to use your information only in connection with the services they perform for PayPal and not for their own benefit.
Supporting quotations
Share necessary Account Information with unaffiliated [third parties](https://www.paypal.com/ie/legalhub/paypal/third-parties-list) for their use for the following purposes:
Fraud Prevention and Risk Management: to help prevent fraud or assess and manage risk.
Customer Service: for customer service purposes, including to help service your accounts or resolve disputes (e.g., billing or transactional).
Shipping: in connection with shipping and related services for purchases made using PayPal.
Legal Compliance: to help them comply with anti-money laundering and counter-terrorist financing verification requirements.
Service Providers: to enable service providers under contract with us to support our business operations, such as fraud prevention, bill collection, marketing, customer service and technology services. Our contracts dictate that these service providers only use your information in connection with the services they perform for us and not for their own benefit.
Qualifications & exceptions
The service provider use restriction is stated as a contractual term.
Sharing & Disclosure · Permission or license
UK notice: transfers to related entities and your acknowledgement
For users in the UK, certain information PayPal collects may need to be transferred to other PayPal companies or other entities, including payment providers, payment processors or account holders, which under their local law may be subject to laws, investigations or orders requiring disclosure to authorities. You acknowledge this, and acknowledge that PayPal may do the things listed in the following items with your information.
Supporting quotations
In order to provide the PayPal Services, certain of the information we collect (as set out in this Privacy Statement) may be required to be transferred to other PayPal related companies or other entities, including those referred to in this section in their capacity as payment providers, payment processors or account holders (or similar capacities). You acknowledge that according to their local legislation, such entities may be subject to laws, regulations, inquiries, investigations, or orders which may require the disclosure of information to the relevant authorities of the relevant country.
Specifically, you acknowledge that PayPal may do any and all of the following with your information:
Qualifications & exceptions
Unlike the EEA banking notice, this notice says you "acknowledge" the transfers and listed actions.
Sharing & Disclosure · Permission or license
UK notice: user directory, merchant integrations, your agent and aggregated statistics
For users in the UK, PayPal may disclose your name and PayPal link in the PayPal user directory, confirming your details to users who search by your name, email address or telephone number so payments go to the right user; this can be turned off in profile settings. If you are a Partner and Merchant using a third party to access or integrate PayPal, it may disclose necessary information to that third party to facilitate the arrangement. It may disclose necessary information to your agent or legal representative, and aggregated statistical data to business partners or for public relations, which it says is not tied to Personal Data.
Supporting quotations
Disclose your name and PayPal link in the PayPal user directory. Your details will be confirmed to other PayPal users in response to a user searching using your name, email address or telephone number, or part of these details. This is to ensure people make payments to the correct user. This feature can be turned off in the PayPal profile settings.
If you as a Partner and Merchant use a third party to access or integrate PayPal, we may disclose to any such third party necessary information for the purpose of facilitating and maintaining such an arrangement (including, without limitation, the status of your PayPal integration, whether you have an active PayPal account and whether you may already be working with a different PayPal integration partner).
Disclose necessary information to your agent or legal representative (such as the holder of a power of attorney that you grant, or a guardian appointed for you).
Disclose aggregated statistical data with our business partners or for public relations. For example, we may disclose that a specific percentage of our users live in Manchester. However, this aggregated information is not tied to Personal Data.
Qualifications & exceptions
The directory feature can be turned off in profile settings.
Aggregated statistics are stated not to be tied to Personal Data.
Sharing & Disclosure · Permission or license
UK notice: processors and other listed third parties
For users in the UK, PayPal may disclose necessary information to payment processors, auditors, customer service providers, credit reference and fraud agencies, financial products providers, commercial partners, marketing and public relations companies, operational services providers, group companies, agencies, marketplaces and other listed third parties so it can provide the PayPal Services. The list gives non-exclusive examples, which may include assigns and successors, of third parties, purposes and information disclosed; except as explicitly stated, those third parties are limited by law or contract from using the information for secondary purposes.
Supporting quotations
Disclose necessary information to the payment processors, auditors, customer services providers, credit reference and fraud agencies, financial products providers, commercial partners, marketing and public relations companies, operational services providers, group companies, agencies, marketplaces and other third parties listed here. The purpose of this disclosure is to allow us to provide PayPal Services to you. We also set out in the list of third parties, under each "Category", non-exclusive examples of the actual third parties (which may include their assigns and successors) to whom we currently disclose your account information or to whom we may consider disclosing your account information, together with the purpose of doing so, and the actual information we disclose (except as explicitly stated, these third parties are limited by law or by contract from using the information for secondary purposes beyond the purposes for which the information was shared).
Qualifications & exceptions
The examples in the third-party list are non-exclusive.
The limit on secondary use is stated "except as explicitly stated".
Not stated here
The third-party list itself is linked and not part of the analyzed text.
Sharing & Disclosure · Permission or license
UK notice: sharing account information with unaffiliated third parties for their own use
For users in the UK, PayPal may share necessary account information with listed unaffiliated third parties for their use for these purposes: preventing fraud or assessing and managing risk; customer service, including servicing accounts or resolving disputes; shipping and related services for purchases made with PayPal; helping them comply with anti-money laundering and counter-terrorist financing verification requirements; and enabling service providers under contract with PayPal to support its operations. PayPal says its contracts require those service providers to use your information only in connection with the services they perform for PayPal and not for their own benefit.
Supporting quotations
Share necessary account information with unaffiliated third parties (listed here) for their use for the following purposes:
Fraud Prevention and Risk Management: to help prevent fraud or assess and manage risk.
Customer Service: for customer service purposes, including to help service your accounts or resolve disputes (e.g., billing or transactional).
Shipping: in connection with shipping and related services for purchases made using PayPal.
Legal Compliance: to help them comply with anti-money laundering and counter-terrorist financing verification requirements.
Service Providers: to enable service providers under contract with us to support our business operations, such as fraud prevention, bill collection, marketing, customer service and technology services. Our contracts dictate that these service providers only use your information in connection with the services they perform for us and not for their own benefit.