Account & Service Control · Restriction or exception
You must be at least 18 and legally permitted to hold an Account; "Applicable Law" is defined
To be eligible to open or have an Account you must be at least 18, legally permitted to have an Account, and in compliance with the Agreement, Applicable Law and any other eligibility criteria Robinhood may implement from time to time. "Applicable Law" covers federal securities laws and regulations, the laws and regulations of any state or jurisdiction, rules of any applicable self-regulatory organization of which Robinhood is a member, and the rules, regulations, customs and usages of the exchange, market or clearing house where transactions are executed. Custodial Accounts for minors are addressed separately in Section 2.8.
Supporting quotations
you must be at least 18 years old, and otherwise be legally permitted to have an Account and in compliance with the terms and conditions of this Agreement and Applicable Law, as well as any other eligibility criteria we may implement from time to time
“Applicable Law” includes all federal securities laws and regulations, the applicable laws and regulations of any state or jurisdiction, the rules of any applicable self- regulatory organization of which Robinhood is a member
Qualifications & exceptions
Robinhood can add eligibility criteria from time to time.
Account & Service Control · Restriction or exception
Your Account is self-directed; you remain responsible for orders, including those placed by an AI agent
The Account is self-directed. You are solely responsible for all orders in the Account, your investment decisions and judging whether any transaction, security or strategy is suitable, except as Section 2.4 provides. All orders you enter or that are placed on your behalf are treated as based on your own decisions. The Account stays self-directed if you authorize an AI agent to place orders. Neither Robinhood nor the agent exercises investment discretion, and the agent's orders are based on parameters and instructions you configure and authorize. Section 2.4 states that Robinhood does not give investment advice or recommendations unless specifically agreed in writing and clearly identified as an individualized recommendation, and that AI agent output is not Robinhood advice. Another section defines "AI agent" as software using artificial intelligence to view Account information or place orders in your Account, whether through an API Product or within the Robinhood app.
Supporting quotations
Your Account is self-directed and, except as provided in Section 2.4 below, you are solely responsible for any and all orders placed in your Account, for your investment decisions, and for determining the suitability of any particular transaction, security, or investment strategy.
Your Account remains self-directed if you authorize an AI agent to place orders in it. Neither Robinhood nor any such agent exercises investment discretion over your Account, and all orders placed by such an agent are based on parameters and instructions you configure and authorize.
unless specifically agreed upon in writing and clearly identified by Robinhood as an individualized investment recommendation for you
The output of any AI agent is not investment advice or a recommendation by Robinhood, and Robinhood does not review, adopt, or endorse it.
an "AI agent" means software that uses artificial intelligence to view Account information or to place orders in your Account, whether you access that software through an API Product or within the Robinhood app
Qualifications & exceptions
The responsibility is "except as provided in Section 2.4".
Section 2.4: advice only if specifically agreed in writing and clearly identified as an individualized investment recommendation for you.
AI agent output is not Robinhood advice, and Robinhood does not review, adopt or endorse it, even if expressed as a recommendation.
Account & Service Control · Permission or license
You appoint Robinhood Financial as your agent to carry out your instructions on the Platform
You appoint Robinhood Financial as your agent to carry out your directions and instructions under the Agreement, including all instructions you input or deliver through the Platform. You authorize it to open or close your Account, place and withdraw orders and take other steps that are reasonable to carry out your instructions. You understand Robinhood Financial provides trading and brokerage services through the Platform and agree to receive and transmit financial information and instructions electronically through the Platform.
Supporting quotations
You appoint Robinhood Financial as your agent for the purposes of carrying out your directions and instructions to Robinhood Financial in accordance with this Agreement
You authorize Robinhood Financial to open or close your Account, place and withdraw orders and take such other steps as are reasonable to carry out your instructions or directions.
you agree to receive and transmit financial information and instructions through electronic means via the Platform
Qualifications & exceptions
Steps must be reasonable to carry out your instructions or directions.
Account & Service Control · Permission or license
Each joint owner has full authority over a Joint Account and grants the other a limited power of attorney
A Robinhood customer in good standing may open a Joint Account with one other owner who is also a customer in good standing. Each owner has full authority over the Joint Account, including receiving Account Documents, demands, confirmations, statements and other communications, and each grants the other a limited power of attorney. Each owner, or a Third Party Authorized Representative, can without prior authorization from or notice to the other owner do things such as deposit or withdraw money, securities or property, trade, terminate the Joint Account, and enable or disable features and services. Both owners are presumed able to access the Joint Account whenever either does so via the App or Website, and you consent to any action either owner takes on it. "Account Documents" is defined in Section 34.1.
Supporting quotations
A Robinhood customer in good standing may open a joint Account with one other owner who is also a Robinhood customer in good standing
Each owner of the Joint Account has full authority over the Joint Account
each owner grants to the other owner limited power of attorney with respect to the Joint Account
is entitled, without the prior authorization from or notice to the other owner, to, for example, deposit or withdraw money, securities, or other property from the Joint Account, to make trades in the Joint Account, to terminate the Joint Account
you represent that you consent to any actions taken by either Joint Account owner with respect to the Joint Account
Qualifications & exceptions
One other owner only, and both must be Robinhood customers in good standing.
No prior authorization from or notice to the other owner is needed for these actions.
Not stated here
The definition of Account Documents is in Section 34.1, outside this section.
Account & Service Control · Restriction or exception
Robinhood may restrict a Joint Account over conflicting instructions and is not liable for following one or both owners
Robinhood may place a restriction on a Joint Account if it receives conflicting instructions or there is a dispute between the owners, and may at its discretion require written instructions from all account holders. It is not responsible for judging the purpose or propriety of an instruction from any Joint Account holder, or for how payments or deliveries are divided among holders. You must promptly notify Robinhood if a Joint Account owner dies. Robinhood has no liability for loss that may arise from taking instructions from one owner or requiring instructions from both.
Supporting quotations
We may place a restriction on the Joint Account if we receive conflicting instructions or there is a dispute between the Joint Account owners.
We are not responsible for determining the purpose or propriety of an instruction we receive from any Joint Account holder
You must promptly notify Robinhood if an owner of the Joint Account dies.
Robinhood will have no liability for any loss that may arise due to taking instructions from one owner or requiring instructions from both owners.
Qualifications & exceptions
Robinhood's no-liability statement covers both following one owner's instructions and requiring both owners' instructions.
Account & Service Control · Restriction or exception
Joint Accounts are only offered with rights of survivorship, not for Louisiana residents; state law is your job
The only kind of joint ownership Robinhood offers is a Joint Account With Rights of Survivorship. A Joint Account cannot be opened if either owner is a Louisiana resident. You are responsible for understanding the state laws that apply to your account ownership, including how they affect the disposition of assets, and for making sure this ownership structure is valid in your state or states.
Supporting quotations
the only type of joint account ownership offered by Robinhood is Joint Accounts With Rights of Survivorship
You cannot open a Joint Account if either owner of the Joint Account is a resident of Louisiana.
you are responsible for understanding state laws applicable to your account ownership, including how state laws impact the disposition of assets, and for ensuring that this ownership structure is valid in your state(s)
Qualifications & exceptions
The Louisiana exclusion applies if either owner is a Louisiana resident.
Account & Service Control · Restriction or exception
A Custodial Account belongs to the Minor; the Custodian acts on the Minor's behalf and gifts are irrevocable
A Robinhood customer in good standing may open or maintain a custodial account for a minor. These accounts are governed by the UTMA or, where applicable, the UGMA of the governing state. The Minor, not the Custodian, is the client and legal owner of all assets in the Account. The person opening or maintaining the Account is the Custodian, who acts on the Minor's behalf and whose authority and responsibilities come from the applicable UTMA or UGMA and other Applicable Law. Robinhood may decline to open a Custodial Account if the Minor is ineligible under governing law or if Robinhood reasonably believes a contribution would not be a valid gift. All funds and assets contributed irrevocably become the Minor's property.
Supporting quotations
A Robinhood customer in good standing may open or maintain a custodial account for a minor
the Minor, not the Custodian, is the client and legal owner of all assets in the Account
Robinhood may decline to open a Custodial Account if the Minor is ineligible under governing law or if Robinhood reasonably believes a contribution would not constitute a valid gift.
All funds and assets contributed to the Custodial Account irrevocably become the property of the Minor.
Qualifications & exceptions
Robinhood may decline only on the stated grounds: Minor ineligibility, or a reasonable belief a contribution is not a valid gift.
Account & Service Control · Restriction or exception
At the age of termination you must request the transfer; Robinhood may restrict you, and you indemnify it
When the Minor reaches the age of termination, you must request the transfer of control. Robinhood may then restrict your access and authority, which ends its obligation to accept your instructions. You agree to provide the Minor's contact information and to indemnify and hold Robinhood harmless from all liability, including any claim by the Minor, arising from following your instructions or from the transfer of control. If you do not transfer control and register the assets in the Minor's name at termination, you authorize Robinhood, without any obligation, to make the transfer for you.
Supporting quotations
Upon the Minor reaching the age of termination, you are responsible for requesting the transfer of control.
Robinhood reserves the right to restrict your access and authority at that time, which terminates Robinhood’s obligation to accept instructions from you.
to indemnify and hold Robinhood harmless from any and all liability, including from any claim by the Minor, arising from following your instructions or the transfer of control
you authorize Robinhood (but Robinhood shall have no obligation) to effect such transfer on your behalf
Qualifications & exceptions
Robinhood's authority to transfer on your behalf is permissive; it has no obligation to do so.
Account & Service Control · User right or choice
Optional gifting link lets Donors give irrevocably to the Minor; Robinhood may suspend or reject gifts
A Custodial Account includes an optional gifting feature. If you enable it, Robinhood provides a unique gifting link for third parties ("Donors") to make irrevocable gifts to the Minor. You may disable the feature or revoke the link at any time in your account settings. Robinhood may also suspend, limit or reject gifts at any time to comply with Applicable Law or for fraud, risk or operational reasons.
Supporting quotations
Your Custodial Account includes an optional gifting feature. If you enable this feature, Robinhood will provide a unique gifting link for third parties (“Donors”) to make irrevocable gifts to the Minor.
You may disable this feature or revoke the link at any time through your account settings.
Robinhood may also suspend, limit, or reject gifts at any time to comply with Applicable Law or for fraud, risk, or operational reasons.
Qualifications & exceptions
Robinhood may suspend, limit or reject gifts "at any time", for the listed reasons.
Account & Service Control · Context
Donors can send Cash Gifts or Equity Gifts, and receive a confirmation that the gift was cash
Donors may give the Minor either Cash Gifts, deposited directly as uninvested cash, or Equity Gifts, which are functional cash contributions earmarked by a Donor for buying a specific security available on the Robinhood platform. You acknowledge that Donors receive a confirmation or invoice stating that their contribution was a gift of cash, even for an Equity Gift.
Supporting quotations
Cash Gifts, which are deposited directly into the Account as uninvested cash
Equity Gifts, which are functional cash contributions earmarked by a Donor for the purchase of a specific security available on the Robinhood platform
Donors will receive a confirmation or invoice stating that their contribution was a gift of cash
Qualifications & exceptions
An Equity Gift is cash earmarked for a security, not a transfer of the security itself.
Account & Service Control · Permission or license
Opting into Equity Gifting gives Robinhood a standing authorization to buy the earmarked security
If you opt into Equity Gifting, you establish a standing authorization for Robinhood to act as your agent. Robinhood automatically uses the cash proceeds of an incoming Equity Gift to buy the security the Donor earmarked, subject to your account parameters and Robinhood's policies. A Donor's earmark is informational only, is not a trade order and gives the Donor no authority over the Account; all trades execute solely under your authorization. You may modify parameters or disable Equity Gifting at any time, and disabling ends the standing authorization so later Equity Gifts stay as uninvested cash.
Supporting quotations
you establish a standing authorization for Robinhood to act as your agent
Robinhood will automatically use the cash proceeds of an incoming Equity Gift to purchase the security earmarked by the Donor, subject to your account parameters and Robinhood’s policies
A Donor’s earmark is informational only and is not a trade order and grants the Donor no authority over the Account.
Disabling the feature terminates your standing authorization, and subsequent Equity Gifts will remain as uninvested cash.
Qualifications & exceptions
Purchases are subject to your account parameters and Robinhood's policies.
Disabling Equity Gifting ends the authorization for later gifts.
Account & Service Control · Restriction or exception
Trust Accounts: you warrant the trust is valid, Robinhood relies on your word, and it may freeze the account
If you open or maintain an Account for a trust, you represent and warrant that the trust is active, valid and not revoked or legally restricted. Robinhood may open and administer the Trust Account relying solely on your representations and need not review the trust instrument, verify your authority or check that your actions follow the trust or fiduciary law. You must promptly notify Robinhood of any material change, including amendment, revocation or change of Trustee, and provide the correct taxpayer identification number for the Trust under Section 18, and you are told to consult a tax advisor on the right number. Robinhood may freeze the Trust Account or request updated documentation at any time.
Supporting quotations
you represent and warrant that the trust is currently active, valid, and has not been revoked or legally restricted
Robinhood may open and administer the Trust Account in reliance solely on the representations you provide and has no obligation to review the underlying trust instrument, verify your authority, or ensure your actions comply with its terms or applicable fiduciary law
You agree to promptly notify Robinhood of any material change to the Trust, including any amendment, revocation, or change in Trustee
Robinhood reserves the right to freeze the Trust Account or request updated documentation at any time.
Qualifications & exceptions
Robinhood may freeze the account or request documentation "at any time".
Account & Service Control · Restriction or exception
Trust Accounts: your instructions bind the whole trust and Robinhood may rely on any onboarded Trustee
You represent and warrant that you have full authority to bind the Trust to the Agreement and to act for it on your Account. The Agreement and your application representations govern the initial Trust Account and any later accounts opened for the same Trust. Any instruction you give is binding on the Trust and all Co-Trustees. Robinhood may accept and rely on instructions from any onboarded Trustee without the consent of another Trustee and is not responsible for checking whether instructions comply with the trust instrument or fiduciary law. No Trustee may access or act in the Trust Account until they complete Robinhood's identity verification and sign the required Trust documentation. Robinhood may restrict the Trust Account and require updated documentation after any change in Trustee identity or authority.
Supporting quotations
You represent and warrant that you have full authority to bind the Trust to this Agreement and to act on its behalf with respect to your Account.
Any instruction you give Robinhood is binding on the Trust and all Co-Trustees.
Robinhood may accept and rely on instructions from any onboarded Trustee without requiring the consent of any other Trustee and is not responsible for determining whether such instructions comply with the trust instrument or applicable fiduciary law.
No Trustee may access or act in the Trust Account until they have completed Robinhood's identity verification requirements and executed the required Trust documentation.
Robinhood may restrict the Trust Account and require updated documentation following any change in Trustee identity or authority.
Qualifications & exceptions
Reliance applies to "any onboarded Trustee"; Trustees who have not completed identity verification and documentation may not act.
Account & Service Control · Restriction or exception
Notice to one Trustee counts for the whole trust; Trustee or Grantor death triggers Section 17
Notice Robinhood sends to any single authorized Trustee is valid notice to the Trust and all Co-Trustees. On the death or incapacity of any Trustee or Grantor, Section 17 applies. Section 17 adds that a Trustee's death does not automatically close a Trust Account, that you must promptly notify Robinhood of the death of any Trustee or Grantor, that on notice of a Trustee's death Robinhood may immediately restrict that Trustee's access and the Trust Account generally until a successor Trustee is onboarded, and that on notice of a Grantor's death it may restrict the Trust Account pending review of updated trust documentation.
Supporting quotations
Upon the death or incapacity of any Trustee or Grantor, Section 17 of this Agreement applies.
Notice sent by Robinhood to any single authorized Trustee constitutes valid notice to the Trust and all Co-Trustees.
The death of a Trustee does not automatically close a Trust Account. You agree to promptly notify Robinhood of the death of any Trustee or Grantor.
Robinhood may immediately restrict that Trustee's access to the Trust Account and may restrict the Trust Account generally until successor Trustee onboarding is complete.
Qualifications & exceptions
Section 17 text on estate representatives and survivors of an individual customer is separate and not summarized in this card.
Account & Service Control · Restriction or exception
Information you give must be true and kept current within ten days; documents are Robinhood's property
Information you give Robinhood about your Account, application or services must be complete, true, accurate and correct, and you represent and warrant that. You acknowledge that knowingly giving false information to induce Robinhood to extend credit is a federal crime. If information you provided changes, you must tell Robinhood in writing within ten days. You agree that the Agreement, the account application and other documents you furnish in connection with your Account are Robinhood's property.
Supporting quotations
you represent and warrant that such information is complete, true, accurate, and correct
knowingly giving false information for the purpose of inducing Robinhood to extend credit is a federal crime
If any information that you have provided to Robinhood changes, you agree to promptly notify Robinhood of such changes in writing within ten days.
this Agreement, the account application, and any other document you furnish in connection with your Account is Robinhood’s property
Qualifications & exceptions
The ten-day period runs from the change in information and the notice must be written.
Account & Service Control · Restriction or exception
You warrant you are an adult, authorized, and the sole owner of the Account
You represent and warrant that you are at least 18 and of legal age where you live, that you are authorized to enter into the Agreement, and that you are the sole owner of the Account with no other person having any interest in it. The following warranties on the same list are explained in the next section.
Supporting quotations
You represent and warrant that:
You are at least 18 years old, and you are of legal age under the laws of the jurisdiction where you reside.
You are authorized to enter into this Agreement.
You are the sole owner of the Account. No other person has any interest in the Account opened pursuant to this Agreement.
Qualifications & exceptions
These warranties sit alongside the Joint, Custodial and Trust Account provisions, which describe other ownership structures.
Not stated here
The sole-owner warranty and the Joint, Custodial and Trust Account sections describe different account types; the text does not say how they interact beyond their own terms.
Account & Service Control · Restriction or exception
You warrant neither you nor your family works in the securities industry (unless disclosed) and must report changes
Unless you have disclosed otherwise to Robinhood in writing, you warrant that neither you nor any member of your immediate family is an employee of an exchange, a company majority-owned by an exchange, a member of an exchange or self-regulatory organization, a member of a firm or member corporation registered on an exchange, a bank, trust company or insurance company, or any firm or individual dealing in securities as a broker-dealer or principal. You must promptly notify Robinhood in writing if you or an immediate family member becomes registered or employed in any of those capacities.
Supporting quotations
Except as otherwise disclosed to Robinhood in writing, neither you nor any member of your immediate family is an employee of any exchange
a bank, trust company, insurance company or any corporation, firm or individual engaged in the business of dealing either as a broker-dealer or as principal in securities
You agree to promptly notify Robinhood in writing if you or a member of your immediate family becomes registered or employed in any of the above- described capacities.
Qualifications & exceptions
The warranty applies "except as otherwise disclosed to Robinhood in writing" and covers immediate family members.
Account & Service Control · Restriction or exception
You warrant you are not a Securities Professional or a public-company officer, director or 10% holder
You represent that you are not a "Securities Professional" as defined in the Market Data Addendum and that you use the Account for your own personal, non-business purposes. The Addendum defines a Nonprofessional Subscriber as a natural person who receives market data solely for personal, non-business use and who is not a Securities Professional. You also warrant that you are not an officer, director or 10% stockholder of any publicly traded company.
Supporting quotations
You are not a “Securities Professional” (as defined in the Market Data Addendum), and you are using the Account for your own personal, non-business, use.
You are not an officer, director, or 10% stockholder of any publicly traded company.
"Nonprofessional Subscriber" means any natural person who receives market data solely for his/her personal, non- business use and who is not a “Securities Professional.”
Qualifications & exceptions
The Securities Professional definition is in the Market Data Addendum, and the saved text of its list continues in later blocks.
Account & Service Control · Restriction or exception
You warrant your Account property is freely tradable with no lockup or similar restrictions
You represent that Property in your Account is freely tradable and that no contractual, lockup, blackout or other restrictions limit your ability to trade or loan it. "Property" is defined elsewhere in the Agreement.
Supporting quotations
Property (as defined below) in your Account is freely tradable and there are no contractual, lockup, blackout or other restrictions on your ability to trade or loan the Property.
Qualifications & exceptions
Property is defined elsewhere ("as defined below"), so the scope depends on that definition.
Account & Service Control · User right or choice
Defaulted service preferences are optional and you control them once your Account is open
Your Account comes with many defaulted service instruction features and preferences. You are not required to use those defaults and, once the Account is approved and opened, you have sole discretion to control and adjust the defaulted service preferences that relate to your Account.
Supporting quotations
You understand that you are not required to use these defaulted options or preferences and that once your Account is approved and opened, you have the sole discretion to control and adjust such defaulted service preferences that relate to your account.
Qualifications & exceptions
The choice applies once the Account is approved and opened.
Account & Service Control · Restriction or exception
You must know the rights, terms and expiration dates of your securities; Robinhood need not alert you
You are solely responsible for knowing the rights and terms of securities you buy, sell and hold, including mergers, reorganizations, splits, name or symbol changes, dividends, option symbols and option deliverables. Certain securities, such as bonds, convertibles, warrants, rights and securities subject to exchange offers or tenders, may carry valuable rights that expire unless you act, and you must know all expiration and redemption dates and when rights may expire or be called, cancelled or modified. Robinhood may notify you of upcoming dates or act for you, but is not obligated to, and does not act without specific instructions, except as required by law and regulatory rules.
Supporting quotations
You are solely responsible for knowing the rights and terms for all securities purchased, sold and maintained in your Account
you are solely responsible for knowing all expiration dates, redemption dates, and the circumstances under which rights associated with your securities or Property may expire or be called, cancelled, or modified
Robinhood may, but is not obligated to, notify you of any upcoming expiration or redemption dates, or take any action on your behalf without specific instructions, except as required by law and the rules of regulatory authorities.
Qualifications & exceptions
Robinhood's notice and action are optional, with an exception for what law and regulatory rules require.
Account & Service Control · Restriction or exception
Confirmations and statements bind you unless you object within two or ten days
You must promptly review order execution confirmations and Account statements. They are binding on you unless you object within two days of the date confirmations are sent or within ten days after statements are sent. An objection may be oral or written, but an oral objection must be confirmed in writing immediately. Robinhood reserves the right to determine whether your objection is valid. If you object to a transaction for any reason, you must act to limit losses and bear sole responsibility for losses relating to it, even if your objection is ultimately found valid. This does not limit your other responsibilities under the Agreement.
Supporting quotations
These documents will be considered binding on you unless you notify us of an objection within two days from the date confirmations are sent or within ten days after Account statements are sent.
Such objection may be oral or in writing, but any oral objection must be immediately confirmed in writing.
In all cases, Robinhood reserves the right to determine the validity of your objection.
you will bear sole responsibility for any losses relating to the transaction, even if your objection to the transaction is ultimately determined to be valid
Qualifications & exceptions
Two days runs from when confirmations are sent; ten days from when statements are sent.
You bear losses relating to an objected-to transaction even if the objection is later determined valid.
Cross-references
contrast (model-proposed): You must review Account Documents and object in writing within five days or they are treated as accurate — contrast: Section 4.6 sets two days (confirmations) and ten days (statements) to object, while Section 34.2 sets five days from delivery (or another stated time) to object to Account Documents, which include statements and trade confirmations. The text does not say which period governs a statement or confirmation delivered electronically.
Account & Service Control · Permission or license
Robinhood can discontinue your Account or services immediately on written notice, including for inappropriate conduct
Robinhood may discontinue your Account or any services related to it immediately by giving you written notice. It does not tolerate foul or abusive language, physical violence, threatening behavior or other inappropriate conduct toward Robinhood or its or its Affiliates' officers, employees, contractors or customers. Such behavior, as determined by Robinhood in its sole discretion, may result in discontinuation of your Account.
Supporting quotations
Robinhood may discontinue your Account or any services related to your Account immediately by providing written notice to you.
Robinhood will not tolerate any foul or abusive language, physical violence, threatening behavior, or other inappropriate conduct directed toward Robinhood or its or its Affiliates’ officers, employees, contractors, or customers.
Any such behavior, as determined by Robinhood in its sole discretion, may result in the discontinuation of your Account.
Qualifications & exceptions
Discontinuation requires written notice but takes effect immediately; no cause is required by this sentence.
Whether conduct is inappropriate is determined by Robinhood in its sole discretion.
Account & Service Control · Permission or license
On discontinuance Robinhood may liquidate your Property and close the Account, and is not liable for resulting Losses
If Robinhood discontinues your Account or related services, you authorize it to liquidate any Property in your Account and send you the net proceeds after satisfying any Obligations, and to close your Account. This is in addition to Robinhood's other rights. "Obligations" covers all indebtedness, debit balances, liabilities and other obligations of any kind that you owe Robinhood, existing now or arising later. Robinhood is not responsible for Losses caused by discontinuing the Account or services, liquidating Property or closing the Account, including tax liabilities.
Supporting quotations
Robinhood is authorized to (i) liquidate any Property in your Account and send you any net proceeds (after satisfying any Obligations), and (ii) close your Account.
“Obligations” includes all indebtedness, debit balances, liabilities, or other obligations of any kind of you to Robinhood, whether now existing or hereafter arising.
Robinhood will not be responsible for any Losses caused by Robinhood discontinuing your Account or any services, or any liquidation of your Property, or closure of your Account, including any tax liabilities.
Qualifications & exceptions
Net proceeds are sent only after Obligations are satisfied.
The no-responsibility statement expressly includes tax liabilities.
Account & Service Control · Restriction or exception
You may use the Platform only for personal, non-business, non-commercial purposes
You may use the Platform only for your own personal, non-business, non-commercial use.
Supporting quotations
You may only use the Platform for your own personal, non-business, non-commercial use.
Account & Service Control · Restriction or exception
You agree to the terms of Robinhood promotions you join, which may have significant limits
You agree to the terms or conditions of any Robinhood promotions program you participate in, including the Robinhood Stock Referral Program. Such promotions may have significant limitations on eligibility or rewards.
Supporting quotations
You agree to the terms or conditions of any Robinhood promotions programs that you participate in, including but not limited to the Robinhood Stock Referral Program.
any such promotions may have significant limitations on eligibility or rewards
Qualifications & exceptions
The terms of each promotion are separate from this text and are not reproduced here.
Not stated here
The promotions programs' own terms are not supplied in this saved text.
Account & Service Control · Permission or license
Robinhood may allow a Third Party Authorized Representative; you bear the risk and their orders count as yours
Robinhood may, in its sole discretion and subject to conditions it may require, let you appoint a duly authorized representative or agent (a "Third Party Authorized Representative"). You are solely responsible for the risks of that representative, including their actions, decisions and conduct. You instruct Robinhood to treat the representative's orders and instructions as coming from you and to assume they are valid and authorized without further inquiry. An AI agent is not a Third Party Authorized Representative for this Section.
Supporting quotations
Robinhood may in its sole discretion from time to time permit you to appoint your duly authorized representative or agent to act on your behalf with respect to your Account
You are solely responsible for any risks associated with your Third Party Authorized Representative
to assume that such order and instruction is valid and authorized without further inquiry
An AI agent is not a Third Party Authorized Representative for purposes of this Section.
Qualifications & exceptions
Appointment is at Robinhood's sole discretion and subject to conditions it may require.
An AI agent is excluded from this category.
Account & Service Control · Restriction or exception
Robinhood will not verify a representative's authority, and you are bound and irrevocably ratify their actions
Robinhood is not responsible for determining, and will not determine, whether a Third Party Authorized Representative has authority to act generally or specifically on your Account or Property, or the validity of their status or capacity. You are bound by any order or instruction the representative gives and irrevocably ratify any action they take in connection with your Account.
Supporting quotations
Robinhood is not responsible for determining and will not determine whether any Third Party Authorized Representative has authority to perform any actions generally or specifically with respect to your Account or your Property
You will be bound by any order or instruction given by your Third Party Authorized Representative, and irrevocably ratify any action taken by your Third Party Authorized Representative connected with your Account.
Account & Service Control · Restriction or exception
You must have and keep the latest Robinhood App; Robinhood is not responsible for losses from outdated software
To keep an account on the Platform you must download, or on Robinhood's request be able to download, the Mobile App for security or other account-related purposes. Robinhood will release App updates from time to time and you are responsible for downloading and upgrading your software and keeping the latest App version on your mobile device. Not doing so may show you out-of-date, missing or incorrect content, including important disclosures and agreement updates, and may affect your access to your Account. Robinhood is not responsible for Losses caused by outdated software or failure to download the App.
Supporting quotations
Robinhood requires that to maintain an account on the Platform, you must download, or upon Robinhood’s request, be able to download, the Mobile App to your mobile device
you are responsible for downloading and upgrading your software and maintaining the latest version of the App on your mobile device
Failing to do so may result in you encountering content that contains out-of-date, missing or incorrect information including, among other things, important disclosures and agreement updates, and may impact your ability to access your Account.
Robinhood will not be responsible for any Losses caused by your use of outdated software or failure to download the App on your mobile device.
Qualifications & exceptions
The download requirement is stated as a condition for maintaining an account on the Platform for certain security or other account-related purposes.
Account & Service Control · Restriction or exception
Robinhood may restrict your Account and cancel orders for sanctioned or restricted jurisdictions
You consent to Robinhood restricting your Account or sub-accounts and canceling pending orders to the extent Robinhood believes you are accessing them from a jurisdiction subject to comprehensive OFAC sanctions or any jurisdiction where Robinhood has made a risk-based decision to restrict use of its application and website. If that happens you should contact help@robinhood.com and may be asked for supplemental information. You must notify Robinhood and close your Account or sub-accounts before establishing residency in any jurisdiction subject to U.S. sanctions. Robinhood is not liable for Losses, including trading losses, from these measures.
Supporting quotations
you acknowledge and consent to Robinhood restricting your Account and/or any sub-accounts and canceling any pending orders to the extent Robinhood believes you are accessing these from (1) a jurisdiction that is subject to comprehensive sanctions by OFAC or (2) any jurisdiction Robinhood has made a risk-based decision to restrict access to use of its application and website
you agree that you will notify Robinhood and close your Account and/or any subaccounts before establishing residency in any jurisdiction subject to U.S. sanctions
Robinhood is not liable for any Losses, including any trading losses, that you may suffer as a result of the foregoing.
Qualifications & exceptions
The restriction applies to the extent Robinhood believes you are accessing from a sanctioned or restricted jurisdiction.
Robinhood's non-liability expressly includes trading losses.
Account & Service Control · Restriction or exception
You certify you are not a Politically Exposed Person and must report if you become one
You represent and warrant that you are not a Politically Exposed Person (PEP). If you are or become a PEP while holding an Account or sub-accounts, you must immediately notify Robinhood and submit to any due diligence measures it considers appropriate. A PEP is a person who is or was, or is an immediate family member (spouse, parent, sibling, child, in-law or dependent) or close associate of, a senior non-U.S. government official in the executive, legislative, administrative, military or judicial branches, a senior official of a major non-U.S. political party, a senior executive of a non-U.S. government-owned entity, or a foreign individual entrusted with a prominent public function. A senior official or executive has substantial authority over policy, operations or government-owned resources.
Supporting quotations
You represent and warrant that you are not a PEP. To the extent you are or become a PEP in the future while you hold your Account or any subaccounts at Robinhood, you represent and warrant that you will immediately notify Robinhood and subject yourself to any due diligence measures deemed appropriate by Robinhood.
A PEP is an individual who is/was or is an immediate family member (spouse, parent, sibling, children, in- law, or dependent) or close associate
A senior official or executive includes an individual with substantial authority over policy, operations, or the use of government-owned resources.
Qualifications & exceptions
PEP status covers family members and close associates, not only the officials themselves.
Account & Service Control · Procedure
Reactivating an Account after a full transfer-out rescinds the transfer and stops credit balances moving
If you ask to transfer all assets from an Account to another brokerage firm and then reactivate the Account, you are rescinding any instruction to transfer securities or other assets from the Account and instructing Robinhood not to transfer credit balances that accrue in the Account to the other firm.
Supporting quotations
if you request that all assets be transferred from an Account to another brokerage firm and subsequently reactivate that Account, you are (i) rescinding any instruction to transfer securities or other assets from the Account and (ii) instructing Robinhood not to transfer credit balances that accrue in the Account to the other brokerage firm
Account & Service Control · Company practice
Robinhood may apply risk controls that queue or cancel your orders
Robinhood may implement certain risk controls to help minimize adverse market impact. As a result your order may be queued and/or cancelled.
Supporting quotations
Robinhood may implement certain risk controls to assist in minimizing adverse market impact. This may result in your order being queued and/or cancelled.
Not stated here
The text does not say what the risk controls are or what triggers them.
Account & Service Control · Permission or license
Robinhood may restrict access, deposits, withdrawals, trading or terminate your Account at any time without notice
Robinhood may at any time, at its sole discretion and without prior notice, prohibit or restrict your access to the Platform or related services, restrict your ability to deposit, withdraw or trade securities, or terminate your Account. Closing the Account does not affect rights or obligations either party incurred before the closing date.
Supporting quotations
Robinhood may at any time, at its sole discretion and without prior notice to you: (i) prohibit or restrict your access to the use of the Platform or related services; (ii) restrict your ability to deposit or withdrawal funds, or trade securities in your Account, or (iii) terminate your Account.
The closing of your Account will not affect the rights or obligations of either party that are incurred prior to the date your Account is closed.
Qualifications & exceptions
No prior notice is required and no cause is stated for these measures.
Rights and obligations incurred before closing survive closure.
Account & Service Control · Permission or license
Robinhood may restrict withdrawals or trading on suspicion of fraud or disputes and is not liable for the result
Robinhood may restrict an Account from withdrawals or trading for reasons that include, but are not limited to, reasonable suspicion of fraud, diminished capacity or inappropriate activity, or reasonable notice that ownership of some or all of the assets is in dispute. Robinhood is not liable for any loss you may incur because it refuses to permit a deposit, withdrawal or transaction.
Supporting quotations
Robinhood may restrict your Account from withdrawals or trading for, but not limited to, the following reasons: if there is a reasonable suspicion of fraud, diminished capacity, inappropriate activity, or if Robinhood receives reasonable notice that ownership of some or all of the assets in your Account are in dispute.
Robinhood shall not be liable for any loss that you may incur due to Robinhood’s refusal to permit any deposit, withdrawal or transaction.
Qualifications & exceptions
The listed reasons are examples ("but not limited to").
Account & Service Control · Restriction or exception
After your death, your estate or survivors must notify Robinhood, which may restrict the Account and demand papers
If you die, the representative of your estate or the survivor or survivors must immediately give Robinhood written notice. Before or after receiving notice, Robinhood may take proceedings, require papers and inheritance or estate tax waivers, keep a portion of the Account and restrict transactions as it deems advisable to protect itself against tax, liability, penalty or loss under present or future laws or otherwise.
Supporting quotations
in the event of your death, the representative of your estate or the survivor or survivors shall immediately give Robinhood written notice thereof
Robinhood may, before or after receiving such notice, take such proceedings, require such papers and inheritance or estate tax waivers, retain such portion of, or restrict transactions in the Account as Robinhood may deem advisable to protect Robinhood against any tax, liability, penalty or loss
Qualifications & exceptions
Protective steps may be taken before or after notice is received.
Account & Service Control · Restriction or exception
A Trustee's death does not close a Trust Account, but Robinhood may restrict it until successors are onboarded
The death of a Trustee does not automatically close a Trust Account. You must promptly notify Robinhood of the death of any Trustee or Grantor. On notice of a Trustee's death Robinhood may immediately restrict that Trustee's access and may restrict the Trust Account generally until successor Trustee onboarding is complete. On notice of a Grantor's death it may restrict the Trust Account pending review of updated trust documentation showing any change in the trust's revocability, beneficiaries or terms triggered by the death.
Supporting quotations
The death of a Trustee does not automatically close a Trust Account.
Upon receipt of notice of a Trustee's death, Robinhood may immediately restrict that Trustee's access to the Trust Account and may restrict the Trust Account generally until successor Trustee onboarding is complete.
Upon receipt of notice of a Grantor's death, Robinhood may restrict the Trust Account pending review of updated trust documentation
Account & Service Control · Restriction or exception
Fractional Shares are supported for exchange-listed securities, not OTC stocks, and may be sold on delisting
Robinhood may permit holding or trading a fraction of a share ("Fractional Shares"). It supports Fractional Shares only for national exchange-listed securities ("NMS Securities") and not for stocks traded over the counter. If an NMS Security is delisted, or an OTC stock has a corporate action resulting in fractional shares, Robinhood may sell any fractional portion of the OTC security.
Supporting quotations
Robinhood may permit the holding or trading of a fraction of a share of a security (“Fractional Shares”) in your Account.
Robinhood only supports the holding or trading of Fractional Shares for national exchange-listed securities (“NMS Securities”), and not for stocks traded over the counter (“OTC”).
Robinhood may sell any fractional portion of the OTC security.
Qualifications & exceptions
The sale right is stated for the fractional portion of an OTC security.
Account & Service Control · Restriction or exception
Fractional Shares are limited to exchange-listed securities; OTC fractional portions may be sold
Robinhood supports holding or trading Fractional Shares only for national exchange-listed securities ("NMS Securities"), not stocks traded over the counter. If an NMS Security is delisted, or an OTC stock has a corporate action that produces fractional shares, Robinhood may sell any fractional portion of the OTC security.
Supporting quotations
Robinhood only supports the holding or trading of Fractional Shares for national exchange-listed securities (“NMS Securities”), and not for stocks traded over the counter (“OTC”).
Robinhood may sell any fractional portion of the OTC security.
Account & Service Control · Company practice
Proxy votes on Fractional Shares are aggregated by a vendor and the issuer may not fully count them
A vendor employed by Robinhood aggregates proxy votes on Fractional Shares of Robinhood's customers with all votes reported to the issuer or its vote tabulator. Although the vendor reports the votes, the issuer or tabulator may not fully count them.
Supporting quotations
a vendor employed by Robinhood will aggregate any proxy votes for Fractional Shares of Robinhood’s customers with all votes reported to the issuer or issuer’s designated vote tabulator
the issuer or tabulator may not fully count such votes
Qualifications & exceptions
The statement is that votes "may not" be fully counted by the issuer or tabulator.
Account & Service Control · Restriction or exception
Fractional Shares are illiquid outside Robinhood, cannot transfer in kind and are liquidated on transfer or closure
Fractional Shares in your Account are unrecognized, unmarketable and illiquid outside the Robinhood platform, cannot be transferred in kind, and can only be liquidated with proceeds withdrawn or transferred out. Subject to applicable requirements, Robinhood may report holdings and transactions in U.S. Dollars, shares or both. Because Fractional Share positions cannot be transferred, reorganized or issued in certificate form, your partial interest will be liquidated, without commission charges to you, at prevailing market prices if your Account is transferred or closed, the stock is reorganized, or certificates are ordered out. Timing of such liquidations is at Robinhood's discretion.
Supporting quotations
Fractional Shares within your Account (i) are unrecognized, unmarketable, and illiquid outside the Robinhood platform, (ii) are not transferable in-kind, and (iii) may only be liquidated and the proceeds withdrawn or transferred out.
your partial interest will be liquidated, without commission charges to you, at prevailing market prices in the event your Account is transferred or closed, the stock is reorganized, or stock certificates are ordered out of your Account
The timing of such liquidations will be at the discretion of Robinhood.
Qualifications & exceptions
Liquidation happens without commission charges but at prevailing market prices, with timing at Robinhood's discretion.
Account & Service Control · Procedure
DRIP enrollment activates within three Business Days and covers securities available for fractional investing
The Dividend Reinvestment Program (DRIP) terms apply only if you are enrolled. Enrollment is activated within three Business Days after you tell Robinhood through the Platform that you want to enroll an eligible security. "Eligible Security" means all shares available for fractional investing through Robinhood, and to be eligible for dividend reinvestment the securities must be held in your Account.
Supporting quotations
the provisions of this Section will only apply if you are enrolled in Robinhood’s Dividend Reinvestment Program (“DRIP”)
Your enrollment in the DRIP will be activated within three Business Days after you notify Robinhood of your intention to enroll an eligible security through the Platform.
“Eligible Security” means all shares available for fractional investing through Robinhood.
Qualifications & exceptions
The section applies "except as expressly stated otherwise" only if you are enrolled in the DRIP.
Account & Service Control · User right or choice
You can enroll chosen securities or all Eligible Securities; Robinhood or law can remove one from the DRIP
You may enroll individual securities or have all Eligible Securities in your Account enrolled. If you choose all, individual securities may later stop being Eligible Securities at Robinhood's discretion or under applicable law, and only those securities are discontinued from the DRIP. If you choose individual securities you may add others at any time if you hold a position, effective within three Business Days after Robinhood receives your notice. If you have open orders for securities you do not already hold, you cannot enroll them until the orders execute. If your whole Account is set up for dividend reinvestment, Eligible Securities you buy later participate automatically.
Supporting quotations
You may specify individual securities or have all Eligible Securities in your Account enrolled for dividend reinvestment.
individual securities could subsequently no longer be Eligible Securities at Robinhood’s discretion or under applicable
Enrollment with respect to these additional Eligible Securities will be effective within three Business Days after Robinhood receives notification from you through the Platform.
If you maintain open orders for securities you do not already hold, you may not enroll those securities for dividend reinvestment until your open orders are executed.
If your entire Account is set up for dividend reinvestment, any Eligible Securities you purchase in the future will automatically participate in the DRIP.
Qualifications & exceptions
Removal of a security from eligibility can happen at Robinhood's discretion or under applicable law.
Account & Service Control · User right or choice
You can end DRIP participation by notice; three Business Days' notice before the record date is needed
You may terminate your DRIP participation, or the enrollment of individual securities, at any time by giving notice through the Platform. Termination takes effect before the next Eligible Cash Distribution if your notice was received at least three Business Days before that distribution's record date. Your notice does not affect obligations from transactions initiated before Robinhood received and processed it.
Supporting quotations
You may terminate your participation in the DRIP, or the enrollment of individual securities in the DRIP, at any time by giving notice through the Platform.
Termination will take effect prior to the next Eligible Cash Distribution provided your notice to terminate was received at least three Business Days prior to the record date of that distribution.
will not affect any obligations that may result from transactions initiated prior to Robinhood’s receipt and processing of your notice
Qualifications & exceptions
Timing depends on receipt at least three Business Days before the record date.
Account & Service Control · Restriction or exception
DRIP fractions earn future dividends, but corporate actions may pay whole shares and cash in lieu
Dividend reinvestment may leave you with interests in Fractional Shares. You are entitled to future dividends on them, although other corporate actions may allocate only whole shares and cash in lieu of Fractional Shares, as the issuer determines. In mandatory corporate reorganizations your partial interest is handled under the reorganization's specific terms. In voluntary corporate reorganizations Robinhood acts on your instructions only for your whole shares.
Supporting quotations
You will be entitled to receive future dividend payments on your Fractional Shares, although other corporate actions may result in allocation of only whole shares and cash in lieu of Fractional Shares as determined by the issuer.
In mandatory corporate reorganizations, your partial interest will be handled according to the specific terms of the reorganization.
In voluntary corporate reorganizations, Robinhood will act on your instructions with respect only to your whole shares.
Qualifications & exceptions
In voluntary reorganizations Robinhood acts only on instructions for whole shares.
Account & Service Control · Restriction or exception
DRIP fractional positions are liquidated without commission if the Account is transferred, closed or reorganized
Because Fractional Share positions cannot be transferred, reorganized or issued in certificate form, your partial interest will be liquidated, without commission, at prevailing market prices if your Account is transferred or closed, the stock is reorganized, or certificates are ordered out. Timing of the liquidation is at Robinhood's discretion.
Supporting quotations
your partial interest will be liquidated, without commission charges to you, at prevailing market prices in the event your Account is transferred or closed, the stock is reorganized, or stock certificates are ordered out of your Account
The timing of such liquidations will be at the discretion of Robinhood.
Account & Service Control · User right or choice
You can delete recurring investments by notice; deletion inside two Business Days waits one more order
You may delete recurring investments at any time by giving notice through the Platform. Deletion takes effect before the next scheduled RI order, unless the request is made fewer than two Business Days before the next recurring investment, in which case it takes effect before the following RI order. If the Platform makes it available you may also pause or skip a specific RI order. Your notice does not affect obligations from transactions initiated before Robinhood received and processed it.
Supporting quotations
You may delete your recurring investments at any time by giving notice through the Platform.
unless the request to delete is made fewer than two Business Days prior to the next recurring investment, in which case the request to delete will take effect prior to the following RI order
If the Platform makes this option available, you may also pause or skip a specific RI order.
Qualifications & exceptions
Pause or skip is available only if the Platform makes the option available.
Account & Service Control · Restriction or exception
RI fractions earn future dividends, but corporate actions may pay whole shares and cash in lieu
Recurring investments may leave you with Fractional Shares. You are entitled to future dividends on them, although other corporate actions may allocate only whole shares and cash in lieu of fractions as the issuer determines. In mandatory corporate reorganizations your partial interest is handled under the reorganization's terms. In voluntary reorganizations Robinhood acts on your instructions only for your whole shares.
Supporting quotations
You will be entitled to receive future dividend payments on your Fractional Shares, although other corporate actions may result in allocation of only whole shares and cash in lieu of fractions as determined by the issuer.
In voluntary corporate reorganizations, Robinhood will act on your instructions with respect only to your whole shares.
Qualifications & exceptions
In voluntary reorganizations Robinhood acts only on instructions for whole shares.
Account & Service Control · Restriction or exception
Recurring Investment fractions are liquidated without commission if the Account is transferred or closed
Because fractional share positions cannot be transferred, reorganized or issued in certificate form, your partial interest will be liquidated, without commission, at prevailing market prices if your Account is transferred or closed, the stock is reorganized, or certificates are ordered out. Timing is at Robinhood's discretion.
Supporting quotations
your partial interest will be liquidated, without commission charges to you, at prevailing market prices in the event your Account is transferred or closed, the stock is reorganized, or stock certificates are ordered out of your Account
The timing of such liquidations will be at the discretion of Robinhood.
Account & Service Control · Restriction or exception
Robinhood may offer an API and MCP server to third parties, and you may not use it or build products without consent
Robinhood may, in its sole discretion, provide third parties ("API Licensees") with an application programming interface and related materials, including through a Model Context Protocol (MCP) server hosted by Robinhood or an affiliate (the "API Package"), so their products ("Licensee Products") can make available features of Robinhood's apps, websites or technology platform. The API Package and Licensee Products together are the "API Products". You may not use the API Package or develop Licensee Products without Robinhood's express written consent, which it may decline in its sole discretion.
Supporting quotations
Robinhood may, in Robinhood’s sole discretion, provide third parties with an application programming interface (“API”) and other materials, including through a Model Context Protocol (“MCP”) server hosted by Robinhood or one of its affiliates
The API Package and the Licensee Products are collectively referred to as the “API Products”.
You may not use the API Package or develop Licensee Products without Robinhood’s express written consent (and Robinhood may decline any such request for use or development in its sole discretion).
Qualifications & exceptions
Consent must be express and written, and Robinhood may refuse in its sole discretion.
Account & Service Control · Restriction or exception
Robinhood may terminate your account or disable API/MCP connectivity for any reason, which is not guaranteed
Under Section 4.10 Robinhood has discretion to terminate your account or disable your API/MCP connectivity for any reason, including excessive market data usage. If there is a disruption you should try to place orders through the App or Website, because API/MCP connectivity is not guaranteed. Section 4.10 itself says Robinhood may discontinue an Account or services immediately by written notice.
Supporting quotations
Per Section 4.10 of this Agreement, Robinhood has the discretion to terminate your account or disable your API/MCP connectivity for any reason, including, but not limited to, excessive market data usage.
In the event of a disruption, you should attempt to place orders through our App or Website, as they API/MCP connectivity is not guaranteed.
Qualifications & exceptions
Excessive market data usage is an example reason ("including, but not limited to").
Account & Service Control · Context
"AI agent" and "Agentic Account" are defined, and Sections 2.3, 2.4, 4.13, 20 and 35 also apply
An "AI agent" is software that uses artificial intelligence to view Account information or place orders in your Account, whether accessed through an API Product or within the Robinhood app. An "Agentic Account" is a brokerage Account you open so an AI agent can view Account information and place orders, and it is subject to an account agreement specific to that account type. Section 29.8 applies to your use of any AI agent, and Sections 2.3, 2.4, 4.13, 20 and 35 also apply. Those cover self-directed accounts, no investment advice, third-party authorized representatives, fees, and recording and monitoring of communications.
Supporting quotations
an "AI agent" means software that uses artificial intelligence to view Account information or to place orders in your Account, whether you access that software through an API Product or within the Robinhood app
an "Agentic Account" means a brokerage Account that you open for the purpose of permitting an AI agent to view Account information and place orders in it and that is subject to an account agreement specific to that account type
This Section applies to your use of any AI agent. Sections 2.3, 2.4, 4.13, 20, and 35 also apply.
Qualifications & exceptions
Section 29.8 applies to use of any AI agent, not only to Agentic Accounts.
Not stated here
The account agreement specific to Agentic Accounts is not part of this saved text.
Account & Service Control · Restriction or exception
You are solely responsible for AI agent instructions and orders; revoking the agent does not undo earlier instructions
When you give instructions to an AI agent you are solely responsible for your investment decisions and for orders placed under them. Instructions entered through an AI agent are treated as your own investment decisions, and Robinhood is not liable for your investment choices or for losses from them. You are solely responsible for deciding suitability and for reviewing and verifying all details of instructions and transactions, and should review all actions your agent proposes. Your agent may override your ability to review proposed actions to the extent you prompt or instruct it to. You may revoke the agent's access at any time, but you remain bound by, and Robinhood need not cancel, reverse or unwind, any instruction the agent submitted and Robinhood received before the revocation is processed.
Supporting quotations
you are solely responsible for your investment decisions and for any orders placed in your Account pursuant to such instructions
Robinhood will not be liable for any of your investment choices or for any losses resulting from such instructions
You understand that your AI agent may override your ability to review any actions proposed by your AI agent to the extent that you prompt or instruct your AI agent to do so.
You may revoke any such AI agent's access at any time; provided, however, that you shall remain bound by, and Robinhood shall have no obligation to cancel, reverse, or unwind, any instruction submitted by such agent and received by Robinhood prior to the effective processing of such revocation.
Qualifications & exceptions
Review can be overridden by the agent only to the extent you prompt or instruct it to.
Revocation does not reach instructions received before it is effectively processed.
Account & Service Control · Restriction or exception
AI agent errors and malfunctions are your risk, and authenticated agent instructions are final on receipt
You acknowledge AI agents may misinterpret prompts, generate erroneous, fabricated or unintended outputs, experience latency, disconnection or other malfunction, and behave in ways you did not intend. Despite that, any instruction submitted to Robinhood from an authenticated session of your AI agent is final and binding on you upon receipt, and Robinhood has no liability for Losses arising from any such error, malfunction or unintended agent behavior.
Supporting quotations
AI agents may misinterpret your prompts, generate erroneous, fabricated, or unintended outputs, experience latency, disconnection, or other malfunction, and otherwise behave in ways you did not intend or anticipate
any instruction submitted to Robinhood from an authenticated session of your AI agent shall be final and binding upon you upon receipt by Robinhood
Robinhood shall have no liability for any Losses arising out of or relating to any such error, malfunction, or unintended behavior of your AI agent
Qualifications & exceptions
Finality attaches to instructions from an authenticated session of your AI agent.
Account & Service Control · Restriction or exception
An in-app AI agent can view Account information but place orders only in an Agentic Account; other agreements control
An AI agent you access within the Robinhood app may view Account information, but can place orders only in an Agentic Account you opened for that purpose and not in any other Account you hold. Your use of such an agent is also governed by the Robinhood Agents Agreement and the account agreement for that Agentic Account, and if they conflict with this Agreement on the agent, those agreements control on that subject.
Supporting quotations
An AI agent that you access within the Robinhood app may view Account information, but it may only place orders in an Agentic Account you have opened for that purpose and may not place orders in any other Account you hold.
Your use of such an agent is also governed by the Robinhood Agents Agreement and by the account agreement for that Agentic Account, and in the event of a conflict with respect to the agent, those agreements control on that subject.
Qualifications & exceptions
The priority rule is limited to conflicts "with respect to the agent".
Not stated here
The Robinhood Agents Agreement and the Agentic Account agreement are not part of this saved text.
Account & Service Control · Restriction or exception
An AI agent may place orders without your review, so you may miss warnings; Robinhood disclaims liability
Depending on the settings you select, an AI agent may place orders, including on a schedule you set, without showing them to you for review and when you are not using the Platform. You alone are responsible for configuring the agent and any scheduled task. In those cases you may not receive the warnings, disclosures, fee or cost information or notifications you would get placing an order yourself, and you may have no chance to review or confirm an order before it is submitted. To the maximum extent permitted by Applicable Law, Robinhood has no liability for Losses from non-display, non-delivery or non-receipt of that information caused by your use of these settings.
Supporting quotations
Depending on the settings you select, an AI agent may place orders, including pursuant to a task you schedule to run on a recurring basis, without presenting those orders to you for review and at times when you are not using the Platform.
You are solely responsible for configuring the agent and any task you schedule.
To the maximum extent permitted by Applicable Law, Robinhood shall have no liability for any Losses arising out of or relating to the non-display, non-delivery, or non-receipt of such information as a result of your use of these settings.
Qualifications & exceptions
Applies depending on the settings you select.
Robinhood's no-liability statement is "to the maximum extent permitted by Applicable Law".
Account & Service Control · Permission or license
Robinhood may restrict, suspend or close an Agentic Account, including where law or security requires
Robinhood may restrict or suspend order entry into your Agentic Account, or close it, in accordance with the Agreement, including where required by Applicable Law or for security, regulatory or operational reasons.
Supporting quotations
Robinhood may restrict or suspend order entry into your Agentic Account, or close the Agentic Account, in accordance with this Agreement, including where required by Applicable Law or for security, regulatory, or operational reasons.
Qualifications & exceptions
The listed reasons are examples ("including").
Account & Service Control · Permission or license
You consent to electronic delivery of all "Account Documents", broadly defined
By agreeing to electronic delivery you give informed consent to receive all Account Documents electronically. "Account Documents" include notices, disclosures, current and future account statements, regulatory and shareholder communications such as prospectuses, proxy solicitations and privacy notices, trade confirmations, tax-related documents, and any other information, documents, data and records about your Account, the Agreement (including amendments) and the agreements and disclosures governing services from Robinhood, issuers of securities in which you invest, and other parties. You agree you can access, view, download, save and print any Account Documents delivered electronically.
Supporting quotations
By agreeing to electronic delivery, you are giving your informed consent to electronic delivery of all
“Account Documents” include notices, disclosures, current and future account statements, regulatory and shareholder communications (such as prospectuses, proxy solicitations, and privacy notices), trade confirmations, tax-related documents, and any other information, documents, data, and records regarding your Account, this Agreement (including amendments to this Agreement)
You agree that you can access, view, download, save, and print any Account Documents you receive via electronic delivery for your records.
Qualifications & exceptions
Account Documents include amendments to the Agreement and privacy notices.
Account & Service Control · Company practice
Account Documents are deemed delivered personally when sent or posted, whether or not you receive them
Robinhood's primary ways of communicating are posting on the Website, providing information in the App, emailing your address of record, and, where law requires, a notice directing you to the Platform to read and print. Unless law requires otherwise, Robinhood may post Account Documents on the Website without notice, and may also send them to your postal or email address of record or through the Platform. You agree that Account Documents delivered any of these ways are considered delivered to you personally when sent or posted, whether you receive them or not.
Supporting quotations
Robinhood’s primary methods of communication with you include (A) posting information on the Website, (B) providing information via the App, (C) sending email(s) to your email address of record
Unless otherwise required by law, Robinhood reserves the right to post Account Documents on the Website without providing notice to you.
You agree that all Account Documents provided to you in any of the foregoing manners are considered delivered to you personally when sent or posted by Robinhood, whether you receive it or not.
Qualifications & exceptions
Website posting may be without notice "unless otherwise required by law".
Account & Service Control · Restriction or exception
You must keep a working email address, check the Website regularly, and accept spam, shared-access and employer risks
Email notifications about Account Documents go to your email address of record, which you must keep until you give a new one. For Trust Accounts Robinhood may treat any authorized Trustee's email as the address of record, with delivery valid for the Trust and all Co-Trustees. Robinhood may email you at any time of day. Emails can fail or land in spam, and you are solely responsible for making sure Robinhood emails are not marked as spam. If a notification cannot be delivered because you did not keep a valid, deliverable email, it is sent by postal mail for a fee under Section 34.3 and the Fee Schedule. Regardless of whether you receive an email, you must check the Website regularly for information including amendments and time-sensitive communications. If you let someone else access your email you must tell them to share Account Documents with you and you accept the risk they see sensitive information; with a work email or device, your employer or colleagues may see Account Documents.
Supporting quotations
You agree to maintain the email address that you have provided Robinhood until you provide Robinhood with a new
For Trust Accounts, Robinhood may treat the email address of any authorized Trustee as the valid email address of record, and delivery to that address constitutes valid delivery to the Trust and all Co-Trustees.
it is your sole responsibility to ensure that any emails from Robinhood or its Affiliates are not marked as SPAM
such notification will be sent to you via postal mail for a fee, as described in Section 34.3, below, and in the Fee Schedule
you agree to check the Website regularly to avoid missing any information, including amendments or supplements to this Agreement, or time-sensitive or otherwise important communications
you accept the risk that they will see your sensitive information
Qualifications & exceptions
Postal mail delivery for an undeliverable email comes with a fee, described in Section 34.3 and the Fee Schedule.
Account & Service Control · Restriction or exception
You must review Account Documents and object in writing within five days or they are treated as accurate
You must promptly and carefully review all Account Documents on delivery and notify Robinhood Financial in writing within five days (or any other period stated in them) if you object to the information. If you do not object in writing in time, Robinhood is entitled to treat the information as accurate and conclusive. You must contact Robinhood to report problems accessing Account Documents.
Supporting quotations
You agree to promptly and carefully review all Account Documents when they are delivered and notify Robinhood Financial in writing within five days of delivery if you object to the information provided (or other such time specified therein).
If you fail to object in writing within such time, Robinhood is entitled to treat such information as accurate and conclusive.
Qualifications & exceptions
Five days runs from delivery, or a different period if the document states one.
Account & Service Control · User right or choice
You can request electronic copies of statements and confirmations, subject to availability
On request you may obtain electronic copies of account statements and trade confirmations, subject to availability.
Supporting quotations
Upon your request, you may obtain electronic copies of account statements and trade confirmations, subject to availability.
Qualifications & exceptions
Subject to availability.
Account & Service Control · User right or choice
E-delivery consent is required for an Account; revoking it lets Robinhood Financial restrict or close it
Consent to electronic delivery is required to establish and maintain an Account with Robinhood Financial. Subject to the Agreement, you may revoke or restrict your consent at any time by notifying Robinhood Financial in writing. If you do, Robinhood Financial has the right to restrict or close your Account and end your access to Robinhood's services. Robinhood may choose to deliver Account Documents by other means, such as postal mail, which does not revoke or affect your consent. Revocation or restriction, and paper delivery, do not affect the validity of electronic communications provided while consent was in effect.
Supporting quotations
Consent to electronic delivery of documents is required to establish and maintain an Account with Robinhood Financial.
you may revoke or restrict your consent to electronic delivery of Account Documents at any time by notifying Robinhood Financial in writing of your intention to do
if you revoke or restrict your consent to electronic delivery of Account Documents, Robinhood Financial has the right to restrict and/or close your Account, and terminate your access to Robinhood’s services
Robinhood may elect to deliver Account Documents by other means, including paper delivery via postal mail, which will not revoke or otherwise affect your consent.
Qualifications & exceptions
Revocation must be in writing; consequences include restriction or closure of the Account.
Account & Service Control · Procedure
E-delivery consent lasts until revoked, and revocation can take up to three Business Days to process
Your consent to electronic delivery is effective immediately and stays in effect until you or Robinhood Financial revokes it. A revocation can take up to three Business Days to process, and you may keep receiving electronic notifications until it is processed.
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Your consent to receive electronic delivery of Account Documents will be effective immediately and will remain in effect unless and until either you or Robinhood Financial revokes it.
it may take up to three Business Days to process a revocation of consent to electronic delivery, and that you may receive electronic notifications until such consent is processed
Account & Service Control · Restriction or exception
E-delivery needs Internet access and a valid email; report email changes immediately in writing
To receive electronic deliveries you need a computer or Mobile Device with Internet access, a valid email address, and the ability to download applications Robinhood Financial specifies and to which you have access. To download, print or save information you need a printer or other device. You confirm you have read and understood the electronic delivery consent and agree to all its conditions, will maintain a valid email address and continued Internet access, and will immediately notify Robinhood Financial in writing of a new email address if yours changes.
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in order to receive electronic deliveries, you must have access to a computer or Mobile Device with Internet access, a valid e-mail address, and the ability to download such applications as Robinhood Financial may specify and to which you have access
You will maintain a valid email address and continue to have access to the Internet. If your email address changes, you agree to immediately notify Robinhood Financial of your new email address in writing.
Qualifications & exceptions
Email change notice must be immediate and in writing.
Account & Service Control · Company practice
From November 18, 2026 your Account is automatically enrolled in a Class Action Service unless you unenroll
The terms of Section 36A are effective on or after November 18, 2026. Your Account is automatically enrolled in Robinhood's Class Action Service unless you unenroll as described in that section. Closed Accounts are not included. If you unenroll entirely or decline a particular class action, you may still file a claim form directly with the claims administrator.
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The terms of this Section 36A are effective on or after November 18, 2026.
Your Account is automatically enrolled in Robinhood's Class Action Service (the "Class Action Service"), unless you unenroll as described in this Section 36A.
Closed Accounts are not included in the Class Action Service.
you may still submit a claim form directly to the applicable claims administrator to take part in that lawsuit
Qualifications & exceptions
Effective on or after November 18, 2026.
Closed Accounts are not included.
Not stated here
The unenrollment steps are described later in Section 36A.
Account & Service Control · Permission or license
Enrollment lets Robinhood and a vendor automatically file class action claims for your securities
Your enrollment in the Class Action Service exclusively authorizes Robinhood and the third-party vendor described in the section to automatically file a claim for you if Robinhood receives notice of a class action lawsuit involving securities purchased in your Account ("Involved Security"). Robinhood notifies you in advance of submitting any claim your Account qualifies for, so you can exclude your Account from that specific lawsuit.
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your enrollment in the Class Action Service exclusively authorizes Robinhood and the third-party vendor described in this section to automatically file a claim for you if we receive notice of a class action lawsuit that involves securities purchased in your Account ("Involved Security")
We will notify you in advance of the submission of any class action claim for which your Account qualifies, to provide you with an opportunity to exclude your Account from that specific class action lawsuit.
Qualifications & exceptions
The authorization is exclusive to filing claims for class actions involving securities purchased in your Account.
Advance notice lets you exclude a specific lawsuit.
Account & Service Control · User right or choice
You can decline a specific class action claim within seven Business Days of notice; otherwise Robinhood files it
Robinhood notifies you in advance of submitting any class action claim your Account qualifies for, so you can exclude your Account from that specific lawsuit. You may decline a particular lawsuit by telling Robinhood through the Platform or contacting Customer Service within seven Business Days from the date you receive notice, without unenrolling. If you do not, the Class Action Service automatically files a class action claim for you. If you unenroll before the seven Business Day period for a lawsuit ends, you will not take part in that lawsuit through the Class Action Service.
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You may decline to participate in a particular class action lawsuit by notifying us through the Platform or contacting Robinhood Customer Service within seven Business Days from the date you receive notice of that lawsuit, without unenrolling from the Class Action Service.
If you do not notify us within that seven Business Day period, the Class Action Service will automatically file a class action claim for you.
If you unenroll from the Class Action Service before the seven Business Day period described above has ended for a particular class action lawsuit, you will not participate in that lawsuit through the Class Action Service.
Qualifications & exceptions
The seven Business Day period runs from the date you receive notice of that lawsuit.
Account & Service Control · User right or choice
You can unenroll any time, but filed claims continue; Robinhood may end the service
You may cancel enrollment in the Class Action Service at any time through the Platform or Customer Service. Unenrolling or closing your Account after a claim has been filed does not remove you from that class action. Robinhood may terminate the service at any time with notice. If you are entitled to a settlement, you receive a credit to the Account in which you held the Involved Security, even if the Account is no longer open at settlement.
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You may cancel your enrollment in the Class Action Service at any time by notifying us through the Platform or by contacting Robinhood Customer Service.
Unenrolling from the Class Action Service or closing your Account after a claim has been filed for you will not remove you from participation in that particular class action lawsuit.
We may terminate the Class Action Service at any time with notice to you.
you will receive a credit to your Account in which you held the Involved Security, regardless of whether the Account remains open at the time of settlement
Qualifications & exceptions
Unenrolling or closing the Account does not undo a claim already filed.
Account & Service Control · Context
Robinhood Customer Service can be reached at support.robinhood.com or help@robinhood.com
Robinhood Customer Service may be contacted by visiting support.robinhood.com or by email at help@robinhood.com.
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Robinhood Customer Service may be contacted by visiting support.robinhood.com or by email at help@robinhood.com.
Account & Service Control · Permission or license
Robinhood may terminate or block access at any time in its sole discretion; you stay liable and the Agreement survives
Robinhood may terminate the Agreement, or close, deactivate or block access to your Account, at any time in its sole discretion. You remain liable to Robinhood for all obligations incurred in your Account, under the Agreement or otherwise, whether arising before or after termination. You may terminate the Agreement by written notice after paying any Obligations owed. The Agreement survives termination of your Account.
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Robinhood may terminate this Agreement, or close, deactivate, or block access to your Account at any time in its sole discretion.
You will remain liable to Robinhood for all obligations incurred in your Account, pursuant to this Agreement, or otherwise, whether arising before or after termination.
You may terminate this Agreement after paying any Obligations owed upon written notice. This Agreement survives termination of your Account.
Qualifications & exceptions
You may terminate only after paying Obligations owed, by written notice.
Account & Service Control · Permission or license
On termination Robinhood may liquidate Property and close the Account, and is not responsible for resulting Losses
If Robinhood terminates the Agreement or closes or deactivates your Account or related services, you authorize it to liquidate any Property in your Account and send you net proceeds after satisfying Obligations, and close your Account, in addition to its other rights. (The saved text numbers the second item "(iii)".) Robinhood is not responsible for Losses caused by discontinuing or closing the Account or services, or liquidating Property or closing the Account, including tax liabilities.
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Robinhood is authorized to (i) liquidate any Property in your Account and send you any net proceeds (after satisfying any Obligations), and (iii) close your Account.
Robinhood will not be responsible for any Losses caused by Robinhood discontinuing or closing your Account or any services, or any liquidation of your Property or closure of your Account, including any tax liabilities.
Qualifications & exceptions
Net proceeds are sent only after Obligations are satisfied.
No-responsibility expressly includes tax liabilities.
Not stated here
The source numbers the items "(i)" and "(iii)", with no "(ii)".
Account & Service Control · Restriction or exception
Services are offered only to customers in the United States, and only U.S. currency is accepted
Products and services described on the Website are offered only to customers located in the United States. The Platform is not a solicitation or offering of any investment product or service to anyone outside the United States. Robinhood is based in the United States and accepts only U.S. currency in customer accounts.
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The products and services described on the Website are offered only to customers located in the United States.
The Platform shall not be considered a solicitation for or offering of any investment product or service to any person outside the United States.
Robinhood accepts only U.S. currency in Robinhood’s customer accounts
Account & Service Control · Context
Times in the Agreement, notices and Account information are Eastern Time unless stated otherwise
Unless otherwise indicated, any time referenced in the Agreement, in Account-related information, notices or disclosures, or relating to the operation of your Account is expressed in Eastern Time (ET).
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Unless otherwise indicated, any time referenced in this Agreement, in any Account-related information, notices, or disclosures, or related to the operation of your Account, is expressed in Eastern Time (ET).
Account & Service Control · Company practice
Direct deposits are announced by the sender or visible online; statements come monthly or at least quarterly
If direct deposits arrive at least once every 60 days from the same person or company, that payer tells you each time it sends the money, and you can check your Account online to see whether the deposit was made. You get a monthly Account statement unless there are no transfers in a month, and in any case at least quarterly. You may obtain information about the Available Funds in your Account.
Supporting quotations
If you have arranged to have direct deposits made to your Account at least once every 60 days from the same person or company, the person or company making the deposit will tell you every time they send us the money.
You will get a monthly Account statement (unless there are no transfers in a particular month). In any case you will get the statement at least quarterly.
Qualifications & exceptions
The monthly statement is not sent for a month with no transfers; a statement is sent at least quarterly.
Account & Service Control · Restriction or exception
You continually warrant Non-professional status unless you tell Robinhood otherwise, and must contact it if unsure
Unless and until you expressly notify Robinhood in writing otherwise, you represent and warrant on a continuing basis that you qualify as a "Non-professional". If you think you are or might be a Securities Professional, or might not qualify as a Non-professional, you must contact Robinhood immediately at support@robinhood.com. If you told Robinhood in writing that you are a Securities Professional, you represent and warrant that you are one until you notify it in writing otherwise.
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Unless and until you have expressly notified us in writing to the contrary, you represent and warrant to us on a continuing basis that you qualify as a “Non-professional”.
If you think you are or might be a “Securities Professional” or if you think that you do not or might not qualify as a “Non-professional”, you must contact us immediately at support@robinhood.com.
If you have told us in writing that you are a “Securities Professional” then you represent and warrant to us that you are a Securities Professional, until you notify us in writing to the contrary.
Qualifications & exceptions
The warranty is continuing and changes only by your written notice.
Account & Service Control · Restriction or exception
You confirm you are not a Securities Professional: no business use, no registration, no similar functions
You have confirmed to Robinhood Financial that you are not a Securities Professional, and you confirm and warrant that: you use Market Data solely for personal, non-business use; you do not receive it for your business or any other entity; you are not currently registered or qualified with the SEC or CFTC; you are not currently registered or qualified with any securities agency, exchange, association or regulatory body, or commodities or futures market, association or regulatory body, in the United States or elsewhere; and whether in or outside the United States, you perform no functions similar to those requiring such registration.
Supporting quotations
In connection with your Account and the Customer Agreement you have confirmed to Robinhood Financial that you are not a Securities Professional, and in particular you confirm and warrant as follows:
You use Market Data solely for your personal, non-business use
You do not receive Market Data for your business or any other entity
You are not currently registered or qualified with the SEC or the CFTC
You are not currently registered or qualified with any securities agency, any securities exchange, association or regulatory body, or any commodities or futures contract market, association or regulatory body, in the United States or elsewhere
Whether you are located within or outside the United States, you do not perform any functions that are similar to those that require an individual to register or qualify with the SEC
Qualifications & exceptions
Registration statements cover the United States "or elsewhere", and the similar-functions statement applies whether you are located inside or outside the United States.
Account & Service Control · Restriction or exception
You confirm you are not an adviser or asset manager and do not trade with others' capital or for entities
You also confirm and warrant that you are not engaged to give investment advice to anyone; are not an asset manager; do not use any other person's or entity's capital in your trading; do not trade for the benefit of a corporation, partnership or other entity; have not agreed to share trading profit or receive compensation for trading; and are not receiving office space, equipment or other benefits in exchange for your trading or work as a financial consultant.
Supporting quotations
You are not engaged to provide investment advice to any individual or entity
You are not engaged as an asset manager
You do not use the capital of any other individual or entity in the conduct of your trading
You do not conduct trading for the benefit of a corporation, partnership, or other entity
You have not entered into any agreement to share the profit of your trading or receive compensation for your trading activities
You are not receiving office space, and equipment or other benefits in exchange for your trading or work as a financial consultant to any person, firm, or business entity.
Account & Service Control · Restriction or exception
You must promptly notify Robinhood Financial in writing if you may stop qualifying or any statement becomes untrue
You will promptly notify and update Robinhood Financial in writing of any change in your circumstances that may cause you to stop qualifying as a Nonprofessional Subscriber or that may change your responses to the listed statements or make any of them untrue.
Supporting quotations
You will notify and update Robinhood Financial promptly in writing of any change in your circumstances that may cause you to cease to qualify as a Nonprofessional Subscriber or that may change your responses to any of the following statements or may cause any of them to be untrue in respect of you.
Qualifications & exceptions
Notice must be prompt and in writing.
Account & Service Control · Restriction or exception
By agreeing you certify you are a Nonprofessional Subscriber and your personal information is accurate
By executing the agreement you certify that you fall within Paragraph 9's definition of "Nonprofessional Subscriber" and that the personal and employment information you gave Robinhood Financial for your Account, and confirmed in Paragraph 12, is truthful and accurate.
Supporting quotations
By executing this agreement, Subscriber hereby certifies that he or she falls within Paragraph 9's definition of "Nonprofessional Subscriber" and that the personal and employment information that he or she has provided to Robinhood Financial in connection with their Account and confirmed in Paragraph 12 is truthful and accurate.