Robinhood may share one joint owner's personal information with the other and contact a Trusted Contact
You agree that Robinhood may share certain personal information about one Joint Account owner, such as name and email address, with the other owner. Robinhood may also contact the Trusted Contact Person listed on any Robinhood Account of either owner, as described in Section 5, and communications with that person may include information about either Joint Account owner, the Account for which the contact was provided, any other Robinhood Accounts in which a joint owner has an interest, or other information the owners provided. Section 5 says the contact may be made to address possible fraud or financial exploitation, confirm contact details, raise health-status concerns, confirm the identity of a guardian, executor, trustee or power-of-attorney holder, or for other reasons permitted by FINRA Rule 2165, and that naming a Trusted Contact is optional and does not let that person trade or act for you.
Supporting quotations
we may share certain personal information about one owner of the Joint Account with the other, such as name and email address
Robinhood may contact the Trusted Contact Person listed on any Robinhood Account for any owner of the Joint Account, as described in Section 5 below
the Trusted Contact authorization does not authorize the Trusted Contact Person(s) to make any investment decisions or transact any business with Robinhood on your behalf
Qualifications & exceptions
The sharing between joint owners is stated for "certain personal information", with name and email address as examples.
Trusted Contact authorization does not require Robinhood to communicate with the person and does not let them make investment decisions or transact business.
Not stated here
The full list of Trusted Contact contact reasons and limits is in Section 5; only the part relevant to joint owners is summarized here.
Sharing & Disclosure · Permission or license
Robinhood may contact your Trusted Contact Person and share Account information with them
Robinhood is authorized under FINRA rules to contact the Trusted Contact Person designated for your Account and to disclose information about any account owners, the account the contact was provided for, other Robinhood accounts they have an interest in, or other information the owners provided. Robinhood may contact the person to address possible fraud or financial exploitation, confirm your contact details, address health-status concerns, confirm the identity of a guardian, executor, trustee or power-of-attorney holder, or for other reasons FINRA Rule 2165 permits. Robinhood has no obligation to contact the person, and the person cannot make investment decisions or transact business for you. Designating a Trusted Contact is optional, and you may change or withdraw it by notifying Robinhood. The contacts must be 18 or older. With multiple owners, Robinhood may follow any one or more owners in adding a Trusted Contact and is not liable for information shared regardless of which owner authorized it. Robinhood is released from all claims arising from releasing, or failing to release, information to the Trusted Contact Person.
Supporting quotations
Robinhood is authorized to contact the “Trusted Contact Person” (as defined by FINRA Rule 4512) designated for your Account and to disclose information about any of the account owners
(1) to address possible fraud or financial exploitation; (2) to confirm the specifics of your current contact information; (3) if there are questions or concerns about your health status
the Trusted Contact authorization does not impose any obligation that Robinhood communicate with your Trusted Contact Person(s)
designation of a Trusted Contact Person is optional and you may change or withdraw it at any time by notifying Robinhood
if there are multiple account owners, Robinhood is authorized to follow the instructions of any one or more account owners in adding a Trusted Contact Person, and Robinhood will not be held liable for information shared with a Trusted Contact Person without regard to which account owner authorized the designation of the Trusted Contact Person
Robinhood is released and discharged from all claims, causes of action, damages, losses, expenses, costs and liabilities of any kind that may arise out of, relate to, or are in connection with the release of, or failure to release, personal and/or account information to the Trusted Contact Person(s)
Qualifications & exceptions
Contact reasons are the five listed, including any other reason FINRA Rule 2165 permits.
The release of claims covers both releasing and failing to release information.
Sharing & Disclosure · Company practice
Sale proceeds, dividends and substitute payments are reported to the IRS
The proceeds of sale transactions and dividends, including substitute payments in lieu of dividends, paid will be reported to the IRS in accordance with applicable law.
Supporting quotations
The proceeds of sale transactions and dividends (and substitute payments in lieu of dividends) paid will be reported to the Internal Revenue Service (“IRS”) in accordance with applicable law.
Qualifications & exceptions
Reporting is "in accordance with applicable law".
Sharing & Disclosure · Permission or license
Non-U.S. persons certify their Form W-8BEN, allow it to be shared, and must update it within 30 days
If you are not a U.S. Person you certify you fully understand the information on any Form W-8BEN you submit and declare under penalties of perjury that you have examined it and that to the best of your knowledge it is true, correct and complete. You authorize Robinhood to provide any such Form W-8BEN to Robinhood Securities or any withholding agent that has control, receipt or custody of income you beneficially own, or can disburse payments of it. You agree to submit a new Form W-8BEN within 30 days if any certification on a previous one becomes incorrect. You understand the IRS does not require your consent to any provisions of the form other than the certifications establishing your non-U.S. status and, if applicable, a reduced withholding rate.
Supporting quotations
This subsection is applicable if you are not a U.S. Person.
You authorize Robinhood to provide any such Form W-8BEN to Robinhood Securities or any withholding agent that has control, receipt, or custody of the income of which you are the beneficial owner or any withholding agent that can disburse or make payments of the income of which you are the beneficial owner.
You agree that you will submit a new Form W-8BEN to Robinhood within 30 days if any certification made on any previously submitted Form W- 8BEN becomes incorrect.
Qualifications & exceptions
Applies if you are not a U.S. Person.
The 30-day period runs from when a previous certification becomes incorrect.
Sharing & Disclosure · User right or choice
Disclosures follow the Agreement or the Privacy Policy, and sharing consents last until you revoke them
All disclosures of your non-public personal information are made in accordance with the Agreement or the Robinhood Privacy Policy, as applicable. Your consent to sharing certain types of non-public personal information stays in effect until you revoke it by updating your settings.
Supporting quotations
all disclosures of your non-public personal information shall be made in accordance with the terms of this Agreement or the Robinhood Privacy Policy (available in the Disclosure Library), as applicable
your consent to sharing certain types of non-public personal information will remain in effect until you revoke such consent by updating your settings
Qualifications & exceptions
Consent remains in effect until revoked through settings.
Not stated here
The Robinhood Privacy Policy is referenced as available in the Disclosure Library and is not part of this saved text, so which disclosures it permits is not stated here.
Sharing & Disclosure · Permission or license
Robinhood may disclose Account information to third parties in five listed circumstances
Robinhood may disclose information about your Account and related activities to third parties: as necessary to complete your Payment transactions; to investigate a complaint, disputed transaction, inquiry or request you make, or to investigate potential fraud, money laundering or other misuse related to your Account; to respond to requests from credit bureaus, creditors or other third parties for account-related information, to the extent necessary for processing your transactions or usual and customary when servicing similar accounts; as necessary to comply with law, regulation, government or court order or subpoena; or with your written permission or as otherwise permitted under the Privacy Policy.
Supporting quotations
Robinhood may disclose information about your Account and your related activities to third parties under the following circumstances: (i) As necessary to complete your Payment transactions
(ii) to investigate any complaint, disputed transaction, transaction inquiry, or request you make or as necessary to investigate potential fraud, money laundering, or other misuse related to your Account
(iii) to respond to requests from credit bureaus, creditors, or other third parties for account-related information, to the extent such inquiries are necessary for processing your transactions or are usual and customary in the course of servicing similar products or accounts
(iv) as necessary to comply with any applicable law, regulation, government, or court order or subpoena; or (v) in accordance with your written permission or as otherwise permitted under the Robinhood Privacy Policy
Qualifications & exceptions
Credit bureau and creditor responses are limited to what is necessary for processing or usual and customary for similar accounts.
The last circumstance points to what the Privacy Policy otherwise permits, which is not supplied here.
Not stated here
What the Privacy Policy permits beyond these five circumstances is not stated in this saved text.
Sharing & Disclosure · Permission or license
Using API Products can give API Licensees access to your Account and Personal Information, and you consent to disclosure
Through any API Products you may be giving API Licensees access to your Account and Personal Information, defined as any information that identifies, describes or can be associated with an individual, including username, logon password, financial information, trade data and other financial information. You agree that API Products may request Personal Information stored by Robinhood, and you consent to Robinhood disclosing it to the API Products. You also agree that API Products may deliver Personal Information to Robinhood, and Robinhood is authorized to receive and store it consistent with its then-in-effect policies and procedures.
Supporting quotations
Through your use of any API Products, you may be providing API Licensees with access to your Account and Personal Information.
“Personal Information” means any information that identifies, describes, or is capable of being associated with an individual (including username, logon password, financial information, trade data, and other financial information).
the API Products may deliver Personal Information to Robinhood, and that Robinhood is authorized to receive and store such Personal Information consistent with Robinhood’s then-in-effect policies and procedures
the API Products may request Personal Information stored by Robinhood, and you consent to Robinhood’s disclosure of such Personal Information to the API Products
Qualifications & exceptions
Personal Information is defined broadly and expressly includes username, logon password, financial information and trade data.
Robinhood stores received Personal Information consistent with its policies and procedures then in effect.
Not stated here
Those policies and procedures are not part of this saved text.
Sharing & Disclosure · Restriction or exception
API customers accept risk of Personal Information sharing, own-risk use, revocation at any time and personal use only
Section 29.7 has you represent and warrant that: using API Products means you accept any risk from Robinhood sharing Personal Information with an API Licensee and will not hold Robinhood, its Affiliates or their officers, directors or employees responsible for Losses from that sharing; your use of API Products or API Licensee content, technology or functionality is at your own risk; Robinhood may revoke any API Licensee's or API Product's authorization at any time, for any reason or none, without prior notice; and your access and use of API Products is solely for your own personal use.
Supporting quotations
You represent and warrant that:
By virtue of utilizing any API Products, you consent to and accept any risk associated with Robinhood’s sharing of Personal Information with any API Licensee and shall not hold Robinhood, its Affiliates, or their respective officers, directors, or employees responsible for any Losses resulting from the sharing of such Personal Information.
your use of any API Products or API Licensee’s content, information, technology, or functionality is at your own risk
Robinhood may revoke any API Licensee or API Products’ authorization at any time, for any reason, with or without cause and without prior notice to you
access and use of the API Products is solely for your own personal use and not for any other purposes
Qualifications & exceptions
The release covers Losses resulting from sharing of Personal Information with an API Licensee.
Revocation by Robinhood needs no cause and no prior notice.
Sharing & Disclosure · User right or choice
Robinhood must disclose your name, address and positions to issuers on request unless you object by email
Rule 14b-1(c) of the Securities Exchange Act, unless you object, requires Robinhood to disclose to an issuer, on its request, the names, addresses and securities positions of customers who are beneficial owners of the issuer's securities held by Robinhood in nominee name. The issuer may use your name and related information for corporate communication only. To object, email support@robinhood.com with "Rule 14b-1(c) objection" in the subject.
Supporting quotations
Rule 14b-1(c) of the Securities Exchange Act, unless you object, requires Robinhood to disclose to an issuer, upon its request, the names, addresses, and securities positions of your customers who are beneficial owners of the issuer’s securities held by us in nominee name.
The issuer would be permitted to use your name and other related information for corporation communication only.
If you wish to object, you agree to send an email to support@robinhood.com with “Rule 14b-1(c) objection” in the subject.
Qualifications & exceptions
The issuer may use the information for corporate communication only.
Disclosure applies unless you object.
Sharing & Disclosure · Permission or license
Robinhood may disclose information about you or your transfers in listed circumstances
Robinhood may disclose information to third parties about you or the transfers you make where necessary or helpful to complete or correct transactions and resolve claims about them; to verify the existence and condition of your Account for a third party such as a credit bureau or merchant; to comply with a valid government agency request, court order or other legal or administrative reporting requirement; and if you consent by giving written permission. The list continues in the next block.
Supporting quotations
We may disclose information to third parties about you or the transfers you make:
Where it is necessary or helpful for completing or correcting transactions and resolving claims regarding transactions;
In order to verify the existence and condition of your Account for a third party, such as a credit bureau or merchant;
In order to comply with a valid request by a government agency, a court order, or other legal or administrative reporting requirements;
If you consent by giving us your written permission;
Qualifications & exceptions
The saved list is split across blocks; this card covers the first four entries.
Not stated here
Further listed circumstances may follow the written permission item.
Sharing & Disclosure · Permission or license
EFT information may also go to staff, auditors, affiliates and providers, for illegal activity, and as law permits
Besides completing transactions, verifying the Account to third parties, complying with legal requests and disclosing with your written permission, Robinhood and the Bank may disclose information about you or your transfers to their employees, auditors, affiliates, service providers or attorneys as needed; to prevent, investigate or report possible illegal activity; as permitted by applicable law; and otherwise as necessary to fulfill their obligations under the Agreement and the terms of the EFT service you use.
Supporting quotations
If you consent by giving us your written permission;
To our employees, auditors, affiliates, service providers, or attorneys as needed;
In order to prevent, investigate or report possible illegal activity;
As permitted by applicable law; or
Otherwise as necessary to fulfill our obligations under this Agreement and the terms applicable to the EFT service you are using.
Qualifications & exceptions
"As permitted by applicable law" and "otherwise as necessary to fulfill our obligations" are open-ended entries on the list.