Account & Service Control · Restriction or exception
Only people legally authorized and of legal age may accept the Agreement and use the SoFi Site
You may accept this Agreement and use the SoFi Site only if you are legally authorized to accept and be bound by its terms and are of legal age to enter it. The Agreement does not state a specific age.
Supporting quotations
You may only accept this Agreement and use the SoFi Site if you are legally authorized to accept and be bound by these terms and of a legal age to enter this Agreement.
Not stated here
No specific minimum age is stated in this section.
Account & Service Control · User right or choice
Text STOP to cancel SoFi SMS messages and HELP for assistance
You can cancel the SMS service at any time by texting "STOP" to the short code. SoFi will send a confirmation text, after which you will no longer receive SMS messages from SoFi; to rejoin, sign up again as you did the first time. For problems with the messaging program, reply HELP or call 1-855-456-SOFI (7634).
Supporting quotations
(a) You can cancel the SMS service at any time. Just text “STOP” to the short code. After you send the SMS message “STOP” to us, we will send you an SMS message to confirm that you have been unsubscribed. After this, you will no longer receive SMS messages from us. If you want to join again, just sign up as you did the first time and we will start sending SMS messages to you again.
(b) If you experience issues with the messaging program you can reply with the keyword HELP for more assistance, or you can get help directly at 1-855-456-SOFI (7634).
Qualifications & exceptions
These STOP and HELP instructions appear under the SoFi SMS Two-Factor Authentication Program heading.
Not stated here
How stopping texts affects two-factor sign-in or other SoFi text messages is not stated.
Account & Service Control · Restriction or exception
Inaccurate information lets SoFi end your submission and bar future Site use; SoFi may decline any loan
You agree to give current, complete and accurate information about yourself and any co-borrowers or co-signers. If any information is untrue, inaccurate, out of date or incomplete, SoFi may terminate your submission and decline to provide any future use of the SoFi Site. SoFi reserves the right at all times to decline any loan submission or loan application.
Supporting quotations
You agree you will provide current, complete, and accurate information about yourself and any co-borrowers or co-signers.
If any information you provide is untrue, inaccurate, not current, or incomplete, SoFi has the right to terminate your submission and to decline to provide any and all future use of the SoFi Site. At all times we reserve the right to decline any loan submission or application for a loan.
Account & Service Control · Permission or license
SoFi may suspend or end your Site use and any product if it believes you are misusing it
SoFi may suspend, cancel or terminate your use of the SoFi Site and any SoFi product or service if it believes you are using it for an unauthorized, improper or illegal purpose, or one that could harm SoFi or its reputation. SoFi decides in its sole discretion which activities could lead to suspension or cancellation. You agree not to use any device, software or routine to interfere, or try to interfere, with the proper working of the SoFi Site or any transaction on it.
Supporting quotations
SoFi reserves the right to suspend, cancel, or terminate your use of the SoFi Site and any SoFi product or service if we believe you are using it for a purpose that is unauthorized, improper, illegal, or that could harm SoFi or SoFi’s reputation. SoFi may determine in our sole discretion the activities that could lead to such suspension or cancellation.
You agree that you will not use any device, software or routine to interfere or attempt to interfere with the proper working of the SoFi Site or any transaction being conducted on the SoFi Site.
Account & Service Control · Permission or license
SoFi may change or discontinue the Site or any feature at any time without notice
SoFi may change, modify or discontinue the SoFi Site or any of its features or functions, for any reason and in its sole discretion, without notice to you.
Supporting quotations
SoFi reserves the right to change or modify or discontinue the SoFi Site, or any features or functions on the SoFi Site, for any reason, at our sole discretion, without notice to you.
Account & Service Control · Permission or license
SoFi may end your Site access for any or no reason, and access ends automatically if you breach
This Agreement keeps applying until your SoFi account or relationship ends. SoFi may, in its sole and absolute discretion, at any time and for any or no reason, with or without prior notice, suspend or terminate your use of the SoFi Site and your rights under this Agreement. If you fail to comply with any of its terms, your access and rights may end automatically, without notice or any action by SoFi. SoFi will not be liable to you or any third party for terminating your account or access.
Supporting quotations
This Terms of Use Agreement will continue to apply to you and your use of the SoFi Site until your SoFi account or relationship is terminated as set forth herein.
SoFi may, in its sole and absolute discretion, at any time, for any or no reason, and with or without prior notice, suspend or terminate your use of the SoFi Site and the rights afforded to you hereunder.
If you fail to comply with any terms and conditions of this Agreement, then your access to the SoFi Site and any rights afforded to you may be automatically terminated, without any notice to you or other action by SoFi.
You agree that SoFi will not be liable to you or any third party for any termination of your account or access.
Account & Service Control · Restriction or exception
The SoFi Site is only for personal, non-commercial use by U.S. residents who can legally contract
The SoFi Site is available only to individuals permitted to use it under applicable law, and only for personal, non-commercial use and display by U.S. residents legally capable of entering commercial agreements; if you do not qualify, do not use it. You agree to follow all applicable local, state, national and international laws in using the Site, and to comply with laws on exporting technical data from the U.S.
Supporting quotations
You agree to abide by all applicable local, state, national, and international laws and regulations in your use of the SoFi Site. The SoFi Site is available only to individuals who are permitted to use it under applicable law.
The SoFi Site is made available only for personal, non-commercial use and display by U.S. residents legally capable of entering commercial agreements. If you do not qualify, do not use the SoFi Site.
You agree to comply with all applicable laws, rules and regulations regarding the export of technical data from the U.S.
Account & Service Control · Restriction or exception
You are responsible for your transmissions, may not impersonate anyone, and unauthorized use is banned
You agree that you are solely responsible for your actions and the contents of your transmissions through the SoFi Site, that you will not impersonate any person or entity or misrepresent your identity or affiliation, and that you have the legal right and ability to enter these Terms of Use and the License. Unauthorized use of the SoFi Site, including unauthorized entry into SoFi's systems, misuse of passwords, or misuse of information posted on a site, is strictly prohibited.
Supporting quotations
(i) You are solely responsible for your actions and the contents of your transmissions through the SoFi Site. (ii) You will not impersonate any person or entity or falsely state or otherwise misrepresent your identity or affiliation with a person or entity. (iii) You possess the legal right and ability to enter into these Terms of Use and the License and to use the SoFi Site.
Unauthorized use of this SoFi Site, including but not limited to unauthorized entry into SoFi’s systems, misuse of passwords, or misuse of any information posted on a site, is strictly prohibited.
Account & Service Control · Context
All Site terms apply to the SoFi App; you pay data charges and SoFi does not warrant compatibility
You may download the SoFi App from an app store such as the Apple App Store or Google Play. All terms, agreements, limitations and disclosures that apply to the SoFi Site also apply to the App. You are responsible for your mobile provider's data, wireless or internet charges. SoFi does not promise that every part of the Site works in the App or that the App is compatible with your device. App functions may depend on your wireless connection and provider, and could become disabled during poor connections while you are conducting financial transactions.
Supporting quotations
Additional Terms for the use of the SoFi Application for Mobile Devices
All terms, agreements, limitations, and disclosures that apply to your use of the SoFi Site also apply to your use of the SoFi App. You are responsible for any data access or wireless or internet charges of your mobile device service provider.
SoFi does not make any representation or warranty that all aspects of the SoFi Site are rendered or operable on the SoFi App, and we do not warrant that the SoFi App will be compatible with your mobile device.
The functionality of the SoFi App could become disabled during times of poor connections or speeds from your wireless or internet service provider while conducting financial transactions.
Account & Service Control · Restriction or exception
Rewards is open to registered members in good standing, and SoFi may contact you about it at any address on file
The Program is open to current Members who are in good standing on any loan, account or other SoFi product, have registered on sofi.com, and have agreed to the Program Terms. Information you give SoFi or its affiliates in connection with the Program is subject to SoFi's Privacy Policy. SoFi may send you Program communications to any mailing address, email address or phone number in its records or that you provided.
Supporting quotations
Program Eligibility
This SoFi Member Rewards Program (the ‘Program”) is open to all current Members, who are in good standing with any loan, account or other product they may have with SoFi, and who have registered on SoFi’s website
We may send you communications about this program to any mailing address, email address, or telephone number in our records or that you have provided to us.
Qualifications & exceptions
Good standing is required on any loan, account or other product you have with SoFi.
Not stated here
The Privacy Policy is linked but not supplied.
Account & Service Control · Restriction or exception
Only people legally authorized and of legal age may enroll in SoFi Plus
You may enroll in SoFi Plus only if you are legally authorized to accept and be bound by its terms and are of legal age to enter the Agreement.
Supporting quotations
(d) What else is important to know?
You may only enroll in SoFi Plus if you are legally authorized to accept and be bound by these terms and are of a legal age to enter this Agreement.
Account & Service Control · Permission or license
SoFi may remove you from SoFi Plus and end all benefits if you are in "bad standing"
SoFi may, in its sole discretion, remove you from the SoFi Plus Benefits Program and end all benefits if you are a member in "bad standing" or if SoFi no longer believes you meet the eligibility criteria. Bad standing includes, without limitation, being delinquent or in default on a SoFi loan; having a negative balance in SoFi Checking, Savings or any SoFi Invest account; SoFi believing you violated law in connection with the program; or SoFi believing you committed fraudulent, deceptive or abusive acts in connection with it.
Supporting quotations
SoFi in its sole discretion may remove you from this SoFi Plus Benefits Program and terminate all benefits if you are a SoFi Plus member in “bad standing” or if SoFi no longer believes you meet the eligibility criteria.
For clarity, a SoFi Plus member in “bad standing” includes but is not limited to the following: if you are delinquent or have defaulted on a SoFi loan product; if you have a negative balance in your SoFi Checking, or SoFi Savings or any of your SoFi Invest Accounts; if we believe you have violated any applicable law in connection with this SoFi Plus Benefits Program; or if we believe you have committed any fraudulent, deceptive, or abusive acts in connection with this SoFi Plus Benefits Program.
Qualifications & exceptions
The bad-standing examples are not exhaustive ("includes but is not limited to").
Account & Service Control · Context
SoFi Plus members and their guests can attend SoFi Member In-Person Experiences
SoFi Plus members, or guests of SoFi Plus members, are eligible to attend SoFi Member In-Person Experiences ("Member Experience").
Supporting quotations
(xvi) Exclusive live event access:
SoFi Plus members or guests of SoFi Plus members are eligible to attend SoFi Member In-Person Experiences (a “Member Experience”).
Not stated here
SoFi Plus eligibility is cross-referenced as "sections 10(b-c) herein"; this source has no numbered section 10 and labels SoFi Plus eligibility and the subscription fee as parts (b) and (c).
Account & Service Control · Company commitment
SoFi commits to a welcoming event environment under its Experiences Code of Conduct
SoFi commits to providing a friendly, safe and welcoming environment at its experiences for everyone regardless of gender, sexual orientation, disability, race, ethnicity, national origin, age or religion, and points to the SoFi Experiences Code of Conduct.
Supporting quotations
We believe our community should be truly open for everyone. As such, we are committing to providing a friendly, safe, and welcoming environment for all regardless of gender, sexual orientation, disability, race, ethnicity, national origin, age, or religion.
Not stated here
The SoFi Experiences Code of Conduct is linked but not supplied.