SoFi Terms of Use

SoFi · agreement dated September 17, 2026 · Official agreement

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5 of 226 cards in Use & Processing

Use & Processing · Permission or license

You permit SoFi and its agents to contact you about your accounts and to market products

You give SoFi permission to contact you about any matter relating to your activity with SoFi, any inquiry you submitted, or any account or product you have with SoFi. You also agree SoFi may contact you to tell you about and offer products or services it believes might interest you, and that SoFi may use agents or representatives to contact you on its behalf.

Supporting quotations

You give permission to SoFi to contact you as follows:
You agree that SoFi may contact you about any matter relating to your activity with, any inquiry submitted to, or any account or product you have with SoFi.
You agree that SoFi may contact you to tell you about and to offer products or services we believe might be of interest to you.
You agree that SoFi may use agents or representatives to contact you on our behalf.

Use & Processing · Permission or license

You certify your phone numbers and SoFi may reach you at any number or address you give or can be reached at

You certify that the phone numbers you gave SoFi are your contact numbers and that you are permitted to receive calls at each one, and you agree to alert SoFi promptly when you stop using a number. SoFi may contact you using any information you provided to SoFi or any of its affiliates, at any telephone number, or any physical, email or electronic address you provide or at which you may be reached.

Supporting quotations

You certify telephone numbers that you have provided to us are your contact numbers and that you are permitted to receive calls at each of the telephone numbers you have provided to us. You agree to promptly alert us whenever you stop using a particular telephone number.
We may contact you using any information you have provided to SoFi or any of its affiliates, at any telephone number, or any physical, email, or electronic address you provide or at which you may be reached.

Qualifications & exceptions

  • The contact permission extends to any address "at which you may be reached", not only those you provided.

Use & Processing · Company practice

SoFi may review your Coach conversations to improve its systems

SoFi may review your interactions with Coach to improve the accuracy, safety and performance of its systems. Using SoFi Coach means you accept these terms, and your use is also subject to the SoFi Terms of Use and Privacy Policy.

Supporting quotations

SoFi may review your interactions with Coach to improve accuracy, safety, and performance of our systems.
Your use of SoFi Coach means you accept these terms and is also subject to the SoFi Terms of Use and Privacy Policy.

Use & Processing · Permission or license

SoFi keeps your credit data and may use it for targeted ads, product offers and analytics

SoFi will obtain and keep your credit reporting information and use it for purposes its Privacy Notice permits. Those uses may include serving you targeted advertisements and other communications based on your information, presenting offers for other SoFi products using your credit information to judge whether you are likely eligible or interested, and statistical analysis to improve SoFi products and services.

Supporting quotations

SoFi will obtain and keep your credit reporting information and use it for the purposes permitted in SoFi’s
SoFi’s uses of your information may include:
SoFi may use your credit information to serve targeted advertisements to you and other communication based on your information.
SoFi may present offers to you for other SoFi products and services using your credit information to identify if you are likely to be eligible or interested.
SoFi may use your credit information for statistical analysis to improve SoFi products and services.

Qualifications & exceptions

  • Uses are bounded by the purposes permitted in SoFi's Privacy Notice; the listed uses are examples ("may include").

Not stated here

  • The Privacy Notice is linked but not supplied; how long credit data is kept is not stated.