The Stripe Services Agreement governs business users accessing Stripe Services and Technology, comprising General Terms, product-specific Service Terms, and country-specific Regional Terms.
Supporting quotations
The Stripe Services Agreement (the “Agreement”) is an agreement between you or the entity you represent (“User”) and the applicable Stripe entity specified in Section 12 (Definitions) (“Stripe”) and governs User’s access to and use of the Services and Stripe Technology. The Agreement consists of the General Terms, which contain the terms that apply to all Services and Stripe Technology, all Service Terms, which apply to User’s use of specific Services and Stripe Technology, and any other terms incorporated into the Agreement. Capitalized terms are defined in Section 12 (Definitions), Service Terms, and inline. The Regional Terms in Section 13 (Regional Terms) apply based on User’s Stripe Account Country.
Account & Service Control · Context
Effective date and agreement term
The agreement takes effect when the user first accesses or uses the Services or Stripe Technology and continues until terminated by either party.
Supporting quotations
This Agreement is effective when User first accesses or uses the Services or Stripe Technology (the “Effective Date”) and continues until User or Stripe terminates it under Section 10.1 (Suspension and Termination) or other provision allowing for termination (the “Term”).
Account & Service Control · Company commitment
Representative authority and sole proprietorship liability
Individuals accepting the agreement warrant authority to legally bind the entity, and for sole proprietorships, both the business and representative agree to be bound.
Supporting quotations
If you are accepting the Agreement on behalf of User, you represent that you have full authority to legally bind User to this Agreement. If User is a sole proprietor, both User and Representative agree to be bound by the terms of the Agreement.
Legal Rights & Agreement Rules · Restriction or exception
Pre-dispute individual arbitration notice
Disputes between the user and Stripe are subject to a class action waiver and must be resolved by individual binding arbitration.
Supporting quotations
Disputes between User and Stripe are subject to a class action waiver and will be resolved by individual binding arbitration, except as stated otherwise in this Agreement. Please read the arbitration provision in Section 11.4 (Dispute Resolution; Agreement to Arbitrate) as it affects User’s rights under this Agreement.
Account & Service Control · User right or choice
Services provision for business purposes only
Stripe makes the Services and Dashboard available to users, who must use them solely for business purposes in compliance with documentation.
Supporting quotations
Stripe (and its Affiliates, as applicable) will make the Services available to User, and if applicable, give User access to a Stripe Dashboard. Stripe may enable certain Services or features on User’s behalf which User may disable by contacting Stripe, or, where available, opting out within the Stripe Dashboard or API. User must use the Services solely for User’s Business Purposes and in compliance with the Documentation.
Account & Service Control · Restriction or exception
Prohibition on personal, family, or household use
Users must not use Stripe Services for personal, family, or household purposes.
Supporting quotations
(i) use the Services for personal, family, or household purposes;
Account & Service Control · Restriction or exception
Prohibition on circumventing technical limitations
Users must not circumvent technical limitations of the Services or access non-public systems.
Supporting quotations
(ii) circumvent any technical limitations of the Services or enable functionality that is disabled or prohibited, or access or attempt to access non-public Stripe systems or data;
Account & Service Control · Restriction or exception
Prohibition on fraudulent or deceptive activity
Users must not use the Services to engage in any activity that is fraudulent, deceptive, or harmful to any person.
Supporting quotations
(iii) use the Services to engage in any activity that is fraudulent, deceptive, exploitative, or harmful;
Account & Service Control · Restriction or exception
Prohibition on interfering with service operations
Users must not perform actions that interfere with the operation of the Services or impose disproportionate infrastructure loads.
Supporting quotations
(iv) perform or attempt to perform any action that interferes with the operation of the Services or affects other Stripe users’ use of Stripe services;
Account & Service Control · Restriction or exception
Prohibition on renting or transferring service rights
Users must not rent, lease, or transfer rights granted under the Services to third parties.
Supporting quotations
(v) rent, lease, or otherwise transfer User’s rights granted under Section 1.1 (Services) to a third party;
Account & Service Control · Restriction or exception
Prohibition on copying, reproducing, or reselling services
Users must not copy, reproduce, republish, resell, or distribute the Services or Stripe Technology.
Supporting quotations
(vi) copy, reproduce, republish, upload, post, transmit, resell, or distribute in any way, any part of the Services, Documentation, or the Stripe Website except as Law permits;
Account & Service Control · Restriction or exception
Prohibition on creating accounts for suspended users
Users must not attempt to create a Stripe Account on behalf of a user whose account was previously suspended or terminated.
Supporting quotations
(vii) attempt to create a Stripe Account on behalf of or for the benefit of a user whose use of the Stripe services was suspended or terminated by Stripe, unless Stripe approves otherwise;
Account & Service Control · Restriction or exception
Prohibition on acting as service bureau pass-through
Users must not act as a service bureau or pass-through agent for the Services without added value.
Supporting quotations
(viii) act as service bureau or pass-through agent for the Services with no added value to Customers; or
Charges & Financial Obligations · Restriction or exception
Prohibition on conducting restricted businesses
Users must not use the Services to conduct Prohibited or Restricted Businesses, transact with Restricted Persons, or expose Stripe to criminal or regulatory penalties.
Supporting quotations
(ix) use the Services to conduct a Prohibited or Restricted Business, transact with any Prohibited or Restricted Business, or enable any individual or entity (including User) to operate or benefit from any Prohibited or Restricted Business, unless Stripe has pre-approved the respective Prohibited or Restricted Business in writing.
Account & Service Control · Restriction or exception
Minimum age restriction of 13 years
Only individuals 13 years of age or older may open a Stripe Account or use the Services.
Supporting quotations
(b) Age Restrictions. Only people 13 years of age or older may open a Stripe Account and use the Services and Stripe Technology. If User or User’s Representative is not 18 years of age or older (or the age of majority where User resides):
Account & Service Control · Company commitment
Adult representative requirement for minor users
Users between 13 and the legal age of majority must add an adult representative who agrees to be responsible and liable for user actions.
Supporting quotations
(i) User must add a Representative who is an adult (which may be a parent or legal guardian) to User’s Stripe Account;
Account & Service Control · Company commitment
Standard technical support provision
Stripe provides users with standard technical support for issues relating to the Services.
Supporting quotations
Stripe will provide User with standard technical support for issues relating to User’s Stripe Account and use of the Services through support channels and Documentation that Stripe makes available on the Stripe Website. Stripe also offers optional paid support plans that may include priority support and response times that exceed the standard technical support. Stripe is not obligated to provide support to Customers.
Account & Service Control · Restriction or exception
Preview Services availability, warranty disclaimer, and liability cap
Stripe may make Preview Services available as is without warranty, with liability capped at the lesser of 12 months fees or $1,000.
Supporting quotations
Stripe may make a Preview Service available to User. Stripe will indicate to User, via the Stripe Dashboard, Stripe Website, or otherwise, whether a Service, or part of it, is a Preview Service. Stripe may specify additional requirements or use restrictions that apply to User´s use of Preview Services in Preview Service Terms or Documentation. Unless Stripe otherwise agrees in writing, User’s use of Preview Services is confidential, and User will provide timely Feedback on the Preview Services if requested by Stripe. Stripe may add or remove features of the Preview Services, or suspend or terminate User’s access to Preview Services at any time. By their nature, Preview Services may be feature-incomplete, unstable, or contain bugs, and use of the Preview Services is at User’s own risk and discretion. User should not use Preview Services in a production environment unless User understands and accepts the limitations of the Preview Service. Stripe may communicate Fees for a Preview Service in writing outside of the Stripe Pricing Page. Notwithstanding anything else in this Agreement, to the maximum extent permitted by Law, Stripe provides no warranty, indemnity, or support for Preview Services. Stripe’s aggregate liability for Preview Services is limited to the lesser of the total Fees paid by User to Stripe (excluding all pass-through fees levied by Financial Providers) during the 12 month period before the first event giving rise to liability and USD $1,000.
Account & Service Control · Company practice
Stripe right to modify or discontinue services
Stripe may modify or discontinue any aspect of the Services or Stripe Technology, including imposing conditions on use.
Supporting quotations
(a) Modifications. Stripe may modify or discontinue any aspect of the Services or Stripe Technology, including imposing conditions on use of the Services or Stripe Technology or ceasing to offer a Service or Stripe Technology in a specific country or region. Stripe will provide User reasonable notice if the modification or discontinuation would materially reduce the functionality of a Service or Stripe Technology that User is then using, except where Stripe determines such notice would (i) create or increase a security risk for Stripe, its users, or its Financial Providers; or (ii) cause Stripe (or its Affiliates, as applicable) to violate Law or breach an obligation to a Governmental Authority or Financial Provider.
Account & Service Control · Company commitment
Obligation to implement updates within specified deadline or 90 days
Stripe is not obligated to provide updates, but users must implement provided updates by specified deadlines or within 90 days.
Supporting quotations
(b) Updates. Stripe is not obligated to provide any Updates, but may do so at its discretion. If Stripe makes an Update available, User must implement it by the deadline stated in Stripe’s notice. If no deadline is stated, then User must implement the Update within 30 days of the notice date.
Account & Service Control · Context
Third-Party Services subject to third-party terms
Third-Party Services referenced or accessed through Stripe are governed by separate third-party terms without Stripe endorsement or responsibility.
Supporting quotations
Stripe may reference, allow User to access, or promote Third-Party Services. User’s use of any Third-Party Service is subject to that Third-Party Service’s terms of use and privacy policies, and is at User’s sole risk. Stripe does not approve, endorse, or recommend any Third-Party Services to User and disclaims all responsibility and liability for use of any Third-Party Service.
Account & Service Control · Restriction or exception
User sole responsibility for actions initiated by AI Agents
Users accessing Stripe Services via AI Agents are solely responsible for each action initiated by or through the AI Agent.
Supporting quotations
If User uses an AI Agent to access the Stripe Services, User is solely responsible for each action initiated by or through the AI Agent. User acknowledges that: (a) an AI Agent constitutes an "electronic agent” or equivalent concept as defined or recognized under the Uniform Electronic Transactions Act (UETA) and similar Laws; and (b) actions initiated or completed by an AI Agent are legally binding on User.
Content & IP Rights · Permission or license
Limited license to access and use Stripe Technology
Stripe grants users a limited, worldwide, royalty-free, non-exclusive, non-transferable license during the Term to access and use Stripe Technology.
Supporting quotations
Subject to this Agreement, Stripe (or its Affiliates, as applicable) grants User a limited, worldwide, royalty-free, non-exclusive, non-transferable (except as allowed under Section 11.10 (Assignment)), non-sublicensable, revocable license during the Term to use the Stripe Technology solely (i) as necessary to use the Services, (ii) for User’s Business Purposes; and (iii) in compliance with Law, this Agreement and the Documentation. The Stripe Technology is licensed, not sold, to User by Stripe (or its Affiliates, as applicable). The terms of this Agreement will govern all updates, upgrades, new versions, and replacements unless an update is accompanied by a separate license, in which case the terms of that license will govern.
Content & IP Rights · Restriction or exception
Restrictions on use of Stripe Technology outside documentation
Users must not use or run Stripe Technology in any manner other than as expressly permitted by documentation and agreement terms.
Supporting quotations
The license granted in this Section does not allow User to, and User agrees not to, use or run the Stripe Technology in any way other than in accordance with this Agreement and the Documentation. User may distribute elements of the Stripe Technology identified by Stripe as “distributable”, if any, as long as User does so solely in binary or object code form and subject to the terms of an end user license agreement at least as protective of Stripe and its licensors as the terms of this Section. User must not use Stripe Technology in a manner that creates an obligation to (i) disclose, distribute or make Stripe Technology available in source code form; (ii) license Stripe Technology for the purpose of making modifications or derivative works; or (iii) redistribute Stripe Technology at no charge. User must not remove, obscure, modify or otherwise tamper with notices (including trademark, copyright and other proprietary notices) or legends contained in any Stripe Technology.
Content & IP Rights · Permission or license
Open source software license priority over agreement terms
Open source software licenses included in Stripe Technology prevail in the event of any conflict with the agreement.
Supporting quotations
User acknowledges that open source software included in the Stripe Technology may grant User additional rights. If there is a conflict between an open source license and this Agreement regarding open source code, the applicable open source license terms supersede the conflicting terms of this Agreement. Portions of the Stripe Technology may utilize third-party software and other copyrighted material.
Content & IP Rights · Restriction or exception
Prohibition on reverse engineering or modifying software
Users must not modify, port, translate, create derivative works of, or reverse engineer Stripe Technology except as permitted by law.
Supporting quotations
Except to the extent that the following restriction is not permitted under Law, User must not (and User must not enable or allow any third party to) decompile, reverse engineer, disassemble, attempt to derive the source code of, decrypt, tamper, translate, modify, or create derivative works of all or any part of the Stripe Technology or any services provided by Stripe. User agrees not to remove, obscure, or alter any proprietary notices (including trademark and copyright notices) that may be affixed to or contained within the Stripe Technology.
Content & IP Rights · Restriction or exception
Prohibition on renting, leasing, or transferring Stripe Technology
Users must not rent, lease, lend, sell, share, or redistribute Stripe Technology or any part of it.
Supporting quotations
User must not rent, lease, lend, sell, share, redistribute, or sublicense the Stripe Technology, or enable others to do so, in each case unless expressly permitted under this Agreement or otherwise authorized by Stripe in writing.
Security & Safeguards · Company practice
Stripe reliance on account credentials and instructions
Stripe is entitled to rely on instructions or actions transmitted using user credentials, and users must safeguard their account security.
Supporting quotations
Stripe is entitled to rely on any instruction or action taken within User’s Stripe Account. User must ensure that its Stripe Account is not used or modified by anyone other than User and its authorized representatives, and will use commercially reasonable efforts to prevent the unauthorized access, disclosure, or use of its Stripe Account Credentials. If User believes that its Stripe Account Credentials have been wrongly accessed, disclosed, or used, User must promptly notify Stripe and cooperate fully, including by providing any information Stripe reasonably requests. Any action or inaction by Stripe will not diminish User’s responsibility for the security of its Stripe Account Credentials or for any unauthorized access, disclosure, or use of them. User is solely responsible for any losses, damages or costs that User or others may suffer arising out of or relating to hacking, tampering, or unauthorized access of the Services, User’s Stripe Account, or Protected Data, or User’s failure to use or implement anti-fraud or data security measures, except to the extent that those losses, damages, or costs are caused by Stripe’s gross negligence, fraud, or willful misconduct.
Use & Processing · Company commitment
Compliance with Data Processing Agreement
Each party must comply with the Data Processing Agreement (DPA) regarding the processing of personal data.
Supporting quotations
Each party will comply with the [DPA](https://stripe.com/legal/dpa), including the [Data Transfers Addendum](https://stripe.com/legal/dta), which is incorporated into this Agreement by this reference. The DPA sets out the parties’ respective obligations and responsibilities regarding Personal Data processing in connection with the Services.
Use & Processing · Restriction or exception
Permitted uses and restrictions on Stripe Data
Users may use Stripe Data only as expressly permitted by the agreement, documentation, and applicable Service Terms.
Supporting quotations
User will use Stripe Data only as expressly permitted by this Agreement or other written agreements between Stripe and User (or their Affiliates).
Security & Safeguards · Company commitment
Notification requirements upon security or data incident
Users must notify Stripe promptly upon experiencing a data incident reasonably likely to affect Stripe systems or data.
Supporting quotations
If User experiences a Data Incident that is reasonably likely to impact Stripe or its Affiliates, User must notify Stripe without undue delay, which will be no later than 48 hours, after becoming aware of the Data Incident. In this notice, User shall provide Stripe with the following information: (a) the type of Personal Data that was the subject of the Data Incident; (b) the categories and potential number of individuals or records affected (including their countries); and (c) the status of User’s investigation and current or planned remediation.
Retention & Deletion · Company practice
Stripe data retention obligations and limitations
Stripe is not obligated to retain data received through the Services beyond legal and regulatory requirements.
Supporting quotations
Stripe is not obligated to retain data that it receives from or through User after the Term, except as (a) required by Law; (b) reasonably required for Stripe to perform any post-termination obligations; (c) this Agreement otherwise states; or (d) the parties otherwise agree in writing.
Sharing & Disclosure · Company commitment
Permissions and consent required for third-party data provided to Stripe
Users must ensure all required notices, consents, and authorizations are obtained before providing third-party data to Stripe.
Supporting quotations
If User enables Services or functionality that provide Stripe access to data, including Personal Data and Content, from User’s third party service providers (“Third Party Data”), then User authorizes Stripe to access and use the Third Party Data, and User must obtain all necessary rights and consents from the applicable individuals and third parties sufficient to enable Stripe to lawfully collect, use, retain, and disclose the Third Party Data. Stripe will use Third Party Data as this Agreement describes and to (a) secure, provide, and update the Stripe services, (b) comply with Law and Financial Provider requirements, and (c) prevent and mitigate fraud, financial loss, and other harm. User must not provide Protected Health Information to Stripe as part of Third Party Data. User is liable for any disclosure of Protected Health Information to Stripe when User provides access to the Third Party Data.
Security & Safeguards · Company commitment
Maintenance of administrative, physical, and technical safeguards
Each party must maintain commercially reasonable security safeguards to protect data from unauthorized access or compromise.
Supporting quotations
Each party will maintain commercially reasonable administrative, technical, and physical safeguards designed to protect data in its possession or under its control from unauthorized access, accidental loss, and unauthorized modification. Stripe will comply with its obligations in the Data Security Exhibit.
Account & Service Control · User right or choice
Use of Stripe Output Data limited to internal business purposes
Users may use Stripe Output Data only for their own internal business purposes in connection with the Services.
Supporting quotations
User’s use of Stripe Output Data is limited to User’s own internal business purposes and for its intended purpose as may be described in the applicable Service Terms or Documentation. User must not use Stripe Output Data: (a) as the sole input into User’s decision making process (e.g., automated decision making, profiling) about engaging, ceasing to engage, or refraining from engaging in a business relationship with any Customer; (b) as a factor in determining a person’s eligibility for credit, insurance, housing or employment; or in any way that could cause Stripe to be a “consumer reporting agency” (as defined in FCRA) or cause the Stripe Output Data to constitute a “consumer report” (as defined in FCRA) or any comparable concept under Law; (c) to discriminate based on race, gender, or other protected characteristics, or take any “adverse action” (as defined in FCRA); (d) in a manner that constitutes a prohibited AI practice under the EU AI Act or in a manner that would cause Stripe to be characterized as a provider or co-deployer of a high-risk AI system; or (e) to develop, test, validate, train, enhance or deploy any machine learning models or algorithms that are a substitute for, or substantially similar to, the Services. User must not sell (including, as defined in the CCPA), rent, transfer, make available, or communicate orally or through other means Stripe Output Data. User must delete Stripe Output Data promptly upon Stripe's reasonable written request.
Content & IP Rights · Context
Stripe ownership of intellectual property rights in technology
Stripe, its Affiliates, and licensors exclusively own all intellectual property rights in the Services, Stripe Technology, and Documentation.
Supporting quotations
(a) IP Rights. As between the parties, Stripe, its Affiliates, and its third party licensors own all IP Rights in the Services, the Stripe Technology, Stripe Data, the Stripe Marks, the Documentation, and the Stripe Website. All rights not expressly granted in this Agreement are reserved.
Content & IP Rights · Context
Reservation of intellectual property rights not expressly granted
All intellectual property rights not expressly granted to users are reserved by Stripe and its licensors.
Supporting quotations
(b) Reservation of Rights. Nothing in this Agreement assigns or transfers ownership of any IP Rights to the other party, or contemplates a joint development of intellectual property.
Content & IP Rights · Company commitment
User warranty of rights and permissions in user data
Users warrant they have all rights, title, and permissions necessary to grant Stripe rights to use User Data.
Supporting quotations
(c) Rights and Permissions. User will ensure that User’s use of the Services and Stripe Technology will not violate or infringe upon any third-party rights, including IP Rights. If User provides Content to Stripe, User agrees that it has obtained, as applicable, all necessary rights and permissions to share the Content and enable Stripe’s use of the Content. User grants to Stripe, on behalf of itself and its Affiliates, a perpetual, worldwide, non-exclusive, irrevocable, royalty-free license to use the Content to develop, improve, and provide Services and Stripe Technology and for Stripe’s internal business purposes.
Content & IP Rights · Permission or license
Perpetual royalty-free license to user feedback
Users grant Stripe a perpetual, irrevocable, royalty-free, transferable license to use feedback for any purpose without compensation.
Supporting quotations
During the Term, User may provide Feedback to Stripe and its Affiliates, which Stripe may use without restriction or obligation. Feedback is voluntary and User grants to Stripe, on behalf of itself and its Affiliates, a perpetual, worldwide, non-exclusive, irrevocable, royalty-free license to use that Feedback for any purpose.
Content & IP Rights · Permission or license
Limited license to use respective marks during agreement term
Each party grants the other a limited, non-exclusive, royalty-free license to use its marks solely in accordance with the agreement.
Supporting quotations
(a) License Grant. Subject to this Agreement, each party (or its applicable Affiliates) grants to the other party a worldwide, non-exclusive, non-transferable (except as allowed under Section 11.10 (Assignment)), non-sublicensable (except to its Affiliates and Financial Providers (as applicable)), royalty-free license during the Term to use the granting party’s Marks solely to provide the Services to User and to identify Stripe as User’s service provider. All goodwill generated from the use of the grantor party’s Marks will inure to the sole benefit of the Mark owner.
Content & IP Rights · Permission or license
Stripe permitted marketing uses of user marks
Stripe may use user marks on webpages, apps, marketing materials, and promotional activities identifying user as a customer.
Supporting quotations
(b) Stripe’s Permitted Uses of User’s Marks. Stripe and its Affiliates may refer to User as a user of Services in their financial disclosure documents. Stripe and its Affiliates may use User’s Marks:
Content & IP Rights · Permission or license
User permitted uses of Stripe marks in compliance with guidelines
Users may use Stripe marks only as permitted by Stripe Marks Usage Terms and Documentation.
Supporting quotations
(c) User’s Permitted Uses of Stripe Marks. When using Stripe’s Marks, User must comply with the terms located at https://stripe.com/legal/marks/ and all additional usage terms and guidelines that Stripe provides to User in writing (if any).
Legal Rights & Agreement Rules · Company commitment
Obligation to protect confidential information with reasonable care
Recipients must use confidential information only to perform the agreement and protect it with reasonable care.
Supporting quotations
Stripe and User (each, a “Recipient”) will use reasonable care, and no less than the same degree of care that the recipient uses to protect its own confidential information of a similar nature, to prevent the unauthorized disclosure of the other party’s (the “Discloser”) Confidential Information.
Legal Rights & Agreement Rules · Restriction or exception
Permitted disclosures of confidential information to representatives
Recipients may disclose confidential information to employees, contractors, and advisors who need to know and are bound by confidentiality.
Supporting quotations
A Recipient may disclose Confidential Information only to its and its Affiliates' directors, employees, contractors, agents, professional advisors, and third-party auditors who have a legitimate need to know it and are subject to confidentiality obligations at least as protective as this Agreement. Additionally, Stripe may disclose User’s Confidential Information to Financial Providers, their respective Affiliates, and Stripe’s third-party service providers as reasonably necessary to perform the Services.
Legal Rights & Agreement Rules · Restriction or exception
Permitted disclosures required by law or governmental authority
Recipients may disclose confidential information required by law, giving prior written notice to discloser where legally permitted.
Supporting quotations
A Recipient may disclose Confidential Information if required by Law, subpoena, or court order, or if directed by a Governmental Authority. Subject to Stripe’s obligations under the DPA, Recipient will use reasonable efforts to provide Discloser with advance notice of the required disclosure (if permitted by Law). Any assistance provided by Recipient to help Discloser contest the disclosure will be at Discloser’s sole expense.
Legal Rights & Agreement Rules · Context
Standard exclusions from confidential information obligations
Confidentiality obligations do not apply to information that is public, previously known, independently developed, or rightfully received.
Supporting quotations
These confidentiality obligations do not apply to information that: (a) is or becomes publicly available through no fault of the Recipient; (b) was known or possessed without restriction prior to receipt from the Discloser; (c) was received from a third party without breach of confidentiality obligations; or (d) was independently developed without using the Discloser’s Confidential Information.
Charges & Financial Obligations · Company commitment
Obligation to pay fees listed on Stripe Pricing Page
Users must pay all fees listed on the Stripe Pricing Page or applicable schedule for the Services.
Supporting quotations
(a) Fees. The Fees are as listed on the Stripe Pricing Page, unless User and Stripe otherwise agree in writing, including via click-through agreement. Unless User and Stripe otherwise agree in writing or if Law requires, payment obligations are non-cancelable and Fees paid are non-refundable.
Charges & Financial Obligations · Company practice
Revisions to fees and notice requirements
Stripe may update fees and subscription plans upon reasonable advance notice to users.
Supporting quotations
(c) Updates to Fees and Subscription Plans. Subject to the requirements of Law, Stripe may revise the Fees and Subscription Plans at any time. Stripe will provide User with at least 30 days’ notice of any increase in a Fee or any new Fees for any Service that User is using, or any materially adverse change in a Subscription Plan.
Charges & Financial Obligations · Company commitment
User duty to pay or ensure Stripe is able to collect fees
Users must pay or ensure Stripe is able to collect all fees and amounts owed under the agreement.
Supporting quotations
(a) User must pay, or ensure that Stripe is able to collect, Fees, Taxes, and other amounts User owes to Stripe under this Agreement, or under any other agreement with a Stripe Entity, when due.
Charges & Financial Obligations · Company practice
Stripe right to deduct owed amounts from payouts or accounts
Stripe may collect amounts owed by deducting them from payouts, linked accounts, or secondary accounts.
Supporting quotations
(b) Stripe may collect all amounts owed by User by deducting them from User’s Stripe Account balance, charging User’s primary Payment Method (e.g., a credit card), or invoicing User for those amounts.
Charges & Financial Obligations · Company commitment
Fees exclude all taxes unless expressly stated otherwise in writing.
Supporting quotations
(a) Exclusion of Taxes. The Fees exclude all Taxes, except as the Stripe Pricing Page or other documents expressly state to the contrary.
Charges & Financial Obligations · Company commitment
User sole responsibility for determining, collecting, and remitting taxes
Users have sole responsibility for determining, assessing, collecting, reporting, and remitting all taxes applicable to their business.
Supporting quotations
(b) User’s Tax Responsibilities. User has sole responsibility and liability for:
Charges & Financial Obligations · Company practice
Stripe tax collection, withholding, and invoice provision
Stripe may collect or withhold taxes where required by law and will provide tax invoices as required.
Supporting quotations
(i) If Stripe is required by Law to collect or withhold any Taxes, Stripe may deduct those Taxes from the amount otherwise owed to User or charge those Taxes, as the case may be, and pay those Taxes to the appropriate taxing authority. If User is exempt from paying, or is otherwise eligible to pay a reduced rate on, those Taxes, User may provide to Stripe a copy of the original certificate that satisfies applicable legal requirements attesting to its tax-exempt status or reduced rate eligibility, in which case Stripe will not deduct the Taxes that certificate covers.
Charges & Financial Obligations · Company commitment
Requirement to link valid bank account for settlements
Users must link and maintain a designated valid user bank account to receive payouts from Stripe.
Supporting quotations
If Stripe requires User to link a User Bank Account with Stripe in connection with User’s use of the Services, then:
Charges & Financial Obligations · Restriction or exception
Prohibition on granting security interests in funds or payouts
Users must not grant or assign any security interest in payouts or processing proceeds to third parties.
Supporting quotations
(b) User must not grant or assign to any third party any lien on or interest in funds that may be owed to User related to this Agreement until the funds are deposited into a User Bank Account.
Legal Rights & Agreement Rules · Context
Scope and applicability of liability limitations and exclusions
Liability limitations apply regardless of legal theory and even if remedies fail of their essential purpose.
Supporting quotations
The exclusions and limitations in this Section 8 (Limitation of Liability) apply regardless of the legal theory or form of action and will survive and apply even if any limited remedy in this Agreement fails of its essential purpose.
Legal Rights & Agreement Rules · Restriction or exception
As-is service provision and disclaimer of all warranties
Stripe provides the Services as is and disclaims all express, implied, or statutory warranties.
Supporting quotations
Stripe provides the Services and Stripe Technology “as is”, and to the maximum extent permitted by Law, Stripe does not make any, and disclaims all, warranties (other than those stated as a “warranty” in this Agreement) and statutory guarantees, the implied warranties of fitness for a particular purpose, merchantability and non-infringement, and the implied warranties arising from any course of dealing, course of performance or usage in trade. Stripe does not warrant that User’s use of the Services and Stripe Technology will be uninterrupted or error-free or that User's use of the Services and Stripe Technology comply with Law. Stripe is not liable for delays, failures or problems inherent in use of the internet and electronic communications or other systems outside Stripe’s control.
Legal Rights & Agreement Rules · Restriction or exception
Mutual waiver of indirect, consequential, and punitive damages
Neither party is liable for indirect, consequential, special, reliance, or punitive damages or loss of data.
Supporting quotations
Except for Excluded Claims, to the maximum extent permitted by Law, neither party will have any liability in relation to this Agreement for any indirect, consequential, special, reliance, incidental, or punitive damages, lost revenue, profits, savings or goodwill, business interruption, personal injury, property damage, or loss of data, whether in contract, negligence, strict liability, tort, or other legal or equitable theory, even if these losses, damages, or costs are foreseeable, and whether or not any party has been advised of their possibility.
Legal Rights & Agreement Rules · Restriction or exception
Aggregate liability cap of greater of $100 or prior 3 months fees
Total aggregate liability is capped at the greater of $100 or fees paid for the affected service in the prior 3 months.
Supporting quotations
Except for Excluded Claims, a party’s total aggregate liability for damages and Losses arising out of or relating to the Agreement is limited to the total Fees paid by User (excluding all pass-through fees levied by Financial Providers) during the 12 month period before the first event giving rise to liability. User’s payment obligations, including Fees, Assessed Fines and Taxes are not limited by this Section 8.4.
Legal Rights & Agreement Rules · Company commitment
User indemnification of Stripe against third-party claims and losses
Users must indemnify Stripe against third-party claims arising from user breach, use of services, user data, or customer transactions.
Supporting quotations
(a) General Indemnities. Subject to Section 9.2 (Limitations on Indemnity), User will indemnify Stripe, its Affiliates, and their directors, employees, and agents for all Losses arising from User’s use of the Services or Stripe Technology, gross negligence, willful misconduct, fraud, or material breach of the Agreement.
Legal Rights & Agreement Rules · Company commitment
Each party indemnifies the other against intellectual property claims arising out of its respective technology.
Supporting quotations
(i) Indemnity. Subject to Section 9.2 (Limitations on Indemnity), each party will indemnify the other party, its Affiliates, and their directors, employees, and agents for all Losses, to the extent they arise from an IP Claim, except that this indemnification obligation does not apply if the indemnified party uses the Materials in combination with other materials not provided by the indemnifying party (if the Materials the indemnifying party provided would not infringe absent the combination).
Legal Rights & Agreement Rules · Restriction or exception
Remedial options available upon intellectual property claim
Upon an IP claim, the indemnifying party may procure use rights, modify technology to be non-infringing, or terminate the service.
Supporting quotations
(ii) Remedial Actions. If an IP Claim arises, the indemnifying party may, at its sole discretion and expense (i) modify the Materials it provided to be non-infringing, replace them with non-infringing alternatives, or obtain a license for the indemnified party to continue using the Materials; or (ii) upon 30 days’ notice, terminate the indemnified party’s use of the infringing Materials.
Legal Rights & Agreement Rules · Restriction or exception
Exclusive remedy for third-party intellectual property claims
The IP indemnity section sets forth the sole and exclusive remedy for third-party intellectual property claims.
Supporting quotations
(iii) Exclusive Remedies. This Section 9.1(b) states the indemnifying party’s entire liability to the indemnified parties, and the indemnified parties’ sole and exclusive rights and remedies, with respect to an IP Claim.
Legal Rights & Agreement Rules · Restriction or exception
Exclusions from indemnification obligations for unauthorized modifications
Indemnification obligations do not apply to claims arising from unauthorized modifications, combinations, or non-compliance.
Supporting quotations
An indemnifying party’s obligations under Section 9.1 do not apply to the extent that the Claim or Losses arise out of an indemnified party’s negligence, fraud, willful misconduct, or breach of this Agreement.
Legal Rights & Agreement Rules · Procedure
Defense notification, tender of control, and cooperation requirements
Indemnified parties must promptly give notice, tender control of defense and settlement, and reasonably cooperate.
Supporting quotations
If the indemnified party seeks to enforce an indemnity under this Agreement, it must promptly notify the indemnifying party of the applicable Claim and allow the indemnifying party to take exclusive control of its defense and settlement. The indemnified party must cooperate with and provide reasonable assistance to the indemnifying party in conducting such defense and settlement, at the indemnifying party's expense, and will not take any actions that prejudice the defense. The indemnifying party will control the defense (including choice of counsel) and settlement at its expense, but will not enter into any settlement that imposes any obligation on the indemnified party (other than payment of money, which the indemnifying party must pay) without the indemnified party’s prior written consent. An indemnified party’s delay or failure in notifying the indemnifying party of a Claim will not relieve the indemnifying party of its indemnity obligations, except to the extent the indemnifying party has been prejudiced by such delay or failure.
Account & Service Control · User right or choice
User right to terminate agreement at any time by closing account
Users may terminate the agreement at any time by closing their account and stopping use of Services.
Supporting quotations
(i) Termination for Convenience. User may terminate this Agreement at any time by closing its Stripe Account via the Stripe Dashboard.
Account & Service Control · User right or choice
User right to terminate for uncured material breach upon 30 days notice
Users may terminate immediately if Stripe materially breaches the agreement and fails to cure within 30 days.
Supporting quotations
(ii) Termination for Cause. User may terminate this Agreement immediately upon notice to Stripe if Stripe materially breaches this Agreement and, if capable of cure, does not cure the breach within 10 days after receiving notice specifying the breach.
Account & Service Control · Company practice
Stripe grounds for immediate service suspension
Stripe may immediately suspend access for breach, insolvency, security risk, illegal activity, or fraud risk.
Supporting quotations
(i) Suspension. Stripe may immediately suspend User’s access to the Stripe Technology and use of any or all of the Services if:
Account & Service Control · Company practice
Stripe termination for convenience upon reasonable advance notice
Stripe may terminate the agreement or service terms for convenience at any time upon reasonable advance notice.
Supporting quotations
(1) Termination for Convenience. Unless otherwise agreed in writing, Stripe may terminate this Agreement or close User’s Stripe Account at any time. Stripe will notify User in accordance with Law.
Account & Service Control · Company practice
Immediate termination by Stripe for material breach or insolvency
Stripe may immediately terminate for material breach not cured within 30 days, or immediately for incurable breach.
Supporting quotations
(2) Termination for Cause. Stripe may immediately terminate this Agreement or revoke access to any part of the Services or Stripe Technology if (A) User materially breaches this Agreement and, if capable of cure, does not cure the breach within 10 days after receiving notice specifying the breach; (B) User experiences an Insolvency Event and Law allows for termination; (C) any event listed in Section 10.1(b)(i) of these General Terms occurs; or (D) Law requires, or a Governmental Authority or Financial Provider directs Stripe to do so. Stripe will notify User in accordance with Law.
Account & Service Control · Restriction or exception
Immediate cessation of rights and access upon termination
Upon termination, user rights to use Services immediately cease and users must stop all access and use.
Supporting quotations
Upon termination of this Agreement, User’s rights to use the Services and the Stripe Technology immediately cease. User must immediately cease accessing the Services and delete all license keys, access keys and copies of Stripe Technology. In no event will termination relieve User of its obligation to pay any amounts payable to Stripe for the period prior to the effective date of termination. Unless stated to the contrary, termination of this Agreement will not affect any other agreement between the parties or their Affiliates.
Legal Rights & Agreement Rules · Context
Enumerated sections surviving termination of agreement
Key sections survive termination, including security, intellectual property, confidentiality, liability limits, and indemnities.
Supporting quotations
(b) Sections 3 (Stripe Account Security), 5.1 (Ownership; Intellectual Property Rights), 5.2 (Feedback), 7 (Fees; Taxes; User Bank Account), to the extent applicable to Services provided or to Transactions submitted during the Term, 8 (Limitation of Liability), 9 (Indemnification), 10.2 (Effect of Termination),11.2 (Notices and Communications), 11.3 (Governing Law), 11.4 (Dispute Resolution; Agreement to Arbitrate), 11.7 (Entire Agreement), 11.8 (Modification), 11.9 (Order of Precedence), 11.10 (Assignment), 11.11 (Severability), 11.12 (Waivers), 11.13 (Force Majeure), 11.14 (No Agency), 11.15 (Cumulative Rights; Injunctions), 11.17 (Interpretation), 12 (Definitions), to the extent used in a surviving clause, 13 (Regional Terms);
Retention & Deletion · Context
Survival of privacy obligations while data is held
Privacy and data use obligations survive for as long as Stripe or user holds data.
Supporting quotations
(c) Section 4 (Privacy and Data Use), for so long as Stripe or User holds Stripe Data or Personal Data, as applicable;
Legal Rights & Agreement Rules · Context
Indefinite survival of trade secrets and 3-year confidentiality term
Trade secret protections survive indefinitely, while other confidentiality obligations survive for 3 years post-termination.
Supporting quotations
(e) trade secrets, indefinitely, and all other confidentiality obligations, for 3 years after the date of termination.
Legal Rights & Agreement Rules · Company commitment
Mutual obligation to comply with all applicable laws
Each party must comply with all laws applicable to its business in performing obligations under the agreement.
Supporting quotations
Each party must comply with all Laws applicable to its business in its performance of obligations or exercise of rights under this Agreement. User is solely responsible for evaluating and configuring the Services to comply with User's legal obligations.
Legal Rights & Agreement Rules · Procedure
Requirements and procedure for delivering notices to Stripe
Notices to Stripe must be delivered in writing to the designated legal notice address.
Supporting quotations
Notices to Stripe. Except as may be required by Applicable Law or unless this Agreement states otherwise, for notices to Stripe, [contact Stripe](https://stripe.com/contact). A notice User sends to Stripe is deemed to be received when Stripe receives it.
Account & Service Control · User right or choice
User consent to electronic delivery of notices and disclosures
Users consent to receive all notices, disclosures, and communications electronically via the Dashboard or email.
Supporting quotations
Communications to User. User consents to electronic communications as described in the [E-SIGN Disclosure](https://stripe.com/legal/e-sign-disclosure), which is incorporated into this Agreement by this reference. Stripe also may send User Communications by physical mail or delivery service to the postal address listed in the applicable Stripe Account. A Communication Stripe sends to User is deemed received by User on the earliest of (i) when posted to the Stripe Website or Stripe Dashboard; (ii) when sent by text message or email; and (iii) three business days after being sent by physical mail or when delivered, if sent by delivery service.
Legal Rights & Agreement Rules · Context
California governing law subject to Regional Terms
The agreement is governed by the laws of California, subject to Regional Terms based on account country.
Supporting quotations
This Agreement and any disputes between User and Stripe will be governed by, and construed in accordance with, the Governing Law as specified in the Regional Terms, without giving effect to its conflict of law principles.
Legal Rights & Agreement Rules · Restriction or exception
Mandatory individual binding arbitration for dispute resolution
Disputes arising out of the agreement are subject to mandatory binding individual arbitration.
Supporting quotations
(i) Claims Subject to Arbitration. Except as stated otherwise in Section 11.4(a)(ii) or the Regional Terms, all disputes, claims, and controversies, whether based on past, present, or future events, including those arising out of or relating to statutory or common law and the breach, termination, enforcement, interpretation, or validity of any provision of this Agreement, will be determined by binding arbitration by a single arbitrator.
Legal Rights & Agreement Rules · Restriction or exception
Exceptions to arbitration for IP claims and small claims court
Claims principally relating to intellectual property rights or small-claims court eligibility are excluded from arbitration.
Supporting quotations
(ii) Claims Not Subject to Arbitration. All disputes, claims, and controversies principally related to a party’s IP Rights will be resolved by litigation. The parties submit to the non-exclusive jurisdiction of the courts specified in the Regional Terms for these disputes, claims, and controversies.
Legal Rights & Agreement Rules · Procedure
Final and binding nature of arbitration award
Arbitration awards are final, binding, and enforceable in any court of competent jurisdiction.
Supporting quotations
(vi) Final and Binding. Any award will be final and binding on the parties and will be deemed to have been made at the seat of arbitration, and each party will act promptly in accordance with the award.
Legal Rights & Agreement Rules · Procedure
Informal dispute notice requirement prior to arbitration
Parties must send written notice of dispute and attempt good-faith informal resolution before initiating arbitration.
Supporting quotations
(b) Notice of Disputes. Before commencing arbitration, the party asserting a claim must send a written notice of dispute to the other party. All dispute notices to Stripe must be sent to notices@stripe.com. All dispute notices to User must be sent to the email address listed on the applicable Stripe Account. All notices must (i) provide User’s name, email address, mailing address, and Stripe account ID (if any); (ii) describe the nature and factual and legal basis of the dispute; and (iii) detail the specific relief sought. If User appoints an attorney to submit its notice, User must provide written authorization allowing Stripe to discuss User’s dispute and account details with User’s attorney. Stripe may require User (or User’s attorney) to verify User’s identity and confirm User’s authorization to disclose account information. User will cooperate with any reasonable verification request. After notice of arbitration is provided, the parties will meet for the purpose of resolving the dispute and, if the dispute is not resolved within 30 days of the notice, then a party may commence arbitration in accordance with the applicable rules.
Legal Rights & Agreement Rules · Company commitment
Duty to keep arbitration proceedings and awards confidential
Parties must maintain confidentiality of arbitration proceedings, hearings, and awards except as legally required.
Supporting quotations
(c) Confidentiality of Arbitration. The parties will keep confidential the existence of the arbitration, the details of the arbitration proceeding, the hearing, and the arbitrator’s decision except: (i) as necessary to prepare for and conduct the arbitration hearing; (ii) in connection with a court application for a preliminary remedy, confirmation, vacatur, or modification of an arbitrator’s award; (iii) the Stripe Parties may disclose the arbitrator’s decision in confidential settlement negotiations related to other disputes; (iv) as necessary to professional advisers that are subject to a strict duty of confidentiality; and (v) as Law otherwise requires. The parties, witnesses, and arbitrator will treat as confidential and will not disclose to any third person (other than witnesses or experts) any submissions, documentary, or other evidence produced in any arbitration, except as Law requires or if the evidence was obtained from the public domain or was otherwise obtained independently from the arbitration.
Legal Rights & Agreement Rules · Procedure
Right of prevailing party to recover reasonable legal fees
In legal proceedings arising out of the agreement, the prevailing party is entitled to recover reasonable legal fees and costs.
Supporting quotations
In any dispute, litigation, arbitration, or other legal proceeding arising out of or relating to this Agreement, the arbitrator or court will award to the prevailing party, if any, its reasonable attorneys’ fees and costs incurred in connection with such proceeding. Notwithstanding the foregoing, if User is liable for any amounts owed under this Agreement, User is also liable for all costs incurred by the other party (including but not limited to Stripe, if applicable) during collection of those amounts. Such collection costs include reasonable attorneys' fees and expenses, costs of any arbitration or court proceeding, collection agency fees, applicable interest, and any other related costs.
Legal Rights & Agreement Rules · Restriction or exception
Prohibition on exporting technology in violation of trade controls
Users must comply with all trade controls and sanctions and not transfer Stripe Technology to prohibited destinations.
Supporting quotations
User must not use or otherwise export, re-export, or transfer the Stripe Technology except as authorized by United States law and the laws of the jurisdiction(s) in which the Stripe Technology was distributed and obtained, including by providing access to Stripe Technology (a) to any individual or entity ordinarily resident in a High-Risk Jurisdiction; or (b) to any High-Risk Person. By using the Stripe Technology, User represents and warrants that User is not (i) located in or organized under the laws of any High-Risk Jurisdiction; (ii) a High-Risk Person; or (iii) owned 50% or more, or controlled, by individuals and entities (x) located in or, as applicable, organized under the laws of any High-Risk Jurisdiction; or (y) any of whom or which is a High-Risk Person. User must not use the Services or Stripe Technology for any purposes prohibited by Law, including the development, design, manufacture or production of missiles, nuclear, chemical, or biological weapons.
The agreement constitutes the entire agreement between the parties concerning its subject matter, superseding prior understandings.
Supporting quotations
The Agreement, together with any separate written agreement relating to Fees, constitutes the entire agreement and understanding of the parties with respect to the Services, and supersedes all prior and contemporaneous agreements and understandings.
Account & Service Control · Company practice
Modification of agreement by posting revised terms
Stripe may modify the agreement by posting revised terms, with continued use constituting acceptance.
Supporting quotations
Stripe may modify this Agreement (or any portion of it) at any time by posting a revised version of the modified portion(s) on the Stripe Legal Page or by notifying User. The modified Agreement is effective upon posting or as stated in the notice, if Stripe notifies User. By continuing to use Services after the effective date of any modification to this Agreement, User agrees to be bound by the modified Agreement. User is responsible for checking the Stripe Legal Page regularly for modifications to this Agreement. Except as this Agreement otherwise allows, this Agreement may not be modified except in writing signed by the parties.
Legal Rights & Agreement Rules · Context
Order of precedence between Regional Terms, Service Terms, and General Terms
Regional Terms prevail over General Terms, and Service Terms prevail over General Terms for specific services.
Supporting quotations
If any term in these General Terms conflicts with a term in any Service Terms or terms incorporated by reference into this Agreement, then unless terms of lower precedence expressly state to the contrary, the order of precedence is: (a) the Service Terms; (b) these General Terms; and (c) all terms incorporated by reference into this Agreement.
Legal Rights & Agreement Rules · Restriction or exception
Prohibition on user assignment without Stripe prior written consent
Users may not assign or transfer rights or obligations under the agreement without Stripe prior written consent.
Supporting quotations
User may not assign or transfer any of its rights or obligations under this Agreement without Stripe’s prior consent (which consent will not be unreasonably withheld or delayed). However, User may assign this Agreement in its entirety to its successor resulting from a merger, acquisition, or sale of all or substantially all of User’s assets or voting securities, provided that (i) User provides Stripe with prompt written notice of the proposed assignment, (ii)the assignee agrees in writing to assume all of User’s obligations under this Agreement, and (iii) the assignee complies with Stripe’s procedural and documentation requirements to give effect to the assignment. To request Stripe’s consent to assign this Agreement, please [contact Stripe](https://stripe.com/contact). Any attempt by User to transfer or assign this Agreement, except as expressly authorized above, will be void. Stripe and its Affiliates may assign and transfer its rights and obligations under this Agreement (in whole or in part) without User’s consent. This Agreement will be binding on, inure to the benefit of, and be enforceable by the parties and their permitted assigns.
Legal Rights & Agreement Rules · Context
Severability and minimum reformation of unenforceable terms
If a provision is held unenforceable, it will be modified to the minimum extent necessary with remaining terms intact.
Supporting quotations
If any court or Governmental Authority determines a provision of this Agreement is unenforceable, the parties intend that this Agreement be enforced as if the unenforceable provision were not present and that any partially valid and enforceable provision be enforced to the extent that it is enforceable.
Legal Rights & Agreement Rules · Context
Written requirement for waivers and non-waiver of future enforcement
Waivers must be in writing signed by the waiving party, and failure to enforce a right does not waive future enforcement.
Supporting quotations
A waiver must be in writing signed by the waiving party to be effective. A party’s failure to enforce any provision of this Agreement will not constitute a waiver of that party’s rights to subsequently enforce the provision.
Legal Rights & Agreement Rules · Restriction or exception
Force majeure excusal for events beyond reasonable control
Neither party is liable for failure or delay caused by events beyond reasonable control, excluding payment obligations.
Supporting quotations
Neither party will be liable for any failure or delay in performance to the extent caused by a Force Majeure Event. Nothing in this Section 11.13 will excuse User’s payment obligations to Stripe.
Legal Rights & Agreement Rules · Context
Independent contractor relationship without partnership or agency
The parties are independent contractors, and the agreement creates no partnership, joint venture, or agency relationship.
Supporting quotations
Each party to this Agreement, and each Financial Provider (if applicable), is an independent contractor. Nothing in this Agreement serves to establish a partnership, joint venture, general agency, trust, or fiduciary relationship between Stripe and User, or with any Financial Provider. If this Agreement expressly establishes an agency relationship between User as principal and a Stripe Entity as agent, the agency conferred, including User’s rights as principal and a Stripe Entity's obligations as agent, is limited strictly to the stated appointment and purpose and implies no duty to User, or a Stripe Entity, and will in no event establish an agency relationship for tax purposes. User further acknowledges that Stripe will not be subject to any fiduciary duties or obligations to User or to any other person, or any other duties or obligations except as expressly stated in this Agreement.
Legal Rights & Agreement Rules · Context
Cumulative remedies and right to seek injunctive relief
Rights and remedies are cumulative, and parties may seek equitable and injunctive relief.
Supporting quotations
The rights and remedies of the parties under this Agreement are cumulative. Each party may exercise any of its rights or remedies under this Agreement, along with all other rights and remedies available to it at Law or in equity. Any material breach by a party of Sections 2, 4, 5, and 6 could cause the non-breaching party irreparable harm for which the non-breaching party has no adequate remedies at Law. Accordingly, the non-breaching party is entitled to seek specific performance or injunctive relief for the breach.
Account & Service Control · Company practice
Stripe right to use subcontractors while remaining responsible
Stripe may use affiliates and subcontractors to perform its obligations while remaining responsible to users.
Supporting quotations
Stripe may use subcontractors or its Affiliates in the performance of its obligations under this Agreement. Stripe remains responsible for its overall performance under this Agreement and for having appropriate written agreements in place with its subcontractors and Affiliates to enable Stripe to meet its obligations under this Agreement.
Legal Rights & Agreement Rules · Context
California law designated as Governing Law for United States users
The laws of California are the Governing Law for users in the United States.
Supporting quotations
The laws of the state of California are the Governing Law.
Legal Rights & Agreement Rules · Procedure
San Francisco California designated as US arbitration venue
Arbitration for United States users will be held in San Francisco, California.
Supporting quotations
(a) Arbitration will be held in San Francisco, California.
Legal Rights & Agreement Rules · Procedure
AAA administration under Commercial Arbitration Rules for US disputes
The American Arbitration Association administers US arbitrations under its Commercial Arbitration Rules.
Supporting quotations
(b) The American Arbitration Association (“AAA”) will administer the arbitration under the AAA’s Commercial Arbitration Rules (“AAA Rules”).
Legal Rights & Agreement Rules · Procedure
Application of California and US substantive law in arbitration
The arbitrator will apply the substantive law of California and the United States.
Supporting quotations
(c) The arbitrator will apply the substantive law of the State of California and of the United States, excluding their conflict or choice of law rules.
Legal Rights & Agreement Rules · Context
Interstate commerce transaction governed by Federal Arbitration Act
The parties acknowledge that the agreement evidences a transaction involving interstate commerce subject to the Federal Arbitration Act.
Supporting quotations
(e) The parties acknowledge that this Agreement evidences a transaction involving interstate commerce. Notwithstanding the provisions in Section 13.1 referencing applicable substantive law, the Federal Arbitration Act (9 U.S.C. Sections 1-16) will govern any arbitration conducted in accordance with this Agreement.
Legal Rights & Agreement Rules · Procedure
Exclusive personal jurisdiction and venue in San Francisco for IP claims
For IP claims, parties consent to exclusive jurisdiction and venue in San Francisco state and federal courts.
Supporting quotations
For any claims that relate to IP Rights, each party consents to exclusive personal jurisdiction in the United States District Court for the Northern District of California, and for all other claims that may not be subject to arbitration or to confirm an arbitrator’s award, each party consents to exclusive personal jurisdiction in the federal courts for the Northern District of California and the state courts located in San Mateo County, California.
Legal Rights & Agreement Rules · Restriction or exception
Irrevocable jury trial waiver for court proceedings
Each party irrevocably waives any right to a jury trial for claims proceeding in court.
Supporting quotations
If for any reason a claim or dispute proceeds in court rather than through arbitration, to the extent Law permits, each party knowingly and irrevocably waives any right to trial by jury in any action, proceeding or counterclaim arising out of or relating to this Agreement or any of the transactions contemplated between the parties.
Legal Rights & Agreement Rules · Restriction or exception
Waiver of class, consolidated, and representative actions
All disputes must be conducted on an individual basis with class and representative actions waived.
Supporting quotations
To the extent Law permits, any dispute arising out of or relating to this Agreement, whether in arbitration or in court, will be conducted only on an individual basis and not in a class, consolidated or representative action. Notwithstanding any other provision of this Agreement or the AAA Rules, disputes regarding the interpretation, applicability, or enforceability of this class waiver may be resolved only by a court and not by an arbitrator. If this waiver of class or consolidated actions is deemed invalid or unenforceable, neither party is entitled to arbitration.