Inference & Profiling · Company practice
If Stripe flags a possibly fraudulent or unverifiable party, what you do next may train Stripe's fraud model
When Stripe gives the User information about the possibility or likelihood that a transaction is fraudulent or that an individual cannot be verified, Stripe may incorporate the User's subsequent actions and inactions into its fraud and verification model, for the purpose of identifying future potential fraud. The clause points to the Stripe Privacy Center for information on Stripe's collection of end-customer data for this purpose and for guidance on notifying Customers; those pages are linked, not supplied.
Supporting quotations
3.8 Use of Fraud Signals.
If Stripe provides User with information regarding the possibility or likelihood that a transaction may be fraudulent or that an individual cannot be verified, Stripe may incorporate User’s subsequent actions and inactions into Stripe’s fraud and verification model, for the purpose of identifying future potential fraud.
Qualifications & exceptions
- Applies only after Stripe has provided fraud or verification information to the User.
- The stated purpose is identifying future potential fraud.
Not stated here
- The Privacy Center pages on end-customer data collection and Customer notice are not supplied.