Mini apps get your IP address and may get basic Telegram profile data
When you use a Mini App, it automatically acquires your IP address. Depending on which Mini App you use and how it was opened, Telegram may also share some basic data with it: your Telegram user ID, public name, username and profile picture, the language tag of your app, your Premium subscription status and some color settings for your in-app theme. By using the feature you expressly acknowledge that this data will be shared with the Service Provider that runs the Mini App you choose to open.
Supporting quotations
When you interact with a MA, it will automatically acquire your IP address
depending on which MA you use and how it was opened, we may also share some basic data with it, like your Telegram user id, public Telegram name, username and profile picture, an IETF language tag of your client language, your premium subscription status and some color parameters related to your in-app theme
you expressly acknowledge and understand that such data will be shared with the SP that operates the MA you choose to access
Qualifications & exceptions
The IP address is described as acquired automatically; the other items are described as data Telegram "may" share.
The list is introduced with "like", so it is an example list rather than a stated limit.
Not stated here
The text does not say which items are shared for each way of opening a Mini App.
Sharing & Disclosure · Company practice
Mini apps opened from the attachment menu may also get details about the chat
A Mini App launched from the attachment menu in a private chat will also receive similar information about your chat partner. A Mini App launched from the attachment menu in a channel or group chat may also receive the ID, type, title, username and photo of the chat where it was opened.
Supporting quotations
MA launched from the attachment menu in private chats will also receive similar information about your chat partner
MA launched from the attachment menu in channels and group chats may also receive the ID, type, title, username and photo of the chat in which they were opened
Qualifications & exceptions
For private chats the text says the Mini App "will" receive the information; for channels and group chats it says "may".
Not stated here
"Similar information" about a chat partner is not itemized beyond the list in the preceding paragraph.
The text does not say whether the chat partner or group members are told or must agree.
Sharing & Disclosure · User right or choice
Data you choose to give a Mini App goes to its provider
You may choose to give a Mini App certain data, such as your phone number, text, media or location, so that the provider can offer its service or for any other reason you decide. When you give data to a Mini App you are giving it to the Service Provider, which is responsible for handling and storing it.
Supporting quotations
You may also choose to provide certain data to the MA, including but not limited to your phone number, text, media or locations in order to facilitate the service offered by its SP, or for any other reason as determined solely by you
By providing this data to the MA, you are in turn providing it to the SP, which is responsible for handling and storing any data provided to it
Qualifications & exceptions
The examples are introduced with "including but not limited to", so other data can be provided.
Not stated here
The text does not say how long or on what terms the provider keeps the data.
Sharing & Disclosure · Restriction or exception
Once data reaches a provider, Telegram says it has no access or control
Any processing or collection of data by a Service Provider through the feature is governed by the terms that apply between you and that provider. After you transmit data, Telegram says it has no access to or control over what is shared between users and the provider. Data that is shared with Telegram itself is governed by the Telegram Privacy Policy. Telegram also says the providers operate independently of it.
Supporting quotations
Any processing or collection of data by the SP via MAF is subject to any applicable terms between you and the SP. After transmitting it, Telegram does not have any access to or control over data shared between users and SP via MAF
Any data that is shared with Telegram itself is governed by the [Telegram Privacy Policy](https://telegram.org/privacy).
We are not affiliated with any of these SP, and they operate independently of Telegram
Qualifications & exceptions
Provider processing is subject to "any applicable terms" between you and the provider.
Not stated here
The text of the Telegram Privacy Policy is not supplied here, so this card cannot say what it covers or limits.
The provider's terms for data are not supplied here.
Legal Rights & Agreement Rules · Restriction or exception
You agree not to hold Telegram liable for how a provider handles your data
You agree not to hold Telegram liable for any mismanagement, misuse or mishandling by the Service Provider of the data shared with it, whether the data Telegram shares or the data you provide yourself. The terms say this applies "under any circumstances".
Supporting quotations
you agree not to hold us liable for any mismanagement, misuse, or mishandling of this data by the SP, under any circumstances
you agree not to hold Telegram liable should the SP mismanage, misuse, or mishandle the data you provide to it, under any circumstances
Qualifications & exceptions
The waiver is about mismanagement, misuse or mishandling by the Service Provider; it is not worded as covering Telegram's own handling of data.
Not stated here
These two sentences do not themselves say whether the waiver is limited by applicable law.
Legal Rights & Agreement Rules · Restriction or exception
The feature is provided "as is" with other warranties disclaimed
To the maximum extent permitted under applicable law, Telegram offers the Mini App feature "as is" and "as available". You waive, and Telegram disclaims, any other warranties of any kind, express or implied, including warranties of merchantability, fitness for a particular purpose, title or non-infringement, and warranties that arise from course of performance, course of dealing or trade usage.
Supporting quotations
To the maximum extent permitted under applicable law, MAF are offered to you on an “as is” and “as available” basis, and you agree to waive, and we categorically disclaim, any and all other warranties of any kind, whether express or implied, regardless of nature, including, without limitation, warranties of merchantability, fitness for a particular purpose, title or non-infringement warranties that arise from course of performance, course of dealing or usage in trade
Qualifications & exceptions
The disclaimer applies only "to the maximum extent permitted under applicable law".
Legal Rights & Agreement Rules · Restriction or exception
Telegram does not promise the feature or provider offers are reliable or will stay available
Telegram says it does not represent or warrant that the feature, its contents and all goods or services offered through it are reliable, accurate, up to date, truthful, complete, functional, error-free or free of malware and other harmful or unwanted elements. It also does not warrant that goods and services you buy and receive directly from a Service Provider will remain available, functional, performant or relevant, or keep any value or quality.
Supporting quotations
we do not represent or warrant: (a) that MAF, its contents and all goods or services provided therein are reliable, accurate, up to date, truthful, complete, functional, error-free, free of malware and any other harmful or otherwise unwanted elements
(b) that the goods and services you have purchased and will receive directly from the SP will remain available, functional, performant, relevant or maintain any value or quality
Qualifications & exceptions
The sentence begins "Without limiting the foregoing", so it adds to the as-is disclaimer rather than replacing it.
Legal Rights & Agreement Rules · Restriction or exception
Warranty, quality and service complaints are handled with the provider
You agree that matters, complaints and disputes about warranty, guarantee, quality and service are resolved under the Service Provider's terms, and you consent to manage them directly with the provider without involving Telegram in any capacity. Because the provider supplies the goods and services, Telegram says it has no obligation, liability or responsibility to you about them, including their quality, functionality, performance, value or general availability.
Supporting quotations
matters, issues, complaints and disputes pertaining to warranty, guarantee, quality and service shall be resolved in accordance with the terms set forth by the SP, and you consent to manage such concerns and disputes directly with the SP, without involving Telegram in any capacity
Since goods and services are provided by the respective SP, you recognize and agree that we shall have no obligation, liability or responsibility to you concerning the goods and services, their quality, functionality, performance, value or general availability
The individual SP that operate MA are solely responsible for the content, products, goods, or services made available to you directly via their respective MA
any disputes, claims, losses, misunderstandings, technical errors, or issues of any kind (both accidental and allegedly intentional) related to payments or transactions must be directed towards the respective payment provideror SP
Qualifications & exceptions
Payment-related disputes are directed to the payment provider or the Service Provider.
Not stated here
The provider's own terms on warranty and quality are not supplied here.
Legal Rights & Agreement Rules · Restriction or exception
Telegram is not liable for price data errors, order transmission delays or data interruptions
You agree that Telegram will not be liable for damages or losses due to or relating to any inaccuracy, defect, error or omission of price data (including cryptocurrency price data), any error or delay in transmitting price data (including transmission of your orders to the Service Provider and to payment providers), or any interruption in that data.
Supporting quotations
You further understand and agree that we will not be liable for any damages or losses due to or relating to
Any inaccuracy, defect, error or omission of price data, including but not limited to cryptocurrency price data
Any error or delay in the transmission of price data, including but not limited to the transmission of your orders to both SP and payment providers
Interruption in any such data
Qualifications & exceptions
The list examples are introduced with "including but not limited to".
Legal Rights & Agreement Rules · Restriction or exception
Telegram is not liable for maintenance interruptions, including unannounced ones
You agree that Telegram will not be liable for damages or losses due to routine, unannounced or unscheduled maintenance that Telegram sees fit, whether done by Telegram, its partners or a Service Provider. This includes temporary or permanent interruptions of the feature or of goods and services that result from that maintenance.
Supporting quotations
You further understand and agree that we will not be liable for any damages or losses due to or relating to
Any routine, unannounced or unscheduled maintenance as we see fit, either carried out by us directly, by our partners or by SP. This includes but is not limited to temporary or permanent interruptions in the provision of MAF or goods and services deriving from or sustained as a result of such maintenance
Qualifications & exceptions
Interruptions may be temporary or permanent.
Legal Rights & Agreement Rules · Restriction or exception
Telegram is not liable for third-party illegal acts or harm from the user's own conduct
You agree that Telegram will not be liable for harm or damage caused by illegal actions of third parties that Telegram did not sanction. It also will not be liable for harm or damage that comes, directly or indirectly, from your own actions, negligence, omissions or violations of applicable laws and governing terms. A last item adds any other exceptions described in these terms or in any other terms that govern your use of the feature.
Supporting quotations
You further understand and agree that we will not be liable for any damages or losses due to or relating to
Any harm or damage incurred as a result of illegal actions by third parties that were not sanctioned by us
Any harm or damage resulting either directly or indirectly from user actions, negligence, omissions or violations of any applicable laws and governing terms
Any other exceptions as described herein or in any other terms that govern your use of MAF
Qualifications & exceptions
The third-party exclusion applies to actions "not sanctioned by us".
Not stated here
The last item refers to exceptions in "any other terms" that are not supplied here.
Legal Rights & Agreement Rules · Restriction or exception
These terms govern your relationship with Telegram; dealings with providers are separate
You agree that these Mini App terms govern the relationship between you and Telegram. Any dealings, transactions or other engagement with Service Providers, including ones found or promoted through the feature, are solely between you and the provider. Telegram says it has no liability, obligation or responsibility to you for any provider, including their content, goods, services, terms or other deliverables, regardless of your optional engagement through the feature.
Supporting quotations
You acknowledge and agree that these MA Terms govern the relationship between you and us
Any and all agreements, dealings, transactions, or any other form of engagement you may have with Service Providers are solely between you and the respective SP
Qualifications & exceptions
The no-liability statement continues "regardless of your optional engagement with the SP through their MA".
Legal Rights & Agreement Rules · Restriction or exception
Legal claims about a Mini App must go to its provider, not Telegram
By accepting these terms you agree that all legal actions, claims or disputes arising from or relating to your use of Mini Apps must be directed solely at the Service Provider that operated the Mini App. To the maximum extent permitted under applicable law, you also agree that no such legal recourse will be started against Telegram.
Supporting quotations
you agree that any and all legal actions, claims, or disputes arising out of or in relation to your usage of MA shall be exclusively directed towards the SP that operated the relevant MA
to the maximum extent permitted under applicable law, no such legal recourse shall be initiated against Telegram
Qualifications & exceptions
The limit "to the maximum extent permitted under applicable law" is written into the second sentence about legal recourse against Telegram.
Not stated here
The text does not say which courts or process apply.
Legal Rights & Agreement Rules · Restriction or exception
You agree to indemnify Telegram and its people for claims tied to your use and purchases
You agree to give Telegram and its subsidiaries, affiliates, officers, agents, contractors and employees "absolute indemnity" and to hold them harmless from claims, actions, proceedings, obligations, investigations, demands, suits, expenses, costs and damages. This includes legal fees and fines or penalties from authorities or regulators. It covers what arises from, relates to, or is in any way incurred as a result of your use of the feature, your conduct in connection with it, and your purchase, receipt and access to services and goods from a Service Provider through the feature. Telegram says this clause adds to the rights and protections it already has under the Telegram Terms of Service, if they apply.
Supporting quotations
You accept and agree to grant Telegram and its subsidiaries, affiliates, officers, agents, contractors and employees absolute indemnity and to hold them harmless from and against any and all claims, actions, proceedings, obligations, investigations, demands, suits, expenses, costs and damages (including but not limited to legal fees, fines or penalties imposed by any authorities or regulatory institutions)
arising from, related to, or in any way incurred as a result of your use of, conduct in connection with, your purchase, receipt of and access to services and goods from the SP via the MAF
this indemnity clause complements the rights, privileges and protections already provided to us under the Telegram Terms of Service (if applicable)
Qualifications & exceptions
The clause says "(if applicable)" about the Telegram Terms of Service.
Not stated here
The text does not state any cap, exclusion or procedure for the indemnity.
The Telegram Terms of Service are not supplied here, so this card cannot say what protections they already give.
Legal Rights & Agreement Rules · Restriction or exception
If these terms conflict with provider terms, the outcome most favorable to Telegram applies
If a controversy arises between these Mini App terms, the Service Provider's terms and any other provisions governing your use of Mini Apps, it is to be resolved in the manner most favorable to Telegram, to the full extent permitted under applicable law.
Supporting quotations
Should any controversy arise between these MA Terms, the SP terms and any other provisions governing your use of MA, it shall be resolved in the manner that is most favorable to Telegram, to the full extent permitted under applicable law
Qualifications & exceptions
It applies "to the full extent permitted under applicable law".
Not stated here
The text does not say who decides which outcome is "most favorable" to Telegram.
Cross-references
qualifies (model-proposed): A mini app's own terms apply in addition to these terms — qualifies: Provider terms apply in addition to these terms, but if a controversy arises between them the conflicts rule says it is resolved in the manner most favorable to Telegram, to the extent the law permits.
Account & Service Control · Permission or license
Telegram may change, suspend or end the Mini App feature at any time without notice
Telegram may modify the Mini App feature in any way it considers necessary, at its sole and absolute discretion, without liability, at any time and without notice. The listed changes include altering, suspending or fully discontinuing features of the Mini App platform, including the feature itself, and adjusting or radically reshaping how users find, access, interact with or use the feature to meet evolving technological, economic or regulatory standards.
Supporting quotations
We may, at our sole and absolute discretion and without liability, at any time and without notice, modify MAF in any way we deem necessary
These changes include but are not limited to
Altering, suspending, or fully discontinuing features within the MA platform, including but not limited to the MAF itself
Adjusting, modifying or radically reshaping the way in which users find, access, interact with or otherwise make use of MAF, to meet evolving technological, economical or regulatory standards
Qualifications & exceptions
The list is introduced with "include but are not limited to", so other modifications are not excluded.
Not stated here
The terms do not give any notice period or refund rule if the feature changes or ends.
Account & Service Control · Permission or license
Telegram may limit which providers can be used and may restrict users
Among the changes Telegram may make are imposing limits on, or restricting access to, certain Service Providers, and restricting certain users from accessing the Mini App feature or the Telegram platform. These are part of the same sole-discretion, no-notice right to modify the feature.
Supporting quotations
We may, at our sole and absolute discretion and without liability, at any time and without notice, modify MAF in any way we deem necessary
These changes include but are not limited to
Imposing limits on or restricting access to certain SP
Restricting certain users from accessing MAF or the Telegram platform
Qualifications & exceptions
The list item about users covers access to the Telegram platform as well as the feature.
Not stated here
The terms do not say which users or providers may be restricted, on what grounds, or whether any appeal is available.
Legal Rights & Agreement Rules · Restriction or exception
Telegram disclaims liability for how its changes affect Mini Apps; providers must keep up
Telegram says it holds no liability for how its changes to the feature may affect access to, or services provided by, Mini Apps. Service Providers are solely responsible for making sure their services are available to their users and compatible with the feature as it changes.
Supporting quotations
We hold no liability for how these changes may affect access to and services provided by MA. SP are solely responsible for ensuring that their services are available to their users and compatible with MAF
Legal Rights & Agreement Rules · Company practice
Updated Mini App terms take effect once Telegram posts them
Telegram says it will review and may update these terms from time to time. Changes take effect when it posts the revised terms on the Mini Apps terms page. It asks users to check the website often for updates, and says it may set out an optional summary of changes. The acceptance section also says the terms it incorporates may be amended without notice.
Supporting quotations
We will review and may update these MA Terms from time to time
Any changes to these MA Terms will become effective when we post the revised MAF Terms of Service on this page www.telegram.org/tos/mini-apps
Please check our website frequently to see any updates or changes to our Terms, an optional summary of which we may set out below
All of the aforementioned terms may be amended from time to time without notice
Qualifications & exceptions
The summary of changes is described as optional ("an optional summary of which we may set out below").
Not stated here
The terms do not say whether users are notified directly of changes.
Legal Rights & Agreement Rules · Context
These terms cover Telegram's Mini App feature
Mini Apps let you reach third-party Service Providers inside Telegram and use their services or buy goods from them. These Mini App terms govern your use of that feature, which Telegram Messenger Inc. provides. They are a legally binding agreement between you and Telegram. In the terms, "we", "us" and "our" mean Telegram, and "you" means the person using the feature.
Supporting quotations
allow you to connect to third-party Service Providers (“SP”) in their mini app environment and access services or purchase goods directly from such Service Providers using Telegram apps
govern your usage of the Telegram Mini App Feature (“MAF”) provided by Telegram Messenger Inc. (“Telegram”) and constitute a legally binding agreement between you and Telegram
‘we’, ‘us’ and ‘our’ refers to Telegram, and ‘you’ refers to you, the user of the MAF
Not stated here
The text does not say whether the user must be an adult or in a particular country to be bound.
Legal Rights & Agreement Rules · Restriction or exception
A mini app's own terms apply in addition to these terms
When you connect to a Mini App, you may also be subject to the terms that its Service Provider sets, as agreed between you and that provider. Those terms sit in addition to this document, and you must comply with them.
Supporting quotations
you may be further subject to its SP terms as agreed between you and the SP. Such terms are to be considered in addition to this document
SP may have additional terms as a part of their products or services with which you must comply
Qualifications & exceptions
The provider's terms apply "as agreed between you and the SP", so they depend on what you accepted with that provider.
A later section on conflicts of rules says how a controversy between these terms and provider terms is resolved; that rule qualifies the "in addition" wording.
Not stated here
The provider terms are not supplied with this document, so their content is unknown.
Legal Rights & Agreement Rules · Permission or license
Using the feature means accepting these terms and the terms linked to them
By using the Mini App feature you agree that you have read in full, understood and accepted these terms. You accept them together with Telegram's Terms of Service, Telegram's Privacy Policy and the terms of each Mini App you access, if it has any. If you buy goods through a Mini App, you may also be bound by the terms of the provider that processes your payment, as agreed between you and that payment provider.
Supporting quotations
By using the MAF, you agree that you have read in full, understood and accepted to be legally bound by the terms contained herein
in addition to [Telegram’s Terms of Service](https://telegram.org/tos), [Telegram’s Privacy Policy](https://telegram.org/privacy) and the respective Terms of Service of each MA you access, if any
Should you decide to purchase goods through a MA, you may further be subject to the Terms of Service of the provider that will process your payment, as agreed between you and the payment provider
Qualifications & exceptions
Terms of a Mini App apply only "if any".
Payment provider terms apply only "as agreed" with the provider and only if you purchase goods.
Not stated here
The text of Telegram's Terms of Service and Privacy Policy is not supplied here, so this card cannot say what they require.
The payment provider's terms are not supplied here either.
Legal Rights & Agreement Rules · Company practice
Linked terms can change without notice and continued use counts as acceptance
Every term this document incorporates may be amended from time to time without notice. Your continued access to and use of the feature counts as accepting these terms and all incorporated terms, including updates. Changes to these Mini App terms take effect when Telegram posts the revised version on its Mini Apps terms page, and Telegram asks you to check the site for updates.
Supporting quotations
All of the aforementioned terms may be amended from time to time without notice
your continued access to and use of MAF shall constitute your acceptance of these MA Terms and all other terms that are incorporated herein, including any updates or modifications to them from time to time
Any changes to these MA Terms will become effective when we post the revised MAF Terms of Service on this page www.telegram.org/tos/mini-apps
Please check our website frequently to see any updates or changes to our Terms, an optional summary of which we may set out below
Qualifications & exceptions
The same text asks users to check the website frequently; it does not promise any direct notice.
A summary of changes is described as optional ("an optional summary of which we may set out below").
Not stated here
It does not say whether a summary of changes will appear.
Legal Rights & Agreement Rules · Restriction or exception
Service Providers, not Telegram, offer and run the products and services
All products and services offered through the feature are offered and managed by third-party Service Providers. These providers also keep their Mini Apps running on Telegram. Telegram says it is not affiliated with them and that they operate independently. The providers alone are responsible for the content, goods or services in their Mini App, including quality, performance and availability. Any dealings with a provider, including ones found or promoted through the feature, are solely between you and that provider, and Telegram says it has no liability or responsibility to you in relation to any provider, including their content, goods, services, terms or other deliverables, regardless of your optional engagement through the feature. You should contact the provider directly with queries, and disputes are to be resolved with the provider.
Supporting quotations
All products and services offered via MAF are offered and managed by third-party SP. These SP are also responsible for any continued operation and maintenance for their MA on the Telegram platform. We are not affiliated with any of these SP, and they operate independently of Telegram
You are accessing a third-party service directly from its SP
The individual SP that operate MA are solely responsible for the content, products, goods, or services made available to you directly via their respective MA – including but not limited to quality, performance and availability. You should contact the respective SP directly with any queries, and any disputes shall be resolved directly with the respective SP
Any and all agreements, dealings, transactions, or any other form of engagement you may have with Service Providers are solely between you and the respective SP; this includes SP found through, accessed through, or promoted through the MAF. We have no liability, obligation, or responsibility to you in relation to any SP, including but not limited to their respective content, goods, services, terms either express or implied, or any other deliverables you obtained or intended to obtain from such SP, regardless of your optional engagement with the SP through their MA using Telegram’s MAF
Qualifications & exceptions
The no-liability statement is worded to apply "regardless of your optional engagement" with the provider through the feature.
Not stated here
The terms do not name or list the Service Providers or say how Telegram chooses them.
Charges & Financial Obligations · Restriction or exception
You assume the risks of transactions with providers
By using the feature you acknowledge and agree to take on all risks related to your transactions with Service Providers, and you agree Telegram is not liable for any risks or adverse consequences that arise from those transactions.
Supporting quotations
You fully acknowledge and explicitly assume any and all risks related to transactions with SP, and agree that we shall not be liable for any risks or adverse consequences arising from such transactions
Charges & Financial Obligations · Company practice
Telegram does not process payments or hold funds; the provider picks the payment processor
Telegram says it does not process payments or hold funds. It only gives Service Providers access to third-party payment providers through its Payment Platform. The payment providers that process payments are chosen by each Service Provider for its Mini App, at the Service Provider's sole discretion.
Supporting quotations
Telegram only provides SP with access to third-party payment providers via its
does not itself process payments or hold funds
Telegram does not process payments. Instead, payments are processed by third-party payment providers, which are chosen by the SP for their MA, at the SP’s sole discretion
Qualifications & exceptions
Another passage says payments are processed by a payment provider "as agreed between you, the SP and the payment provider", so the user's agreement with the processor is also described.
Not stated here
The Payment Platform and the payment providers' terms are not supplied here.
Cross-references
contrast (model-proposed): Payment problems go to the payment provider or Service Provider, not Telegram — contrast: One passage says the Service Provider chooses the payment provider at its sole discretion; another says payments are processed as agreed between the user, the Service Provider and the payment provider. The terms do not say how the two descriptions fit together.
Charges & Financial Obligations · Company practice
Telegram says it does not store your card details for Mini App purchases
Telegram says it does not store your credit card details for purchases made through the feature. Third-party payment providers handle that data alone. The terms point to the Privacy Policy for more details.
Supporting quotations
Telegram does not store your credit card details for purchases made via MAF. Such data is handled solely by third-party payment providers
Qualifications & exceptions
The statement covers credit card details for purchases made through the feature, not every kind of payment-related data.
Not stated here
The Privacy Policy section it points to is not in this saved source, so other payment data Telegram may handle is unknown.
Charges & Financial Obligations · Restriction or exception
Refunds and cancellations follow the provider's terms
Cancellations or refunds for purchases through the feature depend on the terms of the specific Service Provider you bought from. Telegram says it has no role in processing payments or in setting refund or cancellation charges. Any dispute must be raised with the provider, which is responsible for resolving it.
Supporting quotations
Cancellations or refunds for purchases from SP via MAF are subject to the applicable terms of the specific SP from which the purchase was made. Telegram has no role in processing payments and governing refund or cancellation charges
Any disputes must be resolved by contacting the SP directly, who is responsible for resolving the dispute
Not stated here
The terms do not state any refund right or timeline.
Charges & Financial Obligations · Restriction or exception
Payment problems go to the payment provider or Service Provider, not Telegram
Payments made or started through a Mini App are processed by a third-party payment provider, as agreed between you, the Service Provider and the payment provider, which at times may be the same party. Telegram says it does not handle, manage, oversee, verify or warrant these transactions. Disputes, claims, losses, misunderstandings, technical errors or other issues of any kind related to payments must go to the payment provider or the Service Provider. Telegram says it will not be a party to payment disputes and is not liable for losses the parties may incur.
Supporting quotations
Payments conducted or initiated through a MA are processed by a third-party payment provider, as agreed between you, the SP and the payment provider, which at times may coincide
Telegram does not handle, manage, oversee, verify or provide any sort of warranty over such transactions
any disputes, claims, losses, misunderstandings, technical errors, or issues of any kind (both accidental and allegedly intentional) related to payments or transactions must be directed towards the respective payment provideror SP
Telegram bears no responsibility whatsoever and will not be a party to any payment-related disputes or discussions, nor is it liable for any losses or damages the parties involved may incur
Qualifications & exceptions
"payment provideror SP" appears as written in the source.