This privacy policy version took effect November 17, 2025
The page states that this version of Venmo's privacy terms has been effective since November 17, 2025. Venmo says a revised version takes effect on its published effective date, unless the law requires advance notice, in which case Venmo will post notice 30 days ahead. A new customer who receives the policy while an upcoming change is already announced on the Privacy Statement page is bound by that change from its stated effective date.
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DATE EFFECTIVE: November 17, 2025
If the revised version requires notice in accordance with applicable law, we will provide you with 30 days prior notice by posting notice of the change on the "Privacy Statement" page of our website and mobile apps, otherwise the revised Privacy Statement will be effective as of the published effective date.
such upcoming change will apply to you on the indicated effective date
Qualifications & exceptions
The 30-day advance notice applies only where applicable law requires notice for the revision.
Not stated here
Whether any upcoming change was announced on the Privacy Statement page when this copy was saved is not shown in the supplied text.
Legal Rights & Agreement Rules · Context
Covers Venmo users past and present and Visa+ payment recipients; PayPal, Inc. is the controller
This Privacy Statement covers all information Venmo collects through its Services from current and former Venmo users, and also information it collects about people without a Venmo account who receive money from Venmo users through the Visa+ Service. PayPal, Inc. is the data controller. "Services" means everything PayPal, Inc. offers you in connection with a Venmo account. The Statement does not cover the practices of any other PayPal service.
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This Privacy Statement applies to all information we collect through our Services from current and former Venmo users. PayPal, Inc. Is the data controller of this information.
“Services” means any products, services, rewards programs, content, features, technologies, or functions, and all related websites, applications and services offered to you by PayPal, Inc. in connection with a Venmo account.
This Statement only applies to the Services and does not apply to the practices of any other PayPal service.
This Privacy Statement also applies to all information we collect from non-Venmo users who receive payment from Venmo users through the Visa+ Service (the “Recipient”).
The Visa+ Service enables customers, with an eligible Venmo account, to send and receive money to and from PayPal and third-party Visa+ enabled digital wallets (“Visa+”).
Venmo, a PayPal, Inc. service
Qualifications & exceptions
Visa+ lets customers with an eligible Venmo account send and receive money to and from PayPal and third-party Visa+ enabled digital wallets.
Sharing & Disclosure · Company practice
Venmo keeps disclosing your information after you stop being a customer
Leaving Venmo does not end disclosure: when you are no longer a customer, Venmo continues to disclose your information in the ways this Statement describes.
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When you are no longer our customer, we continue to disclose your information as described in this Statement.
Legal Rights & Agreement Rules · Procedure
Venmo may revise this policy; 30 days' posted notice only where the law requires it
Venmo may update this Privacy Statement as its business, Services or applicable laws change. Only where applicable law requires notice of a revision will Venmo give 30 days' notice, by posting it on the "Privacy Statement" page of its website and apps; otherwise a revised Statement takes effect on its published effective date, with no advance notice promised. If you are new or receive the Statement for the first time while an upcoming change is already posted on that page, the change applies to you from its stated effective date.
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As the Services evolve we may occasionally update this Privacy Statement to reflect changes to our business, Services, or applicable laws.
If the revised version requires notice in accordance with applicable law, we will provide you with 30 days prior notice by posting notice of the change on the "Privacy Statement" page of our website and mobile apps, otherwise the revised Privacy Statement will be effective as of the published effective date.
If you are a new customer or are receiving this Privacy Statement for the first time and there is an upcoming change described on the “Privacy Statement” page of our website and mobile app at the time you receive this Privacy Statement, such upcoming change will apply to you on the indicated effective date.
Use & Processing · Context
"Personal information" means identifying data; aggregated or anonymized data is excluded
In this Statement, "personal information" means information that can be associated with a specific person and used to identify that person. Venmo does not treat information that has been aggregated and/or anonymized so that it does not identify a specific person as personal information, so the Statement's commitments about personal information do not reach that data.
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we use the term "personal information" to describe information that can be associated with a specific person and can be used to identify that person.
We do not consider personal information to include information that has been aggregated and/or anonymized so that it does not identify a specific person.
Not stated here
The Statement does not say how it uses or discloses aggregated or anonymized information.
Legal Rights & Agreement Rules · Procedure
Email privacy@venmo.com with privacy questions
Venmo says this Statement is available from the venmo.com home page and its mobile apps, and you may email privacy@venmo.com with any privacy-related questions.
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To make this Privacy Statement easy to find, we make it available from the home page of the Venmo website at [venmo.com](https://venmo.com/) (the "website") and through our mobile applications.
You may also email us at privacy@venmo.com with any privacy-related questions you have.
Data Access & Collection · Company practice
Visiting the site or apps means IP address and web-log collection; refusing may block use
Whenever you visit the website or use a Venmo app or other Service, Venmo collects your IP address and standard web log information, such as browser type and the pages you viewed, and it may also collect Geolocation Information. If you do not agree to this collection, you may not be able to use the Service.
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When you visit the website or use one of our mobile applications or other Services, we collect your IP address, and standard web log information, such as your browser type and the pages you accessed on our website.
We also may collect Geolocation Information (defined below).
If you do not agree to our collection of this information, you may not be able to use our Service.
Data Access & Collection · Company practice
Opening an account means giving your phone, device ID, name, address, birth date and SSN
If you open a Venmo account, Venmo collects Account Information (a text-enabled cell phone number and a machine or mobile device ID, among similar information) and Identification Information: your name, street address, email address, date of birth and Social Security number, or another government-issued verification number.
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If you open a Venmo account, we collect the following information from you:
Account Information - text-enabled cellular/wireless telephone number, machine or mobile device ID and other similar information.
Identification Information - your name, street address, email address, date of birth, and Social Security number ("SSN") (or other governmental issued verification numbers).
Data Access & Collection · Company practice
Device details come from your device and from third parties; your machine ID may be linked to others' machines
Device Information includes your device type, device identification number, Geolocation Information, time zone, language setting, browser type and IP address taken from your phone or computer, plus information from third parties used for transaction processing, identity verification, fraud detection or prevention and similar purposes. For fraud prevention, Venmo may also link your machine ID to the machines of other people who use your same payment cards.
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(a) from your mobile device or computer such as your device type, machine or mobile device identification number, Geolocation Information, time zone, language setting, browser type, and IP address, and (b) from third parties for purposes of transaction processing, identity verification, fraud detection or prevention and other similar purposes.
For fraud prevention purposes, we also may link your machine ID with the machines of others who use your same payment cards.
Data Access & Collection · Company practice
Precise location is collected for fraud and risk; extra location uses can be limited in device settings
Geolocation Information means data that identifies your location with reasonable specificity, such as GPS, Wi-Fi or cell-tower coordinates. Venmo says it will collect this for fraud and risk purposes. Some Services may also ask your permission, through your device settings, to use your current location to enhance the Services. If you do not agree to location collection, the Services may not work properly. The Statement points to your device settings, not a Venmo setting, for restricting location collection used to enhance the Services; it does not describe a way to stop the fraud-and-risk collection.
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Geolocation Information - information that identifies with reasonable specificity your location by using, for instance, longitude and latitude coordinates obtained through GPS, Wi-Fi, or cell site triangulation.
We will collect this data for fraud and risk purposes.
In addition, some of our Services may ask you for permission to disclose your current location within your device settings to enhance our Services.
If you do not agree to our collection of Geolocation Information, our Services may not function properly when you try to use them.
For information about your ability to restrict the collection and use of Geolocation Information to enhance our Services, please refer to the settings available in your device.
Not stated here
Whether fraud-and-risk location collection happens without device permission is not stated; the California notice lists geolocation as collected "with consent".
Cross-references
contrast (model-proposed): California table: location data is collected only if you choose to share it, and may reach affiliates — contrast: The main Statement says Venmo will collect precise location for fraud and risk purposes and that refusing may stop Services working, while the California table labels geolocation as collected with consent and only from you if you elect to disclose it. The two descriptions pull in different directions; the source does not reconcile them.
Data Access & Collection · Company practice
With your consent, Venmo may collect social-network data such as your Facebook friends list
With your consent, Venmo may collect information from social networks, such as your Facebook Connect credentials and email account information. If you authorize Facebook Connect, Venmo gets your email address, Facebook friends list and public profile, including your profile picture. You can also import data from other social and email services such as Twitter and FourSquare. Venmo says this contact information helps you find friends to invite and pay, and also helps Venmo improve the Services and fight fraud.
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Social Web Information - with your consent, we may also collect information from social networks, such as your Facebook Connect credentials and email account information.
If you authorize Facebook Connect, the plug in allows us access to your email address, Facebook friends list, and public profile (including profile picture).
We also allow you to import data from other social web services, including but not limited to Twitter, FourSquare, and email service providers.
Social and e-mail contact information helps you connect to friends and contacts for invitation and payment transmission purposes (as well as helping us improve the Services and fight fraud).
Account & Service Control · Company practice
Other users can tag you in transaction notes, linking to your profile even if you are not a party
Another Venmo user may mention you by tagging your username in a transaction note or comment, even on a transaction you are not part of. Where you can see that note or comment (for example a public transaction, a friends-only transaction by one of your Venmo friends, or a comment on either), a link to your Venmo profile appears in it, and you get a push notification if push notifications are on. You can manage certain contact preferences and notifications in your account settings; the Statement does not say you can prevent being tagged.
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Additionally, another Venmo user may mention you in a transaction to which you are not a party by “tagging” your username in a transaction note or comment.
When you are mentioned in a transaction note or comment into which you have visibility (e.g., a public transaction, a “friends only” transaction by one of your Venmo friends, or a comment on either such transaction), a link to your Venmo profile will appear in the transaction note or comment and, if your push notifications are turned on, you will receive a push notification about the mentions.
You may manage certain contact preferences and notifications in your account settings.
Not stated here
Whether you can block or remove tags of your username is not stated.
Charges & Financial Obligations · Company practice
Venmo collects your bank login, account and routing numbers and linked cards
Financial Information Venmo collects includes your online banking login information, bank account and routing numbers, and credit cards linked to your Venmo account. Venmo says it does not disclose financial information to third-party social networking services such as Facebook or Twitter.
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Financial Information - bank account online login information, bank account and routing numbers and credit cards linked to your Venmo account.
Venmo does not disclose financial information with third party social networking services such as those listed in the prior bullet.
Data Access & Collection · Company practice
With your consent, Venmo collects face scans to authenticate you and manage fraud
When you consent in the app experience, Venmo collects face scans to authenticate your account and to manage fraud and risk.
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Biometric Information - when you consent in the user experience, we collect face scans to authenticate your account and manage fraud and risk.
Not stated here
How long face scans are kept is not stated separately from the general retention rule.
Data Access & Collection · Company practice
Calls with customer service are recorded and your messages, surveys and repayment history are kept
Venmo collects call recordings when you talk to customer service or sales. When you contact Venmo it also collects your survey responses, recorded conversations, chats, email correspondence, account status, repayment history, and any information about other people you choose to share.
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Audio, electronic, visual or similar information - Call recordings when you talk to customer service or sales.
Information you provide when you contact us – your response to surveys, recorded conversations, chat conversations with us, email correspondence with us, account status, repayment history, information about others if you choose to share it with us.
Data Access & Collection · Company practice
Business details, including taxpayer ID numbers, are collected
Venmo lists professional or employment information it collects, including business information, contact emails, phone numbers and taxpayer ID numbers.
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Professional or employment information – including business information, contact emails, phone numbers and taxpayer ID numbers.
Not stated here
The Statement does not say which users or account types this applies to, for example only business profiles.
Data Access & Collection · Company practice
Venmo may also get your data from data brokers, credit bureaus, ad networks and others
Venmo may collect any of the listed categories of data from third parties, including service providers, internet service providers, partners and merchants, credit reporting agencies, government entities, data brokers, data analytics providers, advertising networks, payment networks and financial institutions. It may also obtain information about you from identity verification, fraud prevention and similar services.
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We may also collect the above data from other third parties, including service providers, internet service providers, partners and merchants, credit reporting agencies, government entities, data brokers, data analytics providers, advertising networks, payment networks and financial institutions.
We may also obtain information about you from third parties such as identity verification, fraud prevention and similar services.
Data Access & Collection · Company practice
For Visa+ payments, Venmo receives the recipient's name and payment details from Visa and wallets
For Visa+ transfers, Venmo will receive the recipient's name and payment information from Visa and from third-party digital wallets participating in Visa+, to process and match Visa+ payments between those wallets and Venmo. This applies to recipients who may not have a Venmo account.
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In particular, for Visa+ we will receive the Recipient’s name and payment information from Visa and third-party Visa+ participating digital wallets for the purpose of processing and matching Visa+ payment transactions between participating digital wallets and Venmo.
Account & Service Control · Company practice
Venmo may require more information to verify you before letting you use the Services
Before permitting you to use the Services, Venmo may require additional information to verify your identity, address or other information, in order to comply with law or manage risk and compliance throughout your relationship.
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Therefore, before permitting you to use the Services, we may require additional information from you we can use to verify your identity, address or other information in order to comply with law or to manage risk and compliance throughout our relationship.
Data Access & Collection · Company practice
Your account transactions are collected; location and device data may be collected for fraud prevention
While you use the Services, Venmo collects information about your account transactions. It may also collect Geolocation Information and information about your computer, operating system or other access device for fraud prevention and similar purposes; elsewhere Venmo says it will collect location data for fraud and risk purposes.
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When you are using the Services, we collect information about your account transactions and we may collect Geolocation Information and/or information about your computer or your operating systems or other access device for fraud prevention and other similar purposes.
We will collect this data for fraud and risk purposes.
Data Access & Collection · Company practice
Venmo may collect more information in ways this policy does not describe
The collection list is not exhaustive: Venmo says it may collect additional information from or about you in other ways not specifically described. Its examples are contacts with customer support, survey results, and your use of PayPal or another PayPal service.
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Finally, we may collect additional information from or about you in other ways not specifically described here.
For example, we may collect information related to your contact with our customer support team, store results when you respond to a survey, or when you use PayPal or another PayPal service.
Not stated here
What other undescribed collection occurs is, by its terms, not stated.
Account & Service Control · Company commitment
Not for children under 13; data collected from them is deleted unless the law requires keeping it
The Services are not directed to children under 13. If Venmo obtains actual knowledge that it collected personal information from a child under 13, it will promptly delete it unless it is legally obligated to retain it. You can contact Venmo if you think it collected a child's information by mistake. Teen Accounts for ages 13 to 17 are handled in a separate section.
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The Services are not directed to children under the age of 13. If we obtain actual knowledge that we have collected personal information from a child under the age of 13, we will promptly delete it, unless we are legally obligated to retain such data.
if you believe that we have mistakenly or unintentionally collected information from a child under the age of 13.
Use & Processing · Company practice
Venmo and its partners use cookies, including for advertising; declining may limit the Services
When you visit or use the Services, or visit a third-party website for which Venmo provides online services, Venmo and certain business partners and vendors may use cookies and other tracking technologies. Venmo uses them to recognize you, customize Services, content and advertising, measure promotions, run analytics, mitigate risk and fraud, and promote trust and safety. Some Services only work with cookies, so disabling or declining them may limit or prevent your use. Details are in a separate Statement on Cookies and Tracking Technologies, which was not supplied with this policy.
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When you visit or use our Services, or visit a third-party website for which we provide online services, we and certain business partners and vendors may use cookies and other tracking technologies (collectively, "Cookies").
We use Cookies to recognize you as a customer; customize Services, other content and advertising, measure the effectiveness of promotions, perform a wide range of analytics, mitigate risk and prevent potential fraud, and to promote trust and safety across our Services.
Certain Services are only available through the use of Cookies, so if you choose to disable or decline Cookies, your use of certain Services may be limited or not possible.
Please review our Statement on Cookies and Tracking Technologies to learn more about how we use Cookies.
Not stated here
The linked Statement on Cookies and Tracking Technologies was not supplied, so its cookie list and choices are not analyzed here.
Cross-references
contrast (model-proposed): Venmo says it does not sell or share personal information, including for cross-context advertising — contrast: Venmo says it and certain business partners and vendors use cookies, including on third-party websites, to customize advertising, while the California notice says Venmo does not "share" personal information, meaning targeted advertising based on activity across websites. The supplied text does not explain how the partner cookies fit that statement; the linked cookie statement was not supplied.
Use & Processing · Company practice
Venmo ignores browser Do Not Track signals
Do Not Track is an optional browser setting for expressing tracking preferences to advertisers and other third parties. Venmo does not respond to Do Not Track signals.
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We do not respond to DNT signals.
Do Not Track ("DNT") is an optional browser setting that allows you to express your preferences regarding tracking by advertisers and other third parties.
Security & Safeguards · Company practice
Data is stored on third-party servers in U.S. data centers under physical, electronic and access safeguards
Venmo stores and processes your personal information on third-party servers in data centers in the United States. It says the information is protected by physical, electronic and procedural safeguards in compliance with applicable U.S. federal and state laws, including firewalls, data encryption, physical access controls to offices and files, and limiting access to employees who need it for their jobs.
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We store and process your personal information using third party servers located in data centers in the United States.
This information is protected by physical, electronic and procedural safeguards in compliance with applicable US federal and state laws and regulations.
We also use computer safeguards such as firewalls and data encryption, we enforce physical access controls to our office and files, and we authorize access to personal information only for those employees who require it to fulfill their job responsibilities.
Cross-references
contrast (model-proposed): Personal information may be transferred to other countries for customer service or processing — contrast: Venmo says it stores and processes personal information on servers in U.S. data centers, but the consumer notice says it may transfer personal information to other countries for customer service or transaction processing. Both can be true, but the U.S. storage statement should not be read as keeping all processing in the United States.
Security & Safeguards · Restriction or exception
Venmo cannot guarantee your data won't be breached and urges you never to share your password
Venmo says it strives to keep its systems secure but cannot guarantee that personal information will not be accessed, disclosed, altered or destroyed through a breach of its safeguards. It urges you to take your own precautions, including never sharing your Venmo password with anyone.
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Despite our efforts, we cannot guarantee that personal information may not be accessed, disclosed, altered or destroyed by breach of our administrative, managerial and technical safeguards.
Therefore, we urge you to take adequate precautions to protect your personal information as well, including never sharing your Venmo password with anyone.
Security & Safeguards · Procedure
Breach notices may come electronically; email privacy@venmo.com for free written notice
If Venmo learns of a systems security breach, it may attempt to notify you electronically, by a notice on the website or apps or by email to the address you gave it; it does not promise to notify you. By using the Services you agree that Venmo may communicate with you electronically. Depending on where you live, you may have a legal right to written breach notice; to receive free written notice, or to withdraw consent to electronic breach notice, email privacy@venmo.com.
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If Venmo learns of a systems security breach, we may attempt to notify you electronically so you can take appropriate protective steps.
By using the Services, you agree that Venmo may communicate with you electronically.
Venmo may post a notice on the website or mobile applications if a security breach occurs. We may also send an email to you at the email address you have provided to us.
Depending on where you live, you may have a legal right to receive notice of a security breach in writing.
To receive free written notice of a security breach (or to withdraw your consent from receiving electronic notice of a security breach), please email us at privacy@venmo.com.
Retention & Deletion · Company practice
Relationship data is kept for the relationship plus 10 years, or longer for legal, AML or litigation needs
Venmo keeps personal information as long as needed or permitted for the purpose it was collected and consistent with applicable law. Information used for your ongoing relationship with Venmo is stored for the length of that relationship plus 10 years. It may be kept longer when needed for a legal obligation or legal compliance, such as anti-money-laundering rules, or for litigation, investigations, audits, compliance practices or protection against legal claims.
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We retain your Personal Information for as long as needed or permitted in context of the purpose for which it was collected and consistent with applicable law.
Personal Information used for the ongoing relationship between you and Venmo is stored for the duration of the relationship plus a period of 10 years, unless we need to keep it longer, such as:
a legal obligation or compliance with laws to which we are subject is retained consistent with the applicable law, such as under Anti-Money Laundering obligations
litigation, investigations, audit, and compliance practices, or to protect against legal claims.
The criteria used to determine our retention period is as follows:
Not stated here
Retention periods for information not used for the ongoing relationship are not stated beyond the general purpose test.
Use & Processing · Permission or license
Your data may be used to run the Services, process and match payments, resolve disputes and collect fees
Venmo says its primary purpose in collecting personal information is to provide a safe, smooth and customized experience. It may use your personal information to provide the Services and support you request; process transactions and match payments, including Visa+ payments to people without Venmo and matching them to participating wallets; send notices about your transactions or network activity; resolve disputes, collect fees and troubleshoot; compare information for accuracy and verify it with third parties; and perform other duties required by law.
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Our primary business purpose in collecting personal information is to provide you with a safe, smooth, efficient, fun and customized experience. We may use your personal information to:
provide the Services and customer support you request;
process transactions and match payments, including payments performed by you through Visa+ when paying non-Venmo users and matching of such payments to participating digital wallets, and to send notices about your transactions or your network activity;
resolve disputes, collect fees, and troubleshoot problems;
compare information for accuracy and verify it with third parties;
perform other duties as required by law;
Security & Safeguards · Permission or license
Fraud tools may draw on your identity, financial, device, social and location data
Venmo may use your personal information to prevent potentially fraudulent, prohibited or illegal activity and to enforce its User Agreement, through risk and fraud tools that may use your Account, Identification, Financial, Device, Social Web and Geolocation Information.
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prevent potentially fraudulent, prohibited or illegal activities, and enforce our User Agreement through the use of our risk and fraud tools which may include use of Account Information, Identification Information, Financial Information, Device Information, Social Web Information and Geolocation Information;
Not stated here
The User Agreement is referenced but not supplied with this policy.
Linking & Identification · Permission or license
Your data may be used to connect your Venmo account to third-party accounts or platforms
Venmo may use your personal information to create an account connection between your Venmo account and a third-party account or platform.
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create an account connection between your Venmo account and a third-party account or platform;
Use & Processing · Permission or license
Your data may be used to personalize the Services, show location-based promotions and send product updates
Venmo may use your personal information to customize, personalize, measure and improve its services and website, including showing you location-based promotions and business profiles, and to send you updates about new products and services it offers.
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customize, personalize, measure, and improve our services and the content and layout of our website, including showing you location-based promotions and business profiles;
send you updates about new products and services that we are offering to customers;
Use & Processing · Permission or license
Location you choose to share is used for security and may drive location-based offers and ads
If you choose to disclose your Geolocation Information, Venmo will use it to enhance the security of the Services and may use it to give you location-based options, functionality, offers, advertising, search results or other location-based content.
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if you elect to disclose your Geolocation Information, we will use this information to enhance the security of the Services and we may use this information to provide you with location-based options, functionality, offers, advertising, search results, or other location-based content;
Account & Service Control · User right or choice
Business profiles can choose to use their address for promotions to nearby users
If you have a business profile, you can choose to use your address to offer location-based promotions to Venmo users near you.
Supporting quotations
if you have a business profile, you can choose to use your address to offer location-based promotions to Venmo users near you; and
Linking & Identification · Permission or license
If you use PayPal or PayPal Honey, that activity may be combined with Venmo to personalize offers
If you use PayPal or PayPal Honey, Venmo may associate information about your transactions and experiences on those services to personalize content and offers and improve your use of Venmo.
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if you use one of the following services: PayPal and PayPal Honey; we may associate information about your transactions and experiences using these services to personalize content and offers and improve your use of the Venmo Services.
Sharing & Disclosure · Company practice
People and companies you pay or are paid by may see your contact details and payment metrics
To process payments, Venmo discloses some of your personal information to the person or company you are paying or who is paying you. Your contact information, sign-up date, number of payments received and other verification metrics, such as social graph activity, may be given to users or companies you transact with, on or through Venmo.
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To process payments on Venmo, we need to disclose some of your personal information with the person or company that you are paying or is paying you.
Your contact information, date of sign-up, the number of payments you have received and other verification metrics like social graph activity may be provided to users or companies when you transact with, on, or through Venmo.
Sharing & Disclosure · Company practice
Merchants may send Venmo your phone number or username so Venmo can confirm you are a customer
When you try to pay a vendor that accepts Venmo, the vendor may give Venmo information about you, such as your mobile phone number or Venmo username. Venmo uses it to confirm to the vendor that you are a Venmo customer and that the vendor should offer Venmo as a payment option for your purchase.
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In doing so, a vendor may disclose information about you with us, such as your mobile phone number or Venmo username, when you attempt to pay that vendor.
We use this information to confirm to that vendor that you are a Venmo customer and that the vendor should enable Venmo as a form of payment for your purchase.
Charges & Financial Obligations · Company commitment
Your card and bank account numbers are not shown to people you pay, absent permission or legal process
Venmo will not disclose your credit card number or bank account number to anyone you paid or who paid you through Venmo, unless you give express permission or Venmo must do so to comply with a subpoena or other legal process. This limit covers payment counterparties; other recipients are addressed in the disclosure list.
Supporting quotations
Regardless, we will not disclose your credit card number or bank account number to anyone you have paid or who has paid you through Venmo, except with your express permission or if we are required to do so in order to comply with a subpoena or other legal process.
Sharing & Disclosure · Company commitment
Venmo does not give your personal information to third parties for their own marketing
Venmo states that it does not disclose your personal information to third parties for those third parties' promotional or marketing purposes. This does not cover disclosures for other purposes listed in the Statement, such as to service providers, partners and merchants, or PayPal affiliates.
Supporting quotations
Venmo does not disclose your personal information with third parties for their promotional or marketing purposes.
Cross-references
contrast (model-proposed): Venmo shares for joint marketing with financial companies and banks, and you cannot limit it — contrast: Venmo says it does not disclose personal information to third parties for their own promotional or marketing purposes, while the consumer notice says it shares for joint marketing with nonaffiliated financial companies and banks, and that you cannot limit it. Joint marketing is defined as the companies marketing together, so it is framed differently, but readers should know partner financial companies receive data for marketing.
Sharing & Disclosure · Company practice
Your name, username, photo, join date and public transactions are visible to anyone online
Some personal information is public and can be seen by anyone on the internet, with or without a Venmo account, and it can also be viewed, accessed, reshared or downloaded through Venmo's APIs or third-party services that integrate with Venmo. For personal profiles, public information is your Venmo username, profile photo, first and last name, the month and year you created your account, and public transactions you were involved in.
Supporting quotations
Some personal information is public information and may be seen by anyone on the internet, whether or not they have a Venmo account.
Public information may also be seen, accessed, reshared or downloaded through Venmo's APIs or third-party services that integrate with our products.
Public information for personal profiles includes your Venmo username, profile photo, first and last name, month and year of Venmo account creation, and public transactions in which you've been involved.
Sharing & Disclosure · Company practice
Business and charity profile details are public and may be indexed by search engines
For business or charity profiles, public information is the Venmo username, profile and background photos, business or charity name and description, and QR code. This public information may be indexed by and searchable on search engines.
Supporting quotations
Public information for business or charity profiles includes Venmo username, profile and background photos, business or charity name, business or charity description, and QR code.
Public information for business or charity profiles may be indexed by and searchable on search engines.
Sharing & Disclosure · User right or choice
Any logged-in Venmo user may see your friends list unless you change the setting
Beyond your public information, your Venmo friends list may be seen by any logged-in Venmo user. You can adjust or turn off this setting in the privacy section of your account settings.
Supporting quotations
In addition to any public information, your Venmo friends list may be seen by any logged-in Venmo user; you may adjust or turn off this setting in the privacy section in your account settings.
Sharing & Disclosure · Permission or license
PayPal and its controlled affiliates may receive your data, only for purposes this policy allows
Venmo may disclose your personal information to its parent company PayPal, Inc. and the affiliates and subsidiaries PayPal controls, but only for purposes allowed by this Statement.
Supporting quotations
We may disclose your personal information with:
Our parent company, PayPal, Inc. and affiliates and subsidiaries it controls, but only for purposes allowed by this document.
Sharing & Disclosure · Permission or license
In a merger, acquisition or bankruptcy your data may transfer; the new entity must follow this policy
Venmo may disclose your personal information to companies PayPal, Inc. plans to merge with or be acquired by, or to a bankruptcy estate. If such a combination occurs, Venmo will require the combined entity to follow this Statement for your information. If your information could be used contrary to this Statement, you will get prior notice and a chance to communicate your preferences, if applicable.
Supporting quotations
Companies that PayPal, Inc. plans to merge with or be acquired by or, in the event of any bankruptcy, a bankruptcy estate.
Should such a combination occur, we will require that the new combined entity follow this Privacy Statement with respect to your personal information.
If your personal information could be used contrary to this Statement, you will receive prior notice and the opportunity to communicate preferences you may have, if applicable.
Not stated here
What "communicate preferences" allows you to do, and when it is "applicable", is not stated.
Legal Rights & Agreement Rules · Permission or license
Data may go to police or others under legal process, to prevent harm or loss, or to investigate violations
Venmo may disclose your personal information to law enforcement, government officials or other third parties when PayPal is compelled by a subpoena, court order or similar legal procedure; when needed to comply with law; when reasonably necessary to prevent physical harm or financial loss, report suspected illegal activity, or investigate violations of the Venmo User Agreement; or as otherwise required by law.
Supporting quotations
Law enforcement, government officials, or other third parties if PayPal is compelled to do so by a subpoena, court order or similar legal procedure; when it is necessary to do so to comply with law; or where the disclosure of personal information is reasonably necessary to prevent physical harm or financial loss, to report suspected illegal activity, or to investigate violations of the Venmo User Agreement, or as otherwise required by law.
Not stated here
The Statement does not say whether you will be told about a legal request for your data.
Sharing & Disclosure · Permission or license
Service providers may receive your data; contracts limit them to the work they do for Venmo
Venmo may disclose your personal information to third-party service providers that help provide the Services or provide fraud detection or similar services for Venmo or any vendor, and to contracted service providers that help with business operations such as fraud prevention, payment processing or technology services. Venmo says its contracts require these providers to use your information only in connection with services they perform for Venmo, not for their own benefit.
Supporting quotations
Third party service providers who assist us in providing Services to you or who provide fraud detection or similar services on our or any vendor’s behalf.
Service providers under contract who help with parts of our business operations (for example, fraud prevention, payment processing, or technology services).
Our contracts dictate that these service providers only use your information in connection with the services they perform for us and not for their own benefit.
Not stated here
Whether the contractual use limit also covers providers doing fraud detection on a vendor's behalf is not stated.
Sharing & Disclosure · Company practice
Who sees your transactions depends on each transaction's privacy setting, up to the public
The other Venmo user in a transaction can see it. Depending on the privacy setting of each transaction, your Venmo friends, the other user's Venmo friends, or the public may also see it, through the Venmo feed on the website and app and elsewhere on the internet. For transactions and activity using a groups feature, the other users in that group can see your transactions and activity.
Supporting quotations
The other Venmo user participating in the transaction and, depending on the privacy setting of each Venmo account transaction, your Venmo friends and the Venmo friends of the other user participating in the transaction, or the public, through the Venmo feed on our website and mobile application and elsewhere on the internet.
For transactions and activity made with other Venmo users using a groups feature, the other Venmo users in that group will be able to see your transactions and activity.
Not stated here
The default privacy setting for transactions is not stated in this policy.
Sharing & Disclosure · Company practice
Following a business profile shares your name with that business
When you follow a business profile, Venmo will share your name with that business.
Supporting quotations
Businesses when you follow their business profile. We will share your name with a business when you follow their profile.
Charges & Financial Obligations · Permission or license
Financial institutions and payment-network databases may receive your data to process payments
Venmo may disclose your personal information to financial institutions and to databases maintained by payment networks to facilitate payment processing.
Supporting quotations
Financial institutions and databases maintained by payment networks to facilitate payment processing.
Sharing & Disclosure · Permission or license
Merchants and partners in your transactions may get your data under their own privacy policies
Venmo may disclose information about you and your account to partners, merchants, their service providers and others involved in a transaction or in Venmo's rewards program, for example when you buy online, pay non-Venmo users through Visa+, return goods, or transact through payment networks. It may also disclose personal information to partners and merchants so they can use Venmo's Services to facilitate your transactions; for example, a participating merchant can check whether you use PayPal services and show you a recommended payment method at checkout. Information shared with partners and merchants involved in a transaction is then governed by their own privacy policies, not Venmo's.
Supporting quotations
Partners and merchants, their service providers and others involved in a transaction or our rewards program.
For example when you use the Services to initiate online purchases, pay non-Venmo users through Visa+ or return goods, or when you participate in transactions through the payment networks, we may disclose information about you and your Venmo account with the other parties (or their service providers) involved in processing your transactions.
We may also disclose Personal Information to partners and merchants to enable their use of our Services to facilitate your transactions.
For example, when you visit a participating merchant site or app, the merchant can check whether you are a user of PayPal services and present a recommended payment method to you to simplify your checkout process.
Please note that personal information shared with partners and merchants (or their service providers) involved in a transaction is subject to the partners’ and merchants’ own privacy policy and procedures.
Not stated here
The partners' and merchants' privacy policies are not supplied.
Charges & Financial Obligations · Company practice
Business accounts and their beneficial owners are reported to card-network databases
For business accounts and their beneficial owners, Venmo reports personal information to databases maintained by the card networks, as the card scheme rules require, to meet listing and reporting obligations.
Supporting quotations
For our businesses and their beneficial owners, we report personal information to databases maintained by the card networks pursuant to the card scheme rules to fulfill listing and reporting obligations.
Not stated here
The card scheme rules and what triggers a listing are not supplied.
Account & Service Control · Company practice
Business profiles show chosen contact details plus subscriber and transaction counts, and may be ranked
If you have a business profile, you can choose to display information such as your street address, phone number, email, social media accounts and website, and control this in your business profile settings. Venmo will also show other users certain details you do not control, such as how long ago the profile was created, total subscribers and total transactions. Venmo may use your address, transaction activity and engagement on Venmo to rank your business against others in your area.
Supporting quotations
Other users if you have a business profile. You may choose to display certain information about your business profile on the Venmo network, such as your street address, phone number, email, social media accounts and website. You can control how this information is displayed in your business profile settings.
We will also disclose certain information about your business profile to other users, such as how long ago your business profile was created, total number of subscribers, and total number of transactions.
We may also use your address, transaction activity and engagement activity on Venmo to rank your business relative to other businesses in your area.
Sharing & Disclosure · Company practice
Based on your settings, Venmo and non-Venmo users can find you and see your contact details
Depending on your account settings, your personal information can be seen by other Venmo account holders and by people without Venmo accounts, such as PayPal users or users of third-party payment networks and processors, to help facilitate a transaction; for example, someone can search for your account to pay you. What they see may include your username, profile photo, first and last name, email, phone number, city and state, month and year you created your account, and anything you add in the details section of your account.
Supporting quotations
In accordance with your account settings, your Personal Information can be seen by other Venmo account holders and non-Venmo account holders (such as users of PayPal or third-party payment networks and processors) to help facilitate a transaction.
For example, as part of the send and receive money feature, a user may search for your account to initiate a payment.
Based on your account settings, the information shown to other users may include your username, profile photo, first and last name, email, phone number, city and state, month and year of Venmo account creation, and any additional information you include in the details section of your account.
Not stated here
Which of these fields each setting controls, and the defaults, are not stated.
Sharing & Disclosure · Permission or license
Other third parties may receive your data with your consent or at your direction
Venmo may disclose your personal information to other third parties with your consent or at your direction, including when you authorize an account connection with a third-party account or platform, or send money to or receive money from a payment network recipient.
Supporting quotations
Other third parties with your consent or at your direction to do so, including if you authorize an account connection with a third-party account or platform or to send money to or receive money from a payment network recipient.
Linking & Identification · Company practice
Linking Venmo to another account lets both sides exchange your data, including bank balances and purchases
An "account connection" is a link you authorize between your Venmo account and a non-Venmo account, payment instrument or platform you lawfully control, such as a social media or messaging account, a data aggregator or financial services company you give your Venmo login to, or a merchant you pay or allow to charge your Venmo account. When you authorize one, Venmo and the third party exchange your personal information directly. If you connect other financial accounts, Venmo may access your balance and account and transaction information, such as purchases and transfers, and may receive information about your use of the other service. Venmo says it will use what it receives through a connection consistently with this Statement.
Supporting quotations
For the purposes of this Privacy Statement, an "account connection" with such a third party is a connection you authorize or enable between your Venmo account and a non-Venmo account, payment instrument, or platform that you lawfully control or own.
When you authorize such a connection, Venmo and the third-party will exchange your personal information and other information directly.
Examples of account connections include, without limitation: linking your Venmo account to a social media account or social messaging service; connecting your Venmo account to a third-party data aggregation or financial services company, if you provide such company with your Venmo account log-in credentials; or using your Venmo account to make payments to a merchant or allowing a merchant to charge your Venmo account.
If you connect your Venmo account to other financial accounts, directly or through a third-party service provider, we may have access to your account balance and account and transactional information, such as purchases and funds transfers.
If you choose to create an account connection, we may receive information from the third-party about you and your use of the third-party’s service.
We will use all such information that we receive from a third-party via an account connection in a manner consistent with this Privacy Statement.
Linking & Identification · Restriction or exception
Data shared through an account connection follows the other party's privacy rules and may become public
Information Venmo discloses to a third party through an account connection is used and disclosed under that third party's privacy practices, not this Statement. Venmo advises reviewing the third party's privacy notice before authorizing a connection. For example, information Venmo gives a social media account or platform may in turn be disclosed to others, including the general public, depending on that platform's practices.
Supporting quotations
Information that we disclose with a third-party based on an account connection will be used and disclosed in accordance with the third-party’s privacy practices.
Before authorizing an account connection, you should review the privacy notice of any third-party that will gain access to your personal information as part of the account connection.
For example, personal information that Venmo discloses with a third-party account or platform such as a social media account may in turn be disclosed with certain other parties, including the general public, depending on the account’s or platform’s privacy practices.
Sharing & Disclosure · Permission or license
Using Siri or iMessage sends your friends list, frequent contacts and transaction notes to Apple
If you use Siri or iMessage to send Venmo payments or otherwise use the Services, that use is subject to Apple's terms and the Venmo User Agreement. By using Siri or iMessage you authorize Venmo to disclose some of your account data to Apple, including your friends list, the people you transacted with most recently and most frequently, transaction instructions and transaction notes, so Apple can facilitate those requests on iOS. Apple uses that data under its own then-current agreements and privacy policies. You can grant or revoke Apple's access to Venmo at any time in the "Siri" or "iMessage" settings on your iPhone.
Supporting quotations
If you choose to use Siri or iMessage to send payments via Venmo or to otherwise use the Services, such use is subject to Apple’s terms and conditions for use of iMessage and/or Siri, as applicable, and the terms of the Venmo User Agreement.
By using Siri or iMessage, you authorize us to disclose some of your Venmo account data (including your friends list, list of persons you have transacted with most recently and most frequently, transaction instructions, and transaction notes) with Apple to allow it to facilitate transaction requests made through Siri or iMessage on iOS.
Data disclosed with Apple will be used pursuant to Apple’s then-current user agreements and privacy policies.
You can grant or revoke Apple’s access to Venmo on iOS at any time under the “Siri” or “iMessage” settings on your iPhone.
Sharing & Disclosure · Company commitment
Venmo posts to social networks only on your request; once posted, Venmo no longer controls it
Venmo does not send your personal information to third-party social networks unless you specifically request or authorize it. Once you broadcast information to such a network, Venmo no longer controls it, and it is subject to that network's terms of use and privacy policies.
Supporting quotations
Venmo does not send your personal information to third-party social networks unless you have specifically requested or authorized us to do so.
When you broadcast information to such third-party social networks, such information is no longer under the control of Venmo and is subject to the terms of use and privacy policies of such third parties.
Account & Service Control · User right or choice
Review and update your information in account settings; send privacy concerns to privacy@venmo.com
You can review and update your personal information at any time in your account settings after logging in. Questions, concerns or feedback about this Statement or your privacy can be emailed to privacy@venmo.com. This section does not describe a way to request deletion of your information.
Supporting quotations
You can review and update your personal information in your account settings at any time by logging in to your account.
If you have questions or concerns regarding this Privacy Statement, or any feedback pertaining to your privacy and the Services that you would like us to consider, please email us at privacy@venmo.com.
Not stated here
Whether adult users can request deletion is not stated in this section.
Sharing & Disclosure · Restriction or exception
Venmo does not control data collection by third-party sites you reach through its links
The Services may contain or allow links to third-party services or websites. Venmo does not control how those services collect information and encourages you to read their privacy statements.
Supporting quotations
The Services may contain links to (or allow you to link to) other third-party services or websites. Venmo does not control the information collection of third-party services or websites that can be reached through such links.
We encourage our users to be aware when they are linking to a third-party service or website and to read the privacy statements of any third-party service or website that collects personally identifiable information.
Account & Service Control · Company commitment
Teen Accounts are for ages 13 to 17, opened by an adult Account Holder, with minimal data collection
A separate section explains how Venmo handles data of Venmo Teen Account users. Venmo may let an account holder (the "Account Holder") create a Teen Account for an authorized person aged 13 to 17 at account creation (the "Teen User"). Venmo says it will not collect more information about the Teen User than is required to use the Teen Account.
Supporting quotations
In this section we explain how we handle your data if you use a Venmo Teen Account.
We may offer an account holder (“Account Holder”) the opportunity to create a Venmo Teen Account for use by an authorized individual between the ages of 13 and 17 years old at account creation (“Teen User”).
We will not collect more information about you than what is required to use the Teen Account.
Cross-references
contrast (model-proposed): Teen data is collected to run the account and also for analysis, research and moving to an adult account — contrast: Venmo says it will not collect more teen information than required to use the Teen Account, and that it only collects data necessary to interact with the account, yet it also lists collection for customer analysis, research, testing and statistics. The source does not explain how these broader purposes fit the minimization statement.
Data Access & Collection · Company practice
For Teen Accounts, Venmo collects identifiers from the adult, plus device and usage data
For a Teen Account, the Account Holder provides the teen's name, birthday, address and phone number. The teen creates a username and password and provides an email address when signing up for app access, and can change the name displayed to other users. Venmo also collects device information, such as device type and IP address, and internet or network activity: interactions with the Services, page response times, download errors, dates and times of use, page load and view statistics and other usage information.
Supporting quotations
Identifiers: An Account Holder provides your name, birthday, address, and phone number. You will create a username/password for online account access. You will also provide your email address when you sign up for access to the app.
When you use your Teen Account, you can make changes to your name that is displayed to other users.
Device Information: Information about your mobile device or computer such as your device type and IP address.
Internet or network activity: Interactions with our Services, Information about response time for web pages, download errors, date and time when you used the Teen Account, statistics regarding how pages are loaded or viewed, and other usage information.
Use & Processing · Company practice
Teen data is collected to run the account and also for analysis, research and moving to an adult account
Venmo says it collects from Teen Users only the data necessary to use the Teen Account, such as sending or receiving money or paying an authorized merchant online, in an app or in person with a Venmo QR code. It also collects data to manage and improve the Services: customer analysis, transitioning the teen to an adult account once at least the age of majority, and internal operations such as troubleshooting, data analysis, testing, research and statistics.
Supporting quotations
To provide our Services: We only collect data from Teen Users that is necessary to interact with the Teen Account, such as to enable you to send or receive money or use Venmo as payment method at checkout at an authorized merchant's website or mobile app or in-person by using a Venmo QR code.
To manage and improve our Services: We collect data to conduct customer analysis, provide our Services, to transition to an adult account after teen is at least the age of majority and to support internal operations, for example troubleshooting, data analysis, testing, research, and statistical purposes.
Not stated here
How the "only necessary data" statement relates to collection for customer analysis and research is not explained.
Account & Service Control · Company practice
The adult Account Holder can monitor a teen's activity and gets notices of the teen's transactions
A Teen User's data is disclosed to the Account Holder, who can monitor and access the teen's activities and manage the teen's user and privacy settings. The teen gets alerts about some account activity, and the Account Holder also receives messages about the teen's activity, such as completed transactions and when the teen saves Venmo as a payment method with a merchant.
Supporting quotations
Your data is disclosed with the Account Holder: the Account Holder will be able to monitor and access your activities and manage your user and privacy settings.
A Teen User will get alerts and notifications about some activities in their account.
Please note that the Account Holder will also receive messages about a Teen User’s activity, such as completed transactions and when a Teen User saves Venmo as a payment method with a merchant.
Sharing & Disclosure · Permission or license
Teen data goes to the debit card bank and Mastercard, merchants, service providers, and others per settings
Here "disclose" means other people may see the teen's information, for example the display name shown when paying someone. Venmo discloses teen data to The Bancorp Bank, N.A. and Mastercard to provide the debit card. It may disclose data to merchants when the teen pays with Venmo, and to service providers for internal operations at Venmo's direction, such as payment processing, compliance, audits, corporate governance, communications, IT development and maintenance. Depending on the Account Holder's settings, the teen's information may be seen by friends, friends of the other party, other third-party digital wallets or the public. Venmo may also disclose teen data to third parties when legally obligated.
Supporting quotations
Disclose means that other people may see your information. For example, we may disclose the name you have chosen to display to other users when you make a payment to them.
We disclose your data with The Bancorp Bank, N.A. and Mastercard in order to provide you with the Debit Card services.
We may disclose data with merchants when you use your Venmo account to make a purchase.
We may also disclose data with service providers that help us with our internal operations and analysis at our direction, such as processing payments, ensuring compliance, audits, corporate governance, communications, IT development, and maintenance.
Depending on the settings an Account Holder chooses, your information or data might be seen by your friends, friends of the other party to the transaction, other third party digital wallets or the public.
We may also disclose your data with third parties if there is a legal obligation to do so.
We may need to disclose data to other parties.
We may disclose your information or data with other parties.
Account & Service Control · User right or choice
Teens can review their data and ask Venmo to correct or delete it
Along with the Account Holder, a Teen User may review the personal information Venmo has about them and request correction if it is wrong, or deletion. Access requests are made by logging in through a browser and using the privacy link; other data requests go through Venmo's online help request form.
Supporting quotations
Along with the Account Holder, you may review the personal information we have about you. You may also request your data be corrected if it is wrong or have it deleted.
If you would like to exercise your access rights, please log on to your account through the browser and submit the data access requests under the privacy link.
For all other data subject rights, please contact us by clicking
Not stated here
Whether a teen deletion request can be refused when Venmo must retain data is not stated for teen requests.
Account & Service Control · User right or choice
The Account Holder can review, stop collection of, or delete teen data, which closes the teen account
The Account Holder can review the personal information collected online from their Teen User, refuse further online collection or use, and request deletion unless Venmo is required to retain it. If the Account Holder stops collection or use, or asks for deletion, Venmo will remove the teen's online profile and close the teen's account. Access requests are made through the privacy link after logging in on a browser; other requests go through Venmo's help form. The Account Holder also controls the teen's transaction privacy settings, friends-list visibility and blocking, through the Teen account profile in the app.
Supporting quotations
The Account Holder has the right to review the personal information collected online from their Teen User; refuse to allow further use or online collection of personal information from their Teen User; and request the deletion of the personal information collected online from their Teen User (unless we are required to retain it).
If an Account Holder doesn’t want us to continue to collect or use their Teen User’s personal information, or if an Account Holder asks us to delete it, we will remove their Teen User’s online profile and close their Teen User’s account.
Account Holders that wish to exercise their Teen User access rights, please log on to your account through the browser and submit the data access requests under the privacy link.
The Account Holder will have the ability to control their Teen User’s transaction privacy settings, their visibility on friends’ list and the ability to block users. The Account Holder can make these changes by selecting the Teen account profile in the app.
Legal Rights & Agreement Rules · Context
A federal-law consumer notice applies to U.S. residents using Venmo for personal or household purposes
The Consumer Privacy Notice, provided by Venmo as a service of PayPal, Inc. for personal Venmo accounts, applies to individuals who live in the United States and use the Services for personal, family or household purposes. It explains that financial companies choose how they share personal information, that federal law lets consumers limit some but not all sharing, and that federal law requires this explanation of how Venmo collects, shares and protects personal information.
Supporting quotations
The following Consumer Privacy Notice applies to you if you are an individual who resides in the United States and use the Services for your own personal, family or household purposes.
This privacy notice is provided by Venmo, a service of PayPal, Inc. in connection with its provision of Venmo, and is applicable to your personal Venmo account.
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information.
What does Venmo do with your personal information?
Venmo is a service provided by PayPal, Inc. (“Venmo”).
Data Access & Collection · Company practice
Information collected and shared can include SSN, balances, transaction history and credit scores
Under the consumer notice, the types of personal information Venmo collects and shares depend on the product or service you have or use, and can include your Social Security number and account balances, payment or transaction history, and credit history or credit scores. The notice repeats that sharing continues as described after you are no longer a customer.
Supporting quotations
The types of personal information we collect and share depend on the product or service you have or you may use with us. This information can include:
Social Security number and account balances
Payment history or transaction history
Credit history or credit scores
When you are no longer our customer, we continue to share your information as described in this notice.
What?
Sharing & Disclosure · Company practice
Venmo shares for everyday business, including credit bureau reporting, and you cannot limit it
All financial companies share customer information to run their business. In the consumer notice table, Venmo answers Yes to sharing for its everyday business purposes, such as processing your transactions, maintaining your accounts, responding to court orders and legal investigations, or reporting to credit bureaus, and No to whether you can limit this sharing.
Supporting quotations
All financial companies need to share customers’ personal information to run their everyday business.
For our everyday business purposes—
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes
No
Does Venmo share?
Can you limit this sharing?
Reasons we can share your personal information
In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Venmo chooses to share; and whether you can limit this sharing.
How?
Sharing & Disclosure · Company practice
Venmo shares information to market its own products to you, and you cannot limit it
The consumer notice table says Venmo shares personal information for its own marketing purposes, to offer its products and services to you (Yes), and that you cannot limit this sharing (No).
Supporting quotations
For our marketing purposes—
to offer our products and services to you
Yes
No
Does Venmo share?
Can you limit this sharing?
Sharing & Disclosure · Company practice
Venmo shares for joint marketing with financial companies and banks, and you cannot limit it
The consumer notice table says Venmo shares personal information for joint marketing with other financial companies (Yes) and that you cannot limit this sharing (No). Joint marketing is defined as a formal agreement between nonaffiliated financial companies that together market financial products or services to you; Venmo's joint marketing partners include financial companies and banks.
Supporting quotations
For joint marketing with other financial companies
Yes
No
Does Venmo share?
Can you limit this sharing?
Joint Marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
Our joint marketing partners include financial companies and banks.
Not stated here
The specific joint marketing partners are not named.
Sharing & Disclosure · Company practice
Affiliates receive your transaction and experience information for their business, and you cannot limit it
The consumer notice table says Venmo shares information about your transactions and experiences with its affiliates for the affiliates' everyday business purposes (Yes), and that you cannot limit this sharing (No).
Supporting quotations
For our affiliates’ everyday business purposes—
information about your transactions and experiences
Yes
No
Does Venmo share?
Can you limit this sharing?
Sharing & Disclosure · Company commitment
Venmo does not share your creditworthiness with affiliates or share data for others' marketing
The consumer notice table answers No to sharing information about your creditworthiness for affiliates' everyday business purposes, sharing so affiliates can market to you, and sharing so nonaffiliates can market to you. For each, the "Can you limit this sharing?" column says "We don't share", so there is nothing to opt out of.
Supporting quotations
For our affiliates’ everyday business purposes—
information about your creditworthiness
No
We don’t share
For our affiliates to market to you
No
We don’t share
For nonaffiliates to market to you
No
We don’t share
Does Venmo share?
Can you limit this sharing?
Security & Safeguards · Company practice
Security measures comply with federal law and include computer safeguards and secured buildings
The consumer notice says Venmo protects personal information from unauthorized access and use with security measures that comply with federal law, including computer safeguards and secured files and buildings.
Supporting quotations
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Venmo protect my personal information?
Data Access & Collection · Company practice
Venmo collects data when you open an account, link cards or move money, and from credit bureaus and others
The consumer notice gives examples of when Venmo collects your personal information: when you open an account or provide account information, link a credit or debit card or give contact information, and send or receive funds. Venmo also collects your personal information from others, such as credit bureaus, affiliates, partners and merchants, or other companies.
Supporting quotations
We collect your personal information, for example, when you
open an account or provide account information
link your credit or debit card to your Venmo account or give us your contact information
use your Venmo account to send or receive funds
We also collect your personal information from others, such as credit bureaus, affiliates, partners and merchants, or other companies.
How does Venmo collect my personal information?
Legal Rights & Agreement Rules · User right or choice
Federal law only lets you limit three kinds of sharing; state law may add more
Federal law gives you the right to limit only sharing of your creditworthiness for affiliates' everyday business purposes, affiliates using your information to market to you, and sharing for nonaffiliates to market to you. Venmo says it does not do any of these three. State laws and individual companies may give you additional rights to limit sharing; the notice points to state-law information below it.
Supporting quotations
Why can’t I limit all sharing?
Federal law gives you the right to limit only
sharing for affiliates’ everyday business purposes— information about your creditworthiness
affiliates from using your information to market to you
sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing. See below for more information on your rights under state law.
We don’t share
We don’t share
We don’t share
Sharing & Disclosure · Context
Affiliates include Bill Me Later, Inc.; nonaffiliates receiving data include service providers
The consumer notice defines affiliates as companies related by common ownership or control, financial or nonfinancial, and says Venmo's affiliates include Bill Me Later, Inc. Nonaffiliates are companies not related by common ownership or control; the nonaffiliates Venmo shares personal information with include service providers that perform services or functions on its behalf.
Supporting quotations
Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.
Our affiliates include Bill Me Later, Inc.
Nonaffiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
Nonaffiliates with which we share personal information include service providers that perform services or functions on our behalf.
Definitions
Not stated here
The notice does not list all affiliates; "include" leaves others unnamed.
Use & Processing · Permission or license
Personal information may be transferred to other countries for customer service or processing
Venmo may transfer personal information to other countries, for example for customer service or to process transactions. This sentence sits in the consumer notice box titled "California and Vermont Information", but its wording is not limited to residents of those states.
Supporting quotations
We may transfer personal information to other countries, for example, for customer service or to process transactions.
California and Vermont Information
Not stated here
Which countries and what safeguards apply to transfers are not stated.
Legal Rights & Agreement Rules · Restriction or exception
California privacy-law rights do not reach data handled under federal financial privacy law
In the consumer notice's California paragraph, Venmo says the California Consumer Privacy Act lets California residents ask covered businesses what personal information they have collected, request access or deletion, and opt out of the "sale" or "sharing" of personal information, if applicable. It then says these provisions do not apply to personal information that financial institutions collect, process, share or disclose under federal law such as the Gramm-Leach-Bliley Act. Elsewhere Venmo states it does not sell or share personal information in the California sense, so the opt-out has nothing to act on. If your Venmo account has a California mailing address, Venmo will not share personal information it collects about you except as California law permits. You can contact Venmo with questions about the statement, this notice or your information.
Supporting quotations
California:
The California Consumer Privacy Act (CCPA) permits consumers who are California residents to ask businesses covered under the CCPA about personal information it has collected about the consumer, submit an access or deletion request, and opt-out of the “sale” or “sharing” of personal information, if applicable.
These provisions do not apply to personal information collected, processed, shared, or disclosed by financial institutions pursuant to federal law such as the Gramm-Leach-Bliley Act.
If your Venmo account has a California mailing address, we will not share personal information we collect about you except to the extent permitted under California law.
Contact us if you have questions about our privacy statement, this consumer notice, or your personal information.
We do not sell or share your Personal Information, including any Sensitive Personal Information.
Not stated here
Which of Venmo's data falls under the federal-law exception, and so outside the California access and deletion rights, is not identified.
The notice does not say how to submit a California access or deletion request.
The Gramm-Leach-Bliley Act and California law are named but not supplied; their content is not analyzed.
Cross-references
qualifies (model-proposed): California residents get a table of collected data categories, sources, purposes and recipients — qualifies: The consumer notice says California privacy-law rights do not apply to information financial institutions handle under federal law such as the Gramm-Leach-Bliley Act; that exception limits what the California notice's table can be relied on for when exercising California rights.
Sharing & Disclosure · Company commitment
Vermont accounts: no sharing with nonaffiliates or for marketing without authorization, except as law allows
If your Venmo account has a Vermont mailing address, Venmo will not share personal information it collects about you with nonaffiliates unless the law allows it or you authorize it. It will not disclose information about your creditworthiness to its affiliates, and will not disclose your personal information, financial information, credit report or health information to nonaffiliated third parties to market to you, other than as Vermont law permits, unless you authorize it. More information is at venmo.com/legal/us-licenses/ or 1-855-812-4430.
Supporting quotations
Vermont:
If your Venmo account has a Vermont mailing address, we will not share personal information we collect about you with non-affiliates unless the law allows or you provide authorization.
We will not disclose information about your creditworthiness to our affiliates and will not disclose your personal information, financial information, credit report, or health information to nonaffiliated third parties to market to you, other than as permitted by Vermont law, unless you authorize us to make those disclosures.
Additional information concerning our privacy policies can be found at https://venmo.com/legal/us-licenses/ or call 1-855-812-4430.
Not stated here
The linked licenses page was not supplied.
Vermont law is named but not supplied.
Legal Rights & Agreement Rules · Context
California residents get a table of collected data categories, sources, purposes and recipients
For California residents, Venmo provides a California Consumer Privacy Act notice, to be read with the Privacy Statement, that applies to all California residents who visit its sites or use the Services. It describes the business purposes for each category of personal information, including sensitive personal information, and the categories of third parties that receive it. Its table lists, for each category, the sources Venmo collected it from, the purposes it was collected for, and the categories of third parties it was disclosed to for a business purpose.
Supporting quotations
If you are a California resident, the California Consumer Privacy Act (“CCPA”) requires us to provide you with the following additional information about: (1) the business purpose for which we use each category of “personal information” including “sensitive personal information” (as defined in the CCPA) we collect; and (2) the categories of third parties to which we (a) disclose such personal information for a business purpose, (b) “share” personal information for “cross-context behavioral advertising,” and/or (c) “sell” such personal information.
This notice should be read together with Venmo’s Privacy Statement and applies to all California residents who visit our Sites or use the Services.
We collect, use and disclose personal information regarding California residents as described in this notice.
For more information about each category, purpose of use, and the third parties to which we disclose personal information, please see the "Categories of Personal Information We Collect", "How is Personal Information used," and "Do We Disclose Personal Information" sections.
Personal Information Collection and Purposes of Use
We have collected the following categories of personal information from California Residents:
We have collected such personal information from the following categories of sources:
We collected such personal information to use for the following purposes:
We disclosed such personal information with the following categories of third parties for business purpose:
Not stated here
The sections the notice names ("Categories of Personal Information We Collect", "How is Personal Information used" and "Do We Disclose Personal Information") do not appear under those titles in the supplied text; the table appears to serve that role.
The notice does not state the period the table covers.
Sharing & Disclosure · Company commitment
Venmo says it does not sell or share personal information, including for cross-context advertising
Under California law, "sharing" means targeting advertising to a consumer based on personal information from their activity across websites, and "selling" means disclosing personal information to third parties for money or other valuable consideration. Venmo states that it does not sell or share your personal information, including sensitive personal information, and that it did not sell or share any consumer's personal information, including that of people under 16.
Supporting quotations
Under California law, “sharing” is defined as the targeting of advertising to a consumer based on that consumer’s personal information obtained from the consumer’s activity across websites, and “selling” is defined as the disclosure of personal information to third parties in exchange for monetary or other valuable consideration.
We do not sell or share your Personal Information, including any Sensitive Personal Information.
We did not sell or share any consumers’ personal information, including sensitive personal information. This includes personal information about anyone under 16 years of age.
Data Access & Collection · Company practice
California table: identifiers, including SSN and passport number, come from you, merchants and ad networks
Category A in the California table covers identifiers such as real name, alias, phone number, postal address, online identifiers, IP address, email, account name, Social Security number, driver's license number and passport number. Venmo lists their sources as you (when you use the Services), partners and merchants, service providers, financial institutions, social networks (with your consent) and advertising networks. The purposes listed are providing the Services and support, processing and matching transactions and sending notices, resolving disputes, collecting fees and troubleshooting, preventing fraud and enforcing the User Agreement, creating account connections, personalizing and improving the services and sending location-based options, sending product updates, verifying information with third parties, and performing duties required by law.
Supporting quotations
A. Identifiers such as a real name, alias, telephone number, postal address, unique personal identifier, online identifier, Internet Protocol address, email address, account name, social security number, driver’s license number, passport number, or other similar identifiers.
from you when you use our Services
partners and merchants
service providers
financial institutions
social networks, with your consent
advertising networks
provide the Services and customer support
process and match transactions and send notices about your transactions or your network activity
resolve disputes, collect fees, and troubleshoot problems
prevent potentially fraudulent, prohibited or illegal activities, and enforce our User Agreement
create an account connection between your Venmo account and a third-party account or platform
customize, personalize, measure, and improve our services and the content and layout of our website and send you or Venmo users location-based options
send you updates about new products and services that we are offering to customers
compare information for accuracy and verify it with third parties
perform other duties as required by law
Sharing & Disclosure · Company practice
California table: identifiers are disclosed to PayPal, providers, merchants, other users and the public
For category A (identifiers), the California table lists these recipients for business purposes: PayPal, Inc. and its controlled affiliates and subsidiaries; service providers; financial institutions and payment-network databases; partners and merchants; third-party accounts or platforms; parties to the transaction; other Venmo users; internet users, because some information is public (username, profile photo, first and last name, month and year of account creation and public transactions) and can be seen by anyone, with or without a Venmo account; third parties for business purposes or as permitted or required by law; and law enforcement, government officials or other third parties.
Supporting quotations
A. Identifiers
PayPal, Inc. and affiliates and subsidiaries it controls
service providers
financial institutions and databases maintained by payment networks
partners and merchants
third party accounts or platforms
parties to the transaction
other Venmo users
internet users (some personal information is public information including your Venmo username, Venmo profile photo, Venmo profile first and last name, month, and year of Venmo account creation, and public transactions in which you’ve been involved, and may be seen by anyone on the internet, whether or not they have a Venmo account)
third parties for our business purposes or as permitted or required by law
law enforcement, government officials, or other third parties
Data Access & Collection · Company practice
California table: financial, ID and medical details in the statutory category come from you, merchants and banks
Category B in the California table is personal information described in subdivision (e) of Section 1798.80, which the notice quotes as information identifying or associated with a particular individual, including name, signature, Social Security number, physical characteristics, address, phone, passport and driver's license or state ID numbers, education, employment and employment history, bank account, credit and debit card numbers or other financial information, and medical information; it excludes lawfully public government-record information. The listed sources are you, partners and merchants, service providers and financial institutions. Listed purposes begin with providing the Services and support and processing transactions and sending notices; the remaining purposes continue in the next part of the table.
Supporting quotations
B. Any categories of personal information described in subdivision (e) of Section 1798.80: “Personal information” means any information that identifies, relates to, describes, or is capable of being associated with, a particular individual, including, but not limited to, his or her name, signature, social security number, physical characteristics or description, address, telephone number, passport number, driver’s license or state identification card number, education, employment, employment history, bank account number, credit card number, debit card number, or any other financial information, medical information. “Personal information” does not include publicly available information that is lawfully made available to the general public from federal, state, or local government records.
from you when you use our Services
partners and merchants
service providers
financial institutions
provide the Services and customer support
process transactions and send notices about your transactions or your network activity
Not stated here
The cited California statute is not supplied; only the definition text quoted in the table is analyzed.
The table lists "medical information" within the quoted definition but does not say whether Venmo actually collects medical information.
Use & Processing · Company practice
California table: statutory-category data is also used for fraud, account connections, personalization and updates
For category B (personal information described in subdivision (e) of Section 1798.80, such as financial account and card numbers, ID numbers and similar details), the California table's remaining listed purposes are resolving disputes, collecting fees and troubleshooting; preventing fraud and enforcing the User Agreement; creating account connections; customizing, personalizing, measuring and improving the services and sending location-based options; sending product updates; verifying information with third parties; and performing duties required by law.
Supporting quotations
B. Any categories of personal information described in subdivision (e) of Section 1798.80
resolve disputes, collect fees, and troubleshoot problems
prevent potentially fraudulent, prohibited or illegal activities, and enforce our User Agreement
create an account connection between your Venmo account and a third-party account or platform
customize, personalize, measure, and improve our services and the content and layout of our website and send you or Venmo users location-based options
send you updates about new products and services that we are offering to customers
compare information for accuracy and verify it with third parties
perform other duties as required by law
Sharing & Disclosure · Company practice
California table: statutory-category data is disclosed to PayPal, providers, merchants, other users and the public
For category B (personal information described in subdivision (e) of Section 1798.80), the California table lists these recipients for business purposes: PayPal, Inc. and its controlled affiliates and subsidiaries, service providers, financial institutions, partners and merchants, third-party accounts or platforms, parties to the transaction, other Venmo users, internet users (limited to information that is public, such as username, profile photo, name, account creation month and year and public transactions), third parties for business purposes or as permitted or required by law, and law enforcement, government officials or other third parties.
Supporting quotations
B. Any categories of personal information described in subdivision (e) of Section 1798.80
PayPal, Inc. and affiliates and subsidiaries it controls
service providers
financial institutions
partners and merchants
third party accounts or platforms
parties to the transaction
other Venmo users
internet users (some personal information is public information including your Venmo username, Venmo profile photo, Venmo profile first and last name, month, and year of Venmo account creation, and public transactions in which you’ve been involved, and may be seen by anyone on the internet, whether or not they have a Venmo account)
third parties for our business purposes or as permitted or required by law
law enforcement, government officials, or other third parties
Data Access & Collection · Company practice
California table: age, national origin, citizenship and military status are collected and may go to affiliates
Category C covers characteristics of protected classifications under California or federal law, including age or date of birth, national origin, disability, citizenship and military status. The table lists you and service providers as sources. Listed purposes are providing the Services, preventing fraud and enforcing the User Agreement, sending product updates, verifying information with third parties, and legal duties. Listed recipients are PayPal, Inc. and its controlled affiliates and subsidiaries, service providers, financial institutions, third parties for business purposes or as permitted or required by law, and law enforcement, government officials or other third parties.
Supporting quotations
C. Characteristics of protected classifications under California or federal law, including age or date of birth, national origin, disability, citizenship, military status.
from you when you use our Services
service providers
provide the Services
prevent potentially fraudulent, prohibited or illegal activities, and enforce our User Agreement
send you updates about new products and services that we are offering to customers
compare information for accuracy and verify it with third parties
perform other duties as required by law
PayPal, Inc. and affiliates and subsidiaries it controls
service providers
financial institutions
third parties for our business purposes or as permitted or required by law
law enforcement, government officials, or other third parties
Not stated here
The table does not say which of these characteristics Venmo actually holds for a given user.
Data Access & Collection · Company practice
California table: purchase history comes from you, merchants, banks and other users of business profiles
Category D is commercial information, such as products or services purchased, obtained or considered and other purchasing or consuming histories or tendencies. Listed sources are you, partners and merchants, service providers, financial institutions, and other Venmo users if you have a business profile. Listed purposes are providing the Services and support, processing transactions and sending notices, resolving disputes and collecting fees, preventing fraud and enforcing the User Agreement, creating account connections, personalizing and improving the services, sending product updates, verifying information with third parties, and legal duties.
Supporting quotations
D. Commercial information, including products or services purchased, obtained, or considered, or other purchasing or consuming histories or tendencies.
from you when you use our Services
partners and merchants
service providers
financial institution
Other Venmo users if you have a business profile
provide the Services and customer support
process transactions and send notices about your transactions or your network activity
resolve disputes, collect fees, and troubleshoot problems
prevent potentially fraudulent, prohibited or illegal activities, and enforce our User Agreement
create an account connection between your Venmo account and a third-party account or platform
customize, personalize, measure, and improve our services and the content and layout of our website
send you updates about new products and services that we are offering to customers
compare information for accuracy and verify it with third parties
perform other duties as required by law
Sharing & Disclosure · Company practice
California table: purchase history is disclosed to PayPal, merchants, other users and the public
For category D (commercial information), the California table lists these recipients for business purposes: PayPal, Inc. and its controlled affiliates and subsidiaries, service providers, financial institutions, partners and merchants, third-party accounts or platforms, parties to the transaction, other Venmo users, internet users (limited to public information such as username, profile photo, name, account creation month and year, and public transactions), third parties for business purposes or as permitted or required by law, and law enforcement, government officials or other third parties.
Supporting quotations
D. Commercial information
PayPal, Inc. and affiliates and subsidiaries it controls
service providers
financial institutions
partners and merchants
third party accounts or platforms
parties to the transaction
other Venmo users
internet users (some personal information is public information including your Venmo username, Venmo profile photo, Venmo profile first and last name, month, and year of Venmo account creation, and public transactions in which you’ve been involved, and may be seen by anyone on the internet, whether or not they have a Venmo account)
third parties for our business purposes or as permitted or required by law
law enforcement, government officials, or other third parties
Data Access & Collection · Company practice
California table: browsing and app activity comes from you, merchants, providers and operating systems
Category E is internet or other electronic network activity, including browsing history, search history and interactions with a website, app or advertisement. Listed sources are you, partners and merchants, service providers and operating systems. Listed purposes are providing the Services and support, processing transactions and sending notices, resolving disputes and collecting fees, preventing fraud and enforcing the User Agreement, creating account connections, personalizing and improving the services, sending product updates, verifying information with third parties, and legal duties. Its recipients are listed in the next part of the table.
Supporting quotations
E. Internet or other electronic network activity information, including, but not limited to, browsing history, search history, and information regarding a consumer’s interaction with an Internet Web site, application, or advertisement.
from you when you use our Services
partners and merchants
service providers
operating systems
provide the Services and customer support
process transactions and send notices about your transactions or your network activity
resolve disputes, collect fees, and troubleshoot problems
prevent potentially fraudulent, prohibited or illegal activities, and enforce our User Agreement
create an account connection between your Venmo account and a third-party account or platform
customize, personalize, measure, and improve our services and the content and layout of our website
send you updates about new products and services that we are offering to customers
compare information for accuracy and verify it with third parties
perform other duties as required by law
Sharing & Disclosure · Company practice
California table: browsing and app activity is disclosed to PayPal, providers, banks and connected platforms
For category E (internet or other electronic network activity, such as browsing and search history and interactions with sites, apps or ads), the California table lists these recipients for business purposes: PayPal, Inc. and its controlled affiliates and subsidiaries, service providers, financial institutions, third-party accounts or platforms, third parties for business purposes or as permitted or required by law, and law enforcement, government officials or other third parties.
Supporting quotations
PayPal, Inc. and affiliates and subsidiaries it controls
service providers
financial institutions
third party accounts or platforms
third parties for our business purposes or as permitted or required by law
law enforcement, government officials, or other third parties
Data Access & Collection · Company practice
California table: location data is collected only if you choose to share it, and may reach affiliates
Category F is geolocation data, described as collected with consent. The California table lists its sources as you, if you elect to disclose it, and service providers. Listed purposes are enhancing security and providing location-based options, functionality, offers, advertising, search results or other content, and preventing fraud and enforcing the User Agreement. Listed recipients are PayPal, Inc. and its controlled affiliates and subsidiaries, service providers, third parties for business purposes or as permitted or required by law, and law enforcement, government officials or other third parties.
Supporting quotations
F. Geolocation data, with consent.
from you if you elect to disclose this information
service providers
to enhance the security of Services, provide you with location-based options, functionality, offers, advertising, search results, or other location-based content
prevent potentially fraudulent, prohibited or illegal activities, and enforce our User Agreement
PayPal, Inc. and affiliates and subsidiaries it controls
service providers
third parties for our business purposes or as permitted or required by law
law enforcement, government officials, or other third parties
Not stated here
The table describes location collection as consent-based while the main Statement says location is collected for fraud and risk purposes; how those fit together is not explained.
Data Access & Collection · Company practice
California table: call recordings and similar audio or visual data are used for support, disputes and fraud
Category G covers audio, electronic, visual or similar information. The California table lists you as the source. Listed purposes are providing the Services and support, processing transactions, resolving disputes and collecting fees, preventing fraud and enforcing the User Agreement, verifying information with third parties and legal duties. Listed recipients are PayPal, Inc. and its controlled affiliates and subsidiaries, service providers, third parties for business purposes or as permitted or required by law, and law enforcement, government officials or other third parties.
Supporting quotations
G. Audio, electronic, visual, or similar information.
from you when you use our Services
provide the Services and customer support
process transactions
resolve disputes, collect fees, and troubleshoot problems
prevent potentially fraudulent, prohibited or illegal activities, and enforce our User Agreement
compare information for accuracy and verify it with third parties
perform other duties as required by law
PayPal, Inc. and affiliates and subsidiaries it controls
service providers
third parties for our business purposes or as permitted or required by law
law enforcement, government officials, or other third parties
Data Access & Collection · Company practice
California table: biometric data comes from you with consent and goes only to service providers
Category H is biometric information. The California table lists its source as you, when you consent and request certain services. Listed purposes are providing the Services, preventing fraud and enforcing the User Agreement, and legal duties. The only listed recipient category is service providers.
Supporting quotations
H. Biometric information
From you when you consent and request certain services from
Provide the Services
Prevent potentially fraudulent, prohibited or illegal activities, and enforce our User Agreement
Perform other duties as required by law
Service Providers
Not stated here
The source cell ends mid-sentence ("request certain services from"), so the services it refers to are not identified in the supplied text.
Inference & Profiling · Company practice
California table: Venmo draws profile inferences about your preferences and behavior and may share them
Category I is inferences drawn from the other categories to create a profile reflecting your preferences, characteristics, predispositions, behavior, attitudes and abilities. Listed sources are you, partners and merchants, and service providers. Listed purposes are providing the Services, preventing fraud and enforcing the User Agreement, personalizing and improving the services, sending product updates, and legal duties. Listed recipients are PayPal, Inc. and its controlled affiliates and subsidiaries, service providers, third parties for business purposes or as permitted or required by law, and law enforcement, government officials or other third parties.
Supporting quotations
I. Inferences drawn from any of the information identified in this subdivision to create a profile about a consumer reflecting the consumer’s preferences, characteristics, predispositions, behavior, attitudes, and abilities.
from you when you use our Services
partners and merchants
service providers
provide the Services
prevent potentially fraudulent, prohibited or illegal activities, and enforce our User Agreement
customize, personalize, measure, and improve our services and the content and layout of our website
send you updates about new products and services that we are offering to customers
perform other duties as required by law
PayPal, Inc. and affiliates and subsidiaries it controls
service providers
third parties for our business purposes or as permitted or required by law
law enforcement, government officials, or other third parties
Data Access & Collection · Company practice
California table: SSN, government ID, bank and card numbers and location are also used for personalization
Category J, sensitive personal information, lists Social Security number, government-issued identification, bank account and routing numbers, credit and debit card information, and geolocation (with consent). Listed sources are you, partners and merchants, and service providers. Listed purposes are providing the Services, preventing fraud and enforcing the User Agreement, customizing, personalizing, measuring and improving the services and website, sending product updates, and legal duties.
Supporting quotations
J. Sensitive Personal Information
Social Security number
Government-issued identification
Bank account and routing numbers
Credit and debit card information
Geolocation, with consent
from you when you use our Services
partners and merchants
service providers
provide the Services
prevent potentially fraudulent, prohibited, or illegal activities, and enforce our User Agreement
customize, personalize, measure, and improve our services and the content and layout of our website
send you updates about new products and services that we are offering to customers
perform other duties as required by law
Sharing & Disclosure · Company practice
California table: sensitive data is disclosed to PayPal, providers, legal recipients and others
For category J (sensitive personal information), the California table lists these recipients for business purposes: PayPal, Inc. and its controlled affiliates and subsidiaries, service providers, third parties for business purposes or as permitted or required by law, and law enforcement, government officials or other third parties.
Supporting quotations
J. Sensitive Personal Information
PayPal, Inc. and affiliates and subsidiaries it controls
service providers
third parties for our business purposes or as permitted or required by law
law enforcement, government officials, or other third parties
Not stated here
Which "third parties for our business purposes" receive sensitive data is not specified.