Data Access & Collection · Context
What the notice means by personal information (PI)
The state section describes the member’s nonpublic (private) personal information, or PI, as information that identifies the member and is often gathered in an insurance matter. It says the insurer may collect, use, and share PI as described in the notice, and that the insurer’s goal is to protect PI because it can be used to make judgments about the member’s health, finances, character, habits, hobbies, reputation, career, and credit. PI is the state-law term here; the HIPAA section later uses a different term, protected health information (PHI), and the notice does not explain how the two overlap.
Supporting quotations
Your nonpublic (private) personal information (PI) identifies you, and it’s often gathered in an insurance matter.
We may collect, use, and share your PI as described in this notice.
Our goal is to protect your PI because your information can be used to make judgments about your health, finances, character, habits, hobbies, reputation, career, and credit.
Qualifications & exceptions
- The definition is general ('identifies you', 'often gathered in an insurance matter'); no list of data types is given.
Not stated here
- Which specific data counts as PI, beyond the general description, is not listed.
- How PI relates to PHI in the HIPAA section is not stated.
Data Access & Collection · Company practice
PI may be received from doctors, hospitals and other insurers
The notice says the insurer may receive a member’s PI from others, such as doctors, hospitals, or other insurance companies. The examples are illustrative (’such as’), so other sources are not excluded by this sentence.
Supporting quotations
We may receive your PI from others, such as doctors, hospitals, or other insurance companies.
Qualifications & exceptions
- 'Such as' makes the list of sources non-exhaustive.
Not stated here
- Other sources of PI, and what PI is received from each, are not stated.
Data Access & Collection · Company practice
Insurer may collect and use public or commercially available data about members
One example says the insurer may collect and use publicly and/or commercially available data about the member to support the member and help the member get health plan benefits and services. The stated purpose limits the use to supporting the member and helping the member get plan benefits and services; the notice does not say where the data comes from, what kinds of data it covers, or whether it is combined with PHI.
Supporting quotations
We may collect and use publicly and/or commercially available data about you to support you and help you get health plan benefits and services.
Qualifications & exceptions
- Stated purpose: 'to support you and help you get health plan benefits and services'.
Not stated here
- The sources, data types and any combination of this data with PHI are not described.