Inference & Profiling · Company practice
Insurer may collect, infer and use race, ethnicity, language, sexual orientation and gender identity information
The notice says the insurer may collect, infer, receive, and/or maintain race, ethnicity, language, sexual orientation, and gender identity information about the member and protects it as described in the notice. It may use this information to help the member, including identifying specific needs, developing programs and educational materials, and offering interpretation services. The notice also says the insurer does not use this information to decide whether it will give coverage, what kind of coverage, or the price of coverage, and does not share it with unauthorized persons. ’Infer’ means some of this information may be drawn by the insurer rather than provided by the member; the notice does not say how.
Supporting quotations
We may collect, infer, receive, and/or maintain race, ethnicity, language, sexual orientation, and gender identity information about you and protect this information as described in this notice.
We may use this information to help you, including identifying your specific needs, developing programs and educational materials, and offering interpretation services.
We don’t use race, ethnicity, language, sexual orientation, and gender identity information to decide whether we’ll give you coverage, what kind of coverage, and the price of that coverage.
We don’t share this information with unauthorized persons.
Qualifications & exceptions
- Uses listed are 'including', so not exhaustive.
- The barred uses are coverage decisions, kind of coverage and price.
- Sharing is barred only with 'unauthorized persons'.
Not stated here
- How the information is inferred, and who counts as an 'authorized' recipient, are not stated.