Optima® Credit Card Agreement

American Express · Official agreement

Read the agreement

2 of 89 cards in Sharing & Disclosure

Sharing & Disclosure · User right or choice

The issuer may tell merchants storing your Card number about new numbers, expiration dates or Account status

If you let certain merchants or third parties store your Card number and expiration date (for example so a merchant can charge your Account at regular intervals), the issuer may, but is not required to, tell those merchants and third parties if your expiration date or Card number changes or if your Account status is updated, including if your Account is cancelled. If you do not want the issuer to share your updated Account information, you can contact the issuer using the number on the back of your Card.

Details
Who
The issuer
What it covers
Updated Card number, expiration date and Account status (including cancellation)
Exception
You may ask the issuer not to share by calling the number on the back of the Card

Supporting quotations

We may (but are not required to) tell these merchants and third parties if your expiration date or Card number changes or if your Account status is updated, including if your Account is cancelled.
If you do not want us to share your updated Account information, please contact us using the number on the back of your Card.

Qualifications & exceptions

  • Sharing is described for merchants and third parties that store your Card information for charges you arranged.

Not stated here

  • The agreement does not name the merchants or third parties, and does not say how an opt-out request is recorded or whether it prevents all such updates.

Sharing & Disclosure · Permission or license

The issuer may share information about you with its affiliates to identify products for you, and may be compensated

The issuer may share information about you with its affiliates so they can identify products that may interest you. The issuer may be compensated for this information.

Details
Who
The issuer shares with its affiliates
Why
So affiliates can identify products that may interest you

Supporting quotations

We may share information about you with our affiliates so they can identify products that may interest you. We may be compensated for this information.

Not stated here

  • The paragraph does not say which information is shared, which affiliates receive it, or whether you can opt out; any such choices are not in this text.