The Platinum Card® from American Express for Goldman Sachs Agreement

American Express · Official agreement

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2 of 114 cards in Data Access & Collection

Data Access & Collection · Permission or license

You agree the issuer will obtain credit reports and other information and use it for any purpose, subject to law

You agree that the issuer will obtain credit reports about you, investigate your ability to pay, and obtain information about you from other sources, including information to verify and re-verify your employment and income. You also agree the issuer will use that information for any purposes (for example, marketing to you or evaluating you for a new Account), subject to applicable law.

Details
Who
Issuer (we)
What it covers
Credit reports and information from other sources, including employment and income verification
Why
Any purposes, for example marketing or evaluating you for a new Account, subject to applicable law

Supporting quotations

Credit reports: You agree that we will obtain credit reports about you, investigate your ability to pay, and obtain information about you from other sources including information to verify and re-verify your employment and income. And you agree that we will use such information for any purposes (for example, marketing to you or evaluating you for a new Account), subject to applicable law.

Not stated here

  • The other sources from which information is obtained are not listed.
Also annotated in the same passage (1)

Data Access & Collection · Company practice

Charge information from federal agencies accepting the Card is used for billing, collections and marketing analysis

Some federal agencies may accept the Card under authority of statute. When you make charges at these agencies, the issuer collects certain charge information. That information may be put to routine uses such as processing, billing and collections, and may also be aggregated for reporting, analysis and marketing use. Other routine uses by agencies may be published in the Federal Register.

Details
Condition
Charges made at federal agencies that accept the Card
Why
Processing, billing, collections, and aggregated reporting, analysis and marketing use

Supporting quotations

Privacy Act of 1974: Some federal agencies may accept the Card under authority of statute. When you make charges at these agencies, we collect certain charge information. That information may be put to routine uses such as processing, billing, and collections. It may also be aggregated for reporting, analysis and marketing use. Other routine uses by agencies may be published in the Federal Register.

Qualifications & exceptions

  • The passage covers charges made at federal agencies that accept the Card.

Not stated here

  • The "certain charge information" collected is not listed, and the agencies' own routine uses are not described here.
Also annotated in the same passage (3)