The issuer may tell merchants storing your Card details about changes or Account status unless you ask it not to
You may arrange for merchants and third parties to store your Card number and expiration date, for example for regular charges. The issuer may (but is not required to) tell these merchants and third parties if your expiration date or Card number changes or if your Account status is updated, including if the Account is cancelled. If you do not want the issuer to share the updated Account information, you can contact it using the number on the back of your Card.
Details
Who
Issuer (we)
What it covers
Updated Card number, expiration date and Account status
What it does
may tell merchants and third parties
Condition
Unless you contact the issuer to opt out
Supporting quotations
You may arrange for certain merchants and third parties to store your Card number and expiration date
We may (but are not required to) tell these merchants and third parties if your expiration date or Card number changes or if your Account status is updated, including if your Account is cancelled.
If you do not want us to share your updated Account information, please contact us using the number on the back of your Card.
Qualifications & exceptions
Sharing is described as something the issuer "may" do, not something it will always do.
Sharing & Disclosure · Company practice
Account information and failures to comply are reported to credit agencies; errors can be disputed in writing
You agree the issuer will give information about the Account to credit reporting agencies. It will tell a credit reporting agency if you fail to comply with the terms of the Agreement, which may negatively affect your credit report. If you believe information it has given to a credit reporting agency is incorrect, you can write to American Express Credit Bureau Unit at the address given, telling it the specific information you believe is incorrect.
Details
Who
Issuer (we)
What it covers
Account information and failures to comply, reported to credit reporting agencies
What it does
You may write to dispute incorrect information, stating the specific information
Supporting quotations
You agree that we will give information about the Account to credit reporting agencies. We will tell a credit reporting agency if you fail to comply with the terms of this Agreement. This may have a negative impact on your credit report.
If you believe information we have given to a credit reporting agency is incorrect, write to us at: American Express Credit Bureau Unit, P.O. Box 981537, El Paso, TX 79998-1537. When you write to us, tell us the specific information you believe is incorrect.
The issuer and affiliates may tell you about products and be compensated; compensation may influence what is offered
The issuer or its affiliates may tell you about insurance and non-insurance products, services or features that may have a fee (the sentence is split across two extracted blocks). One of the issuer's affiliates may act on behalf of a provider of these products and may be compensated. The insurance products are not offered or sold by the issuer or on its behalf. Affiliates may get additional compensation when AMEX Assurance Company or another affiliate is the insurer or reinsurer. The agreement states that compensation may influence what products and providers the issuer or its affiliates tell you about.
Details
Who
Issuer and its affiliates
What it does
may tell you about insurance and non-insurance products and be compensated
Exception
Insurance products are not offered or sold by the issuer or on its behalf
Supporting quotations
Insurance products: We or our affiliates may tell you about insurance and non-insurance products, services or features that may have a
fee. One of our affiliates may act on behalf of a provider of these products. The affiliate may be compensated for this. The insurance products are not offered or sold by us or on our behalf. Our affiliates may get additional compensation when AMEX Assurance Company or another affiliate is the insurer or reinsurer. Compensation may influence what products and providers we or our affiliates tell you about.
Qualifications & exceptions
The sentence introducing the products is split across two extracted blocks ("may have a" / "fee."); it is read as one sentence.
Not stated here
The agreement does not name the products or providers, or say how large the compensation is.
The issuer may share information about you with affiliates to identify products and may be compensated
The issuer may share information about you with its affiliates so they can identify products that may interest you. The issuer may be compensated for this information.
Details
Who
Issuer (we)
What it does
may share information about you with affiliates, and may be compensated
Why
So affiliates can identify products that may interest you
Supporting quotations
We may share information about you with our affiliates so they can identify products that may interest you. We may be compensated for this information.
Not stated here
The agreement does not say what information is shared or whether you can opt out.