Hilton Honors American Express Card Agreement

American Express · Official agreement

Read the agreement

2 of 117 cards in Use & Processing

Use & Processing · Permission or license

The Card Member authorizes contact by any phone or email, including texts, push notifications and automated dialers

If American Express needs to contact the Card Member to service the account or to collect amounts owed, the Card Member authorizes American Express, its affiliates, agents and contractors (such as debt collection agencies and service providers) to contact the Card Member at any phone number or email address the Card Member provides, from which the Card Member contacts American Express, or at which American Express believes it can reach the Card Member. American Express may contact the Card Member in any way, such as calling, texting, emailing, sending mobile application push notifications or any other method permitted by law, may use an automated dialer or prerecorded messages, and may contact the Card Member on a mobile, wireless or similar device, even if the Card Member is charged for it.

Details
Who
American Express National Bank (issuer) and its affiliates, agents and contractors
What it does
contact the Card Member by calls, texts, emails, push notifications, automated dialer or prerecorded messages
Why
to service the account or to collect amounts owed
Condition
even if the Card Member is charged for contact on a mobile, wireless or similar device

Supporting quotations

Servicing and Collections: If we need to contact you to service your account or to collect amounts you owe, you authorize us (and our affiliates, agents and contractors, such as debt collection agencies and service providers) to contact you at any phone number or email address you provide, from which you contact us, or at which we believe we can reach you.
We may contact you in any way, such as calling, texting, emailing, sending mobile application push notifications or using any other method of communication permitted by law. We may contact you using an automated dialer or prerecorded messages. We may contact you on a mobile, wireless or similar device, even if you are charged for it.

Qualifications & exceptions

  • The authorization applies when American Express needs to contact the Card Member to service the account or collect amounts owed.
  • Numbers and addresses can come from several sources, including ones American Express "believes" can reach the Card Member.
  • Contact methods are limited by "permitted by law".

Not stated here

  • The text does not describe a way to withdraw this authorization or limit contact times.

Use & Processing · Permission or license

Paying by check authorizes a one-time electronic debit, possibly the same day, without returning the check

When the Card Member pays by check, the Card Member authorizes American Express to use information from the check (such as routing number, account number and check serial number) to make a one-time electronic fund transfer from the bank or other asset account. When this is done, the payment may be withdrawn as soon as the same day American Express receives the check, and the Card Member will not receive the check back from the bank or financial institution. In certain circumstances, American Express may process the payment as a check transaction.

Details
Who
American Express National Bank (issuer)
What it does
use check information to make a one-time electronic fund transfer
Condition
the Card Member pays by check
When
as soon as the same day American Express receives the check

Supporting quotations

When you pay us by check; permission for electronic debit: When you pay us by check, you authorize us to use information from your check (such as routing number, account number and check serial number) to make a one-time electronic fund transfer from your bank or other asset account.
When we do this, your payment may be withdrawn from your bank or other asset account as soon as the same day we receive your check, and you will not receive that check back from your bank or financial institution. In certain circumstances, we may process your payment as a check transaction.

Qualifications & exceptions

  • The authorization is for a one-time electronic fund transfer.
  • The check is not returned when the electronic transfer is made.

Not stated here

  • The "certain circumstances" in which a payment is processed as a check transaction are not described.