American Express Cash Magnet® Card Agreement

American Express · Official agreement

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3 of 103 cards in Data Access & Collection

Data Access & Collection · Permission or license

The issuer may monitor and record calls between you and it

The issuer may monitor and record any calls between you and the issuer.

Details
What it does
Monitor and record calls

Supporting quotations

Call monitoring: We may monitor and record any calls between you and us.

Not stated here

  • The source gives no purpose, retention period or notice mechanism for recorded calls.

Data Access & Collection · Company practice

The issuer obtains credit reports on you, may use them for any purpose subject to law, and reports your account

You agree the issuer will obtain credit reports about you, investigate your ability to pay, and obtain information about you from other sources, including to verify and re-verify your employment and income. You agree it will use that information for any purposes (for example marketing to you or evaluating you for a new account), subject to applicable law. You agree it will give information about the Account to credit reporting agencies, and it will tell a credit reporting agency if you fail to comply with the Agreement, which may negatively affect your credit report.

Details
Why
Any purposes, for example marketing or evaluating you for a new account, subject to applicable law
Who
The issuer

Supporting quotations

Credit reports: You agree that we will obtain credit reports about you, investigate your ability to pay, and obtain information about you from other sources including information to verify and re-verify your employment and income. And you agree that we will use such information for any purposes (for example, marketing to you or evaluating you for a new account), subject to applicable law. You agree that we will give information about the Account to credit reporting agencies. We will tell a credit reporting agency if you fail to comply with the terms of this Agreement. This may have a negative impact on your credit report.

Not stated here

  • The source does not name the other sources of information about you.

Data Access & Collection · Company practice

Federal-agency charge data may be used for billing and collections, and aggregated for analysis and marketing

Some federal agencies may accept the Card under statutory authority. When you make charges at those agencies, the issuer collects certain charge information, which may be put to routine uses such as processing, billing and collections. It may also be aggregated for reporting, analysis and marketing use. Other routine uses by agencies may be published in the Federal Register.

Details
Condition
You make charges at federal agencies that accept the Card
Why
Processing, billing, collections; aggregated reporting, analysis and marketing

Supporting quotations

Privacy Act of 1974: Some federal agencies may accept the Card under authority of statute. When you make charges at these agencies, we collect certain charge information. That information may be put to routine uses such as processing, billing and collections. It may also be aggregated for reporting, analysis and marketing use. Other routine uses by agencies may be published in the Federal Register.

Not stated here

  • The source does not say what charge information is collected, or what the agencies' other routine uses are.
Also annotated in the same passage (1)