You authorize American Express and its affiliates, agents and contractors to contact you by many methods
If American Express needs to contact you to service your Account or to collect amounts you owe, you authorize it (and its affiliates, agents and contractors, such as debt collection agencies and service providers) to contact you at any phone number or email address you provide, from which you contact it, or at which it believes it can reach you. It may contact you in any way permitted by law, such as calling, texting, emailing, or mobile application push notifications, using an automated dialer or prerecorded messages, and on a mobile, wireless or similar device even if you are charged for it.
Details
Who
American Express and its affiliates, agents and contractors
Why
Servicing the Account or collecting amounts owed
What it does
Contact by phone, text, email or push notification, including automated dialer or prerecorded messages
Supporting quotations
Servicing and Collections: If we need to contact you to service your Account or to collect amounts you owe, you authorize us (and our affiliates, agents and contractors, such as debt collection agencies and service providers) to contact you at any phone number or email address you provide, from which you contact us, or at which we believe we can reach you. We may contact you in any way, such as calling, texting, emailing, sending mobile application push notifications or using any other method of communication permitted by law. We may contact you using an automated dialer or prerecorded messages. We may contact you on a mobile, wireless or similar device, even if you are charged for it.
Qualifications & exceptions
The purpose is stated as servicing the Account or collecting amounts owed.
Contact is limited to methods 'permitted by law'.
Numbers include ones American Express believes it can reach you at, not only ones you gave.
Use & Processing · Permission or license
Paying by check authorizes a one-time electronic debit, possibly the same day, and the check is not returned
When you pay American Express by check, you authorize it to use information from your check (such as routing number, account number and check serial number) to make a one-time electronic fund transfer from your bank or other asset account. Your payment may be withdrawn as soon as the same day it receives your check, and you will not receive the check back from your bank or financial institution. In certain circumstances it may process the payment as a check transaction.
Details
Who
American Express
What it does
Use check information to make a one-time electronic fund transfer
When
As soon as the same day the check is received
Supporting quotations
When you pay us by check; permission for electronic debit: When you pay us by check, you authorize us to use information from your check (such as routing number, account number and check serial number) to make a one-time electronic fund transfer from your bank or other asset account. When we do this, your payment may be withdrawn from your bank or other asset account as soon as the same day we receive your check, and you will not receive that check back from your bank or financial institution. In certain circumstances, we may process your payment as a check transaction.
Qualifications & exceptions
Applies when you pay by check.
In certain circumstances the payment may instead be processed as a check transaction.
Use & Processing · Company practice
American Express and affiliates may tell you about insurance and other products, and affiliates may be compensated
American Express or its affiliates may tell you about insurance and non-insurance products, services or features that may have a fee. One of its affiliates may act on behalf of a provider of these products and may be compensated for this. The insurance products are not offered or sold by American Express or on its behalf. Its affiliates may get additional compensation when AMEX Assurance Company or another affiliate is the insurer or reinsurer. Compensation may influence what products and providers American Express or its affiliates tell you about.
Details
Who
American Express and its affiliates
Supporting quotations
Insurance products: We or our affiliates may tell you about insurance and non-insurance products, services or features that may have a
fee. One of our affiliates may act on behalf of a provider of these products. The affiliate may be compensated for this. The insurance products are not offered or sold by us or on our behalf. Our affiliates may get additional compensation when AMEX Assurance Company or another affiliate is the insurer or reinsurer. Compensation may influence what products and providers we or our affiliates tell you about.
Qualifications & exceptions
The extracted text splits the sentence 'that may have a ... fee' across two blocks; it is read here as 'may have a fee'.
Compensation to affiliates is stated as possible ('may').
Not stated here
Which products, providers and compensation amounts are involved is not stated.