Merchants storing your Card number may be told about number, expiry or account-status changes unless you opt out
You may arrange for certain merchants and third parties to store your Card number and expiration date, for example so a merchant may charge your Account at regular intervals, or you may make charges using that stored Card information. American Express may (but is not required to) tell these merchants and third parties if your expiration date or Card number changes or if your Account status is updated, including if your Account is cancelled. If you do not want American Express to share your updated Account information, you should contact it using the number on the back of your Card.
Details
Who
American Express
What it covers
Updated Card number, expiration date or Account status
What it does
Contact American Express to say you do not want updated Account information shared
Supporting quotations
You may arrange for certain merchants and third parties to store your Card number and expiration date, so that, for example the merchant may charge your Account at regular intervals; or you may make charges using that stored Card information. We may (but are not required to) tell these merchants and third parties if your expiration date or Card number changes or if your Account status is updated, including if your Account is cancelled. If you do not want us to share your updated Account information, please contact us using the number on the back of your Card.
Qualifications & exceptions
American Express "may (but is not required to)" tell them; it is not a commitment.
The opt-out is to contact American Express using the number on the back of the Card.
Not stated here
The source does not say how quickly a request not to share updated information takes effect.
Sharing & Disclosure · Company practice
Insurance and other products: affiliates may be paid and compensation may influence what you are told about
American Express or its affiliates may tell you about insurance and non-insurance products, services or features that may have a fee. One of its affiliates may act on behalf of a provider of these products and may be compensated for this. The insurance products are not offered or sold by American Express or on its behalf. Its affiliates may get additional compensation when AMEX Assurance Company or another affiliate is the insurer or reinsurer. Compensation may influence what products and providers American Express or its affiliates tell you about.
Details
Who
American Express and its affiliates
Why
Telling you about insurance and non-insurance products, services or features that may have a fee
Supporting quotations
About insurance products: We or our affiliates may tell you about insurance and non-insurance products, services or features that may have a fee. One of our affiliates may act on behalf of a provider of these products. The affiliate may be compensated for this. The insurance products are not offered or sold by us or on our behalf. Our affiliates may get additional compensation when AMEX Assurance Company or another affiliate is the insurer or reinsurer. Compensation may influence what products and providers we or our affiliates tell you about.
Qualifications & exceptions
The insurance products are stated not to be offered or sold by American Express or on its behalf.
Sharing & Disclosure · Permission or license
American Express may share information about you with affiliates and may be compensated for it
American Express may share information about you with its affiliates so they can identify products that may interest you, and it may be compensated for this information.
Details
Who
American Express
Why
So affiliates can identify products that may interest you
Supporting quotations
We may share information about you with our affiliates so they can identify products that may interest you. We may be compensated for this information.
Qualifications & exceptions
The stated purpose is so affiliates can identify products that may interest you.
Not stated here
The source does not say which information is shared or whether you can limit this sharing in this paragraph.
Sharing & Disclosure · Permission or license
American Express may obtain credit reports, verify income, use the information broadly and report to credit bureaus
You agree that American Express will obtain credit reports about you, investigate your ability to pay, and obtain information about you from other sources, including information to verify and re-verify your employment and income. You agree that it will use such information for any purposes (for example, marketing to you or evaluating you for a new account), subject to applicable law. You agree that it will give information about the Account to credit reporting agencies, and it will tell a credit reporting agency if you fail to comply with the Agreement, which may have a negative impact on your credit report.
Details
Who
American Express
Why
Investigating ability to pay and, subject to applicable law, any purposes such as marketing or evaluating you for a new account
What it covers
Credit reports, employment and income information, Account information given to credit reporting agencies
Supporting quotations
Credit reports: You agree that we will obtain credit reports about you, investigate your ability to pay, and obtain information about you from other sources including information to verify and re-verify your employment and income. And you agree that we will use such information for any purposes (for example, marketing to you or evaluating you for a new account), subject to applicable law. You agree that we will give information about the Account to credit reporting agencies. We will tell a credit reporting agency if you fail to comply with the terms of this Agreement. This may have a negative impact on your credit report.
Qualifications & exceptions
Use of the information for "any purposes" is subject to applicable law.
The examples of purposes are introduced with "for example".
Not stated here
The source does not list the "other sources" or say how often credit reports are obtained.