Marriott Bonvoy Bevy™ American Express® Card Agreement

American Express · Official agreement

Read the agreement

10 of 116 cards in Account & Service Control

Account & Service Control · Restriction or exception

We set your Credit Limit and Cash Advance Limit and may change them even if you pay on time

We assign a Credit Limit to your Account and may make part of it available for cash advances (the Cash Advance Limit). There may also be a limit on ATM withdrawals in a given period. We may increase or reduce either limit even if you pay on time and your Account is not in default. You agree to manage the Account so the balance (including fees and interest) stays within the Credit Limit, the cash advance balance (including fees and interest) stays within the Cash Advance Limit, and the total of plan balances (including plan fees) is not more than the Credit Limit.

Details not recorded for this card

Supporting quotations

We assign a Credit Limit to your Account. We may make part of your Credit Limit available for cash advances (Cash Advance Limit). There may also be a limit on the amount you can withdraw from ATMs in a given period.
We may increase or reduce your Credit Limit and Cash Advance Limit. We may do so even if you pay on time and your Account is not in default.
your Account balance (including fees and interest) is not more than your Credit Limit, and
your cash advance balance (including fees and interest) is not more than your Cash Advance Limit
You agree to manage your Account so that the total of your plan balances (including plan fees) is not more than your Credit Limit.

Qualifications & exceptions

  • The text says the limits are shown on page 1 of Part 1 and on each billing statement; the published agreement lists no dollar amounts.

Not stated here

  • The ATM withdrawal limit, if any, and the period it covers are not stated.

Cross-references

Also annotated in the same passage (1)

Account & Service Control · User right or choice

You can view year-to-date Points online and call about additional Points

You can view the Points earned year to date on the Card by logging onto your online account at americanexpress.com and viewing the account summary page. For questions about additional Points on a purchase, call the number on the back of your Card. The agreement also points to americanexpress.com/rewards-info for more information about rewards.

Details not recorded for this card

Supporting quotations

You can view your Points earned year to date on the Card by logging onto your online account at americanexpress.com and viewing your account summary page.
For questions about additional Points on a purchase, call the number on the back of your Card.
Please visit americanexpress.com/rewards-info for more information about rewards.

Not stated here

  • The content of the rewards-info page is not part of the supplied agreement.

Account & Service Control · Restriction or exception

Each Card Member needs a unique, active Marriott Bonvoy loyalty account or the Card Account may be cancelled

Each Card Member must have a unique Marriott Bonvoy loyalty account. American Express may cancel your Card Account if you do not maintain an active Marriott Bonvoy loyalty account.

Details not recorded for this card

Supporting quotations

Each Card Member must have a unique Marriott Bonvoy loyalty account. American Express may cancel your Card Account if you do not maintain an active Marriott Bonvoy loyalty account.

Not stated here

  • 'Active' is not defined, and no notice or cure period before cancellation is stated here.
Also annotated in the same passage (1)

Account & Service Control · Restriction or exception

Plans, cash advances and balance transfers are at our discretion; you cannot transfer balances from our other accounts

You may use the Card to make charges. At our discretion, we may permit you to create plans, make cash advances or balance transfers. You cannot transfer balances from any other account issued by us or our affiliates.

Details not recorded for this card

Supporting quotations

You may use the Card to make charges. At our discretion, we may permit you to create plans, make cash advances or balance transfers. You cannot transfer balances from any other account issued by us or our affiliates.

Not stated here

  • The factors we use to decide whether to permit these features are not stated in this paragraph.
Also annotated in the same passage (1)

Account & Service Control · Restriction or exception

Use the Card for personal, family or household purposes only and not for illegal activities

You agree to use the Card for personal, family, or household purposes only. You may not use your Account for illegal activities.

Details not recorded for this card

Supporting quotations

You agree to use the Card for personal, family, or household purposes only.
You may not use your Account for illegal activities.
Also annotated in the same passage (2)

Account & Service Control · Restriction or exception

We may decline a charge for various reasons even within your limit, and are not responsible for resulting losses

We may decline to authorize a charge for various reasons, including if we suspect fraud or based on our assessment of your creditworthiness, even if the charge would not cause you to go over your Credit Limit and even if your Account is not in default. We are not responsible for any losses you incur if we do not authorize a charge or if any merchant refuses to accept the Card. Separately, we may also approve charges that take the balance over the Credit Limit.

Details not recorded for this card

Supporting quotations

We may decline to authorize a charge for various reasons, including if we suspect fraud or based on our assessment of your creditworthiness, even if the charge would not cause you to go over your Credit Limit and even if your Account is not in default.
We are not responsible for any losses you incur if we do not authorize a charge or if any merchant refuses to accept the Card.
We may approve charges that cause your Account balance to go over your Credit Limit.

Qualifications & exceptions

  • The reasons are introduced with 'including', so they are examples.

Cross-references

Also annotated in the same passage (2)

Account & Service Control · Permission or license

We may issue additional Cards at your request and may report their use to credit reporting agencies

We may issue additional Cards on your Account at your request. Additional Card Members can use your Account subject to the terms of this Agreement, and we may report their use of your Account to credit reporting agencies. If an Annual Fee applies to Additional Cards, the agreement says it is shown on page 2 of Part 1.

Details not recorded for this card

Supporting quotations

We may issue additional Cards on your Account at your request. Additional Card Members can use your Account subject to the terms of this Agreement and we may report their use of your Account to credit reporting agencies. If an Annual Fee applies to Additional Cards on your Account, it is shown on page 2 of Part 1 of this Agreement.

Qualifications & exceptions

  • Part 1 states the Annual Fee for Additional Cards as None.

Account & Service Control · Restriction or exception

You must tell us immediately if your address, email or phone changes, once for each Account

You must notify us immediately if you change your mailing address, email address, or telephone number. If you have more than one Account, you need to notify us separately for each Account. We may update your billing address if we receive information that it has changed or is incorrect.

Details not recorded for this card

Supporting quotations

You must notify us immediately if you change your mailing address, email address, or telephone number. If you have more than one Account, you need to notify us separately for each Account.
We may update your billing address if we receive information that it has changed or is incorrect.

Not stated here

  • The source of information we may use to update a billing address is not specified.

Account & Service Control · Permission or license

We may cancel, suspend charges or suspend features at any time for any reason; you still owe all charges

We may, at any time and for any reason, cancel your Account, suspend your ability to make charges, or cancel or suspend any feature on your Account. If we do any of these, you must still pay us for all charges under the terms of this Agreement.

Details not recorded for this card

Supporting quotations

We may, at any time and for any reason: cancel your Account, suspend your ability to make charges, cancel or suspend any feature on your Account. If we do any of these, you must still pay us for all charges under the terms of this Agreement.

Not stated here

  • No notice period before we cancel or suspend is stated here.
Also annotated in the same passage (1)

Account & Service Control · Permission or license

We may add, modify or remove any Account benefit, feature or service at our discretion

We have the right to add, modify or remove any benefit, feature or service included with or related to your Account at our discretion.

Details not recorded for this card

Supporting quotations

Changing benefits: We have the right to add, modify or remove any benefit, feature or service included with or related to your Account at our discretion.

Qualifications & exceptions

  • The rewards section separately says we may change the terms of the rewards program at our discretion.

Not stated here

  • No notice period or compensation for removed benefits is stated here.