Platinum Card® from American Express Agreement

Data Access & Collection · Permission or license

American Express may monitor and record calls between you and it

American Express may monitor and record any calls between you and it.

Details not recorded for this card

Supporting quotations

We may monitor and record any calls between you and us.

Not stated here

• The passage gives no purpose, retention period or notice practice for recorded calls.

Data Access & Collection · Permission or license

You agree American Express will obtain credit reports and other information and use it for any purpose, incl. marketing

You agree that American Express will obtain credit reports about you, investigate your ability to pay, and obtain information about you from other sources, including information to verify and re-verify your employment and income. You also agree it will use that information for any purposes (for example, marketing to you or evaluating you for a new Account), subject to applicable law.

Details not recorded for this card

Supporting quotations

You agree that we will obtain credit reports about you, investigate your ability to pay, and obtain information about you from other sources including information to verify and re-verify your employment and income. And you agree that we will use such information for any purposes (for example, marketing to you or evaluating you for a new Account), subject to applicable law.

Qualifications & exceptions

• "Subject to applicable law" qualifies the use of the information for any purposes.

Not stated here

• The passage does not name the "other sources" of information.

Data Access & Collection · Company practice

Charges at federal agencies that accept the Card are collected for processing and may also be aggregated for marketing

Some federal agencies may accept the Card under authority of statute. When you make charges at these agencies, American Express collects certain charge information. That information may be put to routine uses such as processing, billing and collections, and may also be aggregated for reporting, analysis and marketing use. Other routine uses by agencies may be published in the Federal Register.

Details not recorded for this card

Supporting quotations

Privacy Act of 1974: Some federal agencies may accept the Card under authority of statute. When you make charges at these agencies, we collect certain charge information. That information may be put to routine uses such as processing, billing, and collections. It may also be aggregated for reporting, analysis and marketing use. Other routine uses by agencies may be published in the Federal Register.

Qualifications & exceptions

• Applies to charges at federal agencies that accept the Card.
• Marketing use is stated for the aggregated form of the information.

Not stated here

• The text does not say which fields of "certain charge information" are collected or what "aggregated" means in practice.