Blue Cash Everyday® from American Express Agreement

Data Access & Collection · Company practice

The issuer may monitor and record calls between you and the issuer

The issuer may monitor and record any calls between you and it.

Supporting quotations

We may monitor and record any calls between you and us.

Not stated here

• The text does not say how long recordings are kept or what they are used for.

Data Access & Collection · Permission or license

You agree the issuer will obtain credit reports and other information, verify income, and use it for any purpose

You agree that the issuer will obtain credit reports about you, investigate your ability to pay, and obtain information about you from other sources, including information to verify and re-verify your employment and income. You also agree that it will use that information for any purposes (for example, marketing to you or evaluating you for a new account), subject to applicable law.

Supporting quotations

You agree that we will obtain credit reports about you, investigate your ability to pay, and obtain information about you from other sources including information to verify and re-verify your employment and income.

And you agree that we will use such information for any purposes (for example, marketing to you or evaluating you for a new account), subject to applicable law.

Qualifications & exceptions

• Use for "any purposes" is subject to applicable law.

Not stated here

• The text does not name the other sources of information or how often the information is re-verified.

Data Access & Collection · Company practice

Charge information from federal agency purchases is collected for processing, billing, collections and marketing use

Some federal agencies may accept the Card under authority of statute. When you make charges at these agencies, the issuer collects certain charge information. That information may be put to routine uses such as processing, billing and collections, and it may also be aggregated for reporting, analysis and marketing use. Other routine uses by agencies may be published in the Federal Register.

Supporting quotations

Privacy Act of 1974: Some federal agencies may accept the Card under authority of statute. When you make charges at these agencies, we collect certain charge information.

That information may be put to routine uses such as processing, billing and collections. It may also be aggregated for reporting, analysis and marketing use.

Other routine uses by agencies may be published in the Federal Register.

Qualifications & exceptions

• Applies to charges made at federal agencies that accept the Card.

Not stated here

• The text does not say which charge information is collected, and the agency routine uses in the Federal Register are not supplied here.