Merchants storing your Card number may be told of changes to it or your account status unless you contact the issuer
You may arrange for merchants and third parties to store your Card number and expiration date, for example so a merchant can charge your account at regular intervals. The issuer may (but is not required to) tell these merchants and third parties if your expiration date or Card number changes or if your account status is updated, including if your account is cancelled. If you do not want the issuer to share your updated account information, you can contact it using the number on the back of your Card.
Details
Who
American Express (issuer)
What it covers
Updated Card number, expiration date or Account status shared with merchants and third parties that store the Card number
Condition
You may ask not to have updated Account information shared by calling the number on the back of the Card
Supporting quotations
You may arrange for certain merchants and third parties to store your Card number and expiration date
We may (but are not required to) tell these merchants and third parties if your expiration date or Card number changes or if your Account status is updated, including if your Account is cancelled.
If you do not want us to share your updated Account information, please contact us using the number on the back of your Card.
Qualifications & exceptions
Sharing is permitted ("may") but not required.
The choice is made by contacting the issuer; no online route is stated here.
Not stated here
The text does not say which merchants or third parties are told, or whether contacting the issuer stops sharing for all of them.
Sharing & Disclosure · Company practice
The issuer reports account information to credit reporting agencies, including your failure to follow the Agreement
You agree that the issuer will give information about the account to credit reporting agencies. It will tell a credit reporting agency if you fail to comply with the terms of the Agreement, which may have a negative impact on your credit report. If you believe information given to a credit reporting agency is incorrect, you can write to American Express Credit Bureau Unit, P.O. Box 981537, El Paso, TX 79998-1537, and tell it the specific information you believe is incorrect.
Details
Who
American Express
What it covers
Account information and failures to comply, reported to credit reporting agencies
What it does
Write to the Credit Bureau Unit to challenge incorrect reported information
Supporting quotations
You agree that we will give information about the Account to credit reporting agencies. We will tell a credit reporting agency if you fail to comply with the terms of this Agreement. This may have a negative impact on your credit report.
If you believe information we have given to a credit reporting agency is incorrect, write to us at: American Express Credit Bureau Unit, P.O. Box 981537, El Paso, TX 79998-1537. When you write to us, tell us the specific information you believe is incorrect.
Qualifications & exceptions
Reporting a failure to comply is stated to "may" have a negative impact on your credit report.
The dispute route here is by letter to the stated address.
The issuer or affiliates may promote fee-based products and be compensated, which may influence what they tell you about
The issuer or its affiliates may tell you about insurance and non-insurance products, services or features that may have a fee. One of its affiliates may act on behalf of a provider of these products and may be compensated for this. The insurance products are not offered or sold by the issuer or on its behalf. Affiliates may get additional compensation when AMEX Assurance Company or another affiliate is the insurer or reinsurer. Compensation may influence what products and providers the issuer or its affiliates tell you about.
Details
Who
American Express and its affiliates
What it does
May tell you about fee-based products and be compensated
Condition
Compensation may influence which products and providers are mentioned
Supporting quotations
We or our affiliates may tell you about insurance and non-insurance products, services or features that may have a fee. One of our affiliates may act on behalf of a provider of these products. The affiliate may be compensated for this.
The insurance products are not offered or sold by us or on our behalf. Our affiliates may get additional compensation when AMEX Assurance Company or another affiliate is the insurer or reinsurer.
Compensation may influence what products and providers we or our affiliates tell you about.
Sharing & Disclosure · Company practice
The issuer may share information about you with affiliates to identify products for you, and may be compensated
The issuer may share information about you with its affiliates so they can identify products that may interest you. The issuer may be compensated for this information.
Details
Who
American Express
Why
Affiliates identify products that may interest you; the issuer may be compensated
Supporting quotations
We may share information about you with our affiliates so they can identify products that may interest you. We may be compensated for this information.
Not stated here
The text does not say what information is shared with affiliates, which affiliates receive it, or whether you can opt out of this sharing.