The Platinum Card® from American Express Exclusively for Charles Schwab Agreement

American Express · Official agreement

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3 of 130 cards in Data Access & Collection

Data Access & Collection · Company practice

Charge information from federal agencies that accept the Card is collected and may be used for marketing and analysis

Some federal agencies may accept the Card under authority of statute. When you make charges at those agencies, American Express collects certain charge information. That information may be put to routine uses such as processing, billing and collections, and may also be aggregated for reporting, analysis and marketing use. Other routine uses by agencies may be published in the Federal Register.

Details not recorded for this card

Supporting quotations

Privacy Act of 1974: Some federal agencies may accept the Card under authority of statute. When you make charges at these agencies, we collect certain charge information. That information may be put to routine uses such as processing, billing, and collections. It may also be aggregated for reporting, analysis and marketing use. Other routine uses by agencies may be published in the Federal Register.

Qualifications & exceptions

  • The text cites the Privacy Act of 1974 as the heading for this paragraph.

Not stated here

  • The agreement does not list which agencies accept the Card or what charge information is collected.
Also annotated in the same passage (3)

Data Access & Collection · Permission or license

American Express may monitor and record calls between you and it

American Express may monitor and record any calls between you and it.

Details not recorded for this card

Supporting quotations

Call monitoring: We may monitor and record any calls between you and us.

Not stated here

  • The agreement does not say how long recordings are kept or how they are used.

Data Access & Collection · Permission or license

You agree American Express may get credit reports on you and use them for any purpose, including marketing

You agree that American Express will obtain credit reports about you, investigate your ability to pay, and obtain information about you from other sources, including information to verify and re-verify your employment and income. You agree it will use that information for any purposes (for example, marketing to you or evaluating you for a new Account), subject to applicable law.

Details not recorded for this card

Supporting quotations

Credit reports: You agree that we will obtain credit reports about you, investigate your ability to pay, and obtain information about you from other sources including information to verify and re-verify your employment and income. And you agree that we will use such information for any purposes (for example, marketing to you or evaluating you for a new Account), subject to applicable law.

Qualifications & exceptions

  • The agreement gives marketing and evaluating you for a new Account as examples, not as limits.

Not stated here

  • The agreement does not name the "other sources" it may use.
Also annotated in the same passage (1)