Merchants can store Card details, and American Express may share updates unless you contact it
You may arrange for certain merchants and third parties to store your Card number and expiration date, for example so a merchant may charge your Account at regular intervals, or you may make charges using that stored information. American Express may, but is not required to, tell these merchants and third parties if your expiration date or Card number changes or if your Account status is updated, including if your Account is cancelled. If you do not want American Express to share your updated Account information, contact it using the number on the back of your Card.
Details
Who
American Express; merchants and third parties storing Card details
What it covers
Card number, expiration date and Account status updates
What it does
Contact American Express to stop sharing updated Account information
Supporting quotations
You may arrange for certain merchants and third parties to store your Card number and expiration date, so that, for example the merchant may charge your Account at regular intervals; or you may make charges using that stored Card information.
We may (but are not required to) tell these merchants and third parties if your expiration date or Card number changes or if your Account status is updated, including if your Account is cancelled.
If you do not want us to share your updated Account information, please contact us using the number on the back of your Card.
Qualifications & exceptions
Sharing updates is optional for American Express ('may (but are not required to)').
The opt-out is by contacting American Express using the number on the Card.
Not stated here
The text does not list which merchants or third parties receive updates.
Sharing & Disclosure · Company practice
American Express reports Account information and non-compliance to credit agencies; disputes go to a listed address
You agree that American Express will give information about the Account to credit reporting agencies, and it will tell a credit reporting agency if you fail to comply with the terms of the Agreement, which may have a negative impact on your credit report. If you believe information it has given to a credit reporting agency is incorrect, write to American Express Credit Bureau Unit, P.O. Box 981537, El Paso, TX 79998-1537, and tell it the specific information you believe is incorrect.
Details
Who
American Express; credit reporting agencies
What it covers
Account information and failures to comply with the Agreement
What it does
Write to the Credit Bureau Unit to dispute incorrect information
Supporting quotations
You agree that we will give information about the Account to credit reporting agencies. We will tell a credit reporting agency if you fail to comply with the terms of this Agreement. This may have a negative impact on your credit report.
If you believe information we have given to a credit reporting agency is incorrect, write to us at: American Express Credit Bureau Unit, P.O. Box 981537, El Paso, TX 79998-1537. When you write to us, tell us the specific information you believe is incorrect.
Qualifications & exceptions
Reporting covers Account information in general and failures to comply with the Agreement.
Corrections are requested by writing and identifying the specific information.
Affiliates may tell you about products with fees and be compensated, which may influence recommendations
American Express or its affiliates may tell you about insurance and non-insurance products, services or features that may have a fee. One affiliate may act on behalf of a provider of these products and may be compensated for it. The insurance products are not offered or sold by American Express or on its behalf. Affiliates may get additional compensation when AMEX Assurance Company or another affiliate is the insurer or reinsurer. Compensation may influence what products and providers American Express or its affiliates tell you about.
Details
Who
American Express and its affiliates, including AMEX Assurance Company
What it does
Tell you about products that may have a fee; receive compensation
Supporting quotations
We or our affiliates may tell you about insurance and non-insurance products, services or features that may have a fee. One of our affiliates may act on behalf of a provider of these products. The affiliate may be compensated for this. The insurance products are not offered or sold by us or on our behalf. Our affiliates may get additional compensation when AMEX Assurance Company or another affiliate is the insurer or reinsurer. Compensation may influence what products and providers we or our affiliates tell you about.
Qualifications & exceptions
Compensation is stated to be possible and to potentially influence recommendations.
Sharing & Disclosure · Permission or license
American Express may share information about you with affiliates to identify products and may be compensated
American Express may share information about you with its affiliates so they can identify products that may interest you, and it may be compensated for this information.
Details
Who
American Express; its affiliates
What it does
Share information about you with affiliates
Why
Identify products that may interest you
Supporting quotations
We may share information about you with our affiliates so they can identify products that may interest you. We may be compensated for this information.
Qualifications & exceptions
Sharing is stated as something American Express may do, for identifying products that may interest you.
Not stated here
The kinds of information shared, the affiliates, and any way to limit this sharing are not described in this provision.