Merchants you let store your Card number may be told about updates
You may arrange for merchants and third parties to store your Card number and expiration date, for example so a merchant can charge the Account at regular intervals. American Express may, but is not required to, tell these merchants and third parties if your expiration date or Card number changes or if your Account status is updated, including if the Account is cancelled. If you do not want American Express to share updated Account information, you should contact it using the number on the back of the Card.
Details
Who
American Express
What it does
may tell merchants and third parties about changes to Card number, expiry or Account status
Why
so stored-card charges can continue (as the passage's example)
Supporting quotations
We may (but are not required to) tell these merchants and third parties if your expiration date or Card number changes or if your Account status is updated, including if your Account is cancelled. If you do not want us to share your updated Account information, please contact us using the number on the back of your Card.
Qualifications & exceptions
Sharing is permitted ("may"), not required.
The opt-out is by contacting American Express; no other form is described.
Not stated here
Exactly which merchants or third parties receive updates is not stated.
The passage does not say what updated information beyond number, expiration date and Account status may be shared.
Sharing & Disclosure · Company practice
Additional Cards are issued on request; their use may be reported to credit bureaus
American Express may issue additional Cards on your Account at your request. Additional Card Members can use the Account subject to the Agreement, and American Express may report their use of the Account to credit reporting agencies. If an Annual Fee applies to Additional Cards, it is shown on page 2 of Part 1.
Details
Who
American Express
What it does
may issue additional Cards; may report their use to credit reporting agencies
Supporting quotations
Additional Card Members: We may issue additional Cards on your Account at your request. Additional Card Members can use your Account subject to the terms of this Agreement and we may report their use of your Account to credit reporting agencies. If an Annual Fee applies to Additional Cards on your Account, it is shown on page 2 of Part 1 of this Agreement.
Qualifications & exceptions
Issuing is "may", at your request.
The Annual Fee for Additional Cards is set out in Part 1, where the fee explanation lists it as "None".
Sharing & Disclosure · Company practice
Affiliates may tell you about fee-bearing products and may be paid for it
American Express or its affiliates may tell you about insurance and non-insurance products, services or features that may have a fee. One of its affiliates may act on behalf of a provider of these products and may be compensated. The insurance products are not offered or sold by American Express or on its behalf. Its affiliates may get additional compensation when AMEX Assurance Company or another affiliate is the insurer or reinsurer. Compensation may influence which products and providers American Express or its affiliates tell you about.
Details
Who
American Express and its affiliates
What it does
may tell you about products that may have a fee; affiliates may be compensated
Supporting quotations
About insurance products: We or our affiliates may tell you about insurance and non-insurance products, services or features that may have a fee. One of our affiliates may act on behalf of a provider of these products. The affiliate may be compensated for this. The insurance products are not offered or sold by us or on our behalf. Our affiliates may get additional compensation when AMEX Assurance Company or another affiliate is the insurer or reinsurer. Compensation may influence what products and providers we or our affiliates tell you about.
Qualifications & exceptions
The passage says compensation "may influence" what is recommended, a possibility the text itself raises.
Not stated here
Which products and providers are offered is not listed.
Sharing & Disclosure · Permission or license
Information about you may be shared with affiliates to identify products, and American Express may be paid
American Express may share information about you with its affiliates so they can identify products that may interest you. American Express may be compensated for this information.
Details
Who
American Express
What it does
may share information about you with affiliates, and may be compensated
Why
so affiliates can identify products that may interest you
Supporting quotations
We may share information about you with our affiliates so they can identify products that may interest you. We may be compensated for this information.
Qualifications & exceptions
The stated purpose is identifying products that may interest you.
Not stated here
Which kinds of information are shared, and whether an opt-out exists, is not stated in this passage.
Sharing & Disclosure · Permission or license
Account information goes to credit reporting agencies, including failures to comply
You agree that American Express will give information about the Account to credit reporting agencies. It will tell a credit reporting agency if you fail to comply with the terms of the Agreement, which may have a negative impact on your credit report.
Details
Who
American Express
What it does
gives Account information to credit reporting agencies; reports failure to comply
Supporting quotations
You agree that we will give information about the Account to credit reporting agencies. We will tell a credit reporting agency if you fail to comply with the terms of this Agreement. This may have a negative impact on your credit report.
Not stated here
Which items of Account information are reported, and how often, is not listed.