American Express may monitor and record calls between you and it
American Express may monitor and record any calls between you and it.
Details
Who
American Express
What it does
Monitor and record calls
Supporting quotations
We may monitor and record any calls between you and us.
Qualifications & exceptions
The right covers "any calls" between you and American Express; the passage does not say whether you are told on each call.
Not stated here
The passage does not say how long recordings are kept or how they are used.
Data Access & Collection · Permission or license
American Express may obtain credit reports and other information about you and use it for any purpose, incl. marketing
You agree that American Express will obtain credit reports about you, investigate your ability to pay, and obtain information about you from other sources, including information to verify and re-verify your employment and income. You agree that it will use that information for any purposes, for example marketing to you or evaluating you for a new account, subject to applicable law.
Details
Who
American Express
What it does
Obtain credit reports and information about you from other sources, including to verify employment and income
Why
Any purposes, such as marketing or evaluating you for a new account, subject to applicable law
Supporting quotations
You agree that we will obtain credit reports about you, investigate your ability to pay, and obtain information about you from other sources including information to verify and re-verify your employment and income.
And you agree that we will use such information for any purposes (for example, marketing to you or evaluating you for a new account), subject to applicable law.
Qualifications & exceptions
Use of the information is for "any purposes", with marketing and evaluating you for a new account given as examples, and is subject to applicable law.
This is an ongoing authorization: employment and income can be verified and re-verified.
Not stated here
The passage does not list the other sources of information.
Charges at federal agencies that accept the Card: charge information is collected for billing, reporting and marketing
Some federal agencies may accept the Card under authority of statute. When you make charges at these agencies, American Express collects certain charge information. That information may be put to routine uses such as processing, billing and collections, and may also be aggregated for reporting, analysis and marketing use. Other routine uses by agencies may be published in the Federal Register.
Details
Who
American Express
What it covers
Certain charge information from charges at federal agencies
Why
Processing, billing and collections; aggregated for reporting, analysis and marketing use
Supporting quotations
Privacy Act of 1974: Some federal agencies may accept the Card under authority of statute. When you make charges at these agencies, we collect certain charge information. That information may be put to routine uses such as processing, billing and collections. It may also be aggregated for reporting, analysis and marketing use. Other routine uses by agencies may be published in the Federal Register.
Qualifications & exceptions
The notice is headed Privacy Act of 1974 and applies to charges at federal agencies that accept the Card.
Not stated here
The passage does not say which charge information is collected.