If merchants store your Card number, the issuer may tell them about number, expiration or account status changes
You may arrange for certain merchants and third parties to store your Card number and expiration date, for example so a merchant can charge your Account at regular intervals. The issuer may (but is not required to) tell these merchants and third parties if your expiration date or Card number changes or if your Account status is updated, including if your Account is cancelled. If you do not want the issuer to share your updated Account information, you can contact it using the number on the back of your Card.
Details
Who
Issuer
What it does
May tell merchants and third parties about Card number, expiration date or Account status changes
What it covers
Card number, expiration date and Account status, including cancellation
Condition
You can contact the issuer if you do not want updates shared
Supporting quotations
You may arrange for certain merchants and third parties to store your Card number and expiration date, so that, for example the merchant may charge your Account at regular intervals; or you may make charges using that stored Card information.
We may (but are not required to) tell these merchants and third parties if your expiration date or Card number changes or if your Account status is updated, including if your Account is cancelled.
If you do not want us to share your updated Account information, please contact us using the number on the back of your Card.
Qualifications & exceptions
The issuer "may" share updates; it is not required to.
The choice to stop the sharing is made by contacting the issuer.
Not stated here
The text does not say which merchants or third parties receive updates or whether you are told when updates are sent.
Sharing & Disclosure · Permission or license
The issuer may get credit reports and other information, use them for any purpose such as marketing, and report you
You agree that the issuer will obtain credit reports about you, investigate your ability to pay, and obtain information about you from other sources, including information to verify and re-verify your employment and income. You agree it will use that information for any purposes (for example, marketing to you or evaluating you for a new account), subject to applicable law. You agree it will give information about the Account to credit reporting agencies and will tell a credit reporting agency if you fail to comply with the Agreement, which may have a negative impact on your credit report.
Details
Who
Issuer
What it covers
Credit reports, employment and income information, Account information
Why
Any purposes, for example marketing or evaluating you for a new account
Supporting quotations
Credit reports: You agree that we will obtain credit reports about you, investigate your ability to pay, and obtain information about you from other sources including information to verify and re-verify your employment and income. And you agree that we will use such information for any purposes (for example, marketing to you or evaluating you for a new account), subject to applicable law.
You agree that we will give information about the Account to credit reporting agencies. We will tell a credit reporting agency if you fail to comply with the terms of this Agreement. This may have a negative impact on your credit report.
Qualifications & exceptions
Use of the information for any purposes is "subject to applicable law".
Not stated here
The other sources of information are not named, and the text does not say how often information is re-verified.
Sharing & Disclosure · Context
Affiliates may tell you about products that carry fees and may be compensated, which can influence what they recommend
The issuer or its affiliates may tell you about insurance and non-insurance products, services or features that may have a fee. One of its affiliates may act on behalf of a provider of these products, and the affiliate may be compensated for this. The insurance products are not offered or sold by the issuer or on its behalf. Affiliates may get additional compensation when AMEX Assurance Company or another affiliate is the insurer or reinsurer. Compensation may influence what products and providers the issuer or its affiliates tell you about.
Details
Who
Issuer and its affiliates
Condition
Affiliate is compensated, including when AMEX Assurance Company or another affiliate is the insurer or reinsurer
Supporting quotations
About insurance products: We or our affiliates may tell you about insurance and non-insurance products, services or features that may have a fee. One of our affiliates may act on behalf of a provider of these products. The affiliate may be compensated for this.
The insurance products are not offered or sold by us or on our behalf. Our affiliates may get additional compensation when AMEX Assurance Company or another affiliate is the insurer or reinsurer. Compensation may influence what products and providers we or our affiliates tell you about.
Not stated here
The text does not name the products or say how much compensation is paid.
Sharing & Disclosure · Permission or license
The issuer may share information about you with affiliates to identify products for you, and may be compensated
The issuer may share information about you with its affiliates so they can identify products that may interest you. The issuer may be compensated for this information.
Details
Who
Issuer
What it does
May share information about you with affiliates
Why
So affiliates can identify products that may interest you
Supporting quotations
We may share information about you with our affiliates so they can identify products that may interest you. We may be compensated for this information.
Not stated here
The text does not say which information is shared, which affiliates receive it, or whether you can limit this sharing; any privacy notice is not part of this document.