Privacy Act of 1974: charge data from federal agencies is used for billing, collections, analysis and marketing
Some federal agencies may accept the Card under authority of statute. When you make charges at these agencies, the company collects certain charge information. That information may be put to routine uses such as processing, billing and collections, and may also be aggregated for reporting, analysis and marketing use. Other routine uses by agencies may be published in the Federal Register.
Details
Who
The company
Why
Processing, billing, collections; aggregated reporting, analysis and marketing
Condition
Charges made at federal agencies that accept the Card
Supporting quotations
Privacy Act of 1974: Some federal agencies may accept the Card under authority of statute. When you make charges at these agencies, we collect certain charge information. That information may be put to routine uses such as processing, billing and collections. It may also be aggregated for reporting, analysis and marketing use. Other routine uses by agencies may be published in the Federal Register.
Qualifications & exceptions
This applies to charges made at federal agencies that accept the Card.
Not stated here
The specific charge information collected is described only as "certain charge information".
The company may monitor and record any calls between you and it.
Details
Who
The company
What it does
May monitor and record calls
Supporting quotations
We may monitor and record any calls between you and us.
Not stated here
The text does not say how long recordings are kept or what they are used for.
Data Access & Collection · Permission or license
Credit reports: the company may pull reports, verify income, use the information broadly, and report your Account
You agree that the company will obtain credit reports about you, investigate your ability to pay, and obtain information about you from other sources, including to verify and re-verify your employment and income. You agree that it will use that information for any purposes (for example marketing to you or evaluating you for a new account), subject to applicable law. You agree that it will give information about the Account to credit reporting agencies and will tell a credit reporting agency if you fail to comply with the Agreement, which may negatively affect your credit report. If you believe information given to a credit reporting agency is incorrect, you can write to the American Express Credit Bureau Unit at the address given and state the specific information you believe is incorrect.
Details
Who
The company
Why
Any purposes, for example marketing or evaluating you for a new account
What it does
Give Account information to credit reporting agencies; you can write to dispute incorrect information
Supporting quotations
You agree that we will obtain credit reports about you, investigate your ability to pay, and obtain information about you from other sources including information to verify and re-verify your employment and income. And you agree that we will use such information for any purposes (for example, marketing to you or evaluating you for a new account), subject to applicable law.
You agree that we will give information about the Account to credit reporting agencies. We will tell a credit reporting agency if you fail to comply with the terms of this Agreement. This may have a negative impact on your credit report.
If you believe information we have given to a credit reporting agency is incorrect, write to us at: American Express Credit Bureau Unit, P.O. Box 981537, El Paso, TX 79998-1537. When you write to us, tell us the specific information you believe is incorrect.
Qualifications & exceptions
Use "for any purposes" is subject to applicable law.
Not stated here
The "other sources" of information are not identified, and the frequency of credit checks is not stated.